Golden card of Belarusbank. Golden cards from Belarus: species, conditions, advantages. Online booking card order

MasterCard Gold is prestigious premium-class gold maps opening up in front of their owners a lot of opportunities. This is excellent service and facilities to use, no matter what point globe There is an owner. "Mastercard Gold" provides holders many pleasant bonuses in the form of discounts, an enlarged removal limit money and upscale maintenance in restaurants and hotels around the world. Make a gold map is easy in any bank of the country. Consider the conditions for its preparation and features of use.

About MasterCard and Premium Card Maps

MasterCard is an international billing system that is popular around the world. There are several types of cards that have their own features and are suitable for certain purposes and users. They are distinguished by the cost of annual service, service package and a limit for removing money. Regardless of which type of card, the user has chosen, with MasterCard, it receives many advantages:

• you can pay for purchases in 210 countries of the world;
• the 24-hour support service is always ready to help;
• ease of use of cashless money in any currency;
• high level of security of cash storage on a card account;
• long term service card - from 2 years with further reissue if necessary.

Each of the payment systems has a series of gold or platinum cards. In Europe and the United States, their owners are wealthy and successful people, since the design is carried out only with the confirmation of income of a sufficient level. Maintenance card is really poured into a penny, but at the same time services are provided, which can be used by the businessman. In Russia, arrange debit MasterCard. Gold can anyone who wants a citizen. Purchase this sometimes not only for work or travel, but also to emphasize your status. Any premium card is a kind of image of a successful person.

What makes the "golden" credit cards? Product type Gold any payment system Guarantees high quality service and maximum useful services. The user is waiting for pleasant bonuses and discounts, participation in discount programs, an enlarged limit on removal of funds, free medical insurance In foreign countries. In each bank, the premium card holder will be a privileged client.

Types of plastic cards

Payment systems many, as well as the products they offer, but the main difference between them is the type bank card: Debit, credit or overdraft. Consider each one separately.

Allows the owner to dispose of funds stored in a bank account attached to it. Money can be transferred to him by third-party persons or the holder itself. For example, most organizations list the salary to the bank account. The worker makes a debit card with which the calculation is calculated. Service Commission is removed once a year. Its size depends on the type of map and the bank-issuer. An adult citizen may issue a card upon presentation of a passport. At the same time it is possible to bind to it an existing bank account or create a new one. To dispose of the funds owner can already on the day of filing an application for opening an account / issue of the card. And the receipt of the latter takes about a week or two.

Credit card allows you to use bank funds By loan under certain conditions. It can be stored only to debt money. Get a credit card somewhat more complicated than a debit card. This requires confirm the applicant's solvency by providing relevant references (about income, from the place of work, about pension deductions). This is very convenient way Lending: You do not need to constantly run to the bank and wait for the design of the contract to one or another purchase. After issuing it once, you can use the means until the end of the limit.

There is also a combined plastic card with overdraft, which is also called credit in Russian banking practice. However, she is debit, but with the ability to use borrowed money. Initially, the user is stored on the map. If when making a purchase, the holder does not have enough funds, the missing amount will automatically take off with bank account. Overdraft has a limit.

Mastercard Gold Map can be released in any of the species mentioned. Moreover, the cash removal limit and the use of loans for it is much higher than that of other bank products (Maestro, Standard).

MasterCard products

To appreciate Suggestions on the MasterCard Gold map, you should familiarize yourself with other payment system products. Among them are common:

• Maestro, Electronic - the most simple maps, cheap in service (150-300 rubles). At the same time, the surname and the name of the owner are written, but not squeezed on plastic. Such a card can be made any payments except Internet operations. Often they are intended for beginners.
• Standard is one of the most common MasterCard cards. This is the optimal combination of services provided and service costs. Released both debit and credit. Internet payments are provided, the system of bonuses and discounts.
• WORLD - Nakhodka for avid travelers. Special program Service provides insurance system, bonuses and discounts when paying for various services.
• World black Edition - Provides a special level of comfort. Access to a closed traveler club is available, which will help you organize a trip to any country. Concierge service is available.

