How to Save Money as a Kid - wikiHow. How to learn how to save and spend money? We teach children, we learn ourselves How to quickly save money for a student

A child is not much different from an adult, especially in his desires and requests. The child is also affected by marketing tricks that give birth to the thought "I want this phone" in the little head. Or laptop, camera, tablet, bicycle. The easiest way is to ask for a cherished birthday present. However, parents cannot always afford such expenses. In addition, they want the child to have such qualities as frugality and thrift by adolescence. And in order to achieve this, you need to allow the child to independently save money for the coveted purchase.

Where to get money for a student

The main item of the child's income is pocket money that comes from the parental budget. These include grandmother's "ice cream".
The second source of income is cash gifts. If the child does not have an urgent need for any purchases, perhaps gifts for birthday or other holidays should be presented in monetary terms? Let the child collect the amount he needs and buy himself what he dreams of.
You can negotiate with your child about some mutual services. For example, a child will vacuum at home every day after coming home from school. For this, the mother undertakes to give the child all the little change after arriving from the store. But here it is very important not to cross the fine line. The child should understand that certain household chores, doing well in school, obedience and good behavior are responsibilities for which they should not ask for rewards. It is just as natural that the baby eats the food prepared by his mother and rides the bike his father bought.
If a student wants to get closer to his dream and quickly buy what he has in mind, perhaps he will want to sell some unnecessary things that he no longer uses. For example, videos that have become small in his leg, a flash card, if he has one more, a collection of stamps or cars.
The most interesting and rather difficult way to get money is to make money. If a child wants to buy the phone of his dreams, let him make money on it. This does not mean that your son has to go to the factory and get up to the machine. Modern professions allow even the youngest workers to earn extra money.

Important! The fundraising process should be fun and engaging. And then the child will be drawn into it and will add up every penny. And for this you need to buy a beautiful piggy bank. A piggy bank is bad in that it is impossible to calculate how much money is in it. If you know a certain amount that is required to buy a "dream", it is best to have a nice box. In it, you can store the collected money, replenish stocks and re-calculate the cherished savings.

There are many ways to earn money that even schoolchildren can do. Here are a few of them.

Promoter. This is an advertiser who invites customers to the establishment. Usually a student has to work in a costume of a fairy tale or other character. With his charisma, perseverance and acting, the employee invites potential customers to visit a cafe, playground, gas station and other establishments. It takes fun, discipline, and energy to stay in this job.
Distribution of flyers. This is another job that does not require special skills and abilities. The student is given a pack of leaflets and an indication of the location. Usually, flyers are handed out where there is a large crowd of people. It's very important to be honest here. Many unscrupulous workers simply throw away a stack of flyers, telling the employer that they have given everything away. It's easy to check. Each pack of flyers receives a certain number of calls from customers. This percentage is about the same. And if the flyers were simply destroyed and did not fall into the hands of potential customers, there simply would be no calls.
Posting announcements. This is a great way to earn money for a student. But you need to remember that ads need to be glued on more than one area. To do this, you will need to go around more than one quarter. Therefore, it is best if you have a bicycle at hand.
Courier. This is a demanding job for older students. You can view advertisements in city newspapers - is it necessary where a courier is required to deliver documents or goods. Usually, employers are happy to hire schoolchildren and students because they agree to lower wages. For courier work, it will be better if the student has a bicycle or public transport pass.
Home assistant. Schoolchildren can post notices to nearby houses. For a small fee, the child can make small purchases, throw out the trash, walk the dog, look after the children for a walk. This is a very good option. Because most people are simply unable to carry out their daily activities due to their busy schedule. Such assistance would be mutually beneficial.
Work in a cafe. You can walk around the nearby catering establishments. Perhaps someone will agree to hire a child for several hours a day. The child can peel vegetables and fruits, carry light boxes, be on parcels and earn extra money as a waiter.
Bicycle rental. In the summer, you can get a bike rental - this is a great way to earn money. For a small fee, you can help the owner in receiving and lending bicycles, keeping records. And if the boy understands technology, bicycles can be assembled.
Internet. This is a very affordable way for teenagers to make money. Today there are many types of online earnings. This is copywriting, surfing sites, clicking on links, writing reviews. If you have no problems with the Internet, you can look for a decent job there as well. The main thing is not to send any money to anyone. If you need to pay for work, be sure that scammers are talking to you.
Computer literacy. Many teenagers are well versed in computers and other gadgets. For a small fee, you can offer to teach adults computer literacy. After all, many adults (and especially the elderly) need a patient teacher who will help them master fashionable techniques.
Tutoring. It is suitable for older students. Think about what subject is best for you. Perhaps you can improve your junior schoolchildren in mathematics or Russian. Post an appropriate notice for the area and do not forget to include your phone number.
Work in the yard. Depending on the season, the child can offer his services in the yard work. For a monetary reward, a student can remove snow in winter and weed a vegetable garden in summer. Offer neighbors to paint the fence or chop wood in the village for a nominal fee.

