10.05.2020

Deposit savings in the ICD. Deposit savings in the ICD Additional information on the deposit


The Moscow Credit Bank accepts the contribution of "Savings + Contribution" in Moscow in rubles. The minimum deposit amount from 1000 rubles, the interest rate on the contribution to 9.00% per annum for Moscow. The contribution of "Savings + Contribution" is insured. Payment of interest on the contribution at the end of the term.

Conclusion Experts Site On the pros and cons of this contribution, according to the results of comparison with other deposits of banks of Moscow:

  • The contribution is insured;
  • large interest rate;
  • short-term contribution;
  • no capitalization;
  • payment of interest at the end of the term;
  • No autoprolonias;
  • partial removal impossible;
  • subfillable contribution;

Rates and interest on the deposit

The main parameters of the contribution

Contribution Insurance insured in DS. Capitalization of contribution not Growing percentage of deposit not The frequency of interest payments At the end of the deadline Deposit autoprolonation not Partial removal not Early deposit removal without loss of percent Removal restrictions not

Additional information on the deposit

In case of early demand of the contribution, there are two options: interest in the past periods of the rates are accrued and paid at the calculation of the interest rate value, which is installed for the corresponding period of the rates or interest for the current (incomplete) period of the rates are charged from the date of the start of the rate early demand of the contribution and is made from the calculation of the amount of interest rates established by deposits "to demand". If in the current (incomplete) rate of the rate, the rate set by deposits "to demand" changed, then to calculate percentage, each value of the bet is applied in accordance with its validity period established in the bank.

You can issue this contribution in any of the 100 branches of the Bank in Moscow or another region of presence:

The Moscow Credit Bank (abbreviated - ICD) has already been 25 years old (the year of the company - 1992). By net profit And the assets of the Bank ranks 9th throughout Russia and in the Central Region of the country, and on the Reliability rating awarded a high assessment of analysts - and, despite the unstable forecast, according to experts on February 1, 2020.

Among several main deposit products - "Just in case", "all inclusive", "to demand", "savings" and "pension", the product "Savings +" is particularly distinguished.

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To better understand, which is such a contribution, to explore its conditions for more detail, the rules for designing and using the score.

Conditions

Become the owner of an account in a bank with a benefits for myself can everyone - as russian citizenand a foreigner. Only foreigners need a relevant document confirming his legal location in Russia.

But in practice, citizens of the Russian Federation are almost always addressed for the services of this contribution. With the application for the contribution of "Savings +" from financial institution The ICD is not worth a hurry.

It is better to immediately study all the conditions of the future contract, which will be to the parties between the bank and the client, and then fill out the application. Pre-examine the deposit conditions can also be on the table.

Terms of Deposit "Savings +" from the ICD:

In addition to these basic parameters, it is also extremely important to familiarize themselves with other conditions of this type of deposit:

  1. Currency - only Russian rubles.
  2. The term is only 380 days, the other cannot be selected.
  3. Percentages are accrued in two periods - from 1 to 190 days, from 191 to 380 days.
  4. The total amount of accrued interest is carried out at the end of the entire deposit period.
  5. There is no capitalization of interest.
  6. Early, it is possible to stop the contract and without any loss of percentage already accrued.
  7. There is no automatic extension of the validity of the deposit contract.

Insurance of deposits exists, and it is carried out according to all the rules that are governed by law.

Unfortunately, according to the contribution of "Savings" ICD does not allow to additionally replenish it with other sums, and also does not allow partially to take money on this account. Everything consumables According to the deposit, "Savings" is not provided.

Also, it will not be possible to automatically extend the contract for this contribution, it is necessary to extend it to submit a separate application at the Bank's office or to pre-contact the financial institution manager.

Interest on contribution

According to experts studying the criterion favorable sentences By various banks, for 2020, the ICD is one of the largest financiers ready to pay high rates on deposits.

Especially, it is well traced when you compare with the proposals of other larger banks.

