Instructions for receiving a Sberbank Card of Russia: What you need and how to get. Sberbank debit cards with free maintenance

Today, Sberbank offers its customers a wide range of bank cards. They differ in price, features, service conditions, limits, etc. Special place in the system is occupied by debit cards of Sberbank with free maintenance. Despite them limited opportunitiesThey are popular among bank customers. Now Sberbank releases two types of free cards - Momentum and Maestro "Social" (pension).

Maestro "Social"

The free banking product Maestro "Social" differs not only in the lack of fee for annual service, but also the presence of a deposit function. On the cashStored on the account are accrued every three months of 3.5% per annum. Get a Sberbank Card for free for individuals Can pensioners, as well as other customers for accrual social paymentswho have reached the age of 14. You can open an additional card on your face from 7 years.

The main advantages of the product include the following features:

1. Free use, design and reissue. The bank will take the commission for reissibration only due to the change of FULL NAME, the loss of plastic itself or the PIN code.
2. Plastic produced with chipThat allows you to quickly pay for goods and services, both in Russia and in other countries. Thanks to the creation code of CVC2 / CVV2, the purchase can be performed on the Internet.
3. Cash withdrawal in the ATM Sberbank, as well as through the cashier for free within the limits of the limits. On a day without a commission, you can cash 50,000 rubles. There is no restrictions on the replenishment.
4. When registering in the Sberbank system online open the ability to connect bonuses "Thank you" For non-cash spending.
5. The first two months fee for the mobile bank is not charged. When leaving the service is paid monthly only 30 rubles.

If it is necessary to open a Sberbank card for free to take into account a number of restrictions on its use. These include:

• cash removal is available only in Russia;
• with exceeding daily limitThe removal is allowed with the payment of the Commission in the amount of 0.5%.
• no credential features wages;
• the card number consists of 18 characters and can not be taken in all online stores due to the installed 16-digit system.

Despite some restrictions, Maestro Social is perfectly replaced with a savingsbook, provides access to cash without visiting the departments of the bank, and accrued interest can cover small costs for SMS notification.

Momentum

Studying how to start a Sberbank card for free, it is worth considering that Momentum is produced two types: Visa Classic. And MasterCard Standard Momentum. Map is not a nominal.

Of course, this product also has its own characteristics. It should be noted here:

• free design, annual maintenance and replacement of Momentum;
• the possibility of connecting K. bonus program and cashless payments in stores and organizations;
• the issuance of plastic takes place on the day of appeal to the bank branch;
• it is issued for 3 years in rubles, dollars or euros.

The lack of the name of the owner on plastic eliminates the possibility of using a map in other countries and subsidiaries of Sberbank. The following limitations are also installed:

• the limits on the removal of cash per day are 50,000 rubles, 1600 dollars and 1200 euros.
• no cash receipt is allowed in other countries;
• not provided for the release of an additional card.

Registration and receipt of a free card

If you have an issue, how to issue a Cancer Cancer for free, you need to personally contact the Bank's Office. The procedure is not carried out online and by proxy. With you, you need to have a passport with constant or temporary registration. Get plastic can:

• russian citizen;
• foreign citizen;
• a stateless person.

In the separation from you will be a signed application for release. If a map of type Momentum, then plastic will be issued immediately with all details. In case when free map Sberbank will be used to accrual a pension or other social benefits, its receipt will have to expect up to 10 days. If you leave your contact phone in the bank, then at the time of delivery to the department, you will receive a message about it.

Get Maestro "Social" personally owner or a representative of a notarial power of attorney. A power of attorney must reflect the right to receive a map and an unborn pin-envelope.

Sberbank of Russia is a leader in issued debit and credit cards. This is due to favorable terms of service, a large prevalence of salary project Sberbank and on favorable conditions, as well as an extensive network of ATMs.

You can order a Card Sberbank both in the bank branch and via the Internet. You can make it absolutely free. In the first case, you will need to write an application for the opening of the card (sample in the photo), in the second - to submit an online application on the official website of the bank or in Sberbank online.

