VTB Medical Insurance. An impersonal metallic account. Opportunities that provide compulsory insurance

Applied in offering additionally to insurance plastic card. It is not a replacement for the medical policy, but acts as a certain addition. You can use the card to write to the doctor in the Moscow clinic through info. You can clarify the possibilities of the map by telephone VTB in Moscow. Today in other cities, except Moscow, plastic is not issued.

With you, you need to have an identity and reduce. Representative VTB Insurance Accepts an application and lies a mark on adoption. If the appeal to the policy is for the first time, VTB issues a temporary certificate. It has all the powers insurance Polisa. And it can act as a replacement if necessary for the treatment of therapeutic care. It acts before receiving the evidence, but not more than 30 days. If the application is submitted to replace, the temporary document is not issued and the former policy is valid until the issue of issuing a new one.

VTB Polis Oms

In addition to rights, customers also have certain responsibilities. The most important of them is that VTB insurance policy of the OMS is always presented when contacting a medical institution, unless this is not emergency hospitalization. In addition, the insured person must personally choose a medical institution and apply to the insurer. Be sure to transfer information about changing the surname or other personal data into the mandatory insurance fund.

In addition to the remote design method, there is an option with a personal visiting. For example, VTB policy of the OMS in Moscow should be issued in the nearest branch at the client's location. You can get data about all offices on the official website of the organization or through a mobile application. If your city is Moscow, then on VTB website insurance proposed a list of offices where you can arrange health insurance.

VTB Medical Insurance ": Features of insurance

Limited area of \u200b\u200bdocument action. This is a significant minus, since the help of a person is often required on a business trip or on vacation, but the policy will act only where it is issued.
Compensation can be obtained only with stationary treatment. Most of the drugs are bought outside the hospital, so funds do not pay for them.
There are many conditions in the contract, with non-compliance with which there may be a refusal to reimbursement upon the occurrence of the cases specified in the Police. It turns out that the availability of the agreement does not guarantee receipt of compensation, as it is important to fulfill all the conditions.
In addition to payment for recovery, there will be no other compensation.

The insurance sphere is now very popular, therefore many companies are actively developing in this area. Company " VTB medical Insurance "offers to issue additional insurance, which will allow you to use a wide range of services with the onset of insured events.

FEATURES OF MEDICAL INSURANCE FROM VTB

The effect of the insurance policy is limited to the location (abroad does not seem to use possible).
The contract contains the part that the cost of honey appears. Aid and preparations are compensated by VTB medical insurance. But in the condition of treatment in the ambulance, payments should be made by patients independently. The company covers only the cost of treatment of the client in the hospital.
The organization does not give warranties that when the insured event occurs, the client will fully receive monetary compensation. The therapeutic course is paid exclusively.

Almost all employers today provide medical staff policy DMS.giving the right to cover health expenditures. The WTB Health Insurance Insurance Agency will present its numerous clients with a wide range of various services, this list also includes the design of OMS and DMS polishes. When making the policy of the OMS, the client will use honey. The services are completely free, but only in medical institutions of state submission. This product is in the arsenal of most insurers, no exceptions and AO VTB medical insurance.

Vacancy № 1477593 for the position - curator of a group of offices of sales and issuing Polisons of OMS (VTB Medical Insurance) - in the city (region) Moscow from the company - VTB Insurance, CK - In the Economics Industry - Insurance, Evaluation - Head of Direction - Online Employment Center Population (Tszn) Curator of group of offices of sales and issuing policy of OMS (VTB Medical Insurance) - Vacancy in the city of Moscow Direct employer - VTB Insurance, CK - looking for an employee to a vacant place in his organization (companies, firm, IP, MPU) Curator of a group of offices of sales and issuing policy of OMS (VTB Medical Insurance)

Employer " VTB Insurance, CK"After receiving e-mail messages from you from our site will consider your summary and inform your contact details (phone number, e-mail, fax, skype, icq), according to which you can contact him about the interview to take a vacant job "".

What if the employer " VTB Insurance, CK »From the city (region) Moscow Does not respond to your request by vacancies No. 1477593 Curator of a group of offices of sales and issuing policy of OMS (VTB Medical Insurance)«?
Place your resume Now on our Employment Portal Electronic Employment Center and you will definitely find other employers!