So, let's say in Sberbank (the maximum rate is indicated to 7-7.5%), VTB24 (up to 6-8%) and even in the super-modern innovative bank Tinkof (up to 8-9.5%) and other financial companies Maximum rates for savings deposit accounts more than 8-8.5% will not find an average.

But the company company has a great opportunity to place their free cash On the score with a bet of 10%.

Of course, the rate level at each individual case will always depend on the placement period monetary sum At the deposit account:

These rates are valid from November 15, 2020 and will still act for 2020. In general, it is safe to say that if in other banks the average rate is obtained - 6-7.5%, then in the ICD of the company, interest on average is set in the amount of 8-8.5%.

Not only from the period of days dependes the oscillations of bets during the period of the contribution contract, but also also is also of great importance and the amount of the amount as the client is ready to put on the account of the contribution.

The smaller the amount, the less the maximum deposit rate can be exhibited, it also can also play an individual hike to each occasion of the opening of the contribution.

The payment of interest also plays a big role when the client wanted to terminate the contract ahead of time and requiring his money back together with accrued interest.

Conditions for removing the contribution, if the owner claims his removal early together with the termination of the contract, consist in the following nuances:

  1. The rate in practice in early demand shows the following range of values \u200b\u200b- 0.01-7.5%.
  2. Interest, which were charged on the amount of the contribution, rely on payments exclusively for the past period of time.
  3. The value of the calculation rate will be taken into account only by the one, which is established for the corresponding period of money deployment on the account under the terms of the contract.
  4. Interest, which is due to the contribution for the current period, has not yet expired for the accrual of bets on the amount of the contribution, will be taken into account from the day when the rate began to act before that day. When the depositor requested its money.
  5. In the case of percentages for the current period, the size rate will be assigned according to the rules of "to demand".
  6. In the event that the rate for the contribution of the demand has changed, then when calculating interest on the payment will be taken into account every values \u200b\u200bof such rates that are fully relevant to the timing of their actions that the bank establishes.

The ICD Bank also works separate free for permanent customers Service, preliminary strategy development In order for the Customer's contribution to the maximum income.

But for this you need to be a bank client at least 2-3 years old and become a personal service user.

Then you will have access to such services as a personal manager. special conditions deposits, discounts, individual calculations and proposals for financial solutions and other privileges.

How to discover the contribution of savings in the ICD

Of the documents for the opening of the contribution of "Savings +" in the ICD, it is enough just to provide an identity card - a passport with registration of a place of residence in Russia.

At the same time, the roles of particular playing, where exactly the registered passport owner was registered. By transferring an open deposit account and is the actual discovery of the contribution.

The conditions for such a stage of design are among the following features:

  • enrollment on the account from the current account;
  • transfer to an account from any card account;
  • less than 1000 rubles is initially putting at the expense, the contribution will not be considered open.

You can open the deposit in several ways:

  1. Come to the office and submit a statement there. Working time All ICB offices from 10:00 to 21:00.
  2. Apply for consideration of the possibility of opening a contribution to the manager on the company's website.
  3. Fill out and send an online application yourself.
  4. Proceed to the contract comprehensive service and get full access to personal Account Through a unique password and login from the bank in order to open the contribution through the "ICD online" or MKB Mobile.
  5. Through the bank terminal.
  6. Call by phone and seal your desire.

All these methods, except for the first, are considered preliminary and are temporary. The first connection with the manager is just a discussion of the details of the contribution, its calculations, discussion of the subtleties of the registration and capabilities of the client.

Then, in any case, each client has to go to the nearest office to conclude a treaty there and make an open account.

Features of the contract

Immediately it is worth noting one big advantage of such a contribution as "Savings +" is insurance of the contribution of any client according to this program, which is carried out by the state.

In other words, all the risks of the loss of the contribution that took place to be in the time of restructuring, today do not touch the depositors.

During the review of the license of the Central Bank of Russia to carry out the activities of the ICD, in the event of any moratorium, which can be superimposed by the Bank of Russia at the ICD and under other circumstances of risk, insurance will be paid to each client.

