Back in 2008, an automated system of the ERIP, which can be used, if you know how to pay, began to be implemented in the Republic of Belarus. utilities through jerp. This system or AIS was formed by the National Bank, in order to simplify the method of transferring money to pay for various services like Piz. And YUR. persons. In the present period, more than thirteen thousand companies are involved in it, whose accounts can be paid through the virtual space, and in twenty-four banks of the country. Among other things, using this system, payment via the Internet in Minsk communal payments can also be carried out rapid and safely.
Methods
One of the options for payment in the country is Internet banking. The service is easy to use if there is a bank of the bank of the Republic of Belarus. To do this, connect it. Depending on the banking institution, this operation is carried out directly in the separation or independently.
In addition, there are different sites that are registered in the Erip, where payment can be made. For example, the WebPay resource conducts operations with cards of any banks, whether Belarusbank, Priorbank or any more. Moreover, payments here can be carried out not only to those companies that are registered with the ERIP, but also other, usually small businesses that are working directly with WebPay.
- Communication service, communal and other payments are carried out without charging additional fees.
- The unified information portal collected all the companies that are registered in it.
- Saving information on the operations carried out and the ability to track, at what stage of transfer to the bank are those or other payments.
- The warranty that the current account will be paid will be paid in favor of which the operation was carried out.
What is needed to pay utilities through the jerp
To pay for the services of the destruction of garbage, telephone, gas, kindergarten, and so on, you need to have access to any payment system on the Internet. You also need to know the details of the account, where the payment will be made. In some cases, the name of the organization is enough, in the other numbers of the contract number, in the third - facial account, as well as accurate bank details.
Important! Payment of housing and communal services is carried out in the period from 15 to 25 minutes. But the amounts for this are usually exhibited at the beginning of the month.
- Enter personal Area payment system where your account has.
- Go to the section "Payments", "New payment", "calculation" or under a different name (in different systems - differently).
- Next, you must fill out the form that appears, where the address is usually indicated, the service, for example, when you need to pay for home phone, for gas, garbage (its export), another communal payment, other data.
- Specify the account number from where funds will be offset.
When specifying all the information and checking them, it remains to click on the "Pay" button and confirm the payment to the appropriate way. 
Some statistics
In the Republic of Belarus, be it Minsk, Grodno or any other city, the popularity of such payments is growing from year to year. Payment through domestic Internet allows you to save a lot of time, not to go to the bank branch and do not defend there. Moreover, this method is advantageous, since the Commission is not charged for it. The most popular banks that the country's population enjoyed when performing operations is BelarusBank (which accounts for about 60% of perfect operations), Belagroprombank (9.5%) and Priorbank (9%).
While the particularly conservative Belarusians fear on the network and still occupy queues in banks and post offices, others actively master the Internet space, which confirms the extremely rapid growth of payments on the Internet. How much money is the Belarusians spend on the net, whether it is safe, what services and items can already be paid on the Internet and what a card for this is needed, the director of Webpey LLC, Ivan Yaruk, said in Studio Tut.by.
- Ivan, tell us about the company "Webpey" and what services it gives to its customers.
- WebPay ™ system provides maintenance services financial operations On the Internet performed by plastic cards of international payment visa systems And MasterCard. We are a link between the seller and the buyer. And if the user decides to sell anything on the network, we will take the payment and on the next business day I will credit money on his account.
- It turns out that the user, having a card, for example, Visa Electron is almost any bank, can you pay for certain services or purchases in stores connected to your system?
- In stores connected to the WebPay system, the user can take advantage of any bank of the world and pay for goods, services, including utility bills through the ERIP system.
- Today, the Internet operations with Visa and MasterCard bank cards does not support only one, the most large bank Belarus - Belarusbank. Representatives of the bank call it a temporary phenomenon - they finish the implementation of 3D-Secure technology (intended for increasing the security of calculations using Visa and MasterCard banking cards on the Internet), and in the near future holders of these cards will be able to pay utility services presented in WebPay and placed on Plati.tut.by.
- Explain to our users, what is ERIP.
- Jerip is a single settlement and information space, a payment system of Belarus, intended for payment through a bank of services for state and communal organizations, postal and electrical communications enterprises and so on.
The organizer of the ERIP system was the National Bank. It was created several years ago. For payment using bank cards on the Internet, it was presented for about a year ago, about six months operates Plati.tut.by.
- Do you yourself with the services of the company "Webpey"? How long ago and what exactly do you pay on the Internet?
- I pay utility services. To date, the Eraip provides about 1,400 different services, including also a kindergarten fee. The whole spectrum will now be very difficult to list - it will be easier to go to Plati.tut.by and look there.
- How many Belarusians today use the services of this service?
- About 500-600 transactions take place per day. And by the number of users - about 50-70 thousand people.
- What is your growth forecast? What results do you already have for the current year? How rose a number?
- If you compare the first quarter of 2010 and the first month of the second quarter, then in the whole on the WebPay system, the growth was 100%. Communal payments are consistently increased by 15%, there are also jumps. When it became possible to make payments on Plati.tut.by, then in the first month there was a tangible leap by 80%.
- Does the Commission remove when using the WebPay system services through Plati.tut.by? Users also concerns the issue of security when paying for services on the Internet.
- FROM individual The Commission is not charged. As for the security, our company annually passes the audit Visa and MasterCard for the security of the WebPay system. However, in the question of security can never be relaxed. We follow the development of e-business in the world, constantly we are improving our software, and also try to enter something new.
"You can say with confidence that today the security level of the system is 100%, or the shield race and the sword continues constantly?
- 100% security guarantees You will not give any company in the world, including such Grande as Visa and MasterCard. The opposition of the shield and the sword is constantly present. Therefore, it will be wrong to say that someone's safety is unique by 100%. As you know, the Pentagon, and Washington, and NASA were hacked. From this no one is insured.
- How often do payments respond to your system? What is it connected with?
- When paying services, there are cases when the user erroneously indicates the wrong phone number for which payment was made. A month of such cases is about ten, no more. As for commodity services, tourist and others, there are also cancellations. For example, a person bought a ticket, but for one reason or another he was postponed the date, and he cancels the purchase. Travel companies have the opportunity to make a refund independently. We try not to participate in this scheme, providing our customers with all technical capabilities.
- Was there any cases of fraud? Did there be a database, for example, stolen number of bank cards?
- Unfortunately, in the sphere of e-commerce, fraud is around the world. For Belarus, e-commerce is still quite a new direction, single cases of fraud were and from us. In this case, we are trying, and we still have to quickly work in such situations. If we suspected fraud, we convey information on this fact to the management "K" of the Ministry of Internal Affairs. As practice shows, all cases that somehow had a place have been brought to a logical completion.
- And in all these cases, users did not suffer and eventually got all their money back?
- If we talk about card holders, that is, two options. If a person uses a bank card using a 3D-Secure system, then according to the rules of Visa and MasterCard, such a card has a password - this is a kind of PIN, like the one that is used in an ATM when removing cash. You use the same password when paying for payments on the Internet. If a person handed the password or information on his card to another person who took advantage of this information for mercenary purposes, then in this case, no one will return money the money to the card holder.
If the standard card is standard, with one PIN code, which is the main in Belarus (today in Belarus, there is still no bank, which would have implemented and could provide the cardholders such a PIN for payments on the Internet), then the money returned.
So the user has no reason for worrying. However, it is necessary to keep your card only with you.
- In the first quarter of 2010, the turnover of funds amounted to more than 1 billion rubles. What figures can you call six months later? Is there a speaker?
- For six months, the turnover of funds increased by about 110-120%. By the end of the year, at least two-time growth is expected. I do not want to shut down, but maybe it will be a fivefold growth. In any case, we will exceed our own record at least 100%.
- What share of payments falls on services, and what kind of goods?
- The services account for 40%, and the goods are 60% of payments. If we talk about the number of transactions, then we basket payments, mobile communications, loans and deposits.
- What holds back the development process? We conducted a survey on this topic on the TUT.BY forum, and many said that not all services for which I would like to pay (for example, transferring money to an arbitrary current account of various companies), there is on the Internet. They do not want to go to the Jerip? But, as I understand it, can you conclude a contract and with you?
Yes, the contract can be concluded and directly with the company "Webpey". But about why they do not appeal, it is difficult to give an unequivocal answer. Legal entities (kindergartens, schools, cooperatives) are very actively addressing the ERIP.
Perhaps not still managed to turn. But the speaker is - 10-20 new services appear monthly.
- How many services today can be paid throughPlati.tut.by. ?
- When paying utilities - a list is about 1,300 services. Also connected here 140 legal entities that provide a variety of products and services. It is connected already directly to us, and when we make a payment, you first go to Priorbank, and the next day - to the account legal entityWith which the acclaring contract is concluded.
- We would ask users who already enjoy our service, send their wishes and suggestions about services to us on E-mail: [Email Protected] . What to stand in queues to the cashier, much more convenient to do this without leaving the house, at any time of the day and day of the week and in any weather. This service is very convenient. It is enough to try it once in order to understand this and believe that if you have paid services or goods via the Internet, then your money was really enrolled on the required current account.
Users who are not yet payers on the Internet, I want to advise - do not be afraid, try. Rumors that after you pay for services on the Internet on your card, you have it, have already been outdated. I emphasize that the WebPay system does not store and collects card data. Payments come directly and they are completely safe.
16.11.2018
The fact is that payment of utility payments by the service provider is the system "Calculation" of the ERIP. We recommend that you contact the contact center of the "Calculation" of the Eripa by phone number 141 or write to the email address and refine information on the data on display.
The system provides acceptance of payments bank cards Visa, MasterCard and Belkart, on the resource e-pay.by/plati.tut.by, bank cards issued by banks of the Republic of Belarus and Russian Federation. But some banks can establish a limit on the cards released by them for calculating the Internet. In this case, to obtain full information about the possibility of holding payments via the Internet on a card, contact your bank customer support by phone indicated on the back of your card.
Sending messages with code to confirm payment provides a bank-issuer (bank that has released a card). Therefore, if you have not received SMS, we recommend contacting the Issuer Bank (the support telephone number is specified on the back of your card), and refine information about sending messages.
You need after entering the card data and the appearance of a page with information about blocking the amount and fields to enter this amount to call the bank-issuer card, say that you are trying to pay for the Belarusian resource, and now the amount in dollars should be logged in the card USA up to 4 USD. After the Bank's employee calls this amount, you need to enter it in the input field and complete the payment. You can enter the amount both through the comma and through the point. You should not enter any amount, namely the one that has been blocked by our system to check and call you a bank employee (in US dollars). Information about the size of the blocked Sumy is available only by the employees of the issuer's bank, as well as the course of the currency conversion of your card into US dollars.
The WebPay system does not charge the Commission when making a payment. However, we draw your attention to the fact that some banks can establish a commission when making payment on the Internet. We recommend that you clarify this information in the support service of your bank customer support by phone indicated on the back of your card.
To cancel the payment, you must contact the service provider and refine information about the cancellation. Or you can contact the "Calculation" system of the Erap at the phone number: 141 or write to the email address and refine information on the cancellation of the payment.
The received notification is informational in nature and reports that in the WebPay system the refund was successful. The term of enrollment money On the card depends on the issuer's bank (bank released a card). We recommend clarifying information about the credentials money On the map in the bank-issuer.
Connected online stores / sites about the "Calculation" system Eraip
When you connect from you depends on the testing of the WebPay system, as well as the preparation of the document package and bringing the site in line with the requirements. When everything is ready for connecting, we convey documents to JSC "Nevankovsk Credit Financial Organization" Ether ". To date, the documents are discussed within 2 weeks.
Connected online stores / websites about Internet acquiring
After we received your application, the manager will contact you during the working day by contact details specified in the application. If you have not contacted you after this time, call us by phone + 375 17 269 04 30 or write to the site
When connecting Internet acquiring, the site (online store) must comply with certain requirements that are established by the current legislation, the requirements of international payment systems and accurate banks. You can read the requirements here.
Discover settlement accounts in belorussian rubles WebPay partner banks are required. Only under cooperation with OJSC BPS Sberbank, it is necessary to have a current account in this bank. For Priorbank, OJSC and OJSC "Belagroprombank" does not matter in which Belarusian bank is open an account.
You can invoice for customers through personal Area WebPay, with no additional technical settings on the site required. If you are planning to receive payment directly on the site, you will need to configure the module (for example, by the "Basket" type) in accordance with the WebPay technical documentation.
When you connect from you depends on the testing of the WebPay system, as well as the preparation of the document package and bringing the site in line with the requirements. When everything is ready for connecting, we convey documents to the bank. To date, the Bank considers documents within 3-4 weeks.
The system provides acceptance of payments by Visa, MasterCard banking cards and Belkart, regardless of whether the map of which world the map was emitted. Please note that some banks can establish a limit on the cards released by them to calculate on the Internet.
Developers
Please check the data you send in the post query. Note primarily for the presence of mandatory fields, the correctness of the transmitted links, as well as the amounts (only two digits are used after the separator, "." Or ",").
e-pay ™ Accepts bank payment cards for payment Belkart, Visa, MasterCard and Maestro.
