By introducing modern technologies, the leading bank in Russia has launched a line of bank cards with the technology of contactless payment for goods and services. This is a progressive step in banking system allowing Russians to use modern payment methods and protect their funds from theft and online fraudsters.

Visa Classic contactless Sberbank belongs to plastics of international standard and provides its owner with a wide range of possibilities. These are non-cash transactions, Money transfers, round-the-clock remote control. But its most important difference from the traditional Visa Classik card is the ability to pay for goods and services without entering a PIN code. When paying through the terminal, the plastic is not passed through the reader, but remains in the hands of the owner. Thanks to the built-in electronic chip, money is debited from the account in a matter of seconds, which guarantees not only the convenience of payments, but also a high level of security. The product can be used in all areas where any cashless payment is possible, and where special POS terminals are installed with the ability to read a radio signal from an electronic chip. This type cards can become not only a convenient payment instrument, but also serve as a travel ticket.

Types of plastic Visa with the ability to make payments without touching

Feature

What kind of contactless Visa Classic card from Sberbank is, and what are its features? The main parameters of the card are as follows:

validity period - 3 years;
PayWay payment option without touching;
it is allowed to open an account in rubles, dollars and euros;
there is no need to enter a PIN code when paying for goods with a check amount of up to 1 thousand rubles;
debit card is issued only in salary projects;
release of additional plastics is allowed;
technical features - built-in chip with radio antenna (PFID-tag), magnetic tape, 3D -secure protection;
the presence of a transport application, the account of which is shared with the main card account;
opportunity cashless payment shopping abroad;
connection to online services and Mobile bank;
equal conditions for cash withdrawals from subsidiaries abroad;
connection to bonus program"Thank you";
daily limit- 150 thousand rubles, monthly - 1.5 million rubles.

Tariffs and registration

Checkout plastic Any citizen of the Russian Federation with a permanent or temporary registration can. Age restrictions: for the main card - not less than 14 years old, for the additional one - not less than 7 years old. Plastic processing takes place in a bank branch with a passport and without income restrictions. The annual service is 750 rubles. in the first year.

If the bank's product has pleasant bonuses and additional features, then the client will have to spend on annual maintenance of such plastic

The cost of servicing a Visa Classik card of Sberbank is contactless

The cost of an annual service for a Visa Classik contactless card from Sberbank is 750 rubles, additional - 450 rubles. In the next 2 years, the cost is: for the main plastic - 450 rubles, for additional - 300 rubles.

For use Mobile Bank the first 2 months there is no payment, in the following months it is 60 rubles. monthly.

When a product is re-released, the service is free. The exception - the loss of plastic through the fault of the owner, changes in the PIN-code and personal data - will cost 150 rubles. The card is replenished without charging a commission. Withdrawing funds - no commission at an ATM of your own bank (if you exceed the daily limit of 0.5% of the excess amount) and 1% of a third-party banking institution.

Depending on the type, some bank cards require payment for service

To one-time payments there is also a request to the bank according to the state of the account - 15 rubles. through an ATM of someone else's institution and 60 rubles. for SMS informing. There are penalties for using an unforeseen overdraft in the amount of 40% per annum.

How to top up the transport card application

Holders of this card can connect to the Troika transport application, which allows them to write tickets for all types of urban and suburban transport on it. This service is especially beneficial for residents of large cities where there are subways.

Troika with great transport capabilities contains touchless connection to the payment service

There are several ways to top up the balance of the transport card. The most traditional ones are:

through payment terminal or ATM;
in the department;
in the salons of mobile communication MTS.

But a more comfortable option is online replenishment. This procedure can be carried out through an electronic wallet (Qiwi, WebMoney, Yandex. Money). Most users prefer online service bank. The algorithm of actions is as follows:

pass authorization on the service;
select the "Payment for services" tab in the menu;
then - "Goods and services";
in the subsection click on “ Transport Card"Troika";
enter the plastic data and the required amount;
confirm the transaction with the received SMS code.

Additional features

Sberbank offering contactless card Visa Classik has provided additional options for clients. First of all, a system of discounts from the most payment system Visa. Plastic holders are provided with round-the-clock service through the bank contact center. Assistance is also provided in dispensing cash in case of loss of plastic while staying outside Russia. The card can be linked to electronic wallets.

Visa products have the opportunity to participate in the bank's bonus program Thank you

In addition, cardholders can use the Troika transport application and the Thank You bonus program.

