I BPS Sberbank by Personal Cabinet. Internet banking BPS Sberbank. Interesting features, extensive functionality. Available card operations

Internet banking BPS Sberbank is a special service that gives the ability to monitor your account and conduct various bank operations.

What is the advantage of Internet banking BPS Sberbank?

This service has a number of indisputable benefits:

there is no need to apply a personal visit to the banking department and expose queues for most operations, the main thing, to provide access to the Internet. Branches are not always close to the house, so the service considerably saves time;
through this service, you can transfer money, paying for a communal, including water, light, links, Internet, etc.;
you can instantly block the card at the loss or theft;
personal Area Reliably protected from online fraudsters SSL protocol.

How to connect the service?

To connect Internet banking, you need to contact the nearest branch of the bank. With me you need to have a passport. An employee of the department will prompt you to write an application for connecting the service. Further actions:

meet the contract for connecting the service, if everything suits, and there is no doubt, put your signature under it;
an employee of the bank gives you a login and password to log in;
if you need to install the means of crypto protection, you will need to contact the Digital Certificate Certificate Certificatory Center.

How to pay services through bps-banking?

To pay services via BPS Banking, you need to go to your personal account, in the horizontal menu, select the "Payments and Translations" section, from the proposed list, select the service for which you want to pay. Let us give an example for visibility:

choose "Medical Insurance";
in a new window, choose the type of payment, let's say "payment of the first part of the insurance premium";
now you need to choose a card with which payment will be removed, and to introduce a brief name of the organization that has concluded the DSMR contract;
drive the necessary amount in the payer name, click "Next";
check the correctness of the entered data, enter an additional password and click "Pay".

The new window is formed a card check, which can be printed, send to email or save in PDF format. If desired this payment You can add "Quick Payments" section by pressing the corresponding button.

Registration of personal cabinet

To register your personal account, you need to go through the BPS-Sberbank.by address and in the horizontal toolbar press the edge of the Sberbank-online tab. In a new window in the side menu, choose the "Registration" section. In the registration form, make the address email, mobile phone, FULL NAME and press the "Continue" button.

BPS Bank is a system of remote customer service from BPS Sberbank, operating in Belarus. Internet banking gives Belarusian customers the ability to use all the services of the bank and monitor accounts and cards in online mode. All operations are held in the Personal Account, it will be described below how to register, enter the account and use it.

Entrance and registration of account

Until 2015, the BPSB had a different banking system, after which he went to the same service that operates in Russia - Sberbank online.

Access to the LC will only receive a client that has a score or a card in BPS. You can become the user in two ways:

By concluding an agreement with the bank. You only need to take a passport.
Registration without visiting the department on the lender website.

In the case of a visit to the Department, the Bank Manager after submitting an application will give a temporary password and login.

When registering on the site, you need to click on "Register" and introduce:

Identification number of the card or account.
Mobile number to which in the future session codes and passwords will come to confirm operations.

By clicking on the "Continue" to the specified number will send a password. Entering it into the line on the site, the identity of the client will be confirmed, and access will be open. Now you need to enter the LC.

The generated password is not safe. You need to change it in the future in the future by creating a new, complex combination.

The entrance to the Personal Cabinet BPS is carried out on the main page of the official website www.bps. Sberbank. by. No special software for authorization is required.

Recall that by entering the wrong password several times, access to the account will be blocked for several hours.

Using the BPS Cabinet

There are two options for connecting to LCs:

Is free.
For 7.5 rubles per year (BYN version).

In the free version of the subscription, the client gets much less opportunities. He can only:

Receive information about bank accounts and maps.
Use auto board and SMS notification.
Confirm transactions input of disposable passwords.

It is impossible to conduct payments yourself - only by automatically write off the cash. This is suitable for those who need to spend periodic payments.

Therefore, payment is so small sum It is worthwhile - the user will be available all the feature of the cabinet for the year.

The system is not much different from the Sberbank of online serving in the Russian Federation. Account allows individuality:

Manage your accounts and cards.
List the means private and legal entities on the cards and accounts of the BPS Sberbank and other financial institutions.

Open and replenish deposits, withdraw money for impersonal metal bills.
Pay for services and purchases in online stores - LCK, communication, Internet, fines and taxes, etc.

Credit and make payments on them.
View accounts, credit and debit cards, deposits, as well as information on the balance of funds and transactions.
receive payment documents and form the documentation from them.
Browse reference information On the course of currencies, the location of ATMs and departments of financial institutions, existing promotions and programs, etc.
Activate and disable bank services, order and block cards.
Change account settings: data for the entrance to the LC, make visible strictly certain services, view the log of custom authorizations, etc.
Make insurance and make payments on it.