Doing any job is not easy. But it is much more difficult to find her. Don't be shy about offering your services. Many people really cannot find themselves an assistant who would carry out their minor assignments for little money. Perhaps you are so necessary for someone right now!

How to save money for a student

All efforts will go to waste if you do not learn to save. We have already covered how to increase income. But in order to accumulate the required amount as soon as possible, you need to minimize your expenses. To do this, you need to analyze what the money is spent on and how you can reduce costs. Most of the student's money is spent on breakfast. It is quite possible not to buy them, bringing equally delicious sandwiches from home. You can also skip crisps, croutons, chocolate and soda. Or reduce the consumption of harmful substances to a minimum. In order not to buy soda, you can take clean water or compote with you from home. It is not only tasty and healthy, but also free! Gifts for friends can be bought at discounts or on sale. Various goods will cost less in markets than in supermarkets. Sometimes you can go to the movies not five times, but two or three times to keep your money intact and safe. Savings must be economical!

These simple tips will help the student to earn, preserve and increase their capital. The correct attitude towards money is laid in childhood. Remember this.

Video: how to make money for a student

Teenagers at the age of 12 now and 10-15 years ago are completely different people with opposite views, opportunities and needs. Earlier, children at the age of 12 dreamed of a new Lego constructor or a collectible Brats toy. Now times have changed, and gadgets, fashion accessories and other things have come to replace toys. Naturally, parents cannot buy all the new items for their children, so some children are wondering how to quickly save money at the age of 12. At first it may seem like the only option is to save money that parents give for daily expenses, but this is just one way. We will consider other options for how to save money for a 12-year-old student quickly. And we will share these tips with you in today's article.

Why does a teenager need money at 12?

The 21st century can definitely be called the era of technology, because every day more and more gadgets appear, new devices are invented, and, of course, I want to try, test and evaluate all this. One of the reasons why some schoolchildren are looking for where they can make money at 12 is that they do not want to be worse than other peers. This also includes the desire to buy fashionable clothes, new accessories, or even a popular game among friends (which can be very expensive).

Also, sometimes children are looking for how to save money for a 12-year-old student in order to buy gifts for their loved ones for the holiday. For example, surprise your mom or please your little brother or sister.

Another reason why children are looking for where to make money at 12 is long vacations. Modern teenagers grow up much faster than previous generations, and some, even at 12 years old, do not want to sit at home for three months without work, so they are looking for some kind of part-time job for the summer holidays.

Is it legal to work at age 12?

Before considering the options for making money for 12 years old, let's figure out whether it is legal to work for a teenager at that age. According to the law, you cannot officially work at that age. The Labor Code states that an employer can officially employ you if you are over 18 years old. In some cases, children can be hired from 16 or even 14 years old, but only with parental consent.