Conclusion

Russians have a great opportunity to join more modern payment options. The contactless payment system has long taken a leading position abroad, now citizens of Russia can take advantage of its advantages.

Map Sberbank Visa Classic is the most popular with its customers because it combines the best price / annual service ratio and feature set. If you cannot meet the conditions for obtaining any other option due to age discrepancy (, retirement) or lack of services provided (), it is advisable to opt for a classic credit or debit card.

Page content

Visa Classic from Sberbank is international plastic cards that allow you to take advantage of a whole range of different services and functions.

payment system - Visa. This means that any conversions when using plastic abroad go through the US dollar.
an account can be selected in any currency - rubles, dollars, euros.
validity period is 3 years.
protection by electronic chip for more safety.
there is the possibility of issuing additional cards, including, which can be provided from the age of 7.
Classic visa is issued within the framework of a salary agreement, and it can be used as a salary card.
availability of additional features that allow you to participate in various programs and promotions, receiving pleasant discounts and bonuses.

Terms of provision

It will not be difficult to get a Visa Classic card from Sberbank. To do this, you must meet some requirements:

Applicant must be over 14 years old;
You need to have a permanent residence permit on the territory of Russia;
This product is provided to persons who have Russian citizenship. The issue of its provision to non-residents of our country is decided on an individual basis.

Service rates

Visa Classic from Sberbank is not free, so you will have to pay a certain amount for using it. The Bank has established the following rates for issuance and servicing:

released free of charge. Can be ordered . In this case, the service will cost 500 rubles.
product usage fee will be 750 rubles ($ 25) for the first year.
usage fee in subsequent years - 450 rubles per year or 15 US dollars.
additional cards are issued free of charge.
the first year of service will cost 450 rubles, and subsequent years - 300 rubles.
upon expiration is free of charge.

How to get a Visa Classic card

To apply for a Visa Classic card, you need to submit an application. The application can be left on the official website of Sberbank of Russia, or write it in any nearest one. From the documents, it is enough to provide a passport. Credit card requires more documents, the conditions can be found at the branch of the Savings Bank, on the official website or by.

The application will be reviewed within 2 working days. In case of a positive decision, after 7-10 days you will need to come to the department, sign an agreement and pick up your plastic.

Poll: are you satisfied with the quality of services provided by Sberbank as a whole?

YesNot

You do not need to pay anything upon receipt. And the cost of annual servicing of debit cards in the amount of 750 rubles will be automatically debited from the account at the first balance replenishment.

It occurs at the very first operation performed through an ATM (account replenishment, payment for services). For convenience, do not forget to connect immediately with the help of employees free services and service (small monthly subscription fees apply).

Visa Classic features

Everyone knows the standard features of bank cards: safe storage Money, cashless payments, you can withdraw money, replenish the balance, make transfers, pay for various services, manage your accounts remotely via the Internet. In addition, the visa card has many additional useful and pleasant functions.

participation in the "" program and the ability to accumulate bonuses that can be used to pay in stores.
round-the-clock customer support, where you can contact with a question at any time and get a qualified answer from specialists.
transactions via the Internet are performed with an additional security system using a special technology.
service "", by connecting it for free, you can forget about the monthly payment of various bills and making transfers. If necessary, the money is debited automatically.
service abroad. Outside our country, you can also withdraw cash and pay for purchases cashless way.
abroad, an emergency cash withdrawal service is available.
the ability to link your account to any electronic wallets to simplify the withdrawal of funds via the Internet.
participation in bonus programs and promotions from the Visa payment system. By actively using the card, you can receive good discounts for purchases within the framework of special offers.

The classic visa card is debit, credit and salary. To receive it, you need to submit an application and wait for approval. According to customer reviews, it is produced quickly enough, within 7 - 10 days. After receiving it, you can immediately start using it.

Credit card Visa Classic from Sberbank and MasterCard Standard are truly the most popular cards among customers. The reason is simple: they combine a pleasant price ratio for annual services and a huge range of services offered. These debit cards are the most affordable as they have the least requirements for their potential owner.

The Visa Classic credit card is designed for modern people who used to rely on e-currency... She is the most popular not only in Russia, but all over the world. Ideal for paying for purchases - can be used to withdraw cash from ATMs and at all settlement points of the global Visa card acceptance network.

