Application for mortgage in the bank. Loan lawyer. Free consultation online and by phone. For registration is necessary

Online application for mortgage in Moscow - new level Services of many financial institutions, which was developed thanks to the introduction of IT technologies. Today there is no need to receive prior approval by the lender, personally visiting the branch of banks if an application for a mortgage online in Moscow is submitted. List of solid, offering customers Consideration of the application via the Internet is created on the site page.

Pluses of mapping online in Moscow

Among the advantages of this option:

24-hour banking work: You can send an application at any time of the day. Your questionnaire from page site will be processed out of turn;
sending an application can be carried out from anywhere: the need for urgent receipt of funds may appear outside the house, so the opportunity to contact a credit bank via the Internet is beneficial (if it comes to the research mortgage sentence) and convenient;
access to the large amount of information. Upon receipt of an answer to the application in personal communication with the lender, you can clarify the issues on the loan and the possibility of obtaining a mortgage without initial contribution;
an online application for a mortgage in all banks is 100% guarantee of the conclusion of a successful agreement as soon as possible in the nearest branch.

To send an application for providing, just click the "Application" button in the line with the selected contract or fill the questionnaire on a special page.

On the issue of acquiring one's own housing convenient way Currently is mortgage lending. Making a loan in the bank secured by the acquired real estate, it is possible to get a fairly low interest rate, which will significantly affect the amount of overpayment at a smaller side. Moreover, banks are currently trying to simplify this procedure if possible. Therefore, the application for a mortgage online in Moscow is filed today in almost any financial institution in a convenient time for the borrower. It objectively simplifies the procedure itself and very saves the precious clock.

How to quickly choose a suitable bank

Taking into account the fact that the conditions for obtaining loans all banks are still different, to fill out applications on all sites becomes somewhat tedious .. It is possible to include:

Formation of a personal credit rating of each individualissuing a request. Based on these data, banks and make decisions on issuing loans.
Maximum security of all transmitted data.
The service is absolutely free.
Issuance possible options Loans secured by real estate is formed personally for each borrower.

Thus, an application for a mortgage online in Moscow is submitted not to several banking sites at the same time, but on one online resource.

What's next?

When planning to submit a request for a mortgage, it will be necessary only to be determined with the amount of the loan, the planned maturity and the comfortable size of the monthly payment. And after the appropriate bank is selected, you will need to send information there, fill out the borrower's profile and upload photos of the required documents. This is usually only a passport and a monthly basis document.

Legislation Russian Federation Unified order of registration mortgage loans. (№102) regulates the relationship of the lender and the borrower in the legal field.

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Within regulatory Act Documents on the mortgage (contract, mortgage) must be issued and registered, and the procedure for issuing a loan is formed by the Bank independently.

Most financial credit institutions are developing various housing lending programs that differ:

conditions;
requirements for the client;
interest rates and other aspects.

Depending on the bank and the type of loan, each business entity establishes the rules for submitting a loan.

In addition, documents are attached to the property on the object of real estate, customer income certificates and so on.

Selection of the program

Depending on the capabilities, each potential borrower is trying to choose a bank offering optimal conditions.

Choosing a credit institution depends on:

for the use of loan;
the required amount;
life and other parameters.

The set of conditions is a criterion for selecting a program.

The borrower when choosing a banking institution should explore the requirements that the organization presents financial state Customer, age limitations and other criteria.

In addition, not every bank credits real estate if it is not in settlementwhere the borrower is registered.

Depending on the state of the client, it may assume change interest rate, initial contribution and other lending conditions, which should also be considered when choosing a mortgage program.

Application for a mortgage

Any lending process begins with the consideration of the application from the client. Mortgage loan in most banks is a complex process and, therefore, is subject to careful preparation.

To reduce the time for consideration of applications, the organization introduces the survey of its customers, and the data obtained is checked in consequences with the documents provided to the Bank.

The form is formed directly by the banking institution and represents the form of a statement asking for credit funds For the purchase of housing:

the mortguer is applied to the name of the manager and can be drawn up both in writing and in electronic form;
currently, with the aim of expanding services, most banks accept applications through official sites.

