PPF insurance life - russian companywhich is part of the holding of the international PPF group specializing in insurance protection and management financial assets.
Reviews of the company PPF Life Insurance
PPF Life Insurance Reviews has ambiguous. There are grateful clients noting european level The services provided and the rapid and high-quality settlement of insurance claims.
But there are also dissatisfied users who received the refusal unreasonable in their opinion. They recommend to carefully study the contract and the conditions for which PPF fulfills its obligations. If all of them is to provide and act according to the contract, there should be no refusal.
Is PPF Life Insurance Pyramid?
Some users even argue that PPF life insurance is a pyramid in which you invest money and do not get real compensation. However, PPF activities are confirmed by the presence of such large customersAs Microsoft, Cocacola, Siemens, Philips, Adidas, UniCreditbank, Russian Post. In addition, international and Russian rating agencies confirm the level of reliability of PPF. The company reinsure its risks in a large reinsurance organization SCOR, which also increases the level of confidence in it.
Types of policies in ppf life insurance
Despite the lifestyle of customer feedback on PPF, the company is aimed primarily on the protection of the most important risks, so it acts on such products as pension insurance, life insurance and accidents.
Pension programs allow you to increase the size of the future pension by receiving payments during a certain period. The accumulation period is established at the choice of the client (5-30 years or before the retirement age), and it is possible to receive a pension from 5 to 20 years.
Registration on the site PPF Life Insurance Policy from Accident
PPF Life Insurance, on a website of which can be issued a policy of security from an accident, offers such programs:
First option.
Covers death risks from an accident or an unforeseen case, disability for the same reasons and injuries from an accident. You can also include in insurance the possibility of temporary loss of performance. Policy is drawn up for one year, payment in installments is not provided
Second option.
Different with the possibility of selecting parameters:
- progressive payment method for hospitalization (the amount of payments will increase with each day of their stay on treatment);
- It does not have restrictions on the classes of the Client Sport;
- in case of accident, The amount of payments increases by 50%.
Third childhood option.
For a child from 2 years in risks, bodily and / or grave damage. Additionally, it is possible to include in the program the possibility of temporary performance loss due to hospitalization.
Optimal Life Insurance Program in Generali PPF
GENERALI PPF Life insurance for a premium product, which is universal with life insuring, allows you to cover such moments:
- Logging to the term appointed by the client;
- death due to any reasons;
- accident;
- fatal disease;
- Disability (with its occurred contributions to pay anymore no longer).
The last three conditions are not included in standard packageThey can be supplemented with their policy, if desired. For customers, there is a restriction by age: up to 65 years (up to 55 years for the last three). The term for imprisonment is 5-30 years.
Choosing a life insurance program in a personal account on the site
On the site PPF Life Insurance personal Area makes it possible to arrange the required policy and control the frequency of contributions. When choosing, it is better to learn all the programs to determine optimal for yourself. In addition to premium, there are such:
- Gardia. From death, the insurance coating is provided for from 150 thousand rubles and up to 10 million rubles. Contributions can be paid in installments.
- Comfort. As a result of the death of an accident, a double-size payment is provided. Insurance coating can be appointed in the range of 400 - 1000 thousand rubles, the term is 15-25 years.
- Gloria. The program for women provides for the risks of oncological female diseases, eliminates diseases that are often characteristic of men.
- Sun. Children's complex of insurance from death, as well as from death or to live an adult. For children from 6 months. Validity of 5-24 years.
Program for paying accumulations in PPF life insurance
In PPF Life Insurance Payment of the Program Optim allows accumulation with minimal risk package (death and survival). The program takes into account inflation, therefore the accumulated amount has been indexing annually and, if necessary, an additional agreement with a modified contribution amount is drawn up. The period of action is 5-30 years or from a certain age (55-65 years).
PPF life insurance payment on the site
It is allowed to expand risks: from an unforeseen case, injuries, hospitalization, disability.
Calculation of the cost and payment policy in PPF Life Insurance
- coating amount for each case;
- profession, position;
- Hobbies associated with immersion in water, horse riding, sports;
- Health condition (not for all policies).
Generali PPF Life Insurance
Payment is made in drawing up the contract. In terms of insurance, which act several years, is provided for payment by parts: once every six months, annually, quarterly. For the insurance for a period of one year, the payment will be required by one payment.