Table 1. Tariffs for credit cards Visa Classic and Master Card Standard

Service	The cost
Credit card annual maintenance	-750 rubles in the first year; 450 rubles for each subsequent year.
Annual maintenance fee for an additional card	-450 first year; 300 rubles for each subsequent one.
Another card reissue	Is free
Early card reissue	150 rubles
Card replenishment in cash	No commission paid by the cardholder
Cash withdrawal at ATMs or cash desks of Sberbank	No commission, if the daily limit is not exceeded. With a 0.5% commission when the daily limit is exceeded.
Cash withdrawal at other banks	ATMs: 1% of the amount, but not less than 100 rubles. Cash desks: 1% of the amount, but not less than 150 rubles.
The limit for the issuance of funds at the cash desks of Sberbank	Per day: 150,000 rubles. Per month: 1,500,000 rubles.
Limit for the issuance of funds at the cash desks of other banks	Per day: 150,000 rubles. Monthly: unlimited.
Credit limit	Up to 600,000 rubles
Payment for goods and services	No commission

Benefits payment card Visa Classic:

convenient and prompt payment for goods and services in more than a million points of sale / service;
opening card account in 3 currencies (ruble, US dollar, euro);
possibility of using line of credit bank;
control over the state of the card account using an SMS message about the state of the account or an e-mail statement;
the possibility of replenishing the card account in cash or by bank transfer;
use of funds on a card account with Sberbank abroad;
when the permissible amount is crossed, the state of the account is not subject to entry into the customs declaration;
independence from the operating mode of the bank - the ability to carry out operations around the clock;
the ability to quickly and inexpensively book air tickets, cars, hotel rooms in all countries of the world; use discounts in travel agencies and airlines, as well as make payments via the Internet.

You can also open an additional card for yourself or for a member of your family, giving him the opportunity to use the funds on your card account (if you wish, you can set limits on the use of funds). You can even issue an additional card for a seven-year-old child!

As you can see, the use of the card opens up great opportunities for the owner. Transactions to pay for certain goods and services take place literally "on the fly", which means that the time of the owner of the plastic is not wasted. This is very important for people who want to be in time for everything, despite the incredible dynamism of the world!

This card is also incredibly popular in different parts of the world. It has a number of advantages that make it worthy of customer attention.

Firstly, Master Card owners have a unique opportunity to participate in promotions from Visa and Master Card payment systems. This will help save money on purchases of goods and payments for all kinds of services.
Secondly, Master Card can be linked to electronic virtual wallets, for example, Yandex.Money. Finally, the owners of Master Card are well served around the clock in the contact centers of Sberbank.

By the way! In case of loss of a Visa or Master Card abroad, the owner can contact the emergency cash withdrawal service.

In addition, the owners debit card other services are available.

Table 2. Other services.

The "Mobile Bank" service is useful for those clients who want to control their accounts, receive SMS notifications about all transactions, transfer funds to a mobile number, pay for mobile services online.

Terms of use of cards

To receive the card and use it further, the client must meet two parameters.

Have a permanent or temporary registration on the territory of the Russian Federation.
Be over 14 years old to receive a basic card and over 7 years old to receive an additional one. In the second case, the documented consent of the legal representative of the child will be required.

During the card issuance procedure, a few simple steps are followed. First, the client must provide a passport to receive it. Then the bank employee issues a card to the client with a sealed envelope containing a PIN code. It is the PIN code that ensures transactions when paying for goods and services. Also, the card can be issued online.

Important to remember! The client must keep the PIN-code secret: do not write it on the card, do not share it with others, do not keep the PIN-envelope with the card.

After that, the card is activated within a day after registration. The holder of a Master Card or Visa can independently activate the card when carrying out an operation with a PIN code (this can also be an online payment).

If the card is damaged as a result of bending, for example, the client can contact the Sberbank department for the procedure for issuing a reissue.

How to use?

To pay for goods and services with one touch of the card, you must follow these steps:

double-check the purchase amount;
touch the card to the reader;
a beep will sound and the Reader will display “Approved” on the screen.

The cashier of the merchant must invite the cardholder to use electronic terminal... For a successful payment transaction, the cardholder must enter the correct PIN code. Upon completion of the transaction, the cashier must issue a sales receipt or a sales slip to the client.

Online payment for services and goods

To carry out an operation to pay for goods and services online, the following data are required:

Card number;
card expiry date;
name and surname of the cardholder;
Security code;

For security purposes, it is worth using only those sites that use the technology of secure card transactions. These are technologies such as "Verified by Visa" and "MasterCard SecureCode".

