How to connect Apple Pay?
To set up Apple Pay, your device must have a Touch ID fingerprint reader. Also, the device must be signed in to an iCloud * account.
Please note that you need an internet connection to set up Apple Pay.
To connect Apple Pay, you need to add a Sberbank card to the Wallet application on your device:
- Open the Sberbank Online application.
- Go to the card page, click on the "Connect Apple Pay" or "Connect on iPhone" button.
- Follow the instructions to add the card to the Wallet app on your iPhone. You don't need to scan bank card and enter codes from SMS and personal data.
- mobile bank
- Open the Wallet app.
- Tap the plus sign in the upper right corner.
Apple Watch
- Open the Sberbank Online application on the iPhone.
- Go to the card page, click on the "Connect Apple Pay" or "Connect on Apple Watch" button.
- Follow the instructions to add the card to the Wallet app on Apple Watch. You do not need to scan a bank card and enter codes from SMS and personal data.
- After connecting, the status of the card on home page Sberbank Online applications will change.
- Make sure mobile bank is connected to your card
- Open the Apple Watch app on iPhone.
- To add a credit or debit card associated with your iTunes account, enter the security code for that card. Or select "Add another card" and use the camera to enter the card details.
- Make sure mobile bank is connected to your card
- Go to Settings.
- Tap Wallet & Apple Pay and select Add Credit or Debit Card.
- To add a credit or debit card associated with your iTunes account, enter the security code for that card. Or select "Add another card" and use the camera to enter the card details.
Note: iCloud is Apple's internet service. To sign in to iCloud, you need to go to the Settings app on your device and enter your Apple ID.
What is Apple Pay?
Apple Pay is a convenient, secure, and private way to pay for purchases in stores, apps, and the web. Apple Pay works very simply - just the device you use every day. Your card details are securely protected, since they are not stored on the device and are not transferred anywhere during payment.
What devices does Apple Pay work on?
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; Apple Watch in stores and in apps iPad Pro, iPad Air 2, iPad mini 3 or later in apps and websites and from a Mac to Safari if you have an Apple Watch or iPhone 6 or later with Apple Pay. A complete list of devices is indicated
Apple Pay supports the following Sberbank debit and credit cards:
Debit:
Visa Classic
Aeroflot Visa Classic
"Youth" Visa Classic
Visa Classic with individual design
Visa Gold
Aeroflot Visa Gold
Visa Momentum
Visa Platinum
Visa Infinite
Visa Signature Aeroflot
"Give life" Visa Classic
"Give life" Visa Gold
"Give life" Visa platinum
World Mastercard Elite Sberbank First
Mastercard World black Edition Premier
World Mastercard "Gold"
Mastercard Platinum
Mastercard Gold
Mastercard Standard
Mastercard Standard Contactless
Mastercard Standard with individual design
Youth Mastercard Standard with individual design
Mastercard Standard Momentum
Visa Electron
Credit:
Visa Classic
Visa Gold
"Give life" Visa Gold
"Give life" Visa Classic
Aeroflot Visa Gold
Aeroflot Visa Classic
Visa Momentum
Visa Signature
Mastercard Gold
Mastercard Standard
Youth card Mastercard Standard
Mastercard Credit Momentum
How much does it cost to use Apple Pay?
Apple Pay is available at no additional cost.
Where can i pay with Apple Pay?
You can pay for purchases using Apple Pay wherever contactless payment with Sberbank cards is provided, as well as in mobile applications and on the Internet - where there is a button "Buy with Apple Pay" or Apple Pay in the list available ways payment.
How do I pay for a purchase in a store using an iPhone?
To pay in a store, bring your iPhone to the terminal with your finger on Touch ID. After fingerprint recognition, payment is authorized. The terminal will report the successful completion of the transaction. Always check with the terminal to make sure the payment has taken place. For transactions worth more than 1,000 rubles, you may be asked to enter a PIN code on the terminal.
Important!
How do I pay for an in-store purchase with Apple Watch?
Put your Apple Watch on your wrist and enter your password. To pay, double-click the side button on the watch, select the Sberbank card and bring the Apple Watch to the terminal with the display. The terminal will report the successful completion of the transaction. Always check with the terminal to make sure the payment has taken place.
Attention! Do not share your password with anyone.
How to pay on mobile apps and on the Internet?