Application for map

To make an application for a Sberbank card, you need to turn to the operator with a passport in any convenient branch of Sberbank and fill out an application application application for a debit or credit card. To get it in another compartment, you must specify the desired address of receipt. Sample application can be downloaded on the official Sberbank website - https://www.sberbank.ru/common/img/uploaded/files/pdf/person/bank_cards/anketa_cc_mas.pdf.

If the card needs to be done urgently, it is better to make an application for - it will be manufactured and issued within 10-15 minutes after signing the contract.

Order a map via the Internet

Issue online application You can on the Sberbank card on the official website of the bank or in the Sberbank Personal Account online. For registration available:

1. : Visa and MasterCard
2. : Visa, MasterCard and Peace

On the official site

Select in the appropriate section the desired debit or credit card, individual design (optional) and click the "Order" button.

Fill in the order fields:

After filling out all the fields, you will only have to confirm sending an online application for registration of a bank card Sberbank.

After the manufacture, the Sberbank employee will contact the client on the phone indicated in the application and will invite to receive an ordered map.

In the Personal Cabinet Sberbank Online

Order a map through Sberbank online is even easier than on the official website, because Part of the personal data is prescribed automatically.

Procedure:

As soon as the card is ready, the bank manager will contact the client by telephone and will invite it to get it in the selected Sberbank branch.

If the debit card is needed to list the wages, it is better to issue it within the framework of the salary project of its company. In this case, the service may be free, and the presence will make it possible to issue a credit card or credit Sberbank software.

Features of the Credit Card Order

To place an online application for a credit card Sberbank can be exactly the same as the debit: on the official website and on personal page Sberbank Online. But it must be remembered that the credit card is the same loan as any other, which means it requires approval by the Bank. A day after the acceptance of the application, the Sberbank employee will contact the applicant by telephone and will report the decision of the bank. If the release of the credit card is rejected, they can simply send an SMS notification to the phone.

Refuse to issue a credit card for the following reasons:

1. Age less than 21 years or older than 65 years
2. Credit limit exceeds customer solvency
3. Bad credit history
4. Lack of permanent or temporary registration in the Russian Federation

How to get a Sberbank card

The desired address of obtaining must be specified in the application - it can be any branch of Sberbank. If the card is made and enrolled in the issuance department, the Bank's bank employee must communicate with the recipient and report its readiness.

Manufacturing time

One of frequent questions Customers: "What time can you get a map?" The term of manufacture and issuance depends on its type, the presence of an individual design and remoteness of separation from Moscow. The average production time in classic design is 5-10 days, with individual - 10-14 days.

FAQ

1. How to get a Sberbank card foreign citizen?

   - Non-resident of the Russian Federation must be applied to the bank branch and write a statement. With yourself, have a passport and permission for temporary accommodation (RVP) or residence permit.

2. How much is it worth making a Sberbank card?

   - Manufacturing and issuing is absolutely free.

3. How to get a Sberbank card at age 14?

   - From the age of 14 in Sberbank, you can arrange almost any basic debit card (except for gold), and an additional one from 7 years (with the consent of the legal representative). From the teenager, a certification document will be required (passport) with a permanent or temporary registration in the territory of the Russian Federation.

Sberbank is the largest issuer of payment cards. December 31, 2016, his share in the market credit cards amounted to 42.8%, and the portfolio increased to 427.7 billion rubles. According to statistical data, the bank's debit cards have every fourth resident of Russia.

Analysis of the line of debit cards of Sberbank

Sberbank releases payment cards visa systems And MasterCard. Since October 2016, the bank began to produce cards of the domestic system "Peace".

Table 1 presents a description of the main debit cards of Sberbank.

Table 1.

How to remotely order a debit card of Sberbank

You can order cards both on the official website of the bank and through personal Area In the Internet banking "Sberbank online".

Card design on the site

To submit an online application for a debit card issue, you must follow the following algorithm:

• go to main page Bank for reference: https://www.sberbank.ru;
• select your region from the list;
• go to the "Select Map" section;
• familiarize yourself with the terms of the issue and tariffs;
• pick up the product;
• click the option "Establish online";
• fill out a virtual questionnaire ( specify the name, place and date of birth, contact phone, email, passport details);
• select a unit to which plastic will be delivered;
• confirm the accuracy of this information by activating the "Establish" option.

