Social card for pensioners. Sberbank Pension Card Overview

Not all post offices offer a service that allows you to make a pension to the house. Therefore, people of old age have to go to the post office or to the bank branch on their own, in order to receive the money listed on them. And of course, here they have to stand in the queues and test certain discomfort associated with slow service and long waiting. It is much more convenient to issue a card and receive your pension in any of the available ATMs of the credit institution. For example, this is possible in Sberbank. But how to connect this service? And how to transfer a pension to Sberbank card?

Visit the Bank to make a map

Before transferring a pension to the Sberbank card, you first need to open it. To do this, come to the nearest banking department with a pension certificate, a passport and a savings book (if before that moment the transfer of pension was carried out on it). Next you need to write an application for opening card account, sign it and expect from 10 to 14 days.

After the card is received, it is necessary to take its details (they are in the Bank's service contract) and go to the Pension Fund. There will also have to write a statement where you should indicate a change in the method of crediting a pension.

And then it will only be expected when all formalities will be checked and settled. As a rule, the nearest payment occurs with another old way (through the bank's cashier or post office). The next time the pension is accrued already on Sberbank cards. For pensioners, this is an excellent opportunity to make money through an ATM.

What programs for pensioners act in Sberbank?

At the moment, Sberbank has proposed to persons with old age and receiving a retirement program called "Golden Years". It is a set of banking products that allow pensioners:

Receive pension without problems and queues.
Perform operations with your own pension account Remote mode.
Use additional deposit services and multiply your savings.
Shopping in stores, including virtual boutiques, on the map.

Moreover, each joined program has the right to arrange social cards Sberbank. For pensioners, they open and serviced completely free. By the way, the removal of cash on such cards in the ATMs of others credit organizations happens without additional commissions.

What cards in Sberbank are available for pensioners?

When connecting a pensioner to the Bank's program, it is proposed to choose one of the bank cards. For example, it may be a debit "social" map of Maestro. It is she who opens access to remote account management and an additional complex. banking services. A pleasant bonus for old-age people will be an additional accrual of 3.5% per annum on the rest of your account. Accrual Pension on Cancer Bank Maestro is performed on the basis of a written application.

To enroll the pension, you can choose and social Map "Peace". It is protected by an electronic chip and also implies free release and service.

What are the validity of Sberbank's social cards?

All Sberbank's social cards have the same shelf life - 3 years. The end date can be seen on the front side of the card. It is before the number specified on it "plastic" and will act. Subsequently, it will need to be reissued. To do this, come to the bank with a passport and pension certificate, and then write a new application for the release of the card.

How to transfer a pension to Sberbank Card without a pensioner?

As can be seen from previous tips, a personal presence of a pensioner is needed to transfer a pension to the card. But what to do if an elderly person does not have the opportunity to move independently, and to transfer money to the card to him still need? For example, it concerns lying patients whose pension goes to the care costs. The same applies to disabled people and other citizens who are not able to act independently. How to transfer a pension to the Sberbank Card without a pensioner in this case?

In such a situation, a trustee is required, for example, the closest relative of the pensioner. He needs to make an application for a pensioner trust management Pension an elderly person and assure it notarially.

Next, you should report this to the Pension Fund and Bank. Both organizations must include the original and a copy of the power of attorney. After the resilience of all parts, a pensioner relative can repeat the path of writing a statement in the Pension Fund and the Bank (as shown above), but without the personal presence of the pensioner. But is it possible to perform transactions with money transfer in remote mode? How to transfer a pension to the Sberbank card over the Internet and is it possible to do this at all, speak further.

Is it possible to transfer a retirement to the card via the Internet?

Despite the presence of online banking and numerous useful services, the transfer of pension to the card cannot be transferred using the network. To fulfill this operation, it is necessary to personally come to the bank and the Pension Fund. Or the same can be a trustee.

Therefore, the answer to the question: "How to transfer a pension to a Sberbank card through state services?" - There will be "no way." Using the site of the State Service, you can get the following information:

On the appointment of pension calculations.
About the status of the current pension account.
About how to retire the elderly people.

Also, with the help of this resource, it is realistic to apply for translating from one type of pension to another and make it recalculation.