Look for the Apple Pay icon when ordering. Tap the icon to check your payment information and contact information. Then place your finger on Touch ID, or double-tap the side button on your Apple Watch to complete your purchase. You will see the inscription "Ready" and a check mark on the screen - this means that the payment was successful.
Important! Prevent anyone, including your family members, from registering their fingerprints with your Apple Pay device.
Do i need an internet connection to pay for purchases with Apple Pay?
No, you don't need to connect to the Internet to pay for purchases in stores with Apple Pay. Your device communicates with the terminal using NFC contactless technology.
Sberbank recently announced the launch of Apple Pay for its customers. The payment service became available with the release of the updated version of the Sberbank-Online mobile application. The largest Russian bank became the first partner of the "apple" corporation in Russia to launch Apple Pay.
Billing Apple service Pay Sberbank Is a secure and innovative way to pay for your purchases in stores, mobile apps and the Internet. This requires a device that supports NFC (Contactless Payment Technology) and Apple Pay.
Now you can use the iPhone and Apple Watch to conveniently pay for purchases in seconds with one touch. To do this, it is enough to link your valid Sberbank bank card to Apple Pay in the application.
In this review, we will analyze the questions of interest to many:
- Ways to connect Apple Pay Sberbank.
- How to use this technology.
Apple Pay Devices
First, let's clarify which IPHONE models support Apple Pay. You will be able to connect the following NFC-enabled devices:
- Smartphones: iPhone 8 and X, iPhone 7 and its PLUS version, iPhone 6s, 6s +, 6 and 6+, iPhone SE.
- Tablets: iPad Pro 12.9 inch, iPad Pro 9.7 inch, iPad Air 2, iPad mini 4, iPad mini 3.
- Watch: Apple Watch 1st and 2nd generation.
- Netbook: Mac with Safari 2012 and newer.
In general, almost all new models of iPhones and other "apple" gadgets produced after 2016-2017 support NFC and, accordingly, Apple Pay.
How to connect Apple Pay in Sberbank
Currently, only MasterCard and VISA cards can be added to Apple Pay. MIR cards cannot be attached yet, but Apple promises to fix this in 2018.
So, you can connect your current Sberbank card to Apple Pay in two ways:
- Across mobile bank"Sberbank Online"
- Directly through Apple's Wallet app.
To connect the service via the Sberbank-Online mobile bank, you must:
- Go to the mobile bank "Sberbank-Online"
- In the "Cards" section, select a Mastercard and choose "Connect Apple Pay" from the menu.
- Next, add the card by clicking the "Add to Apple Wallet" button.
- Then you accept the "User Agreement" and that's it. Map added!
The advantage of adding a card through Sberbank-Online is that you do not need to manually add card details or scan it.
Watch a video on how to connect Apple Pay via Mobile Banking.
Now let's see how to add a card through the Apple Wallet app:
- We go to the Wallet application.
- We select "Add a card".
- We scan the card or drive in the card details manually (Please note that if you have a Momentum card, you can enter NO NAME in the name column).
- Next, you will receive a card activation code from Sberbank, which must be entered in the application. After completing these steps, your card is available for payments.
To add a card to the Apple Watch, you must first set a password on the watch, then add the card through Sberbank-Online as well as to the IPhone.
How to use Apple Pay Sberbank
After adding a card, you can manage cards through the Wallet application, which allows you to view the latest transactions made through Apple Pay, as well as link and unlink the card, that is, you can set up Apple Pay only through the Wallet application. It is possible to view the balance or other important information on your account only in Sberbank-Online.
So, you have successfully linked your Sberbank card to Apple Pay. Now let's look at how to make a purchase.
When paying, pay attention to the terminal screen or stickers on it. If you see PayPass, PayWave or the NFC icon (as in the picture below), then you can safely pay with Apple Pay. Now in Russia most of the terminals, especially in large cities accepts NFC contactless payments.
To pay at points of sale, you need to open the Wallet application and bring your iPhone to the terminal while simultaneously putting your finger on Touch ID. After your fingerprint is recognized, the payment will be authorized. If the purchase amount is up to 1000 rubles, then, as a rule, the card's PIN code is not required to be entered.
Also, instead of a fingerprint, you can set your own PIN code, which can be used to confirm purchases. For security reasons, it is not recommended to set the PIN code similar to the PIN code from the card or to the main PIN code of the device with which you will unlock it.