SMS notifications about conducting transactions.
Auto wave for specific transactions without client order (for this, the user must submit a list with payments and recipients).
The service similar to the previous - "payment by one button". In one click there are periodic payments, pre-specified in the LC, i.e. without visiting the bank.
Approval of payments by entering disposable passwords sent by SMS to the user number (for visa cards and mastercard are provided different names Services).

All operations are carried out in 4 sections:

"Payments and translations".
"Deposits and accounts".
"Cards".
"Credits".

Here you can not only carry out transactions, but also view information on the issued in this moment banking products and closed accounts. On the cabinet's head page already presents information about cards, deposits and accounts.

You can get acquainted with the terms of service for the individuality of the Bank, opening the section "individuals" and by going to the subsection "Payment of services using remote channels". Here are instructions for working with the service, service order, answers to the main questions and recommendations for ensuring the security of the account.

Cabinet operation is protected by the SSL protocol. Check the address bar when hitting the site - the lock icon should appear. This means that data transmission is protected.

By setting up the payment function by one button, you can make payments for similar operations every month.

The function of setting the visibility of products is a purely aesthetic, which allows you to remove unnecessary information from the Cabinet interface.

Note that in the account you can get a mini-extract, for the formation of which you need to make a report on facial account. To do this, click on the "Extract" tab and enter the following data in the following fields:

The beginning and end of the period for which the report is needed.
The card or the account for which the extract is issued.

Checks and extracts can be sent to Email, save to PDF and print. The subsection "Calculated Sheets" will be useful for those who plan to conclude any transaction in the near future. For example, if the employer signs the Agreement with the BPS.

You can create template payments by entering the parameters in the "Quick Payments" subsection.

Important! An electronic wallet Yandex.Money can be tied to the score or map (this service consists of Sberbank). To do this, you will need to go through the identification procedure. Transfers from the wallet are possible on the cards:

Visa.
Mastercard.
Belkart.

There is I. mobile app BPS Bank. You can download it for Android and iOS OS from the PlayMarket and AppStore stores, respectively.

Important! Useful section, called the financial manager, can be found by opening the section "My Finance". It will analyze the existing profits on all active accounts, cards and loans.

If it is decided to terminate cooperation with the bank, the client needs only to submit an appropriate application for the closure of all products and services. After that, access to the LC will be closed.

So, access to the account provides persons already having any banking Product. The service is convenient and laconic, offers all the possibilities for managing your means and services.

The use of banking services has become an integral part Life modern man. For the convenience of customers, banks are constantly developing deleted services. One of these resources is the proposed BPS Sberbank online Internet Banking. With the help of the service, users can without visiting the office financial institution carry out regular payments, monitor cash balances and translate money to another individuals.

Entrance to the BPS Sberbank Online

Click to go to your personal account

Registration in BPS Sberbank

The start of using a resource from BPS Sberbank is available to customers who are cardholders, borrowers or bank depositors. Go through the procedure directly on authorization page in the system BPS-Sberbank online.

The login page with the transition to registration

Step-by-step registration on the resource looks like this:

You must also specify an email address, a letter to it with the instruction for subsequent work in the system.

In the case of the correct passage of the registration procedure, the client is automatically translated into main page Sberbank shell online.

Login and password cannot consist only of letters or only from numbers, it is necessary to use a combination of such characters. Username from 6 to 20, code from 8 characters.

How to log in Internet banking BPS Sberbank

Entrance to Sberbank online is carried out from the first page of the resource. The client needs to enter a login and password assigned when filling out the registration form on the site.

You can also use the user to use the demo mode of the resource for familiarization with the capabilities of the service prior to the start of its full use.

Access to Sberbank Online and its uninterrupted work is possible using browsers:

Internet Explorer 32 and 64bit
Opera.
Google Chrome from V.45
Mozila Firefox.

How much is online banking

Using the functionality of the Personal Cabinet Sberbank Online is provided to customers of a fellow institution on a fee basis. The cost of services is established by the company's current tariffs.

Table 1. Tariffs for BPS Sberbank online

Use of cards through a bank online
Carrying autoplates in favor of organizations			0.05 BYN.	For each wiring
Getting mini statements on a card account		BYN.	0.5	Information is provided for 7 days, with the display of the last 10 payments
		USD.	0.25
		EUR	0.2
		RUB.	15
List from maps cards:	Other plastic holders from BSP Sberbank		2 BYN.	Listed in Belarusian rubles
	Other issuers in the Republic of Belarus		1.5% of the amount (2 BYN / 1 USD / 1 EUR / 60 RUB)
	Cards of other banks			Permissible for cards served with the help of an international processing center. Write-off occurs in the card account currency
Swift Translations from Maps	U.S. dollar		15 USD / EUR	Sending is possible to accounts for individuals and legal entities.
	Euro
Urgent translations from BPS-Sberbank cards for funds in the Sberbank group			1.5% min. 30 rubles. Max. 1000 rub.	Russian ruble is performed in currency

Functionality BPS Sberbank

Functions of the main screen

Home Screen Personal Cabinet BPS Sberbank Online

Directly from the page, the client can replenish the mobile phone, go to the section with currency courses, the news of the bank and geolocation ATM and the institution branches, and also use the "Personal Menu".