Medical Policy VTB Insurance

DMS not only saves working time, but also the opportunity to get professional high-level care. For example, with a mandatory type of support for patient maintenance, it is carried out in conventional reception hours, which allows for proper treatment and control, without undermining the process. This is a huge advantage for the employer.

There are several options provided by the Insurance Organization. If you are an employer limited liability company, then consult our managers who will select the most suitable option to ensure your employees by the insurance policy.

VTB Medical Insurance in Moscow

It is hereby free, by his will, and in its interest, I agree to the MEDIA-Solutions LLC, which is located at Tyumen Ul. 50 years old WLKSM 19 - 76 (hereinafter referred to as the operator) on the automated and non-automatic processing of its personal data in accordance with the following list:

name, phone, email address and other individual means of communication, specified when filling on the site http://megastrahovka.ru (hereinafter - site) of the following forms:
- registration on the site;
- sending an application for the calculation of insurance services;
- writing reviews;
- using feedback services with the site administration;
source of entering the site and information of the search or advertising request;
user data data (among which permission, version and other attributes characterizing the user device);
custom clicks, views of pages, filling the fields, shows and watching banners and video;
data characterizing audit segments;
session parameters;
data on the time of visits;
user ID, stored in cookie,

VTB Medical Insurance in Moscow

The company's main activity is aimed at providing its customers with high-quality and highly qualified insurance services in the field of compulsory medical insurance. Statutory capital VTB Medical Insurance Companies more than 210 million rubles, which guarantees high financial reliability.

AO VTB Medical Insurance (the former name of CJSC MSK "Solidarity for Life") works on insurance market From July 1, 1992. The company has been successfully developed for more than 20 years and is included in the Top 10 Insurance Companies in the OMS market. VTB Medical Insurance occupies a leading position in the development of technologies for taking into account the insured medical care and automated examination, its quality and volumes. One of the first companies in Russia began the introduction of its representatives in medical organizations and conducting medical care examination after the completion of treatment, but during its implementation. VTB Medical Insurance is included in the VTB Group Insurance, which is a part of the leading international financial group of Russian origin - VTB Group, and is also a member of the All-Russian Union of Insurers (WCS), the Interregional Union of Medical Insurers (MSS) and a member of the Moscow Association of Medical Insurance Organizations (MAMSO).

AO VTB Medical Insurance

CJSC "Association Elmes" - liquidated
Inn: 5028003480, OGRN: 1037739774104
119435, Moscow, B. Savvinsky Lane, d. 9, Corp. 2, square. 32.
Inn: 7704103750, OGRN: 1027739815245
LLC "Association Elmes" - existing
Inn: 7704323508, OGRN: 1157746652722
119435, city Moscow, B. Savvinsky Lane, House 9, Building 2
General Director: Lashnev Mikhail Pavlovich

JSC "Shoe firm" Junichiel "- existing
Inn: 7448008453, OGRN: 1027402548271
454008, Chelyabinsk region, city Chelyabinsk, Tchaikovsky street, d. 20
General Director: Denisenko Vladimir Stepanovich
AO VTB Medical Insurance - Liquidated
Inn: 7704103750, OGRN: 1027739815245
115432, city Moscow, the passage of South-Town 2nd, House 27a, Building 1
General Director: Beresov Leonid Alekseevich
PKP LLP "Vertex" - liquidated
Inn: 5258007190, OGRN: 1065258032377
603132, Nizhny Novgorod region, city of Nizhny Novgorod, Admiral Street Makarova, d. 16, square. 52.
Director: Chulana Valery Egorovich
PKP LLP "BIN" - liquidated
Inn: 5262005566, OGRN: 1065262101464
603106, Nizhny Novgorod region, city Nizhny Novgorod, Soviet Square, 3 3
Director: Biryukov Alexander Andreevich
Limited Liability Company "Trading House" Shine "- liquidated
Inn: 5078008332, OGRN: 1075010002495
141930, Moscow Oblast, Taldom district, urban type Verbilina village, Murina Street, 2
Competitive Manager: Lantsev Andrey Nikolaevich
LLC "LEGPROM-NN" - liquidated
Inn: 5260059421, OGRN: 1035205389120
603000, Nizhny Novgorod region, city of Nizhny Novgorod, Maxim Gorky street, 151
Director: Marina Leonidovna Yarina
LLC "AERO-Lux" - liquidated
Inn: 7704229865, OGRN: 1027739601988
121019, Moscow, Zamenka Street, 9/12, p.1
Other executive: Gafner Sergey Lvovich

Jun 26, 2018.

