Applying for a mortgage is a complex and lengthy process that takes place in several stages. First, the potential borrower submits an application to the bank, then selects a suitable property. Then he collects all the necessary documents and certificates. The bank is waiting...

Debt is always unpleasant, but the promises of credit institutions to instantly receive the necessary amount to buy a dream rarely leave people indifferent. The client submits an application, after which he receives the long-awaited loan. However, even if the borrower...

The use of borrowed funds is widely practiced by many Russian families to make expensive purchases, purchase services in the field of medicine, education, etc. The banking sector offers to take advantage of a wide variety of...

Did you know that you can legally get 13% back on your mortgage? This is possible, but we will explain below how, what restrictions there are, what the conditions for return of funds are and what needs to be done to return the invested funds. How to use...

We will tell you today about the legality of the insurance procedure, as well as the stages of its registration in Sberbank. The Federal Law “On Mortgage”, which talks about insurance of mortgaged property According to the legislation of the Russian Federation, it is mandatory...

Banks carefully study potential borrowers, and the requirement for client registration is one of the mandatory conditions. But is it possible to get a cash loan without registration, where to go and how to get money, we’ll look at it in this article. They issue...

Modern realities in the labor market are such that many employers prefer to give their employees salaries in envelopes in an effort to avoid tax payments. What should such employees do if they need a loan? It is known that...

Almost every person sometimes resorts to loans. If there is a shortage of funds, you can get the coveted amount by signing the necessary documents. When drawing up an agreement, a person plans how he will pay the bank, for example, pay part...

A mortgage, like any other loan agreement, always involves repayment. The credit institution provides the borrower with funds, and the borrower undertakes to return the amount received and pay interest on it. It often happens that...

How to find out why a bank won't give you a loan? The answer concerns many potential clients who hope to receive borrowed funds and are rejected. Finding out is possible, and knowledge will help increase your chances of approval or figure out other ways to improve...

One of the most attractive products offered by Moscow Credit Bank is a mortgage. The conditions, and especially the interest rates stated on the bank’s official website, look very tempting. Is everything really so rosy, and what...

With the development of areas of activity, it gives rise to a variety of financial resources necessary to conduct activities. This also affected the lending sector. Along with traditional credit, a source of replenishment of funds such as leasing has appeared on the market....

Only those in need - those who are already in line to improve their living conditions - can count on a cheap loan at 6-9% per annum. Two banks provide such a loan - Belagroprombank and Belarusbank. Belagroprombank reported that the loan for...

A loan is an excellent opportunity to acquire the necessary property and use it, gradually paying off the debt, rather than saving money for years for your dream. But sometimes the credit load puts a heavy burden on the family budget, “eating up” every month...

Official employment and the salary received by a potential borrower are the main parameters in assessing his solvency. Nevertheless, there are still options for obtaining credit “plastic” for persons without employment. Is it possible...

Housing lending in Russia is the most popular way to purchase your own real estate. However, financial institutions have serious requirements for potential borrowers. Mortgage for pensioners with a down payment and...