The amount of insurance payments fully covers the size of the contribution, which is already talking about the impossibility of loss of money on deposit accountbelonging to the depositor.

The contract must be clearly reflected in the contract for this deposit. important details - information about such important points:

  1. Deposit amount.
  2. Deposit timing.
  3. Interest rates.
  4. Investigation of the contribution.
  5. Conditions of early termination and receipt of money by the client after closing the account.
  6. Duties of the Bank.
  7. Duties of the depositor.
  8. Ways to resolve controversial moments.
  9. Signatures of the parties indicating details.

It is also very important that in the contract it is mentioned on the exemption from taxation on income tax For those clients, on whose deposits are appointed by the Bank, which is below 16% per annum (5 refinancing rates from the Central Bank of the Russian Federation).

These measures B. last time They were introduced in the bank for the period from 12/15/14 to December 31, 15, but now they are extended. However, about such benefits on the taxation of the contribution, it is better to recover from a bank specialist because such measures can often be canceled.

Calculation of profitability

Before submitting an application to each alleged client on the official portal of the bank is given the opportunity to calculate its yield on the contribution of "Savings +".

To do this, just just enter the page of this deposit, then click the active link "Calculate Income".

On the new page that opens will be visible already to fill online calculatorbut.

In these fields, you need to fill in the deposit parameters:

  • specify the amount you will be ready to post on the account;
  • set the term of deposit;
  • then, click "Calculate Income";
  • get the following information in the form of a small plate with preliminary calculation results.

All data on the profitability of the contribution of "Savings +", which you get after the calculations made on the website of the company MKB are preliminary. Therefore, final profitability will be designed for you by the company's specialist after you have submitted.

In any case, each potential investor has more time for the final decision or time to change their mind to make an attachment if it does not build a final version.

Time is before signing the contract and before opening an account and making amounts. After that, if you immediately take money, returning them back, then there is a possibility of financial losses. All these details will immediately discuss with the manager of the company, asking him all his questions.

The contribution of "Savings +" from the Moscow Credit Bank is very profitable and convenient for those citizens who do not plan to use money attached to the expense, but they plan to store them for some time with profit.

What contributions individuals There is today in the ICD

As in most banks in Russia, all the most popular types of deposits are presented in the ICD today: under maximum interest, with replenishment, with the possibility of partial removal of money without loss of interest. In addition, there is special contribution For individuals - pensioners, as well as a comprehensive product with the opening of an individual investment account.

Maximum interest rates of Moscow deposits credit Bank Correspondents Site brought to a comparative table:

Contribution

Rate

Mega online

All inclusive
(Tariff "Maximum Income")

All inclusive
(Rate "Cumulative")

All inclusive
(Tariff "Cumulative with Capitalization")

All inclusive
(Tariff "Calculated")

New Year's dreams

Savings account

COMPANY COUNCULATOR IN 2020: Calculate Income

Interest and conditions of deposits of the ICD for individuals today

Next, the site will consider in detail the interest rates currently in force, as well as the conditions for issuing deposits of individuals in the Moscow Credit Bank. And let's start our review from the new offer of the bank. It should be paid special attention Those who want to invest money under the maximum percentage.

Contribution of the ICD Mega online: interest and conditions

This deposit S. increased bid.which can be issued only online - in the Internet bank or mobile application ICD. Its main advantages is the possibility of replenishment and monthly payout of interest. The deposit can be issued for a period of 3 to 36 months in increments of 1 month.

Interest rates

Term, month

from 1000 rubles.

from 2 million rubles.

5.654%
5.5% 5.6%
5.6% 5.7%

5.7%

5.8%

Conditions

Term: from 3 to 36 months;
Min. Amount: 1 000 rubles;
Replenishment: Yes
- During the first 95 days under a period of 95 to 330 days;
- During the first 185 days at a period of from 370 to 1100 days;
Partial Removal: No;
Prolongation: no;
Early termination: at a rate of 0.1%.