From the moment of its birth, all residents of the country must have a medical policy. This service is now providing any insurance companies. Certain advantages gives the OMS policy in VTB Medical Insurance (Moscow). It can be decorated both with a personal visit to the office and on the online way.

What is an OMS policy

The need for medical insurance is applied not only to residents of the Russian Federation, but also on foreign citizens, individuals without citizenship, refugees who plan their stay in the country more than 3 months.

The term of the polis

The standard policy of the OMS, which is issued in VTB, does not have any restrictions on the period of action.

The execution of the policy is a one-time. You can take advantage of the free help in a medical organization at the place of residence.
All citizens of Russia should have an OMS, which can be obtained in VTB 24 or other insurer. Registration of insurance for Russians or temporarily living citizens in the country is different. In the latter case, the policy is provided for that period, during which these persons are planning their finding in Russia.

Features of the execution of the policy of the OMS in VTB Medical Insurance

Before the start of registration of OMS, representatives of the company must provide detailed information On the conditions of its use.

As B. insurance contract It is indicated by personal information, then it is necessary to present a document confirming the identity document.

Policy owners have the ability to change insurance once throughout the year. At the time of registration of the document, a certificate is issued, with the help of which you can temporarily take advantage of free medical care.

Compliance of the proposals of the insurer to state regulations

Polis of OMS in VTB Medical Insurance (Moscow) is the product of the state program. As an insurer, in this case, the FOMS protrudes. The state provides the population of the country maximum availability of insurance. The federal body controls the provision of quality services for the insured.

The fund was created to provide full-fledged free medical care and insurance, which are guaranteed at the legislative level.

VTB Polis Oms: Responsibility

With the help of OMS from VTB, customer rights are ensured and the fulfillment of specific duties is determined. Learn it is important enough to not deal with difficulties at the time of use medical services.

Customer Rights during Insurance

According to the legislation, the insured persons have the opportunity to choose a medical organization for personal demand. It is required that the organization takes part in the Country Oms Program.

In the manufacture of the policy, a special certificate is issued, which allows to obtain the appropriate medical care provisions.

OMT holders Once during the year, it is possible to appeal to another insurance organization (preferably until November 1). You can choose a specialist who can provide appropriate treatment. To do this, it is necessary to submit a certain application to the insurer. In the company, you can clarify all the subtleties of insurance under the conditions of the mandatory program.
Customer rights should provide an insurance company. In case of their violation, the owners of the policy have the opportunity to demand the payment of damage to insurance.

Responsibilities of the insured person

To use services, you need to provide an OMS policy at the time of visiting a medical institution, except for those situations where urgent hospitalization is carried out. Also necessarily independently or through the mediator to apply for the choice of a specific medical institution, which will provide services. Important is the timely notification of the Foundation on the change in personal information.

One of the responsibilities of the client is to provide information on changing personal and contact data, place of residence, etc.

To change the OMS policy in VTB Medical insurance for insurance of another company due to moving, you should notify the fund no later than 30 days after registration.

Interaction with VTB Insurance

Any insured person has the possibility of oral or written appeal to its insurer. All statements must be provided with an answer for 30 days.

Polis OMS VTB 24 for newborns

Take advantage of obtaining OMS For a child, parents or other legitimate representatives can also have this policy.

If there are difficulties in obtaining the policy, you can use the feedback form on the VTB website.

Insurance risks

Insured customers have the right to appeal to the company on the use of insurance.

Situations for handling:

require payment for the provision of OMS services;
the help was not ensured due to the lack of policy at that moment;
there was a refusal to design an OMS;
necessary rapid receipt new insurance.

Registration of the policy of the OMS in VTB Medical Insurance in Moscow gives the right to use a separate line. Representatives of other regions of the country can ask their questions by a separate telephone number.

How to make an OMS policy from VTB?

After familiarizing with all the subtleties using OMS, you can choose for yourself the most convenient way His design.

Via the Internet on VTB Medical Insurance

Currently, the procedure for submitting an application for issuing OMS is available by E Insurance Organization VTB. You will need to specify personal information in the appropriate form: age, address of accommodation, series and passport number, etc. After that, it will be necessary to put a mark on the processing of information provided and obtaining a document in in electronic format. For its part, the insurer guarantees the preservation of the specified data in secrecy.

