Raiffeisenbank for legal entities to open a settlement account. Raiffeisenbank Raffaisenbank tariffs for legal entities and IP - work with a personal account of RTO for small businesses. Advantages of cash maintenance in Raiffeisenbank

Bank accounts for IP are called settlement accounts that are necessary for the following activities:

1. concluding contracts for the amount of more than 100 thousand rubles;
2. work with the cashless calculation;
3. payment of taxes and contributions;
4. registration of the contract for the salary project;
5. connecting Internet and commercial services.

An individual entrepreneur can open not one, but as many accounts as it is necessary for free carrying out its activities.

It can be both accounts in rubles and currency accounts. For the opening of the PC, the businessman should contact the package of documents to the Bank of the Bank, which submits the application, and after more and signs the Agreement on the RTO - calculation and cash maintenance.

An application for opening a current account in Raiffeisenbank can be given remotely, which saves time.

Procedure for opening settlement accounts in Raiffeisenbank for IP

In order to open an account in this bank, it will be enough to leave a request on the official portal of the bank.

When filling out the application, the following information will be needed:

• Inn;
• telephone number for communication;
• e-mail address;
• initials entrepreneur;
• locality.

On the same day, you can expect a call to the Raiffeisenbank manager, while you need to be ready to answer his questions regarding the terms of the contract on the RTO and choose the desired tariff.

After that, the specified electronic box will receive a questionnaire and a list of documents that are necessary to open the account. It is logical that in the response letter IP should transfer scanned documents and the questionnaires completed by it.

The next step is the re-ringing of the employee of the banking organization, which an entrepreneur intends to entrust the account of the account, in the process of the conversation he will ask to appoint a meeting time.

After three days from the date of meeting, Raiffeisenbank will have time to check the documents left, and, in the event of the authenticity of information, will open. From now on, it is valid and you can work with it: replenish, accept the fee, make business transfers.

It happens that Raiffeisenbank gives a refusal to request the opening account. So it happens if the current account of the future client, open in a third-party bank, is already blocked tax Inspectorate.

About such a decision, the Bank will also report in the response to the application.

Recalatement in Raiffeisenbank - reservation in online mode

Any individual entrepreneur has the opportunity to open a calculated account for IP in Raiffeisenbank in online mode.

First of all, he must leave a request on the official website of the bank for subsequent account of the account. 5 minutes later. On e-mail, the Bank will send the details of the account that will be unchanged and will be valid after the IP and the Bank conclude a contract.

These details of the businessman can safely indicate in the affiliate agreement, but it will be impossible to get any means. It is possible to carry out all types of activities with a score only after signing the contract between the Bank and the PI on the calculation and cash services.

To enter into an Agreement, the RTO requires such documents to open a current account for IP:

• passport;
• card with sample signatures of all responsible persons organization;
• leadership licenses, provided that they are needed in this business and have already received.

The Bank also requests data from Rosstat and an extract from EGRIP.

The work of the entrepreneur with the account of Raiffeisenbank is important nuances

In order to carry out activities with a remote account, the client can connect Internet banking service. In the personal account it is convenient to check the remnants, pay for the obligations and print statements.

On the main portal of the bank there is a section of Bank-Client Elbrus, which is an Internet bank. To customize his work, you need to submit a separate application for this service. As a result, the customer will receive an envelope with personal login and password.

The bank can provide its mobile version called Raiffeisen business.

To install it, the businessman must download the application on the smartphone, after you can fully use the score directly from the phone.

To simplify the work of the IP, there may be templates for payment of various services and at the right time not to fill all the details again, but simply press the button just once.

Full control of your account will help implement the SMS service for business. Each time any payment is performed or, on the contrary, the funds come to the account, the SMS alerts will come to the specified email address.

Connecting the service is available both in the bank departments and hot line. In addition, you can connect SMS-banking right on the portal in the section " Additional services».

