Installment card "FAN" from BPS Sberbank. In which banks can you get free BPS cards Sberbank silver card now

More than 10 banks offer free cards today. However, before applying, you should pay attention to whether there is an additional commission. For example, in some cases, a fee is charged after the money is credited to the card or when servicing "plastic". Also, the bank may require a minimum balance on the account.

the site found out where to get a card for free or with minimal financial investment.

Processing speed (summing up the time spent at the specialist's, at the cash desk and the time spent on obtaining the card) - 53 minutes - 0 points. Card issuance speed - 7 days - 1 point. Completeness of information - 11 points:

• payment system (explanation) - 1
• "Clean" Belkart "is not issued", they offered "Motsnaya Kartka" ("Belkart" and MasterCard) - 2
• called the production time - 1
• called the cost of manufacturing - 1
• called the cost of service - 1
• local or international told - 1
• they told about the commission for withdrawing at banks and ATMs - 1
• reported the availability of Internet banking (IB) and mobile banking(MB) - 1
• about the process of connecting IB and MB told - 1
• cost of information security and MB announced - 1

Conveniences: Ease of receipt - the bank informed about the readiness of the card by phone - 5 points.

Is it possible to pay with a Sberbank card in Belarus

Attention

For removal large sum it is necessary to leave an application, after the approval of which the bank employees call the individual and inform the date when you can withdraw the money. Visa and Master Card Sberbank Russian citizens operate on the territory of Belarus (as well as in other countries where there are subsidiaries of a Russian bank).

However, on the territory of Belarus it is not possible to use Social card Russian Federation, since its activities are limited to the territory of Russia. You can withdraw cash on the territory of Belarus using Maestro and Visa Electron cards, the commission is 0.75% of withdrawn amount in a subsidiary of AOA "BPS-bank".

If a person has a card of category Class or higher, then cash can be withdrawn from any ATM.

Is there a savings bank in Belarus?

We continue to explore our banks as part of the Consumer Experience project. This time we will go to BPS-Sberbank to issue a bank payment card.

And as always, our journey begins with a call to the contact center. - Good morning, BPS-Sberbank, Eugene, I'm listening to you, - the bank employee greeted me. - Hello, I would like to issue a personal card. What are the options? Asking how you can contact me, the specialist began to ask clarifying questions: - Tell me, do you want a personal card? - Yes.

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And in what currency? - In Belarusian rubles. - Tell me, do you need a high-level card? What will it be used for? - I need a regular card to pay in Belarus, but I would like to receive information on international cards as well. Eugene went on to explain that this moment The bank issues only international cards.

Settlement cards of the bank "bps-sberbank"

Required documents:

• passport or any identity card that has a photo on it;
• recipient's data: full name, account number and branch number where the recipient will withdraw the transferred amount.

The details of the recipient must be accurate. If mistakes are made, then the translation can simply be refused.
Also, do not forget to clarify the presence of a branch of Sberbank so that the recipient does not have to look for another one. This can also be done at the office in your city. If the money is not transferred within the allotted time, then you can also find out the status of the transfer only at the branch.

Important

The service is paid. To check, you need to make a request for the return of translated Money. Thus, you can find out whether the money was received or not. "Blitz" is the fastest, easiest and reliable way transfer of funds from the Russian Federation to Belarus.

Is it possible to make a transfer from Russia to Belarus from a Sberbank card?

These papers serve as an analogue of a deposit, with the only difference being that they are issued to the bearer and can be sold to a third party. The client has the opportunity to return his money, either by selling bills or using them as a means of payment.

Operations with securities, servicing depositories The Bank, in the interests of its clients, buys and sells government and corporate securities, ensures initial placement securities on stock exchanges, registers transactions made by the client on securities, carries out settlements on them, based on the transactions concluded by the client. In addition, the bank carries out depositary storage of securities acquired by the client.

bps-sberbank

BPS Sberbank of Belarus OJSC BPS-Sberbank is part of the Sberbank of Russia group. This is one of the largest banks in Belarus. It originated in the twenties of the XX century.