The contribution of the Moscow Credit Bank for Pensioners "Grand"

This deposit may not be far away. Contribution is provided only to citizens Russian Federationthat:

Reached a total retirement age, upon reaching which they acquire the right to appoint them a pension;
have a pension certificate or certificate of retirement.

It is also possible to arrange it to those who have pension card Moscow Credit Bank "Wisdom".

Interest rate

1 g.

1 year 6 m.

2g.

5,7%

Conditions

Term: 370, 540, 730 days;
Min. Amount: 1000 rubles;
Replenishment: yes;
Partial Removal: No;
Interest accrual: monthly;
Prolongation: Not more than 2 times.
Early termination: at a rate of 0.01%

See the most profitable for today pension contributions In other banks you can

The contribution of the Moscow Credit Bank "All Inclusive"

The client, which opens this deposit in the Moscow Credit Bank, can choose one of the four tariff plans, which can then be changed during the deposit period: Maximum income / cumulative / accumulative with monthly capitalization / calculated. Each of them has its own characteristics. We will analyze the conditions and interest rates of each of the tariff plans.

Tariff "Maximum Income"

This tariff makes sense to choose if the maximum bet is planned. The payment of interest is made at the end of the term. You can add options: partial removal, replenishment, monthly capitalization percent, interest payments to the account.

Interest rate

In rubles of the Russian Federation

3m

6 M.

1 g

18 M.

2 g

In US dollars

3m

6 M.

1 g

18 M.

2 g

Conditions


Replenishment: No;
Partial Removal: No;
Prolongation: yes.

Tariff "Cumulative"

Contribution with this tariff plan can be replenished. Percentages are charged monthly to a separate account. You can add options: partial removal, monthly percent capitalization.

Interest rate

(with monthly percent removal)

In rubles of the Russian Federation

3m

6 M.

1 g

18 M.

2 g

In US dollars

3m

6 M.

1 g

18 M.

2 g

Conditions

Term: 95, 185, 370, 540, 730 days;
Min. Amount: 1000 rubles / 100 dollars;
Replenishment: yes;
Partial Removal: No;
Percentage accrual: monthly on a separate account.

Tariff "Cumulative with monthly capitalization"

If you choose this rate, the contribution will also be replenished. Interest accrued monthly followed by capitalization. You can add options: partial removal, monthly percent capitalization.

Interest rate

(taking into account the capitalization of interest)

In rubles of the Russian Federation

3m

6 M.

1 g

18 M.

2 g

In US dollars

3m

6 M.

1 g

18 M.

2 g

Conditions

Term: 95, 185, 370, 540, 730 days;
Min. Amount: 1000 rubles / 100 dollars;
Replenishment: yes;
Partial Removal: No;
Prolongation: yes.

Tariff "Calculated"

Contribution with this tariff is replenished, partial removal of funds is also allowed. But his profitability will not be so high.

Interest rate

(taking into account the capitalization of interest)

In rubles of the Russian Federation

3m

6 M.

1 g

18 M.

2 g

In US dollars

3m

6 M.

1 g

18 M.

2 g

Conditions

Term: 95, 185, 370, 540, 730 days;
Min. Amount: 1000 rubles / 100 dollars;
Replenishment: yes;
Partial removal: there is up to size initial contribution;
Interest accrual: monthly with capitalization;
Prolongation: yes.

The contribution of the ICD with an income of 7.5% per annum "New Year's Dreams"

This is a comprehensive proposal that implies the simultaneous design of two products:

Deposit for individuals;
contracts trust management means of an individual investment account (IIS).

At the same time, it is necessary to invest an amount not less than the amount of the deposit.

If these requirements are observed, then the client receives an increased interest rate By deposit. If you terminate the contract for investment, the base rate is established, and from the date of opening of the deposit.

Citizens of the Russian Federation aged 18 to 65 may make contribution.