List of current tariffs on RKO

There are only 4 tariffs for opening a current account for SP in Raiffeisenbank, in accordance with the terms of each opening of the account, free. And the cost of one payment carried out in excess of the specified limit is 25 rubles. Conditions for opening following:

1. Tariff Start. Accounting costs 990 rubles, and if you contribute to the advance payment, even 790 rubles. There are no free payments within this Tariff, the limit of free translations to individuals is 100 thousand rubles.
2. Basic tariff. The account costs 1 thousand 900 rubles / month. At the same time, 10 payments will be free, the rest - 25 rubles. everyone. Threshold of gratuitous translations individuals - 200 thousand rubles / month.
3. Tariff Optimum. Maintenance will cost 2 thousand 900 rubles / month. At the same time included 60 free payments and 500 thousand rubles. Limit on transfers to individuals.
4. Tariff Maximum. Service - 7 thousand rubles, the amount of free translations per month - 300, the limit of free translations to individuals - 700 thousand rubles.

Internet and mobile bank

By connecting these services, the client can not only receive and send account statements in different formats, but also make a lot of payments for 1 time, as well as to sign a password payroll.

The service includes informing about the receipts and write-offs of funds from the account.

Read more about the current account

• Opening an account - for free in 10 minutes;
• Service - from 0 r. / Month;
• Free payment - up to 20 pcs / month.
• Up to 7% on the balance sheet;
• Overdraft is possible;
• Internet banking - free of charge;
• Mobile Bank - free.

RKO in Raiffeisenbank.

Open an account

Read more about the current account

• Opening an account - for free in 5 minutes;
• Service - from 490 r. / Month;
• Minimum commissions.
• Registration of salary cards - free of charge;
• Overdraft is possible;
• Internet banking - free of charge;
• Mobile Bank - free.

Read more about the current account

• Free opening p / s for 10 min;
• First 2 months free service;
• After 2 months from 490 r. / Month;
• Up to 8% on the balance sheet;
• Free Accounting for IP on simplified;
• Free online banking;
• Free mobile Bank.

RKO in Sberbank.

Open an account

Read more about the current account

• Opening P / C - 0 r.;
• Service - from 0 r. / Month;
• Free "Sberbank Business Online";
• Many additional services.

Read more about the current account

• 0 rub. opening account;
• 0 rub. Internet Bank and Mobile Bank for Account Management;
• 0 rub. release of a business card for cash withdrawal in any ATM;
• 0 rub. the first contribution of cash to the account;
• 0 rub. tax and budget payments, translations of legal entities and IP in Alpha Bank;
• 0 rub. Account maintenance If there are no revolutions.

Read more about the current account

• Opening an account for free;
• Reservation in 1 minute;
• Internet bank and mobile app is free;
• 3 months of service for free;
• after 3 months from 490 r. / month.

RKO in Loko Bank.

Open an account

Read more about the current account

• Account opening - free of charge;
• Reservation in 1 minute;
• Service - from 0 r. / Month;
• Cash removal from 0.6%;
• Free terminal for acquiring;
• Internet banking and mobile app - free.

RKO in an expert bank.

Open an account

Read more about the current account

• Cash issuance (up to 700 thousand rubles) - free
• Up to 5% for the balance of money in the account
• Cost of payment - from 0 rubles.

Read more about the current account

• Account maintenance - from 0 rubles / month.
• Acquiring connection - free
• Bonuses from partners
• Interbank payments - from 0 rubles / 3 months

Choosing a Bank for Implementation commercial activities It has a direct impact on its success. If you open a settlement account in Raiffeisenbank, you will cooperate with an organization that has a half-hearted history, tradition values \u200b\u200bwith its image.

Her story begins in the 19th century and is associated with the name of Friedrich Wilhelm Raiffeisen - Burgomistra, the author of the idea of \u200b\u200bcooperative mutual assistance. He was widely engaged in charity: opened schools, free bakeries, built a printing house, a federal road. Starting from 1864, he established as an alternative to the usurists who have a leasured loans under big percent, group of cooperative banks.