Important! Delivery time card between regions may vary. On average, it enters the Bank's division in 10 days. When making gold and premium cards The Call Center specialist is associated with the client to confirm their release.

Sberbank sets the minimum requirements for debit cardholders, namely:

• age - from 18 years;
• citizenship - the Russian Federation;
• the presence of permanent registration in the country.

Important!

The bank retains the right to refuse the release of plastic without explaining the reasons. Customers who violated the requirements of 115-FZ "On Countering Legalization (Laundering) of Revenues received by criminal means and financing terrorism", as well as persons who have a criminalization of crimes in the field of crimes economic activity (22nd Head of the Criminal Code of the Russian Federation).

Card design via Internet banking "Sberbank online"

To submit an online application, you must make the following actions:

The advantage of this method is the minimum time spent on the release of the payment instrument, since the virtual questionnaire is not required.

Good to know! Through the Internet, you can order a map with an individual design. This service is paid (additionally charged 500 rubles). It is allowed to load an image from the account of the social network.

Analysis of the Sberbank Credit Card Line

The bank offers borrowers 10 types of credit cards for all occasions (Table 2). They are distinguished by a high level of protection, an individual approach to the establishment of a limit and price conditions.

Sberbank credit cards can be divided into four types:

• instant;
• standard;
• golden;
• privileged.

If you need urgent money, then order should be ordered instant mapbecause you can get money on the day of handling. For people having average level Income, the optimal option will be the manufacture of a standard credit card. Gold and privileged cards are drawn up only among the participants of the salary project.

Requirements for obtaining:

1. Official income.
2. Citizenship of the Russian Federation.
3. Good credit history.
4. Age should be from 21 and higher.

Table 2. Line of credit cards

Order a credit card of Sberbank online via the Internet is a bit more complicated, as it is required to confirm the creditworthiness.

For a credit card, the borrower must meet the minimum requirements:

• age limits - from 21 to 65 years;
• labor experience is at least 12 months over the past 5 years (in the last place of work - at least 6 months).

As a stop factors, it is possible to note the low solvency of the borrower, damaged credit history, high aspiration, the presence of a criminal record under the article "Fraud".

How to arrange a credit card via the Internet

The easiest way is to order a credit card through the Sberbank online system. In this case, the potential borrower will not need to enter passport details, the registration address, date and place of birth, since this information was previously indicated when concluding a universal banking service agreement.

The algorithm for ordering a credit card over Internet banking includes the following actions:

1. login to the system;
2. go to the "Maps" section;
3. the choice of the option "Order Credit Card";
4. selection of the type of payment system;
5. indication of the limit of borrowed funds;
6. familiarization with the conditions;
7. specifying personal information (phone numbers, email addresses, time to communicate with a contact center specialist);
8. activation option "Order Map".

The filled form is sent to the Bank's division. Further, the Call-Center employee is associated with the client to clarify the formalities.

Important! Selected credit limit can be reduced by a lender in unilaterally. On its magnitude, priority has financial stability and the solvency of the applicant.

You can also apply for a credit card on the official website of the bank. Customers who have access to Sberbank Online Internet Bank are automatically redirected to your personal account. The rest must specify the contact phone and fill out online form.

Order cards online saves time significantly. Sberbank offers the most convenient time cards of the card, which distinguishes him from competitors.

Surely in your wallet "hiding" several plastic cards. Have you thought about how much their service do? If you count, then on average, a person pays for a standard set of bank payment instruments (salary project, credit plastic, social program, etc.) from 5,000 per year. Agree the amount is quite impressive. Sberbank cares about its customers and offers them a plastic product that will cost a person completely free. Are interested in? Then let's figure out how to open a Sberbank card for free.

Sberbank trust millions of citizens of the Russian Federation

What cards can be opened for free in Sberbank

Savings Bank of Russia occupies a leading position among financial institutions countries. It is not surprising, because millions of citizens trust this bank. Attracting customers and creating a reputation, Sberbank offers the population a number of plastic banking products With free maintenance. Consider some of them.

Momentum instant issuing card

The MOMENTUM payment tool is not a nominal card produced according to the standard of international sample. You can get it in just 15 minutes. In any currency (rubles, euro, dollars).