Interest rates

7.5% per annum in rubles;

5.5% per annum in rubles when terminated by the IIS agreement.

Conditions

Term: 395 days;
Min. Amount: 50 000 rubles;
Max. Amount: 1 million rubles;
Replenishment: No;
Partial Removal: No;
Interest accrual: at the end of the term;
Prolongation: yes.

Accumulative account of the Moscow Credit Bank

it financial instrumentwhich allows you to freely manage funds stored in the bank. You can replenish your account and make money when they need. At the same time, the bank will be accrued daily interest on the amount on the score. And interest is paid monthly on the last calendar day of the month.

The feature of the account is that the interest rate can be enhanced if you spend the amount of more than 30,000 rubles from the ICD cards per month. If you spend less, it does not matter. The bank will accrue interest on the base rate.

Increased percentage is charged only in the amount of up to 500,000 rubles! For other means, interest is accrued for the base rate regardless of the costs of the CCM cards.

Interest rate

Amount, rub.

Shopping on cards Over 30 000 rubles. per month

Shopping cards less than 30 000 rubles. per month

6,5%

Conditions

Term: Not limited;
Min. Amount: not limited;
Replenishment: yes;
Partial removal: yes;
Interest accrual: daily;
Percentage payment: monthly.

How to discover the contribution to the ICD

Put money on a deposit in the Moscow Credit Bank in several ways.

1 Contact one of the branches of the bank in Moscow or the Moscow region.

2 If you are already a client of the ICD and on your account you have enough money for the initial contribution to the deposit, the contribution can be issued:

In Internet banking the ICD online;
application MKB Mobile;
Through a payment terminal.

Question answer

? Who can make a contribution to the ICD?

Open a deposit in the Moscow Credit Bank can citizens of the Russian Federation of 14 years old, unless otherwise specified in the deposit conditions. For those who are not yet a client of the ICD, you must contact the office personally.

? Is it possible to open several deposits at once?

You can open any number of contributions, no restrictions.

? Is it possible to open the score to another person?

Open your contribution to another person perhaps, if you act on behalf of the Depositor for a notarial power of attorney, in which the powers are necessary to open deposits. Contributions in favor of the 3rd persons in the Moscow Credit Bank do not open.

? Is it possible to open a contribution to several people at once, for example, family?

The opening of the deposit for several people (joint) is not allowed. But it is possible to make a power of attorney on any familial family member to manage the contribution. To do this, contact the ICD office in which the account is open, or make a power of attorney notarially.

? Are deposits of individuals in the ICD insured?

Yes, the contributions are insured by the State Corporation "Deposit Insurance Agency" in the amount of up to 1,400,000 rubles.

conclusions

How profitable and safe today to open contributions to the ICD

1 line of deposits in the Moscow Credit Bank today is simple and understandable. It practically does not differ from the one that there is in Sberbank or VTB today.

2 Interest rates of ICD deposits are somewhat higher than in a saving, which is distinguished from profitable.

3 In the reliability of investments, it is not necessary to doubt. The ICD is among the systemically significant banks of Russia, and therefore the state will not quit it even if heavier times begin in the bank. It will be dragged as the discovery and promsshivyazbank.

4 The network of compartments of the ICD in the regions is not widely developed, and therefore it loses to competitors for accessibility for customers not Muscovites.

What contribution to the ICD is the most profitable for pensioners

In the Moscow Credit Bank now special offer For pension recipients. This is the deposit "Grand". Based on the amount of interest rate, it can be considered the most profitable today for pensioners. In addition, it is replenished. These features make it really attractive.

However, the conditions of deposits in the ICD are so democratic that any of the contributions may well be beneficial for older people who receive a pension. The minimum deposit amount in the ICD is only 1000 rubles, and interest rates are quite high.

Summary. MKB today offers more profitable terms and deposit rates than many other banks of the Russian Federation. The opening of the deposit in the ICD may become really reliable and favorable investment savings, considers the expert site deposit programs Victor Davidenko.