Important to remember! You do not need to enter a PIN to pay online!

Transactions on the Internet are carried out using one-time passwords, which come in an SMS message to the cardholder's number.

Interest rate and Grace period

Visa and Master Card offer credit without interest for up to 50 days. At the same time, on a monthly basis, the bank sends the client an SMS message indicating the amount and date of payment.

In order not to pay interest and prevent delays, Sberbank offers a flexible lending system. Suppose the report is dated October 1 or October 1, then this means that the grace period starts on October 2. Let's also assume that the client made a purchase on 02.10. In this case, he has 50 days to repay the loan without interest, that is, until 21.11. If you pay for the goods or services on November 21, then 32 days are left to repay the entire amount in an interest-free format.

If the client has passed the 50-day milestone, then interest is charged. The interest rate in this case is about 23-26% per year.

Cash withdrawal

You can withdraw cash both using an ATM of Sberbank and using ATMs of other banks. To do this, you just need to insert credit card into an ATM and using the instructions on the screen to withdraw the required amount.

It is important not to make mistakes when entering the PIN code, because after 3 attempts to enter the wrong code, operations with entering the PIN code will be available only the next day. You should also keep your PIN secret from others.

Cash withdrawal rates are set out above - in table 1.

The Classic credit card from Sberbank is an excellent solution for a modern person. Also this great way save your budget, as Master Card and Visa often offer all kinds of loyalty programs and promotions. All information about this can be read on the Sberbank website. In addition, there is a free bonus program “Thank you from Sberbank”.

The Visa Classic card is especially popular with Sberbank clients. It fully meets the needs of most citizens, since it combines a democratic cost of service with a set of all the necessary functions - it is suitable both for online payments and for settlements in ordinary supermarkets.

Also, the Sberbank Visa Classic card supports all the main bonus programs of this financial institution and has an international status - it can also be used abroad.

Cost and terms of use

Loyal service rates are the main advantage of this type of plastic. Personal Visa Classic is valid for 3 years. An account can be opened in euros, dollars or rubles.

For servicing the main Visa card Classic Sberbank charges 750 rubles in the first year and 450 in all subsequent years. An additional one will cost less: in the first year you will have to pay 450 rubles for its maintenance, in the rest - 350 rubles.

The cost of servicing Visa Classic in foreign currency will be $ 25 in the first year and $ 15 in subsequent years. Additional cards will cost customers, respectively, $ 15 in the first year and $ 10 in the future. The re-release is free of charge.

Visa Classic with PayWave technology

For customers who appreciate technical progress, a card with payWave contactless payment technology is provided. The corresponding icon will be printed on the face of this type of plastic.

With help contactless technology Customers can pay at retail chains and cash out at ATMs by simply placing plastic on the reader. If, of course, the payment terminal is equipped with such.

The use of this technology makes it possible to significantly facilitate and speed up the process of using the card, while ensuring the proper level of security. Main characteristics of Visa Classic with payWave technology at the same time, they do not differ in any way from a regular card.

The only thing that changes is the cost of maintaining the product. For the first, it is 900 rubles in the first year and 600 rubles in subsequent years, and for additional: 600 and 450 rubles, respectively.

After that, the bank will prepare the card and notify the new client by phone about its readiness. All that remains is to sign an agreement for opening an account, activate the payment instrument and start using it.

Sberbank, however, has a number of requirements for Visa Classic holders:

The main card can only be obtained by people over 18 years of age.
Additional ones are issued to persons who have reached the age of 10, with the written consent of the parents;
The owner must have a permanent registration in Russia.

Visa Classic is issued only to citizens of the Russian Federation, the possibility of obtaining plastic by non-residents of the country is considered by the bank on an individual basis. The bank provides information on the confirmation of the application after a maximum of 2 working days. At the same time, the organization reserves the right not to comment on the decisions made. Including refusals.

If approval has been received, the card will be produced within 14 to 30 days. Immediately upon receipt, the client will be able to activate it without leaving the bank branch. He will also be provided with a receipt with data for accessing the Internet banking system.

It is also made in an individual design - Sberbank provides such a service for a fee. In this case, the client can choose any photo or image to be applied to the plastic.

For those who do not know which picture is better to place, Sberbank will offer options from its own gallery. Such a card can be ordered exclusively online - this is necessary so that the user can attach the desired image to his application.