How to simplify the procedure for contacting the Pension Fund?

In order to save time and avoid a queue, you can perform the following actions:

go to the pension fund site;
select the "Electronic Services" tab;
go to the "Record" page;
choose your own region;
specify all the necessary data;
choose time and day of visits;
send an application.

Thus, you can make an appointment with the Fund Specialists online than to reduce the stay in the Foundation and get rid of long waiting in the queue. This is how to transfer a pension to the Sberbank card using the Internet. And let such a service do not solve the problem, but it makes the process much easier and more convenient.

Moreover, on the website of the Pension Fund, you can leave an application for revising the method of crediting funds, indicating the social card of Sberbank as an option. To do this, you must be registered on the site. Sending a statement is possible through " Personal Area" However, to confirm the actions, it is still necessary to come to the Fund office personally.

What opportunities does the retirement card opens up?

After you have expressed a desire in favor of changing the method of enrollment of pensions, a map is issued instead of savings books. It allows you to perform the following procedures:

Payment for utility bills, services and services.
Perform transfers from maps to map.
View card account information and manage it online.
Learn to enroll in SMS pension.
Getting money in any Sberbank ATM and other partner banks.
Payment for goods in stores.
Open additional cards.
Use other banking products and services on preferential terms (for example, discover the contribution).
Perform an online card replenishment.
Make purchases online and much more.

Moreover, when using a card in some stores, it is realistic to get a discount on goods and services in the range of 1-12%. Now you know how to transfer a pension to the Sberbank card.

To receive deductions, pensioners use one of the following options: payment of a savings book, mail of the Russian Federation, house delivery. But most in a convenient way is a map. You can transfer a pension at any time. But what should I make a pensioner for this? Let's tell right now.

The process of transferring funds

Each pensioner has the right to receive monthly payments on card Sberbank (hereinafter BK). For this, a special BC was developed, called "Social" - payments are made without commission.

To transfer funds to the BC, a citizen must visit the Sberbank branch and order BC. With you, you need to have passport data and a pensioner certificate.

In the banking structure, an elderly man issues the relevant application. After signing all the documentation, the bank employee issues a pensioner with the account details.

Commission for the opening of the BC - 10 rubles. Map maintenance - 30 rubles per month, while the first 90 days the amount is not charged.

The term of manufacturing BC - 2 weeks. After 14 days, an elderly person comes to the bank for receiving the BC. In addition, a citizen receives an envelope with a PIN code.

The next step - Appeal to the FIU. When visiting the Fund, you should fill 2 blanks. One sample is stored in the PFR, the other (certified) is an elderly person. In the form it is necessary to specify the following information: the applicant's phio; Name of the bank and the details of the BC.

The map is issued for a period of 3 years. FIU employees notify the pensioner on the phone about the need to receive a new card.

To the forms worth attaching copy labor book and opening certificate bank account. PPF considers documentation within 10 days. Payments are made from next month.

It is worth highlight the advantages of translation pension payments on BK:

Issue a pension at any convenient time of day.
Transfer of deductions to another Sberbank BC in a few minutes.
Calculation in many stores and institutions.
To remove funds, you will need only 2-3 steps. For the first time, pension is better to shoot in a bank where employees will be able to help in obtaining funds.

In case of loss, the BC can be blocked by a call to the free phone number 8 800 555 5550.
Reliability - Sberbank is the largest in the country, therefore the liquidation of the bank is unlikely.
An expanded list of features - an elderly person will be able to pay utility payments, replenish the balance of the phone, translate funds to another account through the Sberbank application online.
Installation additional program "Thank you" - preferential purchase of goods in pharmacies, stores.

Date of receipt of payout

Payment is made by B. different period, depending on the place of residence of the pensioner. Most often pension deductions go to the card to the 15th of the new month. The last payment date is 21 numbers.

If the payment date falls on the day off, then it is possible to transfer for the nearest working day.

The main reason for the difference in dates is an unequal source of financing for pension deductions.

Why not translate?