Service payment service e-pay ™ From the house or office is economical, simple and accessible around the clock over the Internet.
Varieties of banking visa cards And the MasterCard you can use to pay for services:
What you need to know about e-pay.by:
1. Commission for making a payment when using a bank payment card is 0%.
2. All payments are completely safe and the card number is not saved with us (data transmission takes place using current secure algorithms, encryption and data transmission protocols). This eliminates any possibility of intercepting confidential information. Data is transmitted in encrypted form and stored only on a specialized WebPay ™ system server
3. Money arrive at the expense as quickly as through the bank
4. Payments are carried out around the clock
5. The list of possible payments is not inferior to banking
How to make payment?
1. Pay in any bank without commissions
Forget about the search for a specific bank office to make a payment in favor of the organization, which is serviced in this bank. In Yerip, 23 Bank of Belarus and RUE "Belpochta. Therefore, you can pay through any bank, payment terminal or branch of the Whitepox - and the ERIP will not take the commission.
Just specify, it is necessary whether the additional commission takes its additional payment for the payment of the Bank itself or the manufacturer of the service to which make a payment.
2. No receipts
Payers from time to time complain that they require a receipt confirming the fact of payment of a particular service in the Erip. So here - no one has the right to demand this from you! Article 251, paragraph 4 Tax Code RB and Decree No. 200 on administrative procedures on your side! According to these legislative acts of the Republic of Belarus, payments performed through the Eripa do not require confirmation with paper receipts.
Just save the operation number in the ERIP, which will be displayed on the check. And this will be enough. The system stores information about all made payments.
And all the instances that in violation of the above legislation still require you paper receiptsare required to check the commission of the appropriate payment.
3. Erip payer number
When paying through the Yerip, the system automatically assigns you absolutely unique number - Erip payer number. Save / write down this number and make all the subsequent payment through it. In this way, your personal payment basket will be gradually formed (personal accounts, contract numbers and phone numbers, other data), the data on which the system will remember 100 days and thereby significantly accelerate and simplify the payment procedure.
To form a block of constantly paid payments, it is necessary:
- make a payment at the point of receipt of payments. After making a payment in the check, the number of the payer in the ERIP will reflect;
- enter the payer number in the ERIP;
- choose the territorial location of the service;
- choose a group (subgroup) services;
- choose a service that needs to be paid;
- enter the information needed to make a payment (for example, the personal account, the contract number, the phone number, ONP, etc.).
This procedure must be done on each payment you want to add to your personal database of payments.
4 . Cancellation
If you have made a wrong payment, then call the Eripus contact center by phone 141 and informing the operation number in the system of the ERIP, which is unique in itself and listed on the check, learn whether the payroller provides the payment for this service to cancel perfect payment. You will be informed of the contact details of that organization, in whose favor was made, and you can contact the explanations for the return of the listed money.
5. Entering data when paying utilities
Make the testimony of water metering devices or inform them of the bank / mail at the time of payment for the LCD in the ERIP. At the same time, current meters are needed - that is, those that you see on the meters themselves, and not water consumption. The system itself calculates consumption.
Instructions for entering these water meters:
Step 1: Choose a service in the Yerip tree "Communal payments AIS" Calculation-LCQ "
Step 2: Enter the personal account number, check the payer name, address, payment period
Example:
Petrov Petr Petrovich
Minsk, Jul Street, 10, square meters. 10
Facial account: 0987654321
Payment date Requirements: 07/15/2017
Step 3: Information about the previous values \u200b\u200bof the counter will appear on the screen. Enter the current value of the meter, not the actual water consumption over the past period.
Example:
Counter 1: Previous value: 110
Counter 1: Current value: 115
Counter 2: Previous value: 106
Counter 2: Current value: 108
ATTENTION! The screen does not display the amount of payment across the meters, since the entered data will be taken into account when charging fees for utilities And included in the notice next month when paying payment for the current period.
Example:
- According to the testimony of Total (BYN) 0
According to the testimony of Total (BYN) 0
Accrued: 0 BYN.
The amount of payment for paying for the LCD in the current period is displayed in the field:
Accrued / recalculation: 50 BYN Amount.
The current value should be greater than the previous value!
Do not enter the value "0" (zero).
If you have not consumed the water in the reporting month, then you do not enter anything. The system will calculate the average value for the past 3 months.