Throughout the Soviet period of history, the bank was engaged in financing capital construction transport and industry of the USSR. In 1959, the bank became the Belarusian branch of the newly created Stroybank of the USSR and concentrated in its hands the financing of 90% of all capital investments republics.
In 1987, as a result of another banking reform, the bank became part of the Promstroybank of the USSR. At the end of 1991, on the basis of the bank, a joint-stock commercial Belpromstroybank was created, which in 1992 becomes an open joint-stock company.
Since December 2009, 93% of BPS-Bank shares have been owned by Sberbank of Russia, and since the end of 2011 it has become known as BPS-Sberbank OJSC.
Bank custody and collection services The Bank carries out collection and delivery of cash or other valuables by special transport according to a convenient schedule. To store documents and valuables of the enterprise and individuals can use bank safes.

Placement and preservation of free funds BPS-Sberbank can offer the following options for the placement and preservation of free funds:

• bank deposits (deposits);
• bank bills.

Deposits allow clients to store temporarily free funds and receive additional income from this. At the same time, they still have the opportunity to put these funds into circulation again.

Flexible rates and terms of deposits allow clients to choose the optimal conditions for placing funds. The impeccable reputation of BPS-Sberbank allows it to provide its customers with such a service as bills.

This service makes it possible for client enterprises to replenish their working capital and increase turnover by giving buyers a delay in paying for goods. Bank guarantees BPS Thanks to its extensive experience and high reputation in international markets the bank is able to provide a full range of services for providing guarantees to foreign companies.

The provision of these services makes it possible to reduce the risks of enterprises in foreign trade operations, as well as to reduce their costs for financing foreign trade operations. Bank guarantees also help optimize business transactions held within the country. Settlement and cash and electronic banking service The Bank carries out quality management settlement and cash transactions, guaranteeing their highest speed and reliability. Clients thus receive additional conveniences.

Info

In 2009, Sberbank bought out more than 90% of the shares of BPS-Bank in Belarus. In 2011, its name changed to BPS-Sberbank.

That is, the Belarusian bank became a subsidiary of the Russian Sberbank. By appearance these banks are easy to recognize: they have the same symbolism and design. " BPS-Sberbank is one of the most common banks. Its branches are represented in more than 40 Belarusian cities.
Such wide distribution greatly facilitates the use of cards not only by local residents, but also by visitors from Russia. To use a Sberbank card in Belarus, you need to know that it must be international.

Some cards, for example, social or student cards, which work only in Russia, cannot be used outside of it. You can withdraw cash from an ATM or pay with a card in stores.

At flexible rates, the bank opens and maintains accounts, conducts all types of payments and transfers on them, and carries out cash transactions. The Bank ensures constant communication with the Bank through the BS-Client remote service system. The "Bank-client" subsystem of this system provides a high degree of reliability of working with confidential information and reliable protection against unauthorized use. Electronic documents are used to verify the authenticity of documents. digital signatures. Currency transactions and international settlements The use of such payment systems as SWIFT, TELEX allows the bank to carry out transactions as quickly and efficiently as possible. Money transfers to the partner countries of the Republic of Belarus. Through currency transactions the bank serves foreign economic activity enterprises. In addition, the bank is responsible for currency control over operations.

Okay. I understand. Let's then "Motsnuyu card." And how long will it take to produce? - Approximately 7 days. But maybe earlier. We will call you when your card is ready.

After that, the girl proceeded to draw up the card I needed, at the same time writing me the name of the site bestcard.by, where I can get acquainted with the Motsnaya Kartka discount system. The specialist also introduced me to the information - in which ATMs you can withdraw money without a commission and what is the commission when using other ATMs. She once again said all the information on the Motsnaya Kartka. And, finally, I made a short presentation of the card: - If for any reason an unauthorized debit from the card occurs, the bank guarantees a 100% refund.

Fan card from BPS Sberbank of the Republic of Belarus combines the functions of a credit, debit and installment card. The main advantage for cardholders is the ability to withdraw not only own funds at an ATM, but also borrowed.

The client, when buying goods in partner stores, is provided with an installment plan for a period of up to 12 months (the period depends on the chosen point of sale). If the settlement is carried out in other organizations, the function of deferred payment for 60 days is connected.

The cardholder has the right to use it as a debit card. The bank, when making purchases using its own funds, accrues a cashback in the amount of 1%. At the same time, it does not limit the user to pay on the Internet and around the world.