Getting the policy is actually carried out by filling out an online application on the site. It is necessary to take into account that this service is available for residents not every region.

Receipt at the point of issue

Polis OMS in VTB Medical insurance (conditions, addresses, reviews can be found from this article) at any time you can arrange by visiting the place of registration. You can get acquainted with their location in mobile application, and on the website of the organization. You can use the services of the insurance organization VTB in most regions of the country.

The current market of insurance agents has a huge number of companies offering various programs to protect against unforeseen expenses. Among them is allocated by the excellent assortment and high-quality service Agency VTB Medical Insurance.

Registration of the medical insurance policy is more likely to be a matter of luxury. Therefore, it is important before making the policy to analyze the entire range of offered insurance products, choosing the most suitable.

Modern medicine offers a lot of insurance products. The products of VTB Medical Insurance LLC are in great demand among insurance agents.

About enterprise VTB Insurance

Insurance company is part of the International Financial VTB Financial Group. Before the company was called VTB Medical Insurance JSC, and since June of this year, VTB Medical Insurance LLC is called. This is due to further reorganization processes of the group that are not reflected in the quality of the services provided. The result of the reorganization is the merger company VTB Medical Insurance JSC and Rosno-MC.

In addition to medical insurance, the VTB Insurance Group provides such services as:

Branches companies have representative offices in the territory Russian Federation, CIS countries, Europe, Asia. Financial Group VTB combines 20 different credit and financial organizations, among which "VTB" (PJSC).

VTB Bank is responsible for the financial direction of the Group, being one of the market leaders banking services. VTB ranks 4th in the ranking of the most popular Russian banks. You can get acquainted with the insurance programs on the VTB website.

Top 5 Insurance Policy

The list of programs of the company is quite diverse, so it will be able to satisfy any caprice of the client who needs medical insurance. The following insurance programs are popular with popularity:

"Manage Health" - an insurance product providing drugs for drugs in the occurrence of oncological diseases;
"Your Personal Doctor" - an insurance option provides an immediate receipt of consultation of the therapist, as well as any narrow-profile specialist around the world;
"Excellent defense" - this policy allows you to choose to the consumer any clinic that meets it;
Mandatory medical insurance (OMS) is a program enshrined by the Constitution of the Russian Federation, allows you to get free medical services according to the list of certain institutions.
Medical field "Medkenev" is a novelty of the company, which provides the opportunity to customers to control the state of health, that is, in a timely manner to undergo the necessary diagnostics or receive consultation of specialists.

You can create the desired insurance product by clicking on the links above.

Voluntary Medical Insurance Program

Resperating itself, the company provides for the mandatory availability of a social package among its employees. No one social package It does not work out without the policy of voluntary honey insurance. Such a policy makes the benefit at the same time, and employees. For an employee is a guarantee of high-quality service, and for the enterprise - a profitable position among competitors.

Voluntary medical insurance VTB provides the following options:

1. Ambulatory and polyclinic maintenance includes:

1.1. Services in the clinic:

reception, consultation of any necessary specialist;
laboratory research;
research using special tools and devices;
services of physiotherapists;
massage, medical physical education, rehabilitol services;
extract the required documents;
call doctor on office.

1.2. Help at the client's address:

departure at a doctor's doctor, providing the necessary services;

1.3.Tomatological services:

reception, consultation of the dentist;
services of the physiotherapeutic direction;
functional diagnostics services;
assisting the therapist dentist:
help the surgeon dentist.

2. Hospital service:

2.1. Sure and urgent help:

departure of emergency team, carrying out the necessary manipulations;
transport client to clinic.

2.2. Inpatient services:

counseling, appointment of the treatment program;
laboratory studies, diagnostics with apparatus;
provision of surgical, conservative treatment services;
intensive care services, resuscitation activities;
the use of necessary pharmacological preparations;
provision of the necessary medical personnel services;
issuance to the necessary documentation to the client.

Traveler insurance

Also, the issuance of medical insurance for travelers is in great demand, since many countries refuse to execute visas without the presence of such insurance.