If we are considering options for how you can make money at the age of 12, then you need to understand that all the methods are just a side job, and not a full-time job. And you need to choose such a part-time job correctly:

First, it should not interfere with learning. The main task of a student is to get an education, and parents are obliged to support children under 18 years of age. Therefore, it is worth looking for a job at this age only if time permits. A part-time job should not interfere with studies, extracurricular activities;
Second, the side job doesn't have to be hard. It should take a maximum of two to three hours a day, otherwise the body simply cannot withstand heavy loads. Also, the work should not be physically hard, because at the age of 12 the body is just forming, and strong loads can harm and lead to irreversible processes.

Why working at 12 is useful

At first, it may seem that the child should not work at the age of 12, because this distracts him from studies and other activities. However, with the right choice of activities and a reasonable allocation of time, working at age 12 can even be beneficial. And not only financially.

How useful is making money at 12 years old:

The teenager learns to be independent. By communicating with clients, solving problems, a teenager leaves the comfort zone and becomes independent. In addition, he will be able to use all the acquired skills in later life;
The teenager is taught responsibility. Infantilism is a quality that is inherent in many boys and girls over 20 years old. One of the reasons for this is overprotective parenting. In contrast, working at the age of 12 gives the child the understanding that he has responsibilities for which he is responsible. And only if he does the work entrusted to him, he will receive money;
Self-esteem rises. The first purchase with personally earned money is an unforgettable moment in the life of every person. In adolescence, feelings are heightened, so the child's mood not only rises, but also his self-esteem rises from the understanding that he himself earned and bought what he wanted.

Now let's look at the options for how to make money for a 12-year-old student.

Ways to quickly save money for a teenager

There are several proven ways to make money quickly for a 12-year-old student:

Selling handicrafts;
Clean up houses / entrances / private territory;
In the summertime - help with housework in a private house;
Distribute flyers;
Post ads;
Look after pets;
Sell collectible items;
Work on the Internet;
Deliver groceries from the store;
Help sell seasonal vegetables / fruits.

This is not a complete list of how to make money at 12, however, the listed options are the most affordable for a teenager.

Sale of hand-made products

Handicrafts have been gaining more and more popularity for several years in a row. Despite the rapid development of the mass market sphere, hand-made products are highly valued due to their uniqueness and individual approach to working with a client.

Nothing prevents a teenager from earning money selling handmade products. There are many options: handmade soap, wooden crafts, baubles and bracelets, embroidery and much more. It all depends on your skills: if there is something that you manage to do beautifully and efficiently, try to sell it. ?

Use the internet to sell your work. Private craftsmen and small shops prefer not to spend money on website development. Most often, for the sale of handmade products, pages are created on social networks (VKontakte, Facebook, Instagram), where goods are displayed for sale. In the beginning, in order to attract customers, you can buy ads on social networks, if the budget allows.

As for the price formation, then most often I calculate it according to the following formula: multiply the money spent on the creation of one unit of production by 2. That is, you need to calculate how much money was spent on the manufacture of your product and multiply this amount by two. However, you should also focus on the price categories of competitors, because if similar products cost significantly more for you, then customers will go to other sellers.

House / Entrance / Private Area Cleaning

The second simple option is how to save money for a 12-year-old girl and a boy - to do the cleaning. And not only at home, but also, for example, in your entrance or at someone's house.

The thing is that the pace of life is getting faster and faster, and many simply do not find time to clean their apartment or house. However, hiring a housekeeper is not a cheap pleasure, which not everyone can afford. But paying a teenager for cleaning is much more profitable. Therefore, sometimes, families are looking for children through acquaintances or friends who are ready to clean their houses for a small fee.

Also, sometimes people are looking for help in caring for the territory of a private house - to cut the grass, remove garbage, collect fallen leaves in the fall. Such busyness does not take a lot of time - only one or two hours a day - however, it can bring good money. For cleaning an apartment, house or territory, you can ask for from 200 to 500 rubles at a time - determine the price depending on the complexity of the work and the area that needs to be cleaned.