Additionally, each client has the right to issue a cash loan at any convenient ATM. The minimum payment will be 3% of the debt amount + accrued interest.

You can ask all your questions on the numbers hotline 148 or 148 5-148-148 . Additional information can be found on the official website of the bank.

Card conditions

The Fun card from BPS Sberbank has one significant difference - even during the installment plan, interest is charged on the debt, albeit a small one - 0.000001%. After graduation grace period interest rate reaches 15.8%.

Bank customers can use installment plans for 12 months (the exact period is set by a specific partner store) or a payment deferral of up to two months. When using overdraft funds - 3 years. In case of delay, a penalty is charged, which is the collateral for the loan.

The maximum possible credit limit is 10,000 BYN, however, based on the feedback of borrowers, it is impossible to get it all at once. An increase in the approved amount is possible only if the borrowed funds are actively used and payments are made on time. Application for an increase credit limit you can leave the number of the contact center of the bank, there is no need to visit the office.

Cashback is the most important advantage of the card, but with some pitfalls. It must be understood that not all operations allow you to return interest. The following operations are not accepted for calculation:

• carried out through ATMs, terminals or Personal Account;
• conducted through the ERIP system;
• on wire transfer between accounts and replenishment of electronic wallets;
• for withdrawals;
• carried out in gambling establishments;
• with suspicion of fraud;
• carried out using overdraft funds.

If the account is closed before cashback is received, then the accrual is not carried out. Payment - no later than the 5th working day of the month following the reporting month.

Replenishment

You can replenish the Kartofan installment card in any convenient way:

1. Through an online transfer from a card of one bank to another. The commission is charged only when transferring from a card of another issuer.
2. In Sberbank-Online. The fee depends on the bank.
3. At ATMs and information kiosks. No commission is charged.
4. Replenishment through ERIP.

Card design

You can issue a Fun installment card only if you fully comply with the stated requirements of the bank:

1. Age restrictions for the client - 18-59 years.
2. Official employment within three months.
3. Fixed income.

Required package of documents:

• passport of a citizen of the Republic of Belarus;
• certificate from the place of work (only if an overdraft for the amount of more than 5000 BYN is issued);
• two types of consent: to request data from the CBI and from information resources Ministry of Internal Affairs or NB;
• for men from 18 to 27 years old military ID.

The easiest way to apply is online.

Design method:

1. In the upper right corner, click on the "Order a card" button.
2. Fill in all the required fields in the form that appears.
3. We are waiting for a call from a specialist. He will complete the application together with the client online.

Stores-Partners

1. Technics and electronics - Electrosila, Techno, Texpom, Atlant.
2. Furniture and interior - Askona, Matrasvik, Pinskdrev, Sundays.by.
3. Repair - Skvirel, TechMash, OKA Doors, EuroPlast.
4. Travel - TOP TOUR, Hollywood Travel, People Travel, Vesta.
5. Clothing and footwear - Adidas, Levi`s, Reebok, Kari.
6. Children's goods - Kinder Wood, Anuka, Bubalyaska, ToyZi.
7. Auto and spare parts - Dr. Shin, Motovelo, 21vek.by.
8. Health and Beauty - Optics, IdealMed, Nordin.
9. Sports and tourism - VeloCity, Sports Arena, Dominant.
10. Jewelry - 7 carats, Diamante, Anna Victoria.
11. Gifts and entertainment - Lebyazhy, Gift, Gicard.
12. Education - Aitilandia, Department Store Gomel, Chitayburg.
13. Online stores - Grand Manar, Venue, Chicco.

Personal Area

To use the functions of your personal account, you must register in it. To do this, you need to follow the link and log in to Sberbank-online through the button in the upper right corner.

In the field that appears, click on "Register". Enter your passport and phone number. Create a username and password for later login. At the end, select the code for making payments. After confirming the data, you can enter Personal Area via computer or app.

With registration, the client opens up all the possibilities of online banking:

• making payments for housing and communal services, communications;
• loan payment;
• transfer from card to card;
• cost control and detailing.

All ways to check balance

Options for checking the balance of the Fan installment card:

1. Internet banking. After logging into your personal account, the cardholder can control the balance through the main menu of the site.
2. Mobile app. You need to download the application, enter it and go to the main page.
3. Infokit and ATM. In some cases, a transaction fee is charged.