Later they were named after him, open today in Germany, Italy, Austria, Russia and other countries. The emblem is a sign of two crossed horsepower, symbolizing economic security.

In Russia, Raiffeisenbank appeared in 1996.

Advantages of opening a current account in Raiffeisenbank

Choosing "Raiffeisenbank", you can count on the strict fulfillment of your promises, help, personnel advice, attentive attitude to customers who are only mastering the path of the entrepreneur. Competent organization of work will save time by experienced businessmen.

In arsenal institutions are available modern technologiesallowing you to use its services from the office, with mobile phone.

The client is offered overdraft, 24/7 cards, produced free of charge, various benefits compensating for the burden of paying services for RKO, connecting to bank-client systems without additional payment.

Tariffs for RKO in Raiffeisenbank for 2018

In Raiffeisenbank, when opening a current account for II, you can choose tariffs that are optimally suitable for the type of activity and production volumes.

If the revolutions do not exceed 500 million rubles, the tariff grid will be applied for small business representatives, and if more - for medium-sized enterprises, large business.

Paying the tariff package immediately for the year, you will get 3 months free maintenanceAnd immediately for 2 years - 6 months.

You can use even more favorable tariffs, working in the online bank, all the same operations will be available from the office as in the department.

Displaying funds occurs automatically, reflected in banking extract. If several accounts are open, then in the absence of money on one, the bank can write off the money from any other account, including currency.

Cash issuance is made by reservation at the office of the department for up to two o'clock in the afternoon.

When closing the account, the residue can be displayed without commission.

When you select a new tariff service package, the IP or LLC management can submit a corresponding application, using the Bank-Client system to send it in electronic form.

Important! It is necessary to take into account that you can choose only one tariff plan for all accounts opened in Raiffeisenbank.

No client's consent is required to increase the client's consent, but it is notified of them 10 days before their introduction.

Taxes, mandatory payments in various funds held without commission.

Examples for service rates for LLC and IP

How to open a current account in Raiffeisenbank?

To open the current account, you need to approach the nearest branch with a passport, package necessary documents. Previously, you need to call to accurately find out the reception hours and the address of the branch.

Open an online bill

If you want to open an account in Raiffeisenbank from your computer, go to the official website, send the application online to the account booking.

It indicates the name of the organization, the Inn, the city, the email address, the bank departments located near you, the phone number for communication. An email comes with the requested account details.

Package of documents for opening a current account in Raiffeisenbank for IP and LLC

An individual entrepreneur for the opening of the P / S fills the questionnaire, indicates in it detailed information about himself, its activities:

• passport data;
• place of registration, living;
• contact information;
• scope of activity;
• annual turns;
• availability, types of debts;
• nature of operations;
• licenses;
• source of receipt money.

The application is signed in the presence of bank employees. The representative of the IP will need notarial power of attorney confirming the right to act on behalf of the IP.

A statement of receiving a card with sample samples is written, a pen is assigned to a bank or notary.

In the notarial office, a copy of the ID of the identity is assumed, to open an account, you will need to take a passport with you, special permissions giving the right to engage in lawyers, notarial practices, etc.

Opening procedure for the settlement account for LLC and the required documents:

1. Fill a questionnaire. It provides information on registration, legal address.
2. Appendix 1 to the questionnaire discloses information on the structure of the JUR property. Persons, and in Appendix 2 - offshore client data.
3. The application for the conclusion of the treaty is written in the presence of a bank employee for a pattern, signed, fastening the seal. It marks whether the client will use overdraft, preferential cards, which package of services chooses. The applicant gives an agreement to receive, process information about it. Company employees must submit a power of attorney certified in the enterprise.
4. Treaty bank account Describes the terms of cooperation, responsibility of the parties, etc.
5. Rent a copy of the charter, certified in the registration authority or notarial.
6. Card with samples of signatures and print prints is written about the design of the Cope.
7. Signatures on the card are assigned by a bank employee or notarially.
8. Documents confirming the powers of the EEO (Unified Executive Body: Director, Chairman, etc.).
9. The decision of the competent authority of the Client's management on election (appointment) of EEO, certified notarized.