About Bank

The Moscow Credit Bank is not so popular among the Russian population, as a savage, and therefore let me tell a little about the jar.

So, the ICD works on russian market banking services Since 1992. TO today's day he grew up in universal commercial Bankproviding all types of services for corporate and private clients as well financial and Credit Organizations. He entered the number of systemically significant banks in Russia.

The territorial network of the ICD is concentrated in Moscow and the Moscow region, where more than 90 branches are located today and 20 operating ticket office. The payment banking network includes over 5740 payment terminals and 1040 ATMs.

Since 2004, the Moscow Credit Bank has been included in the insurance system of Russia's deposits.

Contacts for certificates

Learn more about the conditions and interest rates of deposits of individuals for individuals and pensioners, recognize the Bank's employee.

Phone in Moscow: +7 495 777-4-888 (around the clock), 8 800 100-4-888 (free call in Russia).

Postal address: 107045, Moscow, Luke Lane, d. 2, p. 1.

General License of Bank of Russia No. 1978. Information is not a public offer.

The banking system gives the decision that the population's money is not just lay under the pillow, but worked on their owner and did not depreciate, despite the economic situation in the country. Consider what deposits in the ICD are offered for individuals in 2020 in rubles today, including for pensioners.

Customers can put their accumulations on short-term deposits to 1 year and long-term, ranging from 365 days. To speak in general about such deposits, then they are:

  1. Up to demand - the client has the right to make money when it is convenient without losing accruals.
  2. Urgent - put savings for a certain period:
  • with a monthly payment (the client receives accruals on the deposit through a bank card or through the Passport Cassus);
  • at the end of the term (the depositor can get the body and accrual only after the expiration of the contract);
  • with capitalization (meaning that interest work on you, that is, they are transferred to the first working day of the month from a percentage account with the total amount).

FROM common theory We figured out, now consider directly: which deposits are offered by the Moscow Credit Bank for individuals in 2020:

  • "Accumulative" with all options.

Minimal contributions are standard than a longer period, the higher the bet.


  • "Copying with capitalization" with all options.
  • "All inclusive. Calculated. "

  • "Just in case".

This proposal differs from the rest of the fact that under the conditions there is a low rate of 4.5% per annum. An account with the minimum amount of 1 ruble is opened, it is replenished from 200,000 rubles per calendar month, the maximum possible amount on the account is 1 million rubles. Additional privileges are preserved: capitalization, partial and complete removal until the end of the contract.

  • "Investments" is an investment account that opens from 10,000 rubles. He is interested in brokers who carry out operations on currency and stock markets. More detailed information on the official website of the bank.
  • "To demand" is an investment of money on an indefinite basis, with monthly payments, the client has the right to terminate it at any time. Design is offered at rates:
  • 0.1% for RUB;
  • 0.01% for USD, EUR.

When opening a deposit in the department, the client receives the maximum base rate if the physical person chooses additional options, for example, different variants Removing the deposit until the end of the term and the accruals are not lost, the rate will be understood. Therefore, we recommend weighing that it is important is the mobility and convenience of using nested money or high rate. Do not forget about the period of action: the longer the cash is underway in the banking institution, the higher the percentage.

To get + 0.25% to the rate in national currency or + 0.15% in foreign fundamental need to use the following resources:

  1. ICD Online contributions Online;
  2. MKB Mobile;
  3. terminals.

The department of financial institution will not suit, since the contract will be opened on general grounds.

Proposals for deposit products are periodically updated, and favorable novelties are being developed under the holidays with high percentages.

Lifehak: comparing "accumulative" with a capitalization for a period of 12 months under 7.5% and "maximum income" at 8%, better open an offer with capitalization (complex accrual) as if you recalculate without capitalization (simple accrual), you will receive The result is a real rate of 8.5%.

All listed bank products Automatically prolong under the current interest rate according to the protocol.

Conditions on the deposit champion

The Moscow Credit Bank offers the contribution "Champion" as one of the types of short-term deposits, where accruals and body are paid at the end of the term.