In the "Personal Menu" field available:

the history of the operations;
payment settings, including automatic;
finance control;
management of program settings;
creating and viewing status of statements aimed at the Bank;
section with shares from organization and games.

By open cards Directly from the main screen, you can conduct a number of operations, including:

establishing plastic status;
translation between your own accounts;
extract and the history of payments;
sending translations and installing autoplate;
sMS Alert Settings, Connection / Disable 3-D Secure.

Card operations on the main Sberbank screen online

Also, from the main partition, the upper line with the access buttons, the client can go to the desired functional menu of the system.

Payments and translations

The payment and translations section are provided for the payment of services of the BPS Sberbank and the provision of the customer with the opportunity to carry out transfer from their accounts into the following directions:

repayment of overdraft or loan, using plastic issued by another financial institution;
translation from the Sberbank card to another bank;
deposit replenishment using third-party plastic;
payment communal services and other payments from other banks;
translations for cards and current accounts of individuals and organizations, both in Sberbank and beyond.

In the payment menu, the User will be able to pay not only Sberbank services, but also use the "Calculation" system, perform in charge of one click, replenish the mobile phone, Internet, make money for rent or utilities.

Payments and translations with limited functionality

Cards

In the "Maps" section, the client is provided with the opportunity to order debit plastic from the Sberbank, seek advice from the company's employees or order a certificate of money on their accounts. Also from the page, as well as from the main one, the user can perform any actions with already open cards.

Section "Cards" of the Bank online

Deposits and invoices

The "Deposits and Account" page allows the client to manage its savings accounts. Among the available features:

view residues;
when you go to the desired account, the user can form an extract for the period you need;
display of account details and conditions on which it is served in a bank, including with an indication of interest rates;
opening a new deposit.

Also, the user can book a call from the bank to obtain information about their open accounts or about the new product of the institution.

Section "Deposits and Accounts"

Loans

Page S. credit programs makes it possible to monitor the state of current obligations to the Bank in terms of mandatory monthly payments, details for repayment, information about available LEAM on renewable lines and overdrafts.

Loans section in the Personal Account

Closed invoices

The closed accounts section allows the client to receive archival information about those of its accounts that were closed no more than 6 months ago. Get more obsolete information is possible only with the personal contact of the BPS-Sberbank branch in the Republic of Belarus.

Section "Closed Accounts"

Other

The "Other" menu provides the user with the ability to go to one of the additional sections of Sberbank online personal account:

identification of the wallet on the Yandex.Money website with the use of special tariffs;
point "Insurance".

Wallet Identification

In the "Insurance" section, the client may arrange policy voluntary insurance From accidents, see the terms of the products offered in the Bank's departments, as well as receive information on already existing policies.

Page with insurance programs

How to pay utility services

Through the Personal Cabinet Sberbank Online Customer can pay regular payments without spending time and extra efforts, including utility. To make the rent go to pay consumed services enough:

Go to the "Payments" section.
In the tree, choose the desired operation.
Decide which card will be made payment.
Make your personal account and the amount of payment.
Confirm payment.

For convenience of paying at the same time multiple transactions, it is enough to use the payment "Payment by one button", and choose the necessary directions there.

Frequently sent widths can be added to favorites for easy use, but not to forget about utility bills. The user can configure automatic payment of payments.

Personal Cabinet from BPS Sberbank allows bank customers, individuals, significantly save time on visiting departments. Through the resource you can solve more financial tasks and take advantage of all modern banking services. To join the Internet banking it is enough to be the holder plastic card institutions and pass a simple registration procedure.

Internet banking from BPS Sberbank is a special online service, with which you can track the state of your account in remote mode, to carry out certain banking operations and so on. The Internet Banking BPS Function Model Next - the bank stores all the client data on the server, and the client connects to this datal base using the Internet, enters the personal account and performs all operations that allow the bank.