Advantages of Raiffeisenbank for IP

In Raiffeisenbank, you can quickly open the billing account for SP, choose the best tariffs, then work from home, office. Having sufficient revolutions, entrepreneurs will be able to take advantage of profitable lending programs:

1. "Express". According to the program, you can take a loan to 2 million rubles. Without collateral, it will be issued in 2 days.
2. "Classic Light" - up to 5 million rubles. Guests are available for 5 years.
3. "Easy overdraft" - up to 100 000 r. in 5 minutes.
4. "Overdraft" - up to 1.2 million p.

It is possible to favorable refinancing loans taken in other banks.

Terms of provision of the program "Easy Overdraft"

When opening an account, you can become a participant in the Easy Overdraft program, which provides rapid loans under certain conditions, when there are not enough funds to pay for payment documents.

Overdraft is not allowed to produce loans, interest, penalties. Otherwise, this is a convenient system and effective assistance provided with short-term interruptions between the receipt of money, payments.

Many individual entrepreneurs We become participants in the Metro-Overdraft programs, according to the co-brand METRO map, when using which the bank charges discounts.

Advantages of Raiffeisenbank for Ltd.

The bank offers a choice of various packages: "Maximum", "Optimum", "Basic", "Start", with a service cost of 740 p. up to 7500 p.

Depending on the selected tariff, it is possible to use the services of the Internet Bank, mobile Bank, To send payments to partners. The map "Business 24/7" is connected, with its help you can withdraw cash in an ATM with a P / from enterprise at any time of the day.

The golden package for the head includes a Cashback from a gas station 5%, i.e., when buying a gasoline, this amount will reimburse.

In Raiffeisenbank, it is beneficial to open a settlement account for LLC, as legal entities enjoy flexible service tariffs, which included: opening and maintaining an account, transfer wages by statement, monthly subscription fee for maintenance of the Bank-Client system and other services.

Ltd. has the ability to receive loans for investing, development, repayment of payments, refinancing.

Application is provided with a "Travel 24/7" map for payment of representative, travel expenses. The card helps to control the cost of employees, simplifies the work on the preparation of reports, eliminates the possibility of providing fictitious checks, reduces the risk of losing money, be robbed on the trip.

Using a travel card, the cost of servicing is only 100 p. per month, you can receive discounts using the services of Raiffeisenbank customers.

RKO (Cash service) in Raiffeisenbank

You can send an application online to open an account, and most of operations do not require a visit to the Bank. You can use the services of the Internet Bank, Mobile Bank, SMS for Business.

Information on the operations conducted, residues, the creation of payments by templates, the formation of reports in 1C is provided online. It saves a huge amount of time, helps the chief accountant to avoid mistakes in calculations.

Currency Control and WED

Raiffeisenbank provides a wide range of currency monitoring services in the activities of IP and Ltd. for residents and non-residents of the Russian Federation.

The Bank provides comprehensive support in the design of settlement documents, transaction passports and support for foreign economic activity.

Customers will receive the help of specialists in matters of currency legislation, and with the help of the R-dealer currency application, can produce with the bank transaction to convert funds at any time of the day. If you have purchased currency, then sending to accounts to other organizations will be made free. When exchanging large sums The trader can request a more profitable course.

Salary project

Individual entrepreneurs and legal entities can use " Salary project"For each employee there will be a plastic card for listed wages.

To do this, the bank gives a statement with accruals. This retains a large amount of time to pay in cash, issuing them at the enterprise's cash desk, reduces the danger of robbery and errors to zero.