In addition to offline outlets, you can already find many online stores that accept payment through this service. Here, the principle of making a purchase is as follows:
- On the website of the online store, choose a payment method
- Next, you receive a payment confirmation on your iPhone.
- Confirm with Touch ID
That's it, your purchase is complete!
Apple Pay payment security
In conclusion, an important question of many: "Is Apple Pay Safe?"... Most experts believe that using Apple Pay is safer than paying with a regular bank card.
First of all, due to the fact that your fingerprint is required to complete a transaction. That is, even if you lose your phone, an attacker will not be able to pay using Apple Pay.
Secondly, your data is not transferred to Apple, but only encrypted on your device. In addition, when paying for a purchase, your card details are not transferred to the seller. The seller does not receive the details of your card, but unique identificator and a specially generated dynamic security code that is unique for each transaction. Thus, neither an unreliable seller, nor criminals who have intercepted the payment data will be able to use them for fraudulent purposes.
Apple Pay offers users the ability to launch contactless payment from an iPhone. The service is absolutely safe and especially convenient in that you do not need to enter any data during calculations - just put your finger on the iPhone screen. Today the technology works in conjunction with MasterCard cards of more than a dozen banks. In the near future, it is planned to connect Apple Pay Visa Sberbank.
Characteristics of the Apple Pay service
You can pay with Apple Pay in supermarkets, salons, gas stations, establishments Catering... Depending on the device, the algorithm for connecting Apple Pay to Visa Sberbank differs, for example. In the article, we will dwell in detail on the connection features and characteristics of the service, and also find out how to launch it from each device.
How does it work
For the app to work, you need to make sure your device has the Touch ID Fingerprint Scanner app installed. The program can be downloaded from the official Apple store, it is free.
In addition, you will need to connect your iCloud account and the installed Wallet application, launching it will allow you to scan information from plastic cards and launch contactless payments.
Some people accept payment with the new technology mobile applications, as well as online stores, and in the latter case, the payment will work only through Apple's proprietary browser - Safari.
Directly to connect Apple Pay, you need the Internet (Wi-Fi or mobile). The technology currently works with most Apple devices:
- smartphones iPhone 6 and newer;
- Apple Watch
- iPad 2 or later.
- MacBook.
Map support
So far, you can use the following types of Sberbank cards of the MasterCard payment system for payments:
- Standard instant issue(Momentum);
- Youth categories Standard with standard and individual design;
- Standard Contactless;
- Gold;
- Platinum;
- World Black;
- Elite Premier.
At the same time, ordinary debit cards(including salary), and credit. Virtual cards There is no way to link to Apple Pay yet. Perhaps this will be developed and launched by the company over time.
Payment features
According to changes in legislation, all stores must be refurbished. cash registers a new generation, which necessarily includes a fiscal electronic medium for automatically sending information to tax office and an NFC field generator.
It should be noted that while waiting for Sberbank to launch Apple Pay with Visa, most large retail outlets have already acquired new terminals, so the use of the technology will not cause difficulties.
To start a contactless payment for a product or service at a point of sale using the advanced technology Apple Pay Visa Sberbank, you must:
- unlock iPhone by placing your finger on Touch ID;
- tap on the number of the card with which you have to pay (if there are two or more of them attached to the account);
- bring the phone to the top of the terminal where the reading head is located;
- wait until the information is read and the receipt is received.
If you have the Sberbank Online application installed, then you will receive a Push notification about the withdrawal of funds, if the Mobile Bank service is connected, then SMS with information about the payment.
Payment using Apple Watch looks like this:
- enter the password to unlock the device;
- press the button on the side of the watch twice;
- choose desired card in the list;
- bring the device to the terminal and turn it with the display towards the upper (reading) part.
How to connect the application
To connect Apple Pay, you need a Sberbank MasterCard. There is no Visa support yet, but you can order MasterCard Standard from the bank, which is in no way inferior in functionality to Visa, and transfer funds from one account to another. This will help you use a new way of transaction without waiting for Apple Pay Sberbank Visa to start working.
Launch Algorithm for iPhone
The installation method for the app depends on the type of device. So, for the iPhone, the algorithm for connecting actions will be as follows:
- install the official application Sberbank Online, register your account;
- tap on the Maps tab;
- select the desired MasterCard system card and tap on it;
- click on the Connect Apple Pay option (in some versions it is written Connect on iPhone);
- through Wallet, scan the card and enter its data into the proposed form. The card will be fixed in the application as the main means of payment.