PPF "Life Insurance" has been working since 2002. The company is engaged in cumulative and pension life, as well as life and health insurance.
Payment of PPF "Life Insurance": where to perform more efficiently?
Addressing the company, you can not only choose the type of insurance you are interested in, but also yourself choose the method of payment:
- bank transfer direct or electronic;
- in the office of Russian Post;
- terminals "Elekneyn", "qiwi";
- nonsense in rapida;.
- bank card, including JCB.
Most companies prefer bank transfer as the most reliable and fast. Store checks about the perfect transaction must be necessary. If the loss of the receipt happens, you recreate the payment history at the checkout or the remote office of the financial institution.
What is needed in the PPF "Life Insurance" Personal Account?
On the website of LLC PPF "Life Insurance" Personal Cabinet is convenient for each user. Here you can choose the optimal program and control the payment schedule.
Main types of product:
- Premium / Optima. Implies protection against disability, death and includes a flexible accumulation program. Term up to 30 years. Age limit 55-65 years.
- Sun. Polis for children from six months. Valid for 5-24 years,
- Gardia. Insurance from death. Provides payment of 150,000 - 10,000,000 rubles. Contributions can be decorated in installments.
- Gloria. Insurance for women involving the risk of cancer.
- Pension accumulation. Term of implementation up to 20 years. The contract is in an exclusive basis.
You can expand risks, including hospitalization costs. Customers participating in various tours, foreign trips are exhibiting the greatest interest in the insurance service.
PPF "Life Insurance": Official Website and Technical Support
You can choose the view of the PPF Life Insurance Protection PPF. The official website has a convenient calculator for ease of calculating a compulsory contribution.
Criterias of choice:
- risks;
- compensation;
- dangerous hobby;
- health level.
Tip from Compare.ru: Remember if the insurance is drawn up for a short time, it is necessary to make the entire amount of payment one by one, in the case of a long-term contract - established parts.
Using the CONTACT system in the territory Russian Federation and neighboring countries you can pay insurance contracts, as well as accounts for payment of the company PPF Life Insurance LLC on a simplified procedure, without opening an account.
Payments are carried out only in the rubles of the Russian Federation.
Commission of the CONTACT system for translation: 0%.
The term of enrollment money: within 1 (one) working day.
Your actions when paying for an insurance / account for payment:
- Choose and arrange in the company PPF Life Insurance LLC Insurance agreement and get an account for payment.
- To come to the CONTACT payment item convenient for you.
- Report by the cashier of the operator that you need to pay the insurance contract / account of PPF Life Insurance LLC on the CONTACT system, as well as provide an identity card and the following information:
FULL NAME. payer (fully);
Type of payer (insurer / agent / staff member);
Date of Birth;
The sum of translation;
The number of the insurance / account agreement.
- Pay and get a payment receipt.
* Insurance premiums under insurance / accounts established in US dollars or euros are paid in rubles at the rate of the Central Bank of the Russian Federation on the day of payment.
PPF Life Insurance (Legal Name - PPF Life Insurance LLC) - Active participant russian market Life insurance. Companies assigned RUAA rating (high reliability) on the scale rating agency RaEx ("Expert RA"). The owner of PPF Life Insurance LLC is PPF Group N.V. - Successful international investment group. The company was founded in 2002 (previously worked under the brands Generali PPF life insurance and the Czech Insurance Company).
The PPF Group will invest its funds in a number of sectors of the economy, such as banking, financial services, telecommunications, real estate, insurance, mining, mining, agriculture and biotechnology. The territory of the presence of the PPF group is Russia, Europe, the CIS countries, as well as Asia and the United States. Currently (as of December 31, 2017), PPF owns asses in the amount of more than 38 billion euros.
All information about insurance products you can specify directly financial consultants Companies of PPF Life Insurance LLC (in the "Contacts" section on the official website of the companyhttp://www.ppfinsurance.ru. ) Or by phone: 8-800-775-8200.
Generally PPF Insurance of life - Insurance company, the main direction of which is the issuance of personal insurance. The company's services include both insurance for individuals and legal ones. Until recently, the company wore another name - the Czech Insurance Company. Today she has a huge network of representative offices in many countries.