VTB Medical Insurance LLC offers customers to issue a policy online, you can also pre-calculate the cost of the future policy. This feature allows the client to immediately calculate its budget. Availability provides customers with round-the-clock support from any corner of the world.

Many of our students leave Finland to obtain an education of the European sample. Prices for training there are significantly lower, and the quality of education corresponds to the famous European universities. Here are just feedback from students who are already studying in Finland, indicate that to extend learning it is necessary to arrange medical insurance in Finland.

Therefore, the parents of the future Finnish student stands simultaneously with the visa to issue medical insurance in Finland.

You can arrange this product in several ways:

Will contact any branch of LLC VTB Medical Insurance;
Apply online;
Resort to the help of a specialist in VTB.

Additional service

The services of LLC VTB Medical Insurance are distinguished by high-quality accompaniment in any matters relating to customer health.

The presence of the VTB policy makes it possible to undergo a survey in the client's chosen client without queues and literally in one day, while getting deployed answers to the questions you are interested in.

Modern technologies allow you to create round-the-clock customer service. Thanks to Internet communications, you can get acquainted with the information you are interested in information without leaving the house.

Now basic health insurance in Russia has become mandatory. Every citizen to obtain elementary medical Services It is necessary to have an OMS policy. This product offers many companies and among them is VTB insurance.

Dear readers! The article talks about typical ways to solve legal issuesBut every case is individual. If you want to know how solve your problem - Contact a consultant:

Applications and calls are accepted around the clock and seven days a week..

It is fast i. IS FREE!

FEATURES OF THE PRICES IN THE COMPANY

The following persons must issue compulsory medical insurance:

all citizens of the Russian Federation;
constantly or temporarily living foreigners, identity without citizenship;
refugees.

It makes it possible to get free medical care in government medical institutions. He is obliged to get almost every resident of Russia.

Polis OMS for Russian citizens is indefinite. Persons who temporarily live or stay in Russia receive a certificate with a period of equal to their stay in the Russian Federation.

Scheme. Features of the CHI policy in VTB

There are the following characteristic features of the OMS policy:

allows you to receive free medical care;
operates in the territory of all Russia;
there is at least two programs: basic and territorial;
the right to free territorial assistance can be implemented only in those medical institutions that are participants in the Mandatory Medical Insurance Program;
the insured person has the right to only one policy of the OMS;
on the this moment There are evidence of a single sample;
when issuing the policy, the Insurer is obliged to acquaint the insured with the rights and obligations, as well as with the essential conditions of the Insurance Agreement.

Another feature in the light of the execution of the CHAM policy is a insurer. Since 2011, the insurer in this area is one and this. It implements state policies in the field of compulsory insurance of citizens.

This fund has territorial units that are implementing public Policy In the field of insurance based on the base program of the OMS.

In addition to the OMS Foundation and its territorial units, there are insurance medical organizations (SMO). They only spend voluntary and compulsory insurance On the territory of the subjects of the Federation.

At first glance, they are not much different from ordinary insurance companies, except that they cannot be insured in other areas. But it is not.

The difference is colossal, as these insurance organizations operate on the basis of a license and are responsible for the quality of the services provided by a medical institution.

If you have the need to resolve disputes between customers and a medical institution, the SMO takes on the role of a representative of the client's interests.

VTB Medical Insurance Company is SMO, which is engaged in the implementation of state policy in the field of compulsory insurance.

The company operates on the basis of an agreement on financial support, as well as a payment agreement and insurance services, which are between the SMO and the medical facility.

Rights and obligations of the insured person

Persons who have issued an OMS policy have the following rights:

for free receipt of medical care at the occurrence insurance case In all medical facilities of the Russian Federation, who are members of the OMS program;
to choose from a medical institution to its own discretion when submitting an appropriate application on behalf of the insured;
to replace the organization, once during the year, by submitting a new insurer of the statement, putting in time until November 1;
to choose a clinic, medical center or other institution that is a member of the OMS program;
to choose from the attending physician, therapist or other specialist by writing a statement on its own behalf (or representative of the representative) to the management of a medical institution;
to receive full and reliable information from the SMO, the territorial Fund or other personal insurer on the conditions of insurance, the rights and obligations of the parties, the types and quality of the services provided;
on the protection of personal data that were obtained in the process of registration of the OMS;
to reimburse damage to the insurer with non-fulfillment or improper fulfillment of obligations under the OMS contract with a medical institution or the SMO itself;
on the protection of rights and legitimate interests in the field of OMS.