Please select convenient way application settings and connection of the necessary Sberbank cards to it - Internet Bank or Wallet The second option works if Sberbank Online is not installed:
- open Wallet immediately;
- tap the + sign in the upper right part of the screen;
- if you have already entered card details for payments in iTunes, it will appear, you can pin it;
- tap Add another card if the one you want is not in the list;
- scan the card, it will automatically be delivered as the main payment card.
Instructions for Apple Watch and iPad
If you use an Apple Watch, then connect the application in the same way. In addition, if you install Sberbank Online on both iPhone and watch, data synchronization will start automatically.
To install the application on iPad you need:
- go to Settings;
- tap Wallet, then select Apple Pay;
- tap Add card;
- if you previously paid with a card in iTune, then you need to enter its security code, and it will "pick up" the iPad;
- if the desired card is not in the list, then it must be added using the scanner.
When will the technology work with Visa Sberbank in Russia
Since, as of the beginning of 2017, Apple Pay operates exclusively with MasterCard cards, the question arises when it is planned to introduce Visa Sberbank support to Apple Pay. Unfortunately, there is no exact answer to the question of when the technology will be launched for other systems.
As the deputy chairman of the bank's board Stanislav Kuznetsov noted back in November 2016 in an interview that the Apple Pay payment service will be implemented together with the Samsung Pay service. Despite the fact that the services are essentially competitors, they have a lot in common, and the target audience using smartphones of both companies practically does not overlap.
Undoubtedly, if you launch Apple Pay Visa Sberbank in 2017, it will significantly increase the capabilities of the bank's customers and provide an additional flow of users. Currently, a little more than a dozen banks are working with the technology (including Alfa-Bank, VTB24, Gazprombank, Otkritie, Tinkoff) and electronic payment system Yandex.Money, but they also interact exclusively with Mastercard cards.
Conclusion
Thus, there is no support for Apple Pay Visa Sberbank yet. It is not yet clear when exactly the technology will start working in Russia. If you already have a Visa Sberbank card, but you want to try new technology in action, then you can order a card of the required payment system from the bank. Servicing an additional card will cost 750 rubles. If you wish, you can apply for a MasterCard credit card - Apple Pay also works with this type.
Thanks to the development modern technologies it became possible to use mobile devices to pay for various purchases. Many users are interested in how to connect Apple Pay of Sberbank. The new payment system is based on contactless shopping technology. The operation takes place through confirmation by placing your finger on Touch ID on your iPhone, iPad, Apple Watch or Mac.
Almost every day, technologies do not stop developing and surprise with their achievements Before connecting, you should study the instructions for setting up and the rules for using the service. With the help of technology, you can make payments from the card on the Internet, in applications and in retail outlets.
You must first observe the following principles and follow the steps:
- The presence of a Touch ID scanner. For the safety of transactions, it is forbidden to register fingerprints of relatives and friends for binding to your smartphone.
- Registration in iCloud (done by entering the ID in the Settings application).
- Availability of the card.
- It must be added to Wallet (an application in your gadget).
The service is also available for online store owners. As part of the acquiring service, you can order the setting of receiving transfers via mobile devices on your applications and online stores. With this opportunity, you expand the circle of your customers, provide them with the opportunity to save time when paying and keep pace with modern technologies.
How to connect Apple Pay on mobile?
It is possible to connect and use the application on iPhone, smart watch and iPad. Let's consider how to configure each of them in more detail.
Connection stages Connecting on iPhone
The instruction has two variations, depending on the chosen method. The first way is to configure it through the Internet banking service by downloading the application in advance. This can be done through the institution's website for free.
- Login to Sberbank Online.
- Choose plastic from the list of your products, go to its page.
- Click the "Connect to iPhone" item.
- Next, you need to follow the instructions to link the card: do a scan or enter some personal information not required.
- Check the status of the selected plastic, it should change.
The second way is to use the Wallet app. After visiting it, you must click on the add icon (plus sign).
Here you can choose one of the options available to you:
- Add a product associated with an iTunes account. The service will ask for a verification code for this plastic.
- If this is not possible, you need to select the "add another" item. IN this case you need to use an iPhone camera to transfer data on your plastic (it must be available at the time of activation).