  • suitable for wealthy citizens, because Starting amount 100000 RUB or 1500 USD.
  • easy accrual%;
  • there is no account replenishment;
  • there is no automatic extension after the end of the period, so it is better to reissue or take money on time;
  • early removalless loss.

In the ICD Bank, the CHAMPION is a good popularity among customers.

Favorable offers for pensioners

Pensioners can choose any of the above-described offers, but not everyone has money to put a large base amount for which you can open deposit contract. Therefore, it is possible to keep in mind the following contribution from the Moscow Credit Bank for pensioners in 2020:

  • "Savings +" account that can be issued, starting from 1000 rubles to 380 days and choose maximum bid. up to 9%. Payments The client receives only at the end of the contract.

Where to find an online calculator for calculating interest

To select a suitable offer, follow these steps:

  1. Come on the website of the ICD https://mkb.ru/personal/deposits.
  2. In the upper right corner click "individuals".
  3. Click on the "Deposits and Investments" menu.

This calculator allows you to quickly choose a deposit. The only minus is that he does not show what income you get at the end of the term of the contract.

  • Pick up the contribution to the previous calculator or simply select the appropriate one from the list.
  • Click on the contribution you like and click on the "Calculate" button.

The results will reflect the following information:

  1. interest rate;
  2. total amount at the end of the term (body plus%);
  3. amount%;
  4. term (in months and number of days);
  5. the ability or lack of replenishing an account;
  6. availability of preoccupative
  7. presence or absence of automatic prolongation;
  8. payment of accruals at the end of the deadline or every month (through a plastic card or by a passport via the cashier);
  9. conditions for complete early termination (by reduced rate or without applying sanctions);
  10. deposit Management: Adding Additional Options;
  11. safety;
  12. requirements for depositor;
  13. you can order a plastic card;
  14. required documents.

The possibilities of early removal of funds. Does the Bank applies sanctions in this case

It all depends on the chosen deposit agreement, i.e. You choose a contribution with the basic conditions, and then "stand" additional options. The operator in the banking institution or the online system forms a contract where you can familiarize yourself with all the terms:

  • the sanctions are not provided. There are agreements in which it is said that you can remove completely or parts without losing accruals, but the percentage will be significantly lower. For example, "Champion".
  • the ability to take part in part, and with full closure of the contribution ahead of schedule under 0.1%. For example, the contribution "calculated", according to which there are limitations:

  • only full removal at a reduced rate of 0.1%. Such conditions can be found in the contract "Cumulative";
  • removal is not foreseen under the terms of the contract. For example, "Maximum Income".

In each selected type of deposit, there are conditions, if the "hook" is provided, then you go to another tariff. Learn more detail in the banking institution department.

Conductive contribution conditions

The Moscow Credit Bank offers the deposit "Cumulative" with the capitalization of interest online or with a simple accrual.
"Accumulative" with a simple interest accrued has an option - monthly removal, so early terminationReceived payments are charged from the body of the Deposit.

This proposal can take advantage of adults and children from 14 years by passport. There is no partial removal here, but if necessary, it is possible to completely terminate the contract, but under 0.1%, regardless of the deposit currency.

How to open the contribution to the ICD online instruction

Open a deposit agreement is possible without contacting the department. To do this, follow the instructions:

  • Go to the official website of the ICD.
  • In the lower left corner, click on the MKB online menu.
  • Enter login and password.
  • If you are not registered, then fill in the fields below:

  • Fill in the required fields in the application.

Let's sum up

The bank offers competitive deposit proposals. Potential and new bank customers can open a deposit by filling out an on-line application. different ways or Off-Line in the department itself. Not all deposits can be opened on-line, however, those that the contributor may receive an additional percentage and respectively income.

I wanted to note that the products from the Moscow Credit Bank are insured, since the bank is a member of the deposit insurance system and in the event of a crisis, the depositor can receive up to 1.4 million rubles. \\


2021.
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