The insured persons are required:

present the policy of the OMS when applying for help in the clinic; exception are only cases of emergency treatment;
apply with the selected medical institution to the insurance organization personally or through its representative;
to notify the insurance company, the organization or territorial foundation for the change of personal data no later than the month from the date of its implementation;
to make a choice of an insurance organization at a new place of residence no later than the month from the date of the change of registration data, if earlier the OMS was not fully disappointed.

It should be noted that only capable persons who have reached the age of 18 can be implemented to choose and replace the SMO.

The program of compulsory insurance of children from the first day of their birth is subject to the implementation of the SMO, registered with whose mothers of newborns.

Insurance medical organization Allows you to realize the rights not only in the sphere of OMS. It makes it possible to fully protect customers, since under regional offices, departments are constantly functioning to protect the rights of the insured, and except for this, and expert units.

They allow adequate to appreciate the claims of the insured persons and the quality of the medical care provided.

The insured has the right to apply to the insurance organization in the following cases:

when refusing to provide medical care in emergency and urgent situations on the basis of the absence of an OMS policy;
in violation of the issuance regulations insurance certificate, when refusing to design the policy on the basis of a submitted statement on the choice of a medical institution;
if it is necessary to urgently replace the existing policy;
if the insured presented a requirement for payment for examination within the framework of the OMS;
when medical care was untimely or poor-quality;
with any other violation of consumer and personal rights.

The insured person has the right to submit his application in the SMO as writing and orally. All of them must be considered for 30 days (the maximum term during which the SMO should answer the written complaint).

How to make a policy

In 2015, VTB Medical Insurance Company became one of the participants in the implementation of the project electronic system Registration policy of the OMS. Thus, now the client is easy and simply can arrange insurance without leaving the house. To do this, on the website of VTB MS JSC there is a special form.

When making the policy, you must fill the cells with the following data types:

personal information (full name, floor, date of birth, certifying document, etc.):
registration information (address of registration, house, zip code, etc.);
data on the place of actual stay;
other information ();
contact details (phone numbers, email address).

At the end of the form you need to install a tick opposite the phrases " Electronic Polis"And" I give consent to the processing of my personal data. " At the end, you just need to click the "Applicifications" button.

The insurance organization is responsible for maintaining confidentiality on the data obtained from the applicants. Personal data may be disclosed only when it is necessary to protect customer rights.

The possibility of remote design of the application for the OMS policy is a very large advantage of VTB as an insurer. But nobody canceled personal application to the representative office of the company.

According to the norms of the law, the person who wants to be insured in the OMS system should apply to the insurance organization at the place of residence or the territorial Fund.

On the day of receipt of the application with the selected SMO, the insurance medical organization should provide a guarantee certificate to the client (, FZ No. 326).

The OMS policy has an electronic application that is contained on a special web card (, FZ No. 326). VTB facilitates customers to search for their representative offices on the official website. It is there that you can find a special search string.

In order to obtain information about the company's representative offices that work in the Client region, it is necessary to enter its name to the search string.

Typical questions

How does the OMS policy act on the territory of Russia?

The policy should issue all citizens of the Russian Federation, foreigners temporarily living in Russia, individuals without citizenship and refugees. There are exceptions in this rule - insurance does not make up military personnel and persons who are equal to them.

In 2011, it was possible to draw up a policy with an organization at the actual place of residence, and not at the place of registration. If we talk about the scope of action of this insurance certificate, it is indefinite and has legal force anywhere in the Russian Federation.

Is it legitimate if the requirement of a medical institution regarding the payment of the survey, which was appointed by the attending physician?

First of all, it is necessary to know what is included in the basic and regional oMS program. If the client is badly familiar with the terms of the insurance agreement, he must appeal for for more information On your question to the SMO.

When the examination or procedure is included in the insurance coverage, the payment requirement is unlawful. It is important to maintain checks, if you pay it to clarify the circumstances.

Is it possible to cover the costs of acquiring medicines prescribed in a private clinic within the framework of OMS?

No, it is impossible to do this. Polis covers spending relative to the presentation free help And only institutions that are members of the OMS program.

Is it possible to place OMS for a submitted foreign state?