Plastic decoration with individual design.

You will have to pay an additional 500 rubles for applying the image. The terms for issuing plastic will also increase: the release will take several days longer than usual.

Opportunities Visa Classic

Visa Classic participates in all standard programs provided by payment Visa systems and MasterCard. Also, clients can:

link the account to electronic wallets;
receive notifications about transactions by phone or e-mail;
top up an account through terminals and ATMs in cash or by cashless payments by transferring from another card.

The bank has also provided for the possibility of emergency restoration of a debit card instead of a lost one.

To instantly block a card and schedule a new one, just call the Contact Center number 8 800 555-55-50 and follow the instructions of the electronic assistant and operator.

Through Sberbank Online it is possible to pay for TV services, telephony, Internet and housing and communal services. For each of them, you can activate the Auto Payment service.

Cash transactions

To replenish your Visa Classic card, you can use an ATM or terminal.

Sberbank does not charge a commission from its customers when depositing money through the ATMs of the system.

Foreign currency accounts will be replenished at the current rate of the bank.

Customers have two options for cashless replenishment - money can be sent by transfer from your bank account or from the account of another individual or legal entity.

Funds transfers from an electronic wallet are also available. However, in this case, the currency of the transfer to mandatory must match the currency of the card.

All cash withdrawal operations in the region where the Sberbank branch that issued the plastic is located are carried out without commission. In other regions (or at ATMs of other financial institutions) a commission may be withheld. The exact information on the amount of the commission can be obtained only at the place of cashing the money.

Debit card transactions have the following limits:

Cash withdrawal through an ATM: no more than 1.5 million rubles per month and no more than 150 thousand rubles per day.
Cashing out through the cashier: no more than 50 thousand rubles per day.
Cash acceptance: no more than 10 million rubles per month.

The bank charges a commission from clients in the following situations:

When cashing out in excess of the limit - in the amount of 0.5%.
When cashing out at ATMs of other banks - in the amount of 1%.
When transferring money to an account through another bank - in the amount of 1.25%.

How to keep your money safe?

The standard debit card of Sberbank Visa Classic is quite safe and easy to use. However, the bank always recommends not to transfer her data to unauthorized persons, either in person or by phone.

This will protect the user from any possibility of theft of funds. It is also worth remembering that Sberbank employees will never ask you to provide passwords to access Internet banking. Anyone who makes such a request to you is a fraudster trying to steal money.

If you lose your card, you should immediately contact the bank. When traveling abroad, it is not recommended to keep on the card account large amount funds. It is better to place the savings on the account and, if necessary, transfer them to the card using Internet banking or mobile banking.

What does internet banking allow?

Upon receipt of the card, it is worth activating the services of Sberbank Online and Mobile Bank. They allow you to perform any financial transactions on your accounts from your computer and phone (using messages and commands). So, for example, through Internet banking, you can control the state of the account, make payments and transfers.

Sberbank Online also allows you to remotely interact with bank representatives, form applications for a loan or issue a new card.

If you are already a customer Savings bank, an application for a debit card can be written online. To do this, just visit the website http://www.sberbank.ru, select the desired type of plastic and fill out an online application.

In the 21st century, it is difficult to meet a person who would not use bank cards... The largest issuer in Russia, Sberbank, offers an extensive line of payment instruments with or without a credit limit. Great interest in Russian citizens is a credit card Visa, which Sberbank positions as an optimal and comfortable means for a wide range of activities financial transactions... The most popular is the Classic type, which gives holders ample opportunities.

Credit Visa Classic is a card that can be used to pay for goods in real and online stores not only in Russia, but throughout the world. It is suitable for making payments for services provided, sending transfers and other purposes. This is a full-fledged means of payment that performs the function of a wallet.

Since we are talking about a credit card, all the costs described above are borne by the bank. The task of the holder is to pay off the debt on time, that is, to fit into the grace period. In this case, you will not have to pay extra interest on the amount spent.

Classic is a banking magic wand that allows you to make your dream come true not in the future, but right now.

The credit limit for the described product, if we are talking about a standard mass offer, is 300,000.00 rubles. An individual offer for trusted clients may be 600,000.00 rubles.

Differences between credit cards and debit cards

Credit Visa Classic has a debit counterpart. So that you do not confuse two completely different means of payment, consider their differences. The described plastic differs from the debit counterpart as follows:

in addition to an identity card, when submitting an application, you must provide documents showing that the borrower is employed and has a stable income;
good CI (credit history) is required to obtain plastic;
when withdrawing cash from self-service machines, the bank always charges a commission percentage;
the size of the loan is influenced by the position of the applicant and the amount of monthly income;
plastic is always personalized, in some cases, in addition to the full name, a photo of the holder may be located on it.

Conditions for obtaining

In order to become the owner of the described plastic, you need to meet the requirements of a financial institution:

the lower age limit is 21 years;
the upper age limit is 65 years;
the presence of citizenship of the Russian Federation;
registration in the city of appeal must be completed;
Full time job;
in the last place of employment, experience of at least six months;
good CI.

These are the requirements of Sberbank to borrowers. Failure to comply with one of the listed conditions will cause a refusal.

Registration and required documents

If you meet the requirements of Sberbank and want to get the described credit card, the first thing to start with is writing an application. There are 2 ways:

go to the office and agree on the issue with the service employee, get help from him in completing the application;
independently draw up and send an application in the Sberbank Online service.

The bank will need the following documents to make a decision:

Identification.
Copy work book, which must first be certified by the employment company. The document will be valid for a month.
NDFL-2.
Entrepreneurs must document their status and show how much income they receive on a monthly basis.

The content of the package of documents depends on whether the applicant is a Sberbank client. The list is relevant for those who first decided to open an account with a financial institution.

Salary clients do not need to prove employment and show income.

When it comes to borrowing large amounts, Sberbank makes additional requirements to customers:

work experience over the past 5 years must be at least 1 year;
if a pensioner does not receive payments through Sberbank, he should contact the PF branch and receive a certificate of the amount of the pension for presentation.

Using the card

It is important for a credit card holder to learn how to correctly use this analogue of cash. Remember that plastic is a loan that must be repaid on time. Minimum monthly payment for Visa Classic must be at least 5% of the amount spent.

If you deposit less than 5% or nothing at all, Sberbank will impose penalties in the form of 36% per annum on the amount of the debt.

Cash withdrawal conditions

Although it is not profitable to withdraw cash from a credit card, at any time you may be faced with the need to do so. This option is available and can be implemented using terminals, ATMs and cash registers of the financial institution. The commission will be 3% of the withdrawn amount. It is allowed to remove at least 390.00 rubles.

Commissions and interest rates

In user reviews, you can find out that the Visa Classic credit card is one of the most advantageous offers financial market... The figures that characterize it "speak" about this:

daily withdrawal limit - 50,000.00 rubles;
the above 3% for cash withdrawals is lower than the similar rate of competitors, which is 4%;
can be issued credit limit in the amount from 15,000.00 to 600,000.00 rubles, the amount depends on the relationship between the bank and the client;
service price - 750.00 rubles per year, if the client received a personal offer - 0 rubles;
the annual loan interest is 25.9%, which you will pay only if you do not meet the return in the grace period.

Sberbank issues a credit card, which in many respects is ahead of similar products issued by other financial institutions.

Terms of loan repayment and card closing

Credit card grace period is 50 days. It is divided into 2 periods:

Reporting - when you can spend money within the limit given to you. Lasts 30 days.
Settlement - when you need to return the amount spent in part or in full. Lasts 20 days. Together with settlement period the next billing period begins.

You can pay off your credit card debt:

using the banking service "Sberbank Online";
in the application for mobile devices;
in self-service machines of both Sberbank and other financial institutions;
at the bank's cash desk.

It is important to do it on time. You can also find out the amount of debt in the listed services.

If you intend to completely close the credit card, you need not only to pay off the debt and stop using plastic, but also come to Sberbank, write a statement and return the payment instrument to the issuer for destruction.

Card maintenance cost

The credit card is issued for 3 years. During this period, you will have to spend 2 250.00 rubles for its maintenance, that is, 750.00 rubles per year.

The amount is debited by the bank automatically at the beginning of the year, in the month when the plastic was issued to the holder.

How to manage the card? The ways

To govern payment instrument you can use 2 services:

internet banking;
mobile application.

Both options allow you to control the balance, check spending, make payments and pay off debt to Sberbank.

Additional features

We recommend that you connect to the Sberbank bonus program "Thank you from Sberbank" immediately after activating your credit card. It will allow you to receive cashbacks for payments made for purchases and to participate in promotions of partners of a financial institution.