Thus, "Mastercard Gold" is a cross between standard and high-class cards.

MasterCard Gold: Advantages

With "Mastercard Gold", the user receives many privileges. For example, credit limit May be more than 300,000 p. With a grade period (use of the amount without percent) 50 days. Reduced and annual interest rate. For holders "Golden" card, it is 23%. Monthly payment When repaying the loan on a credit card Gold will be 5% of the total amount.

Using debit card The holder is also waiting for pleasant bonuses. For storage of funds, interest reward is charged. It is worth saying that "Golden" maincard map It has a high degree of protection. It supports 3D Secure system that ensures Internet payments. When the card is lost, it is blocked, and the account holder has the right to get its funds for the "Emergency Money" service.

In addition, the "Golden" MasterCard card has the following advantages:

• the possibility of payment for services and goods worldwide;
• removing cash in ATMs of any country in the required currency;
• medical insurance;
• discounts and bonuses when paying for purchases, booking hotels;
• favorable conditions for renting a car.

You can issue a card in one of the banks of the country. The conditions for its receipt and use can be somewhat different.

Golden Cards Sberbank

Sberbank of Russia is trusted for storage of their money many citizens. The credit and financial institution, in turn, offers clients participating in bonus programs and discounts, and also provides convenience of service. The bank draws up golden cards such as Visa Gold, Gold Mastercard. Of the conditions of receipt - age from 18 to 70 years, the presence of a passport and registration. It is possible to open an additional card for a child with age from 7 years.

MasterCard Gold Sberbank declared on the following conditions:

• annual service cost - 3000 r.;
• daily removal limit - 300 000 r., € 9000, $ 12000;
• credit limit 15-600 thousand rubles. with an annual bid 17.9-23%;
• grace period up to 50 days;
• card action - 3 years;
• commission for removal of Sberbank ATMs - 3%, other - 4%;
• fine when losing cards - 3000 p.

In addition, the users are waiting for bonuses and discounts on MasterCard + programs and "Thank you" from Sberbank. Among amenities in service - " Mobile Bank"And" Sberbank online ", the possibility of paying housing and communal services and the creation of autoplates, binding to electronic wallets.

"Golden" MasterCard in other banks

In Russia, functions a huge amount credit and Financial Organizationsthat offer payment cards. Alpha Bank, for example, offers special types of insurance and an attractive interest rate on "golden" credit cards - from 17% per annum with a limit of 210,000 p.

"VTB 24" winner of the GOLD card provides free service Concierge, Insurance Protection of Shopping and Increased Storage Safety. On banknotes, this bank offers special conditions: The rate is not more than 18% per annum at a limit of 600,000 p.

Gold Cards in Russian Standard Bank

In the Russian Standard Bank, in addition to the usual plastic cards of MasterCard or Visa payment systems, you can also be obtained and distributed in the United States, Canada and Some European Cards "American Express" and "Dainers Club". These proposals will be interested in avid travelers and businessmen, often happening abroad.

What does MasterCard Gold? The card is released with a contact chip and a magnetic strip. The holder automatically takes part in the program "Club of discounts", with which you can get a bonus to 30%. If Sberbank provides a concierge service only the owners of the "golden" VISA card, then the Gold Standard Bank provides it with all MasterCard owners. With it, it is easy to organize a trip to any country, and the information service will prompt the nearest food institutions.

MasterCard Gold credit card in Russian Standard has an increased limit to 750,000 rubles. But the annual rate is slightly higher than in Sberbank - up to 28%.

Amex Gold.

An alternative to the "golden" map of MasterCard can be American Express Gold. The payment system is very popular in the USA and European countries. Increasingly acquire it in Russia and the CIS countries. Citizens aged 25 to 65 years old can arrange it in providing a passport and an additional document at the discretion of the bank. Annual card maintenance will cost the holder of 4000 rubles.