Yes, polis can make citizens foreign states, Refugees and stateless persons. To obtain the policy, they must submit a statement, copies of certificate documents with translations and documents confirming temporary or permanent accommodation On the territory of the Russian Federation.

Whether a separate procedure for the provision of paid medical services is essential

Yes. First, to provide paid services Within the framework of the OMS program, you must have a license. Secondly, the price list for services is approved by a higher organization. But the most important thing is that to obtain such services it is necessary to conclude a separate agreement.

Can a doctor of the selected institution during free admission to provide paid services?

The popularity of insurance services is growing every day. In view of this, the number of insurance companies is constantly increasing.

In "VTB Insurance" you can issue medical insurance on some of the most favorable conditions. Polisa implies protection against a wide range of risks.

What documents might need

Polis of OMS from VTB can receive any citizen of the Russian Federation. It includes a basic medical care set, is issued free of charge.

The PMC policy is decrypted as voluntary medical insurance. His difference from the OMS is in a wider range of services.

If you decide to use OMS related to corporate insurance, it is very important to get acquainted with the list necessary documents. It is important to understand that there are some differences in the list of necessary documents - it all depends on the category of citizens.

First, necessary document - This is, of course, passport.
It will also be necessary to prevent SNILS.
If we are talking about a child, prepare a certificate of birth, as well as a passport of one of the parents.
A foreigner, in addition to a passport of citizenship, it is necessary to have a certificate of registration in the country from which he arrived.
Refugees need to provide a certificate that will confirm their status, for example, from the migration service.

Mandatory conditions for registration

In VTB, insurance act mandatory conditions Registration:

oMS can be obtained only after the conclusion of the contract with VTB insurance;
until the employment contract acts, the employer of the insured person undertakes to commit a timely manner insurance plates, and upon the occurrence of the insured event, pay the victim compensation;
the time of registration can be up to one month;
at the time of making a full-fledged policy, a person receives a temporary certificate that confirms the right to receive medical care if it became necessary for this.

If desired, OMS can be issued as part of the institution "Limited Liability Company".

Arising nuances

Quite often after the acquisition of the policy, a person faces unexpected circumstances. Intruting on the chairs, you can get fake or written off insurance. However, it happens that the document is genuine, that's just the insurance company does not exist.

Such policies are not valid, and therefore it is impossible to help them. To avoid such situations, you need to check the authenticity of the policy. You can do this in several ways:

in appearance (if the documents are genuine, they will have the same appearance. They will necessarily contain data on the policyholder and insurer, and will also be stamped and barcode. In present medical Polisa. insurance special texture of paper and protection in several levels);
through the Internet (the easiest option is to check the authenticity of the document by number, which is contained in a single database. Just go to the special section on the OMS Foundation website, enter the number and click "Check").

If the OMS turned out to be false, it will have to reissue. However, this time refer to the proven insurance companies. Their list can be found on the official website of the Medical Insurance Foundation. VTB is listed on this list.

Reviews

I am a client VTB insurance is not the first year. For all this time there were no mines in the provision of services. The quality of medical care is satisfied. I recommend to everyone.

Last year he lost the OMS, which was why he had to reissue it. I made my choice in favor of VTB insurance. Unfortunately, the Policy was invalid, because of which assistance in obtaining a stroke was late.

Rename "VTB Medical Insurance" in "VTB Medicine"

As you know, at the end of 2016, Rosno-MS organization joined the VTB Insurance Group.

For this reason, there was a renaming from "VTB medical insurance" in "VTB Medicine".

What is an OMS policy

Polis of OMS is a kind of form of social protection that involves obtaining free medical care if necessary. Get the help of a doctor without its presence will be impossible.

The main program of the OMS includes the following:

diagnostics;
ambulatory treatment;
treatment in the hospital;
prevention;
vaccination;
dental services;
the ability to buy medicines for benefits;
children's dispensary up to 18 years.

If a person does not have OMS, the hospital has the right to refuse him to help doctors. The exceptions are only situations that bear the danger of life, for example, injury or wound. These are the main rules of medical insurance VTB.

FEATURES OF PRESIDENT CHAST OMS VTB

It is very important to know that the OMS is provided solely on a free basis. If the organization you chose asks for money, most likely you came across scammers.

Get such insurance have the right to the following persons:

citizens of the Russian Federation;
foreign subjects;
refugees from any other country;
persons who do not have citizenship of the Russian Federation.

