Where it is more profitable to take money from the Payoneer card. Payoneer. Conclusion to the local bank. Getting a card by mail and activate it

Where and how to bring money from the Payoneer card in Russia in dollars and rubles? In which ATMs it is more profitable to remove dollars and rubles from the card in Russia? What are the Commissions and the conversion rate in the withdrawal of funds in ATMs and the Bank's office?

I clarify that this article is written for residents of Russia, and if you suddenly fell to it by chance and are a resident of another country - read our other articles:

If you still do not have an account in the Payoneer system we remind you that you can register in our system and. The registration process according to our link needs to be held. continuous from the beginning to the end. If you for some reason broke the registration Start by passing exactly our link from the very beginning.

So, we turn to the discussion of the withdrawal of money with Payoneer in Russia.

How and where to remove dollars from the Payoneer card in Russia at the bank office.

As it is already clear from the content - to bring dollars with Payoneer in Russia either at the bank's office, or in ATMs.

The advantage of withdrