Finam Broker JSC. Finam: Overview of trade conditions and financial instruments Finam Trade Terms

Greetings! We continue our review of popular Russian brokers. And today the "nail of the program" will be the "Finam" broker: reviews, pros / cons, services, tariffs and my personal opinion.

Holding FINAM was founded back in 1994. The company is a member of the American e-exchange NASDAQ. Finami offices are open not only in Russia, but also in the EU, the USA and the countries of Southeast Asia.

Some statistics taken with official Site. In August 2015, the turnover of Finam on the international financial market exceeded $ 54.3 billion, and another $ 60.5 billion "scrolled" in the Russian financial market. At the same time, FINAM controls about 14% of trading on the MICEX and enters the top three!

At the moment, the holding structure looks like this:

• JSC "Investment Company" Finam "(brokerage service)
• LTD " Management Company "Finam Management" (). Under the management of the company even pension accumulations, Pyp assets and target capital funds
• FINAM.RU LLC (Information and Analytical Agency)
• CJSC "Bank Finam" (well, everything is clear here - this is a classic Moscow bank with a standard set of services)
• Whotrades (brokers who specialize in specific services). For example, company Whotrades Inc. Represents direct access to the US stock market
• Finam Global Investment Fund (invests and participates in the management of promising companies)
• ANO "FINAM training center" (conducts training lectures, seminars and courses in major cities Russia). By the way, there are very decent remote programs in the training center

Broker clients traded on exchanges from 40 countries of the world, and Finam offices are already open in 100 cities in Russia.

Well, of course, during the years of his work, the Finam managed to get a lot of prestigious premiums. For example, last year, the company became the winner of the Financial Elite of Russia-2015 Financial Elections in the genuation "Grand Prix: Investment Company of the Year".

Situation at broker Finam today

Now FINAM provides traders access to the following trading areas: RTS, MICEX, NYSE, NASDAQ, Toronto Stock Exchange, Deutsche Börse, London Stock Exchange, Bolsa Mex.

Trade is carried out using QUIK terminals, MetaTrader 4, MetaTrader 5, Multi Exchange, Finamtrade, Transaq, HFT, LiveTrade Professional, Volfix.

You can enter money on a brokerage account in the following ways:

• Cash (through the cashier of the Finam, Kassu Bank Finam or KKS Bank in the regions)
• Non-cash listing (with plastic card Bank finams or with bank account another bank)
• Through DeltaPay terminals, payment network "Pay on the way" or network of companies "Mobile element"

In fairness I want to note that many customers complain about the long term enrollment of funds to the brokerage account (sometimes it takes a day or two). In other words, the Regulations are often not compliance with the Finam. Especially, this concerns the transfer of money from an account of a third-party bank.

In addition, any bank (except for the Finam Bank) will definitely reduce its commission - both for the operation of the replenishment of the brokerage account, and for the output of money from it (0.5-3%). Therefore, the trader is much easier (and cheaper) to open an account or start the bank of the Finam.

By the way, very fast way Rent money from brokerage accounts Finam - to bring money in cash (through the Finama tickets) or on the details of the bank account in their own bank "Finam". The conclusion to the rest of the banks will make you wait for the day 2-3. And that, only after the delivery of the instructions (it is possible to do this in online mode through the "Personal Account").

Brokerage services Finama

FINAM offers traders a huge selection brokerage services, Services and products. I will not paint them in detail, but simply list the most interesting.

Broker provides access to the stock (12 tariff plans), urgent (4 tariff plans) and foreign exchange markets (8 tariff plans).

"Currency" finams - this is the exit of the trader on currency trading on the Moscow Stock Exchange and the International currency market. Private trader can make transactions with currency according to real stock price On highly liquid platforms with minimal spreads.

The beginners clearly should begin with the Test Drive Tariff Plan (Moscow Exchange): 1: 9 shoulder, a minimum for opening - 30,000 rubles, the broker commission - 0.0177% for any turn.

I became interested in the tariff "Light" - Shoulder 1: 500, the minimum opening amount is $ 5, the spread is from 0.5 and the absence of the commission broker. You can trade 50 currency pairs, as well as silver and gold.

The "stock" fins opens access to the most interesting stock exchanges worldwide. There is at least 3 options to choose from.

For example, the tariff "US markets - direct access" makes it possible to enter American stock markets directly. Thus, you will open an account in Cyprus in "Whotrades". Broker has licenses in NFA and CYSEC (Cyprus). But the minimum opening amount will be $ 3,000, the Commission for each transaction is $ 4.75, and the fee for using the "shoulder" begins with 5.5%.

A similar tariff plan called "US Market" brings the trader to American sites no longer directly, but through the Finam JSC. In this case, the minimum opening amount lowers up to 10,000 rubles, and the broker's remuneration begins with $ 0.004 per share.

Urgent Finam offers traders profitable terms For trading options and futures.

The most interesting option of the tariff plan is called "MMA - a single trading account." There is no service fee here, the minimum opening amount begins with $ 200, and for each contract you will have to pay only 45 kopecks.

By the way, if you plan to trade on the Moscow Stock Exchange, you will in every way will try to impose a transaction terminal. To one friend even had to threaten the closure of the account and only after that he was provided by Kvik.

Other broker services

Capital protection

Unlike many other Russian brokers, the Finam offers its customers several insurance options. For example, "from reducing the ruble exchange rate" and "from reducing prices for shares." For 4.5% of the amount of the insured amount, the holding records for you the current year for a year. Most likely, the option in the derivative market is simply bought under this amount.

Support professionals

Investor and trader can enjoy advisory management. For example, in the US market or in Hong Kong.

Information and analytics

In my opinion, FINAM is beneficial from competitors to a decent level of an analytical information service. Clients and intelligent market reviews, and news from Dowjones, and event calendar, and autochartist trading signals, and forecasts from Trading Central.

Part of the analytics is open to investors and traders in free access, part - is included in the cost of tariff packages.

Pros and Cons Broker

To the advantages of Finam, most users include a high level of company reliability, a stable operation of the QUIK terminal, the possibility of entering foreign markets and a large selection of convenient services for traders.

By cons personally, I would definitely take high rates. In addition, the regulations are not always observed, and too "sheltered" the "personal account" of the trader. Forward brokers).

Many people like the transaction terminal, which is its own development of the company. Plus, thanks to the same terminal, it is in FINAM that works more stable.

Well, if you only plan to open an account to access the Russian stock market, I recommend you to visit this free webinar Dmitry Mikhov.

By the way I forgot to mention! It is fintam.ru that is a unique opportunity to download the history of quotations, for example for the fixed market. It is possible to the strategy tester, for example, such as Multicharts, Forex Tester or my favorite Tslab and run your "copy of the market."

Have you ever worked with the finam? Did you like the terms of cooperation? Subscribe to blog updates and share posts on social networks!

FINAM Forex is a modern brokerage company that opens its customers with access to trade in the international foreign exchange market.

This operator is a licensed forex dealer, which is part of financial Group "Finam". This is a fully Russian broker with the central office in Moscow, which provides the entire range of services in accordance with the license of the Central Bank of the Russian Federation. Also today, the broker is a member of the self-regulating organization "Forex Dealer Association".

Thus, the company maximally improved the level of its reliability and provided traders to maximize their investment.

Do not confuse FINAM with also the Just2Trade Broker Holding, which has Cypriot jurisdiction and works in accordance with the local regulator license. This operator also enters the holding, however, is an absolutely separate company.

Reliability and licensing

FINAM Forex has an official license of the Central Bank of the Russian Federation, you can find license information on the official website of the Central Bank in the document, which is called the Forex dealer list.

In addition, the group of fines is one of the largest russian companiesHelping private clients to enter financial markets. Companies under the brand finams provide a variety of services, including trust management and direct investment.

Trade conditions

Finam provides services only for trading in the Forech market - for this, 26 most popular currency pairs are provided. Other investment instruments have no broker. In fact, the company was created solely to open access to the International Monetary Market, since the holding already has separate companies operating in different investment directions.

The positive qualities of the broker can be attributed:

• Lack of commissions
• Protection against the risk of a negative amount on account
• Good training program with the help of the Forex Academy

The trading conditions cannot be called the most loyal - the minimum deposit of this dealer is 30,000 rubles, while opening a trading account in a broker can only be national currency - In Russian rubles. The minimum rate is in classical framework - 0.01 lot. If this is a bit too much, can advise, for example. They have more loyal conditions.