The user is offered the following package of services:

• insurance against accidents during traveling period (up to $ 2,50000), propagating on the owner of the card, his wife (husband) and children age up to 23 years;
• opportunity to get an emergency free consultation lawyer, doctor and other specialists;
• insurance of purchases from theft and damage for 90 days (reimbursed $ 1000 per case or $ 50,000 per year);
• insurance with luggage loss (up to $ 1000), cancellation or delay of flight, other road inconveniences (up to $ 250);
• participation in the Membership Rewards program;
• access to travel agency, which will support the holder worldwide;
• benefits when booking a hotel;
• discounts up to 30% and special offers when making purchases and payment of services;
• free extract for the use of funds for the year;
• 24-hour free service (technical support, "Mobile Bank", "Internet Bank", SMS notifications.

Holder credit card American Express is provided to 55 days, and the interest rate ranges from 19.9%.

Premium Map "Dyainers Club"

Products of this payment system are designed for travel lovers and avid visitors to restaurants. Diners Club (DCI) cards are a high level of service. Club member - welcome guest in all prestigious places in the world. Among the advantages of the DCI card: low percentage fraudulent actions, no restrictions on a lump-sum transaction, privileges from the best hotels, cultural and entertainment complexes and nutrition networks, life insurance.

You can remove the funds in any ATM with the MasterCard Maestro logo (Cirrus), paying 3.9% of the Commission (minimum 200 rubles). However, the use of Diners Club in Russia is inconvenient and obligated: it's easier to purchase a more common payment system Visa or MasterCard. With great success, it takes with you on the journey, since the holder with open hands is waiting for all prestigious institutions.

On a DCI credit card, you can use a loan to 750 000 r. with an annual rate of 29%. A grace period is provided for a duration of 55 days, however, it only acts on purchases.

Visa, MasterCard, Amex or DCI?

Having considered the proposals of various payment systems, it is easy to make sure that they are all interesting in their own and beneficial to the user. In order not to guess with the choice, it is worth a clearly declaring. For example, for traveling, the American Express or Dainers Club will be suitable for traveling. They have extended insurance programs and privileges when placing tickets, visits to hotels, restaurants and entertainment complexes. It should be borne in mind that it will be more profitable to use them in the dollar currency zone.

If the map is planned to be used in Russia and the CIS countries, it is rational to use Visa or MasterCard systems, since almost all banks work with them. Find the necessary terminal will not be difficult. "Golden" cards offer services for travelers, including health insurancebooking hotels and air tickets. MasterCard Gold discounts reach 30%, the bonuses of the issuer bank are complemented.

The "golden" MasterCard system cards are a great option to get the maximum comfort from using cashless money. The owner will be pleased favorable offers, bonus programs and permanent discounts. For business and traveling with the family, life and health insurance is provided, a convenient service for booking hotels and tickets, a privileged attitude in all institutions of international levels. With "Mastercard Gold" you can not only emphasize your status, but also make life more comfortable both at home and abroad.

Gold's prefix to the bank card gives its owner with a certain status. The presenters of these payment facilities are entitled to receive service at a higher level. They allow booking hotels around the world, access the VIP-halls at airports and have other advantages that are included in the service of this card.

Belarusbank releases special cards in two versions of Mastercard Gold and Visa Gold.

Special tariffing

For the special conditions and privileges that the map is endowed with, the Bank's client must pay a certain cost of maintenance of the card. All product cost information can be obtained from the table:

Regardless of the counting currency unit, the bank receives a fee for its maintenance only belorussian rubles. The cost of service may vary depending on the type banking Product. All tariffs can be found on the official website of the bank.

What privileges the GOLD card gives his owner

Each owner of MasterCard Gold and Visa Gold can count on special conditions and privileges. These include:

• Ability to conduct contactless payments. They are available for no more than 20 rubles in national currency.
• The possibility of booking numbers of any class in hotels located anywhere in the world.
• Acquisition of plane tickets, train over the Internet portal.
• Provision.
• Free connection ,.
• Getting a Cash-back to 5% when paying a card with the participants of the loyalty program. The program applies not only in Belarus, but also in other countries.
• Getting various discounts and benefits when registering in an affiliate program "Wow! Discounts! ".
• Returns at least 5% of the amount purchased in online tickets by plane or train.
• Getting an additional card with a substantial discount provided by the Bank.