6. Payment for the service code
If for some reason you do not fit lifehak number 3.You can pay for the service code. Determine the list of services you constantly and learn their codes.
How can I find out the service code? On the official website of the NKFO www.raschet.by in the Panels / Search for Services and Payments, or contact the contact center by phone number 141.
When paying in the ERIP, you need to sequentially select:
Payment in the Ether service code:
- Enter the code and pay
payment of payment to the organization in whose address was paid.
7. Safe payment for online shopping
Many have already bought something over the Internet at least once and remember their excitement when requesting data cards. The excitements are not excess - with all security achievements on online purchases, there is still enough tricky and dexterous fraudsters who enjoy the data mined in the Internet space of other bank cards for their mercenary purposes.
How to make purchases online and secure yourself from possible problems ?
In order not to enter when ordering the order of your bank card, you can pay for purchases using Internet banking through the ERIP, simply using the order number you receive when you receive an online application. Data cards in Internet banking are already personified, so there is enough order number when paying through the ERIP. And the purchase is done, and your card data remained secret.
At the same time, in accordance with Claim 1.10 decree No. 478 dated December 1, 2017 "On the development of digital banking technologies »You have the right to even demand from the online store the possibility of paying purchases through the Jerip. Unless, of course, the company serving an online store is in Belarusian jurisdiction.
In 2015, Belarusians can take advantage various systems To pay utilities over the Internet. Users note a lot of advantages of using such systems when paying utilities, and they all reduce the high level of comfort with remote access to the bank card.
It is important to remember, to what date you need to pay utility services. Regardless of how the client makes payment, payments must be carried out no later than the 25th day of the month following the reporting.
Via online banking
Internet banking - electronic system Bank customer service, namely holders plastic cards .. This system exists in, Belinvestbank, Belagroprombank, Priorbank, etc. Internet banking is convenient for both customers and banks themselves. With an increase in the share of operations produced using this system, the daily and specific periodic load on the branches of banks, ATMs and payment terminals . Wide distribution of Internet banking in Belarus leads to the fact that banks cease to need to increase the number of personnel working in branches directly with customers, and to an increase in departments information technologies and computer security.
Payment of utilities is one of many reasons for the development and use of the Internet Banking system in the Republic of Belarus. This procedure is carried out through the ERIP (single settlement information space). Although this system allows payment from anywhere in the world, and the only requirement is the availability of Internet access, the use of ATMs and payment terminals for paying housing and communal services is also very popular.
In order to pay utility services through Internet banking, you need:
- Sign up in the system
- Know the necessary facial accounts
- Have the right amount on the bank card
When making a payment through the Internet Banking system, the Commission is not charged.
Through Plati.tut.by.
Plati.tut.by - 24-hour payment system providing high level safety confidential information. The creators of the system guarantee the operationalization of the transfer of funds to the intended purpose. For payments through this system, the Commission is not charged.
In order to pay utility services through Plati.tut.by, you must perform the following algorithm:
- Go to the page payment system Plati.tut.by.
- Specify the card number (window for data introduction is in the upper left corner of the page). This action is recommended at the very beginning of working with the system, since the list of services for customers of different banks may differ.
- Choose need locality (region).
- Select the desired service
- Enter the necessary data for payment (personal account number, phone number, payment amount, counters, etc.)
- On the secure page to which the system redirect you, you should enter additional map data, as well as your telephone number and email address.
Via e-pay.by.
E-Pay.BY - Belarusian electronic payment system. In addition to utility services, you can pay railway tickets, operator services cellular communication etc. Various limits and limitations are installed for different payments. You can get acquainted with the detailed list of limits on the system website in the "How to pay".
To pay utility services, a car can follow this instruction:
- Go to the E-Pay.BY website
- Enter the number bank card With which payments will be made. This action is recommended first, as depending on the bank to which the map belongs, the list of available payments may differ.
- Select the desired area or city
- Select the service you want to pay
- Enter the necessary contact (personal) data
- After redirecting a secure page, you will seek additional data. electronic card and other confidential information
Regardless of which system you have chosen before paying utilities via the Internet, make sure that you have all the necessary data for operations. If you use a personal computer or laptop, make sure that your antivirus viral databases are updated, and that no one sees the confidential data you enter. If you use an ATM or payment terminal Make sure that there are no extraneous elements on the device in general and on its screen. For all questions arising during the payment process, you can consult in the reference department of your bank.