In addition, many apartment buildings refuse the services of state cleaners and prefer to clean the porches on their own. You can offer neighbors to take responsibility for cleaning the common area by setting a certain amount of payment from each apartment per month. For example, there are 40 apartments in the entrance. Residents of each of them will pay you 100 rubles a month for cleaning once a week. Thus, you can earn 4000 rubles a month just by cleaning one entrance. Of course, the job is not the most enjoyable, but it's a good way to make some money at 12.

Help in the garden or vegetable garden in a private house

A seasonal way to make money for a 12-year-old child is to help in the garden or in the garden in a private house. In the season of planting and harvesting, there is more than enough work in a private house. Especially if the territory of the farm is large. Weeding the beds, digging potatoes, picking fruits and berries - all this needs to be done in a short time, and the owners of the plots do not always have time to do the work on their own. Often they ask for help from neighboring children for a small fee.

This method is great for seasonal earnings, for example, if you were sent to your grandmother's dacha for the summer or spring holidays. Usually there are many people in the dacha villages who need this kind of help.

You can either earn extra money at a negotiated price or set a certain price list. For example, for collecting one kilogram of product in a vegetable garden or garden - 30 rubles. So, you can roughly understand how much you will earn per day or a whole vacation.

Also, a pretty good option for earning money is picking seasonal berries in the summer and mushrooms in the fall. In such a case, you can make good money. You can donate berries and mushrooms at special points that open in almost every village during the peak season. Or selling berries and mushrooms on the track, thus, of course, you can earn a lot more, but you will have to spend more time. But, everyone chooses for himself how it is beneficial to him.

Distribution of leaflets

As you know, advertising is the engine of trade. And although online advertising sales are developing with might and main, leaflets and booklets remain an equally popular way to attract customers. And handing out flyers is a great way to make money easily at age 12.

The job of a flyer is to stand in a crowded place and hand out brochures that your employer gives you to passersby. The work is easy, dust-free and, most importantly, even 12-year-olds are hired for it. Of course, no one talks about legal employment, but you can provide yourself with a stable job for two or three hours a day.

This kind of work is suitable for schoolchildren for several reasons:

It does not take a lot of time, and the work schedule can be adjusted to suit yourself. You can agree with the employer the days and times at which it is convenient for you to work. For example, two to three hours a day after school. Of course, not all employers will make concessions, but it's worth looking;
You do not need special skills and knowledge. Distributing leaflets is a simple job, for which you do not need to learn much, so even a schoolchild can easily cope with it;
This is a good way to make money for a 12-year-old teenager in winter or at any other time of the year, because employers usually pay about 200 rubles for an hour of such activity. However, if you are going to hand out flyers in the winter, arrange so that you work indoors and not outdoors, because it is easy to catch a cold in the cold.

Posting ads

Another way to make money for a boy or girl at the age of 12 is to post advertisements. The work is similar to the previous option, however, in this case, you will not have to stand still, handing out flyers to passers-by, but stick them up on notice boards.

On the one hand, it's easier, because you don't need to communicate with people. On the other hand, it is more difficult, because you have to walk a lot.

The essence of the work is that the employer gives you a certain number of sheets and outlines the area where they need to be pasted (for example, one or two blocks or a microdistrict). Your task is to walk through the specified area and leave advertising brochures on the notice boards. They pay for such work about the same as for distributing leaflets. Sometimes employers pay not hourly, but for the number of posted ads. For example, 500 rubles per thousand pieces. Of course, this is not the right place, but for the first job - very good. You should not cheat and throw ads in the nearest trash can, and then say that you have done the job - often employers go and check for issued advertising brochures in the areas designated for you.

Pet watching

Often families who have pets leave for vacation or visit for a while, and there is nowhere to leave the pet. Pet babysitting is another way to make money as a teenager, especially if you love and care for pets.

Abroad, such earnings are considered a full-fledged job, and the services of such a professional cost a lot of money. In the post-Soviet space, this is not so common, therefore, more often they ask for help from relatives, friends or acquaintances. If there are none, specialists are paid. In order to save money, some people prefer to hire teenagers, for example, the children of friends or acquaintances. Their duties include: feed the animal, play with it, walk.