In addition to the very tangible advantages of the Gold Card, their owners receive other additional privileges. Among them, it is possible to especially allocate participation in the World Privilege Program or obtaining medical and legal assistance in overseas countries.

How to get a GOLD card

Proceed for a product simply. To do this, contact any branch of Belarus. With me, you should have a civil passport and a certain amount of money to pay for the bank's remuneration.

Pre-issue cards can be issued:

1. On the official website of the bank. To do this, fill out a special application.
2. Order a bank specialist call for its design.

Despite the seemingly high cost of service and release, Gold Class Maps allow their holders to almost immediately feel their special status.

Visa Gold and MasterCard Gold bank cards are usually intended for persons who have a high level of income and are often visited. foreign states. Such customers have increased service quality requirements, and they are willing to pay for this level. Golden cards are issued by the bank not immediately, first you need to become at least a permanent client.

International payment system Visa International has developed quite a lot of proposals that act in different countries It is for Visa Gold cardholders. On the Russian website www.visa.com.ru, you can learn in detail about these services. Among the offers are: first-class shopping, unique travel, expensive restaurants, great rest and much more. Each owner of the card will definitely find for himself what he needs.

List of advantages and privileges for VISA users are replenished with new exclusive offers.

All the latest innovations and actual information Published on the official website www.visapremium.ru in Russia.

Owners "Gold" cards also have an extended range of services. It consists in the fact that customers can choose convenient suggestions for themselves, both in our country and abroad, for example, it is:

Discounts, when calculating the card;
- receiving gifts, when purchases in boutiques, in hotels, restaurants, when renting a vehicle;
- Getting invitations to closed fashion shows, sales, various cultural events.

In order to take advantage of these suggestions, you need to pay for MasterCard Gold card as often as possible in partner companies.

There is a MasterCard collection - Favorites. It has interesting offers from bank partners (hotels, restaurants, beauty salons and others).

Other Benefits of Visa Gold and MasterCard Gold

The advantages of MasterCard Gold and Visa Gold bank cards can also be called the following:

Payment of goods and services via the Internet;
- payment of goods and services worldwide in trading services that take such cards;
- Warranty when booking hotels, lease vehicle and ordering other services;
- SMS banking, Internet banking, SMS alert;
- receiving cash through ATMs and terminals;
- Blocking the card, when it is loss to ensure the safety of funds on the balance sheet.

The GOLD level cards, which are still 5-7 years ago, were the dream of many customers of Belarusian banks, have already ceased to be perceived by us as something inaccessible and premium. Surely you have not once noticed in the quarters of supermarkets flashering gold cards.

Firstly, plastic itself has become cheaper, and secondly, there have been much more expensive cards.

And now Gold in the number of bonuses offered and the cost is just somewhere in the middle between Visa Electron or Maestro and Visa Infinite with MasterCard World. Black Edition.

Today we will tell you which banks are ready to offer our favorite customers, let not the most expensive, but still - image plastic cards?

• global Customer Support Service (GCAS) worldwide on blocking lost or stolen cards, in case of loss or theft of a card abroad, or - emergency cash issuance, as well as - emergency card replacement
• medical and legal reference service
• program "Concierge Service"
• Priority Pass
• insurance against accidents and diseases for the time of the trip abroad
• discounts on the services of the bank itself

What is interesting, banks hold shares, including, and on the release of such premium cards.

For example, in Bank decision You can arrange Visa Gold with a 50% discount if you do an initial fee in the amount of 100 rubles, 50 US dollars or euros.

BUT Alfa Bank And at all offers free "Premium". Show the card of any Belarusian bank and make a certain amount of funds to the account - and now you are already the owner of the GOLD card.

That's just a little bit, the filling of cards - for Priority Pass you will have to pay extra.

Although, in principle, the proposal is still the most advantageous today. After all, the same Priority Pass is free Most banks on Gold cards does not offer.

In all other respects from ordinary cards, premiums are no different :)