The maximum credit shoulder at the finams is 1:40 - which also will also be a beneficial trading parameter for many traders. However, this size is limited. russian legislationSince we will remind, the broker works under the license of the Bank of Russia. Regarding spreads - the minimum is 1.5 points, but this indicator can significantly expand, depending on the selected currency pair.

It should also be noted the format of the company itself as part of the legislation of the Russian Federation - since the broker works as a forex dealer, it has no right to bring transactions to an external counterparty, that is, directly to the interbank foreign exchange market.

Minimal deposit

The minimum deposit of the forex broker finams, as a rule, is 30 000 rubles. However, this amount is not posted and, apparently, the amount of the first deposit may be established individually.

Demo account

The demo account from the Finam is copied by the market situation on the Monetary Section of the Moscow Exchange. For trade in demo mode, 100,000 rubles will be available with a 1: 9 credit shoulder.

Although the broker itself is probably not the ideal choice for a beginner, just because of the high initial deposit, the demo account from Finams plus free materials at the Forex Academy (about this below) will allow newcomer to receive the first forex trading skills.

Contests on demo accounts

Every year, Finam holds a large trade contest on the forex demo account, they used to be called "demo-leader", in lately - "ENERGY DRIVE". It must be said that the prize fund of competitions was never particularly high, last year the general prize fund was 100,000 rubles, and in previous years it was possible to count on a gain from 50 to $ 500. So contests from the fins will not be equal to where the annual prize fund exceeds 500,000 USD.

Account replenishment and output

You can only replenish the deposit in a non-cash method from your own current account (P / C), open in any bank. If the R / from the trader is open in the "Finam" bank - for this you can use the online service, while funds will be listed within 1 working day. If funds are listed from the account of any other bank - enrollment will be within 3 working days.

The withdrawal of funds is carried out by special order, which is supplied through personal Area, or by direct feeding in the Finam Forex office. Commission for the output of money by a broker is not charged. Output term - up to 2 working days. Operations work only.

Training and analytics

For beginners, the company developed the Forex Academy, which contains many materials for:

• Video seminars - online lectures from professional traders pass daily, and can be both paid and free
• Distance learning - free online courses and seminars with explanation of all the principles of earnings in the foreign exchange market are provided.
• Practical classes - online lessons from qualified specialists (held for paid and free)

As an analytical support, customers receive a free consultant for one month, which will help to develop an individual and will provide new daily. investment ideas. In classical order, a statistical calendar is offered, daily news and market reviews.

Trade platforms

For trading, a popular MetaTrader4 playground is provided and its options in the mobile application. Recall that trading can be carried out only in national currency. We also note that the broker officially warns on the site (in the framework agreement) on the absence of responsibility for the work of the MT4 terminal itself. About the same, warns. Therefore, we advise, to begin with, try trading at the broker FINAM Forex on a demo account to assess the real prospects for earning in this company.

What other brokers pay attention?

InstaForex is now conducting a unique share - all new traders. However, registered traders who have passed once registered, but have not yet begun trade on a real account, they can also qualify for a no-deposited bonus. InstaForex is a large and reliable forex broker licensed by the Central Bank of the Russian Federation.

- one of the most reliable brokers on russian marketUnlike Finama, here you can formally begin trade with a deposit of $ 1, however, acceptable trade conditions are available only for brokers with deposits of more than $ 1,000.

- Classic Broker "Second Echelon", so offers good trading conditions. Among small brokers, perhaps, deserves the most confidence.

As always, the broker can be found both good and bad reviews.

JSC "Finam" - the leader of the Russian Brokerage Service Market. The company occupies a leading position in the list of Russian trade brokers, the number of active and registered customers on the Moscow Stock Exchange is the leader in the futures market and options in the number of active customers. Representatives of the company work in almost 100 cities of Russia. JSC "Finam" is a trade member of the Moscow Exchange, stock Exchange St. Petersburg, a valid member of the National Association of Fund Members (Naphor).
RATING AGENCY "EXPERT RA" (RAEX) assigned a rating of reliability of JSC "Finam" at the level of A ++ "exceptionally high (highest) level of reliability." The prediction is "stable", which means a high probability of saving the rating at the same level in the medium term.
JSC "Finam" provides a wide range of brokerage services designed for customers with different levels of capital. The company provides direct access to all leading Russian and foreign exchange platforms and offers investors products with full protection of capital, personal advice of experienced managers who increase the efficiency of investment.
"Finam" provides customers with an innovative service "Unified Account", with which investors can make trade operations from one account in all markets of the Moscow Exchange, as well as NYSE and NASDAQ American sites. A single score has significant advantages compared to the standard brokerage account - this is a single risk management and cross-provision when securities And the currency on any of the markets may be providing trade in other markets. By concluding an agreement with the leading Russian broker JSC "Finam", the client receives favorable tariff plans, low commissions and access to high-tech trading applications.
JSC "Finam" offers a wide range free services in the stock market. One of the most popular ruler products is the Trade Center service within the Framework service on Comon.ru website, which allows you to track strategies and specific transactions of the best portfolio managers.
"Finam" is a leader among brokerage companies in the number of open individual investment accounts (IIS). This form of investment allows the Russians to significantly increase the efficiency of its investments in Russian securities due to the benefit provided - the right to receive tax deduction in the amount of 13% of invested amount provided that funds will be invested on time from three years. The deduction may be, on the choice of the investor, provided either on the income received from the operations in the securities market (tax exemption), or on income from other sources. At the same time, opening the IIS in the "Finama" investors receive an additional bonus - monetary residue On the score will bring income in the amount half key stakes Central Bank. The conditions for the opening of the IIS in "Finam" are recognized as the most profitable brokerage services in the Russian market.
In the fall of 2015, "Finam" launched a revolutionary service that does not have analogues in Russia, which allows to become an investor in several clicks - an online store of shares. Now, in order to start trading on the stock exchange through the largest Russian broker, it is enough to have only access to the Internet and a bank card.
Online store shares of JSC "Finam" allows you to start selling the instruments of the Russian stock exchange and acquire securities foreign companieswithout visiting the Broker office.
"Finam" first among financial companies presented to investors an online feedback service tax Declaration. New electronic service Significantly simplifies the process of filling out the tax questionnaire and eliminates customers of the companies of the Finam Group from the need for a personal visit. tax Inspection. The most convenient and simple process of filling the questionnaire provided by the friendly service interface is accompanied by a detailed description of each item and prompts. In addition, the service uses the control system for the correctness of entering data, which eliminates technical errors when filling out the forms of the declaration.
In addition, JSC "Finam" provides its customers with daily exchange analysts, investment ideas, research of various companies (both "blue chips" and the issuers of the "second echelon") and recommendations on the formation of investment portfolios.

The history of the company "Finam" (FINAM) began in 1994, when activities in the financial markets have not received proper coverage and small participants with reliable information about the levels of quotations, accurate changes in prices for stocks and so on to take almost no one. The first name of the company "Finance Analyst", it was Under this brand, her many Russian investors remembered.

The popularization of work in financial markets associated with the provision of a comfortable work on them for each person has led to the fact that "Finance Analyst" decided to expand the circle of its activities and the end of the past millennium received a license for the right to provide brokerage services.

Regulation

The main goal of a radically reorganized company, which at this point receives the new name "Finam" (FINAM), was the provision of quality services in the legal field of the Russian Federation. "Finam" one of the few brokers, which boasts the status "Adjustable".

In confirmation that the "Finam" meets all the necessary standards, the broker can show licenses issued:

• FKSB;
• MMBV;
• Nauphor

Modern structure

The usual appearance of the "Finam" found in 2002, turning into the largest financial holding, whose comprehensive activities on the trading platforms of the world and the Russian Federation led to a sharp jump on the accumulation of assets and expand the company's impact in various business spheres.

Today "Finam" - the largest participant of the Russian stock market, consisting of:

1. CJSC "FINAM" - Russian broker;
2. two international brokers:
   • Whotrades Ltd. - European Union;
   • Whotrades Inc. - United States;
3. the largest banking institution "Finam";
4. investment background with the same name.

In addition, one of the Moscow radio stations under the Finam brand works, a newspaper is published and a special training center has been created, where to master the prestigious finances in the world professions are under the guidance of the best Russian experts.

Awards

Since 2007, the activities of Finam are not once observed by various prestigious awards, the first of which was the recognition of leadership positions in the sphere of brokerage services. In the same year, the awards received individual financial units, Demonstrating the provision of best services in its segment. In particular, the financial community was awarded the "Bank Finam" and the Finam Global investment company.

Since then, the collection of prestigious awards has significantly expanded, as "Finam" received a total of more than three dozen different titles, clearly demonstrating incessant work on the quality and assortment of its financial services.

Trade conditions

The description of "Finam" and its trade conditions should be better to show any feedback, for which many customers prefer to work with this broker. Here it is necessary to allocate both the high comfort of the conditions themselves, their flexibility and loyalty, and the range of trading tools, allowing to use various strategies and approaches to open and overlapping trade transactions on various trading platforms.

In order to independently check whether feedback is lied about Finns or speak the truth, you need only $ 5 to open the Light trading account. In this case, such a micro account does not contain any restrictions and its trading conditions fully comply with a more serious analogue "Standard", which will require no less than $ 100 for opening. Moreover, Light allows even aggressive intraday strategies, since the allowable shoulder here is 1: 500, while for the "standard" it is only 1: 200. Low spreads were a pleasant addition - from 0.5 points and the absence of commissions and even the swap in the main currency pairs, and in all of them there are more than 50 and plus to all the trader can earn in contracts for the difference of Russian and foreign companies, precious metals and indexes.

For those who attract trade in ECN standard, there is an appropriate account (minimum deposit of $ 10 thousand) with more attractive terms of spread - from 0.3 points, but with a broker commission that appeared by the Commission ($ 3 per lot) and, naturally, swap . At the same time, the number of traded currency pairs decreased here to 26, and the maximum shoulder is 1: 100.

Investment

The description of "Finam" would be incomplete without talking about the prospect of investing with this company, which provides favorable conditions for joint cooperation. In particular, FINAM provides direct access to the 20 largest world stock exchanges through the DMA service.

For those who do not want to bother with various complex calculations, there are ready-made model portfolios "Finams", which were created taking into account the competent diversification, protecting on one side of the client's position in any unfavorable development of the situation in world markets, and on the other - ensuring the stable increase in the invested funds.

As evidenced by investors about "Finams", many of them see the United States market, which are traded by many of the securities inaccessible to the Russian trader. The description of the company "Finam" shows that she decided to fix this "injustice", providing all those who want access to American sites with 7,000 different high-liquid tools. Moreover, consultations on advantageous strategies of investment gives everyone known Alexander Gerchik.

Analytics

The description of the "Finam" analytics section shows a typical set of important sections for each trader. There are always fresh news from all major stock exchanges, an economic calendar Forex, which will not give to miss any significant to trade with the help of fundamental analysis and regular publications from the company's experts that are made on the basis of mathematically verified technical analysis.

Training

A lot of reviews about "Finam" can be found if interested in learning. The company provides a lot different species Training in three main directions:

• russian market;
• world financial platforms;
• Forex.

Depending on the purpose of learning and its capabilities, you can choose stationary training, remote, receipt of consultations on Skype and much more, which will allow at a convenient time to receive qualified knowledge of work in various financial markets.

The official website "Finam Broker" is access to 15 exchanges with a single MMA trading account, 50 applications for independent trade in Russian and foreign actions, futures and options, currency pairs and bonds. "FINAM" is high-speed access to HFT stock exchanges, including with mobile applicationsThe ability to trade with support, as well as open credit and deposit brokerage accounts with optimal interest rates.

The owners of accounts in the Finam Bank will not have to pay a fee for the withdrawal of funds, margin lending rates amount to 8-13.25% depending on the exchange and selected assets, and all tariff plans are changed for the better with the growth of turnover.

Trade conditions

Conditions will get acquainted with whom you can visit the official website of Forex broker "FINAM" will suit everyone without exception:

• Trading platforms: "FINAMTRADE", "META TRADER 4/5", "TransAQ", "Quik", "MMA Web" and others;
• Trading tools: currency pairs, futures, metals, indices, stocks and bonds;
• Ways of payment: Bank transfer, "Visa" / "MasterCard" and 20 more popular payment systems;
• Minimum account: 30 000 rubles;
• Maximum credit shoulder: 1: 500;
• Minimum lot: from 0.01;
• Spread: from 0 points;
• Performance speed: from 0.05 seconds;
• Accounts: CFD and ECN.
• The year of foundation - 1994, the registration address is the Republic of Cyprus and the Russian Federation (regulated by: CYSEC and CB).

Forex broker "Finam" was founded in 1994, registration address - Republic of Cyprus and the Russian Federation (regulated by: CYSEC and CB).

Registration Trader

In order to access the services that the FINAM offers the FINAM Broker, you do not need to visit the bank, it is enough to fill out a simple shape, going to the official website. Before you make a real deposit, you can test most of the capabilities of the broker, opening a demonstration account. Its creation will take a couple of minutes and will give the opportunity to try his strength, and at the same time both the "Finam" functionality and the Forex, but also on the Moscow Stock Exchange, NYSE, NASDAQ, LSE, HKSE, BSE, TSE and others. The first step of registration is the choice of the type of demo account:

• Russia & USA. Connecting TRANSAQ and FINAMTRADE trading platforms, for operations with shares and bonds on the Moscow Stock Exchange, as well as Russian and foreign futures.
• Forex. Exit to the global currency market through the application "MetaTrader 4".
• All WORLD. Trading platforms "TransAQ" and "MMA Mobile" with a colossal number of instruments for analytics and conclusion of transactions with currencies, metals, oil and indexes in Moscow, London, New York, Hong Kong and other world stock exchanges.

Separately, you can get demo-access to American ROX and Sterling platforms, plus tested 22 popular applications for both PCs and portable devices, as well as browser utilities, including:

• "Tslab" is a robot operating without binding to trading;
• QUIK, "TRADEMATIC TRADER", "VOLFIX" - applications developed by ruble assets;
• "S # .studio" and "OpenQuant" - Tools for the development of trading strategies;
• "Whotrades" - social network For traders.

Total Forex Broker Finam offers more than 50 different programs with wide functionality, but the most advanced and useful of them are available only to owners of real accounts.

General information about the company

"Finam" - Russian brand Cyprus financial company Just2Trade Online Ltd, engaged in EU, Southeast Asia and the United States, founded back in 1994. A broker license, the company received in 2000, and after 15 years the group included subsidiaries of Finam Forex LLC and a bank with a similar name.

By 2017, only a broker recognized as the best in Eastern Europe has appeared over 400,000 customers, the total turnover of which in the Russian and international financial market, per month exceeds $ 155 billion. The company's activities are noted 170 prestigious prizes, including Iair Awards and "the basis of growth."

Types of accounts and features of trade

Given the huge number of opportunities opening to traders, once visiting the official website "Finam" and estimated the advantages that this forex broker offers them, they can also open a lot of accounts:

• Demo;
• Currency;
• FINAMMULTI EXCHANGE.

The company provides an opportunity from a single account to conduct operations on the most popular trading platforms, and therefore the possibilities that have been opened before the trader are truly limitless. The official website "FINAM" offers to download more than 50 useful robots, programs for analytics, scalping, auto-trade and many other, optimized for the requirements of the various stock exchanges, including forex, for beginners and professionals.

Separate attention deserve two COMON tools:

• "Automedication". Service for repeating online transactions of successful traders, cost from 3% per year;
• TRADE CENTER. Unique personalized workspace with a graphic analysis system, receiving signals with automatic execution and constant professional support in chat, from 6% per annum.

Enough to visit the official site of the broker in order to make sure that it offers professional management Asset, right up to issue a guarantee for profitability, with a return of 100% investment. Consultants, which can be spoken by telephone specified on the official website, will be happy to prompt strategies with increased yield, insure the contribution from reducing courses or stock value and recommend profitable signals.

Support traders

The official website of the "Finam" broker makes it possible to fill out the feedback form or go into chat with a specialist. For MTS subscribers, Beeline, MegaFon and Tele2 allocated a separate short number, and all the rest will necessarily help after a call to a single multichannel number or feedback order. Support works around the clock and without days off.