Sometimes an elderly person does not receive pension deductions on a laid day. You can select those causes of delay payments like:

Transferring funds to the card at the end of the month - if it remains a few days before the payment, the staff of the FIU lists the retirement on the old method. Next month the process stabilizes.
First payment.
Festive and weekends and days.
Reporting period - The first and last month of the year.
Providing an incomplete documentation package in the FIU.
The maximum delay period is 5-7 days. If funds do not come at the specified period, then the pensioner should contact the Bank in order to obtain written confirmation of the delay of payments. In addition, the elderly man needs to take a certificate of receipt of funds to the account.

Based on the available documentation you can make a claim in the FIU. Foundation employees are obliged to deal with the problematic situation in the shortest possible time.

IN this moment Sberbank is the most stable bank in the Russian Federation, therefore, when transferring pensions to the BC, an elderly person will not worry about the safety of funds.

About receiving a pension to Sberbank card, watch the video:

In addition, when using the BC, the pensioner has many advantages in comparison with other methods of issuing pension payments. About how to transfer pension to the BC and on the current advantages of such a translation read more in this article.

Every month, each pensioner of the country receives a pension - a remuneration that is the result of his work activity.

To date, there are several ways to receive cash payments - in the bank's department or by mail, where the pensioner comes with his savings book, at home - the postman comes to the house and brings a manual, by removing cash in an ATM. The first two options are not particularly convenient, as they require the cost of time and limit the mobility of the pensioner. Where better the bank card - a person can get his payments at a convenient time to him and anywhere where there is a corresponding ATM.

Translation of pension to Sberbank card: the advantages of "plastic"

Sberbank is a state bank and one of the largest banks in Russia. Among the main advantages are not only favorable terms of service, but also a wide network of ATMs and departments throughout the country. With the help of a card, you can not only withdraw cash, but also make payments in stores. To maintain pensioners, the financial institution offers a "social" card with such conditions:

Free design and service in any branch and ATM Sberbank.
Map can be issued not only to citizens of the Russian Federation, but stateless persons, foreign citizenseligible for retirement, as well as registration in the territory of the Russian Federation.
An additional remuneration of 3.5% per annum is awarded to the balance of funds on the map. The calculation is made in the third quarter.
The transfer of funds to the card is almost instantly after transferring money to the Pension Fund.
Automatic connection K. bonus program "Thank you" - now you can save and buy goods with discounts.
Using the service "Autoplating" you can configure automatic payment of utility bills. If it is impossible to make a setting yourself, contact your bank employees and then you do not have to raise the queue every month when paying housing and utilities services.

Pension transfer to Sberbank card: Stages

So, you decided to receive a pension through the bank. Where to begin?

Card design

The first step is to open an account. Contact your passport and pensioner certificate.
For this category of citizens, the Bank offers a special card - social. It is for her that the pension will be enrolled. "Plastic" is issued for a period of 3 years, the card service is free.
After the procedure for registration, the next visit to the bank occurs after 2 weeks. The pensioner comes with a passport and receives its card, as well as the necessary details: data for using the Sberbank Online service (login and password), a printout with an indication of the current account to which payments will be listed, an envelope with a PIN code (to use the card in ATMs). For the use of the Sberbank service, on-line fee is not charged.

IN financial institution You can offer SMS information, with which you can always know about new arrivals on the map even without leaving home. The service is provided as part of the package " Mobile Bank" The service is convenient, but paid - 60 rubles. per month.

Pension Fund

Now the pensioner must be reported to new data for enumeration. monetary remuneration to the pension fund.

Come to the Pension Fund and write a statement on the transfer of pension to a bank account with a detailed details for transfers. It is important to remember that the card number (the sequence of numbers specified in the banking plastic) and the number of the current account is different concepts. In a statement to the pension station, you must specify the account data. The information is specified in the contract, which is concluded when making a map.
A photocopy of the contract apply to the application.
This is completed on this design.

The next pension will be listed on the card. If this did not happen, most likely new data came when the period was already closed. In this case, the nearest payment will be obtained by "old", and the next one is on the card. Payments may also change, so this issue is recommended to additionally clarify.

Pension Fund Lists a retirement on the personal account of the savings on the basis of the pensioner's statement. Getting it through the Saberbank cashier is much more convenient, unlike many hours waiting in the queue in the mail. Therefore, many pensioners receive a pension not in the mail, but to the savings book. But the time does not stand still, and new modern ways of obtaining a pension appear, namely, the transfer of a pension to the bank card account. To do this, it is enough just to exchange a savings book on a bank card or arrange and get a card of Sberbank at the place of residence.

Elderly, it is difficult to keep up with a dynamic rhythm modern life And many pensioners are skeptical about such a proposal. But, read this article completely, and you will see how convenient to have plastic cardSo that your pension is not credited to the savings book, but on a bank card.
How to transfer a retirement from a savings card to Sberbank card, and what documents are needed for this? Is the commission (interest) for removing a pension from a card in an ATM and how much is the annual maintenance card for pensioners? These and many other questions are detailed in this article.

Getting a pension on the Sberbank card more convenient than the savings book

Already no one will surprise the fact that accounting translates the salary to the bank card. Those who receive salary, scholarships, social benefits at the bank card account, have long appreciated the benefits of plastic cards. The bank card is always "at hand", it takes quite a bit of the place in the wallet, and the main thing, Sberbank ATMs are abuse in any city to get money anywhere and in any quantity, not to mention the payment of goods in the store or pharmacy. Can you buy a medicine or pay housing and utilities services in an ATM with a savings book?
To remove money from the Account account, you must first stand in line at the operating officer's window, after the queue at the cashier. With me you need to have not only a savings book, but also a passport. Moreover, it is possible to get money only in the "my" branch, at the place of registration or, as a last resort, in the central branch of Sberbank. There is nothing about purchases and talk.

Another thing is when your pension is in the account of a bank card. The issuance of cash from the card in Sberbank ATMs is literally per few minutes and completely without commission. Also without commission, payments are made with the help of a card in the store or in a pharmacy. By the way, if you pay purchases in the store or pharmacy using a card, then essentially for pensioners provide substantial discounts.

The advantages of a bank card to obtain a pension are obvious. Moreover, Sberbank offers pensioners the most favorable conditions - free annual card maintenance, interest accrual for cash balances on the card account, etc.
Registration or exchange of the banking card for bank cards for Pensioners Maestro "Social" is made free of charge, payment for subsequent annual maintenance is not provided.

If you compare the savings record and the card, then this is also a mobile and stationary phone. How quickly, pensioners moved to a mobile communications, and no one is surprised by a mobile phone in the hands of an elderly person. What prevents the card to open and receive a pension on it? Nothing. Habit and unwillingness to change something in their life, often become the main causes.

How to open a Sberbank card and retire on it

High level of customer service Sberbank appeared in last years Allows you to get a map for listed pension. Just take a pension certificate, a savings book and passport with you to the bank, fill out standard application And in a few days, and sometimes on the same day, get a card. In many cases, you will not even have to attend the Pension Fund to issue an application for the transfer of a pension to the card account, the Bank may do it independently.
Most importantly, you need to "reliably" to remember the four digits of the pin-code and keep them secret so that no person can take advantage of your money.

The card is completely simple, but a number of bank recommendations are required to ensure that it is safe to use the card. On how to use the card, pay utility payments, replenish the balance of the phone, to remove cash through an ATM and others. On our site it is described in detail in other articles.
It is very convenient to connect the Mobile Bank service at the time of the map. True, for this you need to be registered in your name mobile phone. Write it down if you do not remember, this number will be required to indicate in the contract.

Bank sends SMS on the receipt of pension on the card

One of the useful benefits of the Mobile Bank service is that for a very small amount per month (30 rubles) Sberbank will inform you about the status of your account. Every time a pension arrives on the card, an SMS message will come to your mobile phone. You will no longer need to perform card balance requests in ATM. The SMS message will indicate which amount is credited to the card account and the overall balance of money available for removal.
When you get sms, do not hurry on the same day to go to the bank. Pension enrollment occurred to your account, but you can get cash in an ATM a little later. Wait until tomorrow and you can shoot your retirement in any Sberbank ATM.

With the help of the "Mobile Bank" service, the bank will immediately inform you about any movement of funds, whether it is receipt or removal of money from the card, sending SMS messages to your mobile phone. Do not hurry to give up this service when making an agreement on the transfer of pension to the Sberbank card, think. Maybe 30 rubles. In a month, you will seem not so big, compared with the payment of trips to the bank, to find out the pension came or not. Mobile Bank can be connected without a monthly payment, but the ability of the "economical package" is limited.
You can connect the "Mobile Bank" at any time, as well as disable.

Pensioners Sberbank accrues interest

Perhaps the only advantage of the catering is that on money sumsStored on the account "run" interest. But if you open the Sberbank Card - Maestro "Social", specially intended for receiving a pension and various social payments, the advantage of the savings and cards equal.

On the cashOn the score of the "Social" card issued to pensioners for receiving pensions, as well as on the personal account of the savings account, interest is accrued. In addition, Pensioners Bank offers to open a deposit contribution to the most favorable conditions Compared to other categories of depositors. Select the contribution that suits you and your savings will be saved, and constantly increase.

What else there are advantage of bank cards for pensioners written in detail in articles: Exchange of the banking card and "Sberbank savings bank or plastic card?" . I just want to add another aspect.
Each of us has parents and children and sometimes have to help them materially. If you have a bank card, then the children living far from you will be much easier to send you a translation from your card. Transferring money from the card to the card can be done even with a mobile phone without visiting the bank. However, such a translation can be done and you, if the Mobile Bank service is connected to the map.

How to pay utility payments from the card

If you use a computer and pay utility bills through the Sberbank @ online service connected to the map, not every pensioner, then to pay utility bills through an ATM or terminal, having a bank card, quite "under the power". To do this, it is enough to insert a card into an ATM correctly, enter the PIN code and go to the section "Payment of utility payments". Select the appropriate payment, specify the details of your receipt (number, amount, date) and press the "Pay" key. ATM will give you a receipt confirming that the payment is made successfully. Such a check, despite the fact that there is no press in it, it is a formal payment document, keep it at least 6 months.

Almost any payments, including taxes, can be paid with a bank card through an ATM, not to mention the banal replenishment of your mobile phone balance.
Pay utilities The ATM from the card is not only convenient, but also profitable, since the amount of the commission is significantly lower than when paying at the bank's office.
For those who first pay utility payments from the Sberbank card through an ATM or terminal, there are polite and friendly consultants in the hall. They will help you in detail and competently.

Pension on Sberbank Card and Sberbank Service Online

How much for their life was spent by the elderly time on expectations in queues. Is it really possible to continue for hours to stand monthly pensioners in the queues to pay for the light or phone, fearing paying not in time? Is it really impossible to completely save their duties? Of course, you can, if you use all the advantages of the payment card.

Imagine only the joy of older people if they no longer need to stand in line to pay utility services or radio. Of course, to open a plastic card and retirement is completely simple, but you can only use Sberbank Sberbank Internet Banking Services. But you can connect this service to bank card When making a pension to the card, and once a month to ask their children to carry out this kind of payments, to save their strength and time to visit the post office or bank.

Having the opportunity to manage its pension with the help of the Sberbank @ online service, you can pay housing utilities services, transfers to other cards or replenish the balance of the phone's phone. It is always nice to make gifts to your loved ones. Place a pension to the Sberbank card, connect the mobile bank and use the convenient and reliable services of modern plastic bank cards.

Opportunity At the date of publication of the article, perhaps at the moment, some of the information is outdated or changed.
Publication date: 10/05/2013

Removing cash in ATM Be careful when set of digits of a pin-code. If you incorrectly dial the card code three times in a row, then the card account is automatically locked by the bank.

You can talk pension to any card of Sberbank, not only on Maestro Card "Social". Only this card is issued to pensioners for free. Other cards already provide for paid annual service.

Transfer money from the card account, intended for receipt of the pension is very simple. To do this, in an ATM, in the "Translations" section, you need to specify the recipient's card number, dial the transfer amount on the keyboard and press the "Pay" key.

It is enough to open a Sberbank card for retirement, and you can pay for goods in stores, pharmacies, utility services, etc. Maestro "Social" is not intended to pay for purchases in online stores. For this, there are a number of other cards, such as the "electron visa".

The debit card differs from a credit card in that the debit card account is your money. On the debit card You can receive a pension, scholarships, various social payments or salary.