For such work, you can safely ask for from 200 rubles a day.

Babysitting

Also abroad, such a profession as babysitter is widespread. Literally translated, this is a person who sits with children. Only this is not a professional nanny, but, for example, a teenager from a neighboring house or apartment, who is asked to look after a small child for one or several hours while the parents are away. Pay for work, respectively, hourly. In our country, this option of work is not very popular, but it is worth trying to look for such a part-time job among friends, perhaps someone still needs to look after the child, and your candidacy is just right.

Sale of collectibles

Some things that seem to have no value can actually be expensive. Many adolescents, for example, from childhood have all kinds of sets of cars, collectible books, rare dolls or even old toys from McDonald's. All these things can sometimes be sold at a very good price, because some models were produced only in limited collections, and people are ready to give thousands of rubles for one rare copy.

For example, collectible Hot Wheels models cost about 2,000 rubles. And some new collectible Marvel figurines cost several thousand rubles, not to mention the old editions. So take apart the old toy chests of drawers - you may find something of value there.

Also, ask your parents - they may also have old things that can be sold. For example, old Soviet banknotes, postcards or stamps. Some collectors collect even this. Of course, you can't make a big fortune selling such goods, but saving up for the right thing may well work out.

You can sell such goods on large Internet sites, for example, Avito, OLH and others. Also, you can search thematic forums or sites where all users are initially interested in buying rare things. And of course, don't forget to ask your parents for permission to sell first.

Earnings on the Internet

There are also many ways for teenagers using the internet. Writing comments and articles, maintaining pages on social networks, listening to music, taking surveys, reposts and likes for money, a personal blog - this is not a complete list of how to make money on the Internet for 12 years. Let's consider these options in more detail.

Many teenagers are wondering where to get money at the age of 12. The answer is simple and lies on the surface - on the Internet. This global network provides access not only to all kinds of information, but also to money. And most importantly, on the Internet it does not matter at all how old you are and what kind of education you have. Anyone can make money if they want and use the right approach.

One of the easiest ways to save money for a 12-year-old teenager is to write custom comments or repost. At first it may seem strange that someone wants to pay for this, however, in this way advertisers promote the pages of stores or brands on social networks and attract new customers. It is not difficult to find such a job: you need to register on special sites or copywriting exchanges, where such tasks are also often posted, write your contact information, work experience (if any), establish a payment method (bank card or electronic wallet) and perform the prescribed tasks.

Most often, on exchanges, customers write requirements for comments - keywords, number of characters, publication time, and more. All these requirements must be met, otherwise the customer may refuse to pay. Pay for one comment from 20 to 50 rubles. This is not enough, but they are written quickly, so in two or three hours you can earn enough pocket money.

Also, on such exchanges, you can take assignments for writing small articles. They pay more for them, but they also take longer to do such tasks.

Another way to save money for a 12-year-old child is to take surveys. On special sites - "Questionnaire", GlobalTestMarket, ThePanelStation, Myiyo and others - people publish polls on various topics to analyze the audience of consumers of a particular product. They pay for one completed survey from 30 to 100 rubles. You just need to register on these sites and fill out information about yourself. You need to fill in data about yourself in as much detail as possible, because on their basis the system will issue polls for you. The more extensive the questionnaire, the more polls will come.

Also, a teenager at the age of 12 can maintain pages on social networks - make posts, edit photos, respond to comments and private messages. For such work, they pay several thousand rubles a month, and it takes no more than two hours a day.

Help with the sale of seasonal vegetables and fruits

Another seasonal way to save money for a 12-year-old boy is to help adults sell fruits or vegetables in the market. Some berries, fruits or vegetables ripen and spoil in a short period of time, so there is a high demand for such products during their ripening period. Some sellers cannot cope with such a load, so they take teenagers to help them.