With Momentum you can make any bank operations and use the client-bank.

Issued this species Plastic from 14 years old. Proven customers bank offers credit Momentum with preferential period Use money up to 50 days.

Social Maestro.

The name speaks for itself, this is a debit card, outstanding for receipt of pensions, compensation, benefits. It has all the basic payment opportunities and serviced for free. 3.5% per annum is accrued to the balance of funds on the account, which gives the Cart holder to earn small amount. Maestro is issued to persons from 18 years.

Bank card world from Sberbank

NEW banking system Russia is a national world card. Holders of such a payment instrument receive a full package of services, which works only on the territory of the Russian Federation. Free bank card in Sberbank is issued under salary projects, pensioners, for social enumerations.

World - National payment system Russia, which issues payment instruments for use within the country since 2015.

VIP Customers Sberbank can offer cards GOLD cards for free

Who opens cards in Sberbank for free

In reality, you can open a card in a savings bank for free. It will be Electronic tool Maestro or Momentum. For other products will have to pay. Special customers (VIP) Bank may offer free such programs:

• premium debit card "Sberbank Premier";
• credit card Visa Gold;
• masterCard Gold credit card.

Usually the possibility of obtaining a privileged card for free, notify the bank employees via SMS.

What documents are needed to open a Sberbank card

The opening of the card in Sberbank involves the provision of the next package of documents:

• a copy of the passport of a citizen Russian Federation;
• document certifying the registration of the client in the service area of \u200b\u200bthe Sberbank branch.

Also need money for the first contribution. If issued credit card Sberbank, then additionally may require a copy of the certified labor book (certified by the employer) and income certificate.

How to open a Sberbank card for free

Now let's tell you how to open a card in Sberbank for free. Initially, the client must decide on the type of payment tool that he needed. Further, with a package of documents, a person appeals to the nearest branch of the Savings Bank of Russia, where the contract for maintenance of the map is signed. If a social card is received, a retirement certificate is additionally provided. Now there are two scenarios for developing events.

Almost all citizens of the Russian Federation enjoy the services provided by Sberbank of Russia. In turn, cash calculations gradually go into the past, and the main place in financial Operations start borrowing credit and debit bank cards. In this regard, it is important to know how it is issued a plastic card In Sberbank. In this article we will analyze the mechanism in detail and the procedure for obtaining a card by the Customer of the Savings Bank of Russia.

Preparation for contacting the bank

First of all, you need to decide on the type of plastic card. Sberbank provides many different maps. Depending on the selected type, it can be changed:

• service rates;
• interest rates for operations;
• terms of bonus and preferential programs.

Therefore, for a start, you need to familiarize yourself as you can read more with the entire range of the bank, then choose the most appropriate for you.

Exist as social cards ("Youth", "Student", "Social" and so on) and ordinary. Lay on the Internet a complete list of assortment with a detailed description of each of the tariffs. It should be carefully reading with it, consider all options, all the terms and conditions of use and select the appropriate option. After that, go to Sberbank and discover the score in your name (if it is not yet open) and proceed to design an application for a plastic card of a financial organization.

Opening an account

After you have chosen the appropriate option, you must open an account in the bank. To do this, you will need only a passport of a citizen of the Russian Federation and a visit to the nearest branch Savings bank. Note that it is possible to open an account only to citizens who have reached eighteen years old, that is, majority. However, some option debit (that is, no credit) cards provide for the possibility of opening an account before - starting from fourteen years. These include various youth and student tariffs.

In the bank's separation, you will need to fill out the form where you have to specify the following data:

• surname, name and patronymic;
• passport details (number, series, who and when issued);
• place of residence;
• mobile phone (Specify the current mobile number! It will be required to connect the service " Mobile Bank"- She will notify you about changes in the balance, and with its help you can manage your account through a mobile phone or smartphone).

When all the data are specified, the account in your name opens, and you get the opportunity to get a plastic card. As a rule, it is issued immediately. However, in some cases will have to wait a few banking days.

The cost of receiving the map

Unfortunately, in most cases, it is impossible to get a plastic card for free. You can arrange it for free if:

• this is salary card, for the execution of which your guide pays;
• this is a student card for a scholarship.