Map for retirement? What to choose?

Today, many companies use cards to accrual a salary to their employees. It is quite convenient, economically, quickly and, most importantly, safely. Gas structures also list various manuals, pensions, payments of social skaractor. It also allows you to reduce queues at the box office and speed up the process of accrual and payments. It became the most difficult way to get used to the maps of people older generation, which are going or retired. They are accustomed to working only with cash, and after watching and listening to different shows and do not trust card products at all, preferring to save money and pay "in old manner".

Many of the retirees are "advanced" and use not only cards, but also the Internet Bank, make payments or online purchases. The pension fund has long been proposed by pensioners to list a retirement on the card, but some grandmothers and grandfathers still go to the pension to the post office or wait until they bring home. However, from cash and the pension fund is quietly moving and translates pensions only on cards. You can get a retirement card in the bank. The leader, of course, is Sberbank. Also, maps for pension can be found in Rosselkhozbank, VTB, Binbank, etc.

Pension on the card.

There are already a few years of PFR Actively translates pensioners to receive a retirement on cards. This reduces the cost of transporting money and salaries to staff of payments. For this, the Fund concluded contracts with banks on the transfer of pensions to the cards. Conditions for enrollment of pensions in different banks differ. So, in the breakthrough, you will have to attract my own application for transferring a pension to the Fund, and in Binbank the application is transmitted automatically, and the client does not need to run there and here.

When choosing a bank to obtain a pension, the client is guided by some conditions:

Convenient location to have not far to walk and it was possible to pay all sorts of services, such as housing and utilities.
Favorable conditions on the map. Conditions also vary between banks. So, Sberbank offers 3.5% income to the residue with percentage enrollment times in a quarter, and in Binbank, customers receive 7% per annum on the balance of the card once a month. Some banks to attract retirees for maintenance offer additional options on the map, such as discounts when paying for a card in pharmacies and so on.
The presence of ATMs. Pensioners are important for nearby ATMs for cash withdrawals. According to this criterion, it wins, undoubtedly, Sberbank. It is for him the most developed network of ATMs. For their clients, Binbank allowed to remove cash without a commission in any ATM ATM with a limit of no more than 30 tr. per month.

How to credit pension to the card?

The process is quite simple. For this you need:

Select a bank with suitable conditions.
Decor a retirement card.
Fill out an application for transferring a pension to this card.
Attribute props in the FIU.

Some banks offer their customers just order a map and fill out a statement, and all other concerns on sending a statement in the FIU take over. This is how Binbank or Gazprombank does. The client is enough to order a map, come for obtaining it and expect a pension enrollment.

Special pension cards.

Many banks launched a special card tariff "Pension". It differs from standard tariff plans. Usually he implies issue free maps with the condition of targeted enrollments (pensions). In addition, income on the balance can be accrued to the card, cash back cache for purchases, various bonuses and discounts. Such cards are available only upon presentation of a pension certificate (if a person has entered a preferential pension) or when the retirement age is reached (55 years old - in women and 60 years old - in men). Cards have all the necessary attributes to remove cash and pay purchases. Usually they are produced on the basis of the VISA MPS or MasterCard Classic. Sberbank releases the low-cost ELECTRON or Maestro category.

Pension maps can be ordered in the following banks:

Bank	Basic conditions
Sberbank	3.5% on the residue
Binbank	7% on the residue Up to 5% - cash back cache Cash withdrawal - without commission in third-party ATMs up to 30 tr. per month. SMS - 30 r. / Month
Rosselkhozbank	7% - to the residue SMS: free
VTB 24	4% - on the balance quarterly SMS: free
Gazprombank	Term: 3 years
Opening	Up to 4% per balance 3% cache back for purchases in pharmacies SMS: free
Promsvyazbank	Up to 5% on the rest Discounts for shopping

You can get a retirement on ordinary maps. They do not have to be pension. In the FIU, it is enough to provide the details for which the pension will be listed. It may be a current account, a book, the replenished contribution or salary card. In the process of obtaining a pension, you can change banks. To do this, you need to write a new statement about the transfer of pension in new Bank. We recommend using map Tinkoff, there is a good percentage of accrual for the residue.