Errors are not allowed in the document, and all data must coincide with the originals.

real persons, if the loan is planned to involve co-workers;
current phone numbers;
other topical information.

The violation of these parameters can lead to automatic refusal and re-consideration in this institution will be almost impossible.

In VTB 24.

The credit institution has implemented on the site credit calculatorThanks to which you can most likely calculate loan service payments and make the choice of appropriate conditions.

Application for mortgage in accepted in all branches.

Application form B. interactive video Contains:

date of birth;
number mobile phone;
e-mail address;
information about citizenship;
employer data;
the goal and the amount of lending;
passport ID.

After sending an electronic document with the applicant, a bank employee is associated to clarify the data and find out other issues.

The Bank's decision takes within 2 working days, and the result reports in SMS notification.

In Sberbank

Accepts statements in the form of a questionnaire only in the bank's branches throughout the country.

For registration you need:

print the profile from the site or fill directly in the office;
collect a package of documents and submit for consideration.

The period of consideration of the bank does not define rigidly, and with a positive decision proposes the client to collect the following package of documents. This set should include right-layered paper on the selected property object.

With the coordination of purchased housing and the Bank is a support contract, mortgage agreement, and housing is insured. After these procedures, the issuance of money and the design of property takes place.

In Rosselkhozbank

On the organization's website, the application is formal and includes a minimum of data:

the branch that the client will be convenient to visit physically;
the amount of the loan and the period for which the borrower wants to receive funds;
phone and email address (optional);
date of birth of the client.

The statement in Rosselkhozbank is seen within 5 business days.

Gazprombank

The organization accepts applications in all branches. The document is filed in the form of a questionnaire.

On the bank's website there are two options for submission:

express profile;
detailed.

Unlike competitors, the organization accepts not only applications, but also scanned copies of all documents necessary for consideration.

In the express version there is a minimum of information. Its goal is to provide the bank initial information for further negotiations. The complete profile contains the maximum data and is filled in 9 pages on the Internet.

Online

Currently, using interactive services, it is possible to submit documents for a mortgage to any bank.

Online applications not only save time, but also allow the borrower to understand the requirements of the bank and thoroughly prepare documents.

Since the most effectively submit documents in different banks, the use of the Internet allows you to spend time to visit each institution.

In all banks

Send applications to various banks requires visits to the site of each institution. Search for an interactive office of the required section and another series of manipulations.

To simplify this procedure, projects implemented projects that allow, filling out one questionnaire, to submit an application to various banks at the same time.

Such a service imitates work and for many customers is very convenient.

Required documents

Regardless of how the application was sent to the bank, it is necessary to prepare a package of documents in the traditional (paper) form.

These include:

Applicant's passport or other document certifying personality.
Certificates, contracts and other documents confirming the amount of income.
Certificate on the right of ownership of the object.
Certificates of the person of the spouse, co-coaches, if such persons will participate in the transaction.
Evaluation Act at housing.
Other documents included in the list of creditor bank.

Term of consideration

To select a mortgage, fill out a free application.
You immediately get a list with the best offers of banks. You can pick up
for yourself the best way, and send a request to the Bank of interest.

An online application for a mortgage is quite very different from offline appeal to a specific bank. However, the advantage of such a mortgage design is the absence of the need to visit the lender. The application is served via the Internet.

Advantages of the online application

Is free: Free shipment
Conveniently: Your request will receive large banks Russia
Saving time: The application is applied online, you do not need to go to the bank.
Profitable terms: The selection of the most best offers banks.
Fast: For a minute you will receive the result.

How to place a mortgage loan online?

Apply for a mortgage online is currently simpler. At the same time, you will not need to visit the bank branch. In addition, you can remotely enter into a lending agreement on best conditions. We invite you to fill out the application and get a personal offer by mail literally in a couple of minutes. To do this, you will need:

Select the city of your stay.
Fill the FIO Fields, date of birth, registration address, Passport details, Mobile phone number and email.
Get acquainted with the offer and send an application for consideration.

Selection of offers will be carried out on the basis of the personal data and information provided by you from your credit history.