In Raiffeisenbank, the agreement is issued, a list of attorney from employees is provided.

Calculated taxes and salary charges can be sent online from the office, employees will be salary on their cards.

Acquiring

The acquiring allows Ltd. and IP to connect an online store, check the movement of funds, perform operations without visiting the bank, the client is provided a monthly report on the results of transactions, high safety of the wiring is provided. In retail outlets, the Bank will establish terminals, provide information support and support.

Payments are accepted around the clock plastic cardsThis uses a three-speed security system of enrollments.

Additional features

Raiffeisenbank provides all modern possibilities for remote customer service that can check the status of the account and perform operations from computers, smartphones and tablets.

Internet banking

To connect the Raiffeisen Business Online Bank client system, contact a bank with a statement, sign an agreement, get a PIN envelope to activate the service.

The ELBRUS client allows you to combine work with 1C software, send payment orders, use directories, to receive account statements, draw out loans, you can work out of office or anywhere in the world.

Mobile Bank

Elbrus Mobile - Mobile Bank for Business - You can connect yourself on the Internet, in the bank offices, order in the Information Center.

From the smartphone it is easy to track down the accounting, information about the available balance, find the nearest branches and ATMs, perform SMS confirmation of operations.

IP and Ltd., opening a current account in Raiffeisenbank, can pay RTO on flexible tariffs, refinance loans from other banks, to receive loans for investment and implementation current activities. You can manage your finances from office computer, smartphone, tablet, which allows you to save time, avoid errors in accounting and when performing cash transactions.

The Bank provides consulting support for foreign economic activity, acquiring, when connecting new services, any questions arising in the process of collaboration.

The opening of the CPU account does not require a large package of documents. You will be able to prepare them on your own, without assistance. Here full list Documents:

• passport of a citizen of the Russian Federation;
• certificate of an individual entrepreneur:
• license (if any);
• questionnaire in the form of the bank;
• bank account agreement;
• card with signatures and print samples.

Blanks of contracts are posted on the official website of Raiffeisenbank, you can download them for free.

Legal entities are obliged to grant the following documents to the bank:

• statement;
• company Charter;
• documents on confirmation of the powers of the EEO;
• certified copies of passports of the persons specified in the cop;
• all licenses and permits for the implementation of trading activities;
• extract from the list of participants LLC.

How to open a settlement account for IP and LLC

Connect to the Raiffeisenbank Raiffeisenbank system Legalk face and individual entrepreneurs can without visiting the office financial organization. Provoto Leave the application on the bank's website, enter the name of the director, company name, mobile phone number and email address.

Wait for the operator's call - the manager will contact you as soon as possible and report the number of the current account. From this point on, you will already be able to translate money on the specified details. For full-fledged work, you need to sign a service contract. This can be done in the office of the bank or order courier to the house or office. When paying an advance payment, you will receive a discount of up to 25% on any of the tariff plans.

Entrance to Personal Cabinet Raiffeisenbank

Ltd. and IP can use the Raiffeisen Business Online business client, which is available only after signing the contract for servicing the calculated account. To activate in the system, you need to fill out the application and connect to the client bank system. Each user is issued a unique login and password for which the entrance to the personal account on the Raiffeisenbank website is carried out. You can get data for access to the account by telephone, inviting the personal manager to the office.

To enter the RTO, you will need to enter into a login and password and wait for authentication. If you forget the password, then access restoration is possible through a special form, the new data will be sent to the email specified during registration.

Internet Bank and Mobile Application

Internet Bank Raiffeisenbank provides for IP and legal entities All the necessary features: full account management, reception and sending payment orders, exchange of documentation with the bank, submitting applications for loan design or connecting other products within the framework of the Tariff. For operational communication with Bank employees there is an online chat operating from 9 to 18 per Moscow time.