Children, in turn, can help carry the goods, lay them out, weigh them and pack them. Most often, the main seller pays the assistant a certain percentage of the profit, for example, 10%. So in a day you can even earn 1000 rubles. You can also agree on a fixed payment per day or hourly.

Delivery of groceries from the store

Many adults simply do not have enough time to go to the grocery store due to the heavy workload. Here, too, a teenager can prove himself and offer his services for the delivery of groceries for a fee. So, an adult gives a shopping list and money, and a teenager goes to the store, buys everything from the list and brings the groceries home to the customer. For such work, you can ask for about 200 rubles. Or, as in the previous option, agree on payment depending on the percentage of the cost of all products.

conclusions

Working at the age of 12 is not easy really, but sometimes it is even necessary, because work always brings up the right qualities in a person, which will certainly come in handy in later life.

We've covered ten of the most common ways you can make money as a teenager. The main thing is to have a desire and a goal. Decide what you want to save money for at the age of 12 and act. Easy work that does not take a lot of time and does not interfere with the educational process can always be found. Especially now, when there is internet. However, do not forget that the main task of a teenager is to get an education, so do not overwork and save your strength. You still have time to work.

The easiest way to get a new phone is to ask your parents to buy one. However, many parents consider a fashionable telephone novelty an excess, not a necessity, while a schoolchild, comparing the phones of his friends, simply cannot imagine himself without a brand new gadget. Therefore, you should take matters into your own hands and start saving money for the phone from your own savings.

How can a student save up for a phone?

Strive to reach your goal in steps of any width. To save up for a student's phone, start by estimating your monthly budget. Surely your parents give you a certain amount of pocket money. Add up the money you receive per month, and then subtract those expenses that you can't do without. Determine how much money you can save per month and start now.

Perhaps they will try to make their contribution and increase the amount of your pocket money. Still, saving small amounts is much easier than laying out everything at once.

Keep in mind that in order to save up for the phone, a student will have to limit himself in many ways. Warn all relatives, friends, godparents in advance to give you money instead of chocolate, trinkets or other gifts. Get in the habit of not throwing unexpectedly donated money down the drain. Take them to your piggy bank and enjoy the unexpected income replenishment.

If you are planning a birthday, also warn guests of your intention to save up for the phone. By the way, it is after your birthday that you will most likely be as close to your goal as possible. To save up for a phone, a student needs to be almost a businessman: not wasteful, attentive and purposeful.

This is not a difficult task, however, every student wants to know how to save money for a student. The main thing in this matter is to have the desire and strictly follow the recommendations and advice, and do not forget that parents, while you are underage, are fully responsible for all your actions, including those related to finances.

The desire and setting of tasks for a child in achieving his goal is sometimes greater than that of an adult. How to save money for a student will be told about universal tips and recommendations that will put all your tasks on the shelves, and solutions will come to you by themselves. Study the offers carefully and make your right choice.

Accumulation method

Probably, every child paid attention to how adults, or rather mom or dad, save money, that is, they make a kind of savings. It is almost impossible for you at this age to earn money on your own, nevertheless, each of you is given pocket money by your parents, and in order to find out how to quickly save money for a student, try to save from the money that they give you, at least 10 rubles a day. ... For a year, this will turn out to be an impressive amount, 10 rubles for 365 days, which will result in 3650 rubles.

Dear friend reading this article, if you do not know how to save money, read our useful article entitled Remember to save money you need to start small first - spend less!

At the same time, it is necessary to deny yourself the money saved, as a result you will receive the necessary amount of money to buy the necessary thing, you can even easily solve the problem of buying a phone, even the best one, and the problem of how to save a student for a phone of a simple model will be solved within a year, without involving additional funds.

We come up with our own way of earning that will help you

Adults believe that they only have the right to come up with all types of earnings themselves, and children have nothing to do in this area. This is a completely misconception. How to quickly save money for a student? This will be helped by simple solutions that will turn out to be real and within your power. Do not be ashamed of the fact that you can independently earn pocket money, which will be your first earnings. There are often cases when children, no worse than adults, can earn money on their own, and this money helps not only the student who has set the task of how to save money for the student quickly, but also all your family. From the proceeds, you can buy yourself a gift on your own, as well as please mom, dad, grandmother, grandfather and other relatives with surprises. Take note of the following options, which you can control in the future yourself.

Walking the animals... Find ads of this nature in the newspapers, negotiate with neighbors, ask your friends, as a rule, they walk dogs, cats, small animals. Look for interesting options and negotiate a payment.
Distribution of leaflets, flyers... Simple work is available to any of you. In almost all medium and large cities, specialized promotions are held, and you can take part in the distribution of leaflets, flyers and brochures. The work is simple and does not require special qualifications, and how to save money for a student can quickly be solved without involving adults for this type of service.
Posting notices and information leaflets... Many companies involve schoolchildren in posting advertisements and leaflets in special places. Find out from the media who will need your service to help you earn extra money. As a rule, you will be given money at the end of the working day. In your free time from studies and classes, you can engage in posting ads and attract friends to this work, and then, the question of how to save up for a student for a phone will be solved for you much faster than you expect.
We work as a nanny... Each of you can sit with small children, but this work will not be easy. We'll have to tinker with the kids, nurse, follow all his movements. If your friends trust you with their baby, try to negotiate with them and ask for a certain amount of monetary reward. In this case, you will need perseverance, attention, patience. Each kid is naughty in his own way, and you must learn this moment. If you manage to cope with the baby, then agree with your friends that you are ready to babysit the child for a certain fee.
We write texts... If you are an excellent student and know your native language well, you can make money by writing texts and articles on the Internet. Today there are enough such resources on the network, the main thing is your knowledge of Russian or your native language, as well as the fulfillment of the conditions that the customer offers you, and how to save money for a teenager in this case will be a pleasant surprise for you. Explore specialized sites, see what requirements customers are proposing. Try to take tasks that seem to you to be strong and easy. In this case, you can get the job done and earn a certain amount of money. For your information, we inform you that pen masters on the Internet can earn at least 30 thousand rubles a month. As you grow up, perhaps this hobby will become your real job and the main form of income. In this case, customers transfer money to electronic wallets. Today, the popular payment systems are Qiwi-wallet, WebMoney. The complexity of these systems lies in the fact that in some cases you will have to register your passport data. If you have a passport, then you can easily register, and if you do not have a passport, you will have to ask to register for your parents, and how to save money for a teenager in this case will be a creative option for you to earn money.

Here you can continue to continue options for how to save money for your child. If you feel a certain skill and talent at your age, try to capitalize on it. Tutoring will only work for you if you have friends who need help in knowledge, recommend him your candidacy and offer him to help master difficult subjects for a fee.

You have the talent of a translator, feel free to contact a translation bureau and offer your services, probably, the translation bureau will even hire you, under certain conditions.

As you can see, in order to solve the question of how to save money for a child, you need to turn on your imagination, and remember what you can and can do, and who needs your services, even for a small fee.

Sale Why Not Benefit

If you have nice but unnecessary things in your house, try organizing a sale. For this purpose, you can use any media. Place an ad in the newspaper, they will call you and ask how much you sell things. The best option would be to use an online sale of unwanted items. Find a specialized site for selling merchandise and offer your product. On the Internet, trade is faster and customers are eager to buy the things they need. On the Internet, you can post a photo of the product, so it will be easier for the client to recognize and see the product.

You can receive money for a purchase in any way. Start an electronic wallet, money will be transferred there for the goods. Be sure to ship the item to the buyer via postal delivery systems. On the Internet or from your family, find out how to arrange delivery correctly, and if necessary, involve your family in this work. It remains to wish you only financial luck and prosperity at this age, which gives you the first steps to an independent life, and financial well-being.