What advantages gives Internet banking

Internet banking has the following advantages:

To implement most operations, you do not need to visit the bank - it is enough to have access to the Internet. After all, in bank departments there may be a large queue, and the Branch of the Bank may be far from home. With the help of Internet banking, you can carry out a large number of operations (transfer of money, payment of utilities and so on) in several clicks.
A large number of services with which you can pay for various services. With the help of Internet banking you can pay for electricity, water, gas, telephone, Internet, and so on.
Instant Card Lock. If the client has stolen the card, he can quickly go to your personal account and block it so that the attacker could not use the card.
Reliable protection against hacking using the SSL protocol. When using this protocol, Internet fraudsters will not be able to hack your computer and translate your money to your account.

Where and how to connect BPS Internet banking

Connecting the BPS Internet banking looks like this:

You contact the nearest BPS-Sberbank branch with a passport and write an application for connecting Internet banking.
You are offered an agreement for connecting the service; If you agree with him, then you sign it.
You are given a login and password, with which you can go to the site.
In some cases, you will also have to contact the Digital Certificate Center of the Bank to obtain and install crypto protection products.

How much is online banking

Connect Internet banking for the following fee:

Client connection to Internet banking system with electronic keys carrier - 25 belarusian rubles, without providing a carrier of electronic keys - 12 Belarusian rubles.
Monthly fee for the use of service - 12 Belarusian rubles.
Connecting SMS alerts during operations with a card - 3 Belarusian ruble.
Monthly fee for the use of SMS-alerts - 3 Belarusian rubles and 50 kopecks.

Conclusion

With the help of Internet banking, you can carry out banking operations using the Internet. Among the main advantages of Internet banking are simplicity, a large number of additional services, a high degree of protection against unauthorized access. To connect the service, you must contact the BPS-Sberbank branch and sign the contract, as well as install on a computer special programwhich will protect the computer from unauthorized access. Connect Internet banking worth 12 or 25 Belarusian rubles, and the monthly fee is 12 Belarusian rubles.

BPS Sberbank online is a remote service, with which the customers specified financial organization Will be able to carry out various payments. However, to use them, you need to have access to the "personal account". This requires to pass the registration procedure in any convenient way.

Passage of registration

Only citizens who are customers of the specified financial organization can use Internet banking. To go through the registration procedure, you need to perform an established actions algorithm:

Advantages and disadvantages

As for the advantages of Internet banking, the following points can be distinguished here:

cash enrollment to another account is carried out in the minimum time;
there is no need to contact the Financial Organization Department personally and sit in long queues;
you can use the services at any time of the day and night;
the implementation of many payment transactions does not provide for the payment of commission.

However, do not do without flaws. Of these, the following can be distinguished:

in case of hacking fraudsters account User cash can be stolen;
the system makes it possible to transfer to incorrectly specified details.

However, these minuses can be avoided if security rules.

Safety regulations

To secure own funds, It is necessary to follow the established rules:

Avoid primitive passwords. It is necessary to come up with a complex combination that will consist of both numbers and letters. Otherwise, fraudsters will be able to easily get data from the user to the "Personal Account" of the user.
Two or three times a month to update the secret code.
In the case of translating, carefully check all the specified information for errors.
Install a good antivirus, as well as regularly check PCs for their presence.
Do not go to Internet banking using an unprotected connection.

Compliance with all the above rules will secure the work of the user with Internet banking.

Overview of functionality

With the help of the BPS Sberbank service, a variety of payment transactions can be implemented, so it is worth considering the functionality of this Internet banking in more detail.

Main page

The main page of Internet banking looks like this:

Here all payment instruments will be indicated, the holder of which is the user. The right is the "Personal Menu", where you can implement the following actions:

view the operation of operations;
manage payments;
connect the service "Autoplating";
familiarize yourself with the terms of the action "Thank you from Sberbank";
explore the list of frequently asked questions;
get acquainted with the current currency rate.

As for operations performed with a specific plastic, then you must click on the "Operation" field, after which the context menu will open.

Available Cards:

blocking;
translation between your accounts;
history of perfect transactions;
order mini-statements;
connecting the service "Mobile Bank";
setting the auto board.

These are just some operations that can be remotely implemented.

In this section, the user will be able to open or close its own contribution, as well as perform the following actions with it:

familiarize yourself with the residue;
form an extract for a specific period of time;
examine service conditions.

To take advantage of these opportunities, it is enough to click on the field "Operations", which is located opposite the contribution.

In this section, you can form a bid to receive a loan, familiarize yourself with the current loans, as well as limits on them. It is important to know that the application can only be filed by citizens having stable incomelisted on Sberbank plastic.

Closed invoices

In this section there are information about the accounts, the closure of which was carried out no more than six months ago. If the user needs to be familiar with more than a long time, then do not do without a personal visit to the financial organization.

Due to the availability of access to the "personal account" of the BPS Sberbank online, the user will be able to carry out a lot of payment operations remotely. This is significantly saved by time, since it is not necessary to wait in large queues. To register, it is necessary to follow the established algorithm.