For emergency operations, you need to connect a mobile application. You will be able to monitor the flow of cash from any mobile device.

Salary project

If you have hired employees, RFC Raiffeisenbank provides for the function of transferring wages from the settlement account of LLC or IP. The process is fully automated - you need to create a registry and payment templates. Employees receive free salary cards International Payment Systems Visa, Mastercard or World.

Corporate Card.

For full-fledged business, LLC and IP can order release corporate card. This convenient payment tool It guarantees cash withdrawal in ATMs of third-party banks, paying for online purchases, as well as setting up a daily or monthly consumable limit.

Map "Business 24/7" allows you to make money on an IP and LLC account from any receiving device.

Shopping acquiring

This service allows you to take cashless payment from counterparties that are calculated bank cards. Trade acquiring from Raiffeisenbank is reliably protected by the PCI DSS protocol. When performing certain requirements, the subscription fee is not charged.

Cash enrollment at the expense of a legal entity occurs on the second day after the passage of payment. Connection within the framework of the tariff is only 1 ruble. Rate from 1.99%. You can also increase the revolutions by attracting new customers.

Currency control

Not only companies registered in the Russian Federation can take advantage of the service, but also non-residents of the country leading business in Russia. Using a function monetary monitoring You guarantee yourself the full security of the transaction with a foreign company. The percentage of operations is 0.15%, according to transactions that do not require a contract formulation - 0.14% (minimum of 290 rubles).

For any legal entity it is important to get quality banking services. After all, the prosperous business in the future depends on the successful start, so you need to be responsible to choose financial companywhere the payment account will be opened. Raiffeisenbank is just such an organization.

How to open a settlement account

In order to open the accounting account of SP in Raiffeisenbank, it is necessary to fill online application. The appeal is considered within 1 working day, after which the representative of the company is associated with the client and negotiates the departure of a specialist to him to the office. Application and departure of the manager is provided free of charge. Residents of Moscow and the Moscow region can take advantage of them.

After the conclusion of the contract, the client must provide a certified form with signature samples and print printing. And signatures can be somewhat, depending on the number of persons authorized for the signing of documents.

According to the compiled service contract, the Bank has the right to perform the following operations According to a calculated account:

• Transfer of funds based on customer assignments;
• Transfer of funds on the basis of the order of the beneficiary;
• Transfer of cash on the basis of collection orders;
• Return of cash and others.

In addition, the client has the right to dispose of funds at the current account at its discretion, its rights are not limited. The client undertakes to follow the balance of the account at the end of the settlement month, so that the amounts are enough for all necessary consumables. With an insufficient amount, the Bank annuls any payment actions.

Open the current account for your organization in Raiffeisenbank and use a simple and convenient Internet bank for business online entrepreneurs

Tariffs for IP

The tariff for opening a current account for the IP may differ depending on the connected package of services.

Such packages in Raiffeisenbank 4 to choose from:

• Start - 990 rubles. per month;
• Basic - 1900 rubles;
• Optimum - 2900 rubles;
• Maximum -7500 rub.

The cost of opening a current account for II in Raiffeisenbank is included in the price of any selected package. Payment is indicated for the month of service provision. You can make an advance for 12 or 24 months, in which case the client receives a discount. The cost of use includes not only the opening, but also maintaining a billing account, as well as the use of the Bank's client service.

At the tariff, the base value is not included in the value of any payments, they are paid separately. For a tariff, the maximum is provided up to 300 included payments. When performing various monthly financial operations In the amount of 100 thousand at the tariff base and up to 700 thousand rubles for a maximum, the Commission is not charged. When moving to any other tariff, a fee is set in size - 1000 rubles.

Conclusion

Registration in Raiffeisenbank of the current account for IP will be a good solution not only for owners of large business, but also for beginner entrepreneurs. For the choice of the client, various service tariffs for any needs. Bank services guarantee timely execution payment orders and the ability to independently manage the accounts.