What is the company stand out against the background of others? The main difference is a narrow insurance profile, which includes all the well-known types of personal insurance: from diseases, accidents, property insurance, financial losses, dismissal, etc. That is, the company covers all possible spheres of personal insurance. This increases the interest of consumers as the company - a specialist of a narrow profile.
At the initial stages of development, the company was only a small branch of a huge "insurance monopoly", from which it later coils, becoming independent. The company shows a winged lion that symbolizes security and reliability. He considers him a symbol and the patron saint of the SC.
Reviews of Generali PPF Life Insurance (Generally PPF Life Insurance)
Customers "PPF Life Insurance" claims that all employees of the company are exclusively competent in the matter of personal insurance. All information supplied by them is 100% reliable. They do not try to confuse customers and do not chase the goal to sell more insurance for the premium. The company reigns real idil and felt European reliability.
There are negative reviews about the company. But they are left for former displeased staff who try to "pump" recent leadership.
Regarding paying reviews for the most part indicate that everything is made in accordance with the conditions that are negotiated in the contract, all payments reach their customers. Although there are also people who refute this information, stating that payments are made in an inappropriate way, despite insurance cases.
Pros: The company provides a wide range of personal insurance services. There is a system of protection against fraud, which protects customers from unlawful actions of employees. Everyone who applied to the company has the right to leave a complaint, which is then considered by the bosses. There is an impressive capital for development and expansion.
Minuses: Despite the already established positive image of the company, sometimes attempts to deceive from staff. Newbies can not always provide adequate advice on customer issues. There are rumors about difficult payments for insurance payments.
Overall impression: The company looks very medium. Even a single reviews about non-payment are forced to think.
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- Total service reviews:79 (33 /46 )
- Folk rating of the company:
- Company reliability rating:A ++.
I do not advise anyone to communicate with this program, I can not say about the company. Only after death, the beneficiary will appreciate to the end, and it may be different there. Insured under the program "Sunny" LC1 No. 1081711312 dated 09/20/2013, in 2014 at my
2018-09-27
Evaluation: 1
Treaty cumulative insurance Life with the Czech Insurance Company (at that time) was concluded on May 25, 2005. There were regular alerts and reminders of both the terms of payments and all changes in the company - as something - the change
2016-07-19
Evaluation: 4
Hello. In 2008, I insured in this company (then the Czech SC), his eldest son - an athlete. Issued the agreement LC1 1014583611 on his mother (ex-wife). In the same year I insured the younger son, the agreement issued on myself. Insured both
2016-03-22
Evaluation: 2
Good day! I want to thank the company "PPF Life Insurance" for the ending long-term cooperation and assistance rendered twice for 10 years of the contract. I was concluded on 18.08.2005. then with the Czech insurance company for 10
2016-02-08
Evaluation: 5
Polis LC # 1092540110, Sunny program. Twice for the year there were insured cases (leg injuries) in her daughter. In both cases, the minimum of documents and fast (within 2-3 days) payment of money on the card. All accurately, in accordance with the pay pay table. Company
2015-11-09
Evaluation: 5
By the decision of the court dated December 5, 2014, the contract was recognized as terminated mixed insurance Life (Premium Person LR No. 1029948413). Issued performance list. But I never listed money. Dear "Loi" (I also relate to them), if you have extra
2015-10-11
Evaluation: 1
Hello! Polis No. 1078759314. PPF Life Insurance in Rostov-on-Don. In the summer of this year, my insurance agent Galina Morinchuk assigned my husband and my husband insurance contributionsAnd the company has dressed from solving problems, just terminating the contract with me! We,
2015-09-27
Evaluation: 1
Insurance policy №1075662713. In March 2015 fell into an accident. Fracture 9 ribs, 3 vertebrae, spleen removed, pneumothorax, suturing the diaphragm. At the tariffs of the company insurance payments Must be about 250.000 rubles. Documents transferred insurance agent
2015-06-23
Evaluation: 1
For five years, both the child insured in the Sunshikovka program. Two months ago, my son and I went with school, and flew to us and knocked down a cyclist. Injuries were small but painful. Paid quickly and tangible money for which we went with the child
2015-06-01
Evaluation: 5
Insurance policy LR1№1069985715. Several years paid contributions to the PPF life insurance of 27,000 rubles. Last year, he crossed the payment and received a notice that the contract was terminated with me. I received 5.858 rubles. Now I regret that I did not spend money