To provide services for the provision of OMS and DMS can only organizations that have a license to occupy a type of activity.

It is also worth noting that the OMS has no shelf life. You do not have to replace his bet achieving a certain age. The replacement is necessary only in the case of the dissent of the policy, which can definitely be called a big plus.

When a person applies for medical insurance VTB, initially it is issued a temporary document for a period of 30 days - until the full-fledged policy occurs. You can use it in accordance with the same service set.

The finished document can be taken in the same insurance company where you have applied. All you need to do is put a signature in the magazine.

The period of OMS for citizens of the Russian Federation is not limited, however, for refugees and foreign persons who do not have citizenship, is the same amount as they stay on the territory of the Russian Federation.

VTB Polis Oms Liability

According to the Law "On Insurance", before the termination of the employment contract, all obligations to pay insurance and the payment of payments upon the occurrence of the insured event takes on the employer.

If the responsible change the place of residence or dies, then the obligations of the insured are transmitted.

How to arrange the policy of OMS VTB

The procedure for obtaining OMS is pretty quickly. VTB Insurance makes it possible to arrange the OMS any convenient way for you. You can do this both in real time, going to the nearest branch of the bank and online by filling out the questionnaire on the company's official website. In the latter case, the policy will be sent to your place of registration or the actual address of residence.

Also, every person can become owner if desired plastic Polisa.that looks like the usual bank card VTB.

As for the choice of the Bank's separation, there are usually not conceived by citizens. Receipt occurs on the territorial principle, that is, you use the services of the department, which is in the jurisdiction of your place of residence.

In order to arrange the OMS, you need to submit insurance the list of necessary documents in VTB (depends on your category of the population), reinforcing it with a statement.

By law, one parent can immediately issue policies for all family members. However, to do this, he needs to have a power of attorney to receive from those who have reached eighteen years.

Validity

Some time earlier in different regions were produced different polishers of OMS. Their differences were essential, including in terms of action. However, in 2011 there was a transition to a single compulsory insurance policy for all organizations and regions.

Such single OMS It is issued to all previously uninsured persons - that is, newborns. From now on, the timing of his action is indefinite for citizens of the Russian Federation. For foreign individuals and refugees, the validity period is equal to the time of staying these people in the country.

Client rights

In accordance with the legislation of the Russian Federation, each person who issued the OMS has the following rights:

select the insurer at its discretion;
the choice of Doctor, Hospitals and Polyclinics is also available at their discretion;
obtaining medical care throughout the Russian Federation no matter how far away from the place of living you are.

Also, the patient can count on the following:

respectful attitude of the staff of the medical institution;
the right to treatment and diagnosis that comply with all sanitary and hygienic standards (including treatment from cancer);
the ability to make a doctor to the house;
the confidentiality of health information (for example, if the patient has a tumor or cancer, the doctor should not report this to relatives of the patient without its consent);
the ability to abandon any intervention, for example, surgical.

Responsibilities of the insured person

Responsibilities of the insured person:

presentation of the OMS when contacting the hospital or clinic;
notify the insurer when creating your personal data specified in the Policy;
remote the insurer within a month after moving or changing work.

List of polyclinic

By adding insurance to the organization VTB Insurance, the borrower is provided to choosing a list of clinic, among which it can make a choice in favor of which he wants to be serviced.

What insurance companies meet the requirements of VTB?

By contacting the VTB Insurance office, you can request a list, a medical care in which institutions of which meets the requirements of this organization. Among them:

"Rosgosstrakh";
"NASCO";
"ROSNO"
"AlfaStrakhovanie";
organization "Megapolis";
"Ingosstrakh".

Legal regulation occurs in accordance with the Law of the Russian Federation "On the basics of the health of citizens in the Russian Federation".

Insurance conditions

Insurance conditions in VTB are as follows:

the insured event occurs when the person's death or the loss of its inaccuracies due to the preparation of disability;
in the event of fighting or strikes, the receipt of insurance payments will be impossible;
also, insurance is not paid in case the death of a person occurred due to diseases such as HIV or AIDS;
employers are engaged in questions in terms of fees and payment of a premium during the termination of the employment contract.

Use whether the policy of mandatory or voluntary health insurance is to solve you. In any case, VTB will always offer the most appropriate and profitable options.