Russian legislation provides for the full legal capacity of its citizens in all spheres of their activity upon reaching the age of 18, which corresponds to the legal norms of most developed countries. At the same time, it should be noted that many Russian adolescents begin to earn money on their own much later than their Western peers, and are content with pocket money received from their parents, which allows the student to save money.

The amount of pocket money depends on the income of the family and may not always correspond to even the well-founded desires of the student. Moreover, at a young age, parental control is perceived rather painfully, and for many adolescents the need to account for their expenses and justify their need can be quite painful.

Is it possible to save at school age?

Accumulation is the first and necessary step towards future financial well-being. Depending on individual preferences and the financial situation of the family, a student can save money for fashionable clothes and shoes, entertainment, various hobbies, the purchase of computer or other equipment, payment for visits to a sports club, etc. A necessary condition for accumulation is the excess of income over costs. Thus, the secret of prosperity lies in the fact that you should constantly increase income and reduce expenses, and the sequence of actions does not depend on what a teenager or an adult is saving money for, and is as follows (by the way, here):

Determine the purpose of savings and the amount that you need.
Calculate what monthly income you can expect. For a student, these will be mainly pocket money, to which you can add cash gifts for birthday and New Years (divided by the number of months).
For at least a month, record all your expenses - it is impossible to achieve financial success without strict reporting.
Divide the required amount of savings by the difference between income and expenses, and determine the time it takes to achieve the goal.

If the resulting time interval turns out to be too long, this is not a reason to give up your desires. In order to, it is necessary to reduce costs and increase revenues, and this can be done at the same time.

If you don't want to wait ...

How to save money for a student quickly and is it possible at all? Experience shows that a 10% reduction in consumption is almost imperceptible, and in many cases you can painlessly reduce your spending by 30%. First of all, you should carefully review the list of expenses and think about which of them you can refuse. Of course, you don't need to starve, but absolutely everyone can save money on visiting the school cafeteria by taking sandwiches and a bag of juice from home.

Teens who start smoking or are overly addicted to sweets should immediately quit these bad habits, which will not only save money faster, but also benefit their health. Treat your belongings with care and they will last you longer; Don't be tempted to buy some fancy trinket just because all your friends already have it. If the weather and distance permits, instead of using public transport, you can walk or cycle, and instead of going to a cafe, offer your friends a walk in the park.

In order to increase your income through earning, you should first of all determine what you are good at. Officially, a student can work part-time from the age of fourteen, for example, as a courier or a posting agent, but you can also find private ways to work part-time. Paid activities available to a teenager include:

looking after neighboring children;
walking dogs;
shopping for groceries and taking out the trash;
a set of computer texts;
(knitting, embroidery, soft toy, beading, etc.) and much more.

In search of earnings, you must strictly adhere to the following rules:

Never engage in activities that are contrary to the law.
Do not gamble, including the lottery, as only the organizers receive income from them.
Earnings should not be carried out to the detriment of studies. Education is a very valuable personal capital, which will be almost impossible to compensate at an older age. The most sophisticated smartphone, which aroused the envy of classmates, will not compensate for future loss in earnings due to insufficient educational level.

Should a teenager keep their savings in a bank?

Regardless of what you can save money for, you should adhere to the following principle: access to your own savings before their intended use should be as difficult as possible. From this point of view, it is better to keep savings in bank deposits. Many banks in the world provide financial services for underage clients. According to Russian law, a bank deposit, on which you can store and accumulate savings, can be opened for an individual of any age, however, certain restrictions apply to depositors under 18 years of age.

Children from 6 to 14 years old have the right to use a bank card linked to their parents' account or have their own deposit opened by their parents or guardians, which can be used by a teenager after 14 years old. For a student over 14 years old, you can open deposits, replenish them and dispose of the available funds, as well as get your own bank card. At the same time, various banks establish their own rules for underage clients, most often, opening a deposit or making transactions is carried out with the consent of the parents. As a rule, the interest on such deposits is low, but with their help a teenager can save money without fear of loss or misappropriation.