How to use the system on Apple Watch and iPad?
The safety of this technology should be noted separately. Data about the card product is not saved on the iPhone, and therefore, even if it is lost, outsiders will not be able to use it. And at the time of payment, no confidential information is transmitted. Another person will not be able to perform the operation for you, because the procedure involves the interaction of Touch ID and the use of contactless technology.
How to use the service is described in detail in this manual:
- If you need to make a payment, bring your mobile device to the terminal.
- Place your finger on the fingerprint scan button.
- A light vibration and a sound signal will serve as a signal for depositing money.
To use the "smart watch" when paying, you need to double-press the side button and turn it over with the display towards the terminal. Confirmation of the completion of the operation occurs by means of a sound signal.
Instructions for paying for purchases using a new contactless technology.
With Apple Pay, Sberbank customers can make purchases securely, conveniently and confidentially in millions of stores, popular applications and websites. Read more about the service in our article.
Apple Pay is a mobile payment system that allows you to pay for purchases using NFC technology in retail outlets, applications and on the Internet. The system provides complete confidentiality and security to all users. After adding a debit or credit card, the card number is not stored either on the mobile device or on the Apple Pay servers.
Apple Pay is installed on iPhone 5 S, SE, iPhone 6 and 6+ and newer models, as well as Apple Watch.
To set up Apple Pay, your device must have a Touch ID fingerprint reader and be signed in to an iCloud account.
How to properly connect Apple Pay on iPhone
- Open the Sberbank Online application.
- Find the card page and the Connect Apple Pay or Connect on iPhone feature.
- In the Wallet app, add a card (screenshots, codes and personal data are not required).
- Wait while the bank verifies the information provided.
- As soon as the status of the card on your page changes, you can use it to pay for purchases.
- There is another way to connect Apple Pay on iPhone:
- If a mobile bank is connected to the card, open the Wallet app.
- Find the "+" icon in the upper right corner and touch it with your finger.
- Add card (security code required).
How to properly connect Apple Pay on Apple Watch
Open the Watch app on iPhone, then go to the My Watch tab.
Click Wallet & Apple Pay.
Follow the same steps to add a card as for iPhone
After the bank or card issuer verifies your card, click "Next".
Connecting Apple Pay on iPad
- Make sure you are connected to a mobile bank.
- Find the "Settings" function and click on it.
- Tap Wallet apps and Apple Pay and select the Add Credit or Debit Card option.
- Add a card that is associated with your account iTunes using code.
- If you need to add another bank card, enter the information using the camera.
How to pay for purchases using Apple Pay using iPhone: instructions
The payment procedure is quite simple. You need to bring your mobile device to the terminal and put your finger on Touch ID. As soon as your fingerprint is recognized, the payment will take place automatically. If you transfer more than 1,000 rubles, the system may ask for a security code.
Never allow anyone to register your fingerprints on iPhone.
How to pay for purchases using Apple Pay using Apple Watch
- Put the Apple Watch on your wrist.
- Enter password.
- Press the side button twice.
- Select a Sberbank card.
- Bring your Apple Watch to the terminal.
- The terminal will report the successful completion of the operation.
How to pay for purchases using Apple Pay online and in stores
When placing an order, find the Apple Pay icon, tap it, and check all the information. Place your finger on Touch ID to complete the purchase. The inscription "Ready" will indicate the completion of the procedure.
At any time, you can view card transactions directly on the screen of your gadget: for this, select the required card from the list of linked cards.
Frequently asked questions and answers
Do i need internet to use Apple Pay?
To pay in the store for purchased products, Internet access is not required. Smartphones interact with the terminal thanks to NFC technology: this system uses a token and does not need an Internet connection.
Which Sberbank cards are supported by Apple Pay?
Apple Pay works with debit cards:
-
"Youth" Visa Classic
Visa Classic with individual design
Aeroflot Visa Gold
Aeroflot Visa Classic
Visa Signature Aeroflot
"Give life" Visa Classic
"Give life" Visa Gold
"Give life" Visa platinum
World Mastercard Elite Sberbank First
Mastercard Standard
Mastercard Standard with individual design
World Mastercard "Gold"
Mastercard Platinum
Mastercard World Black Edition Premier
Mastercard Standard Contactless
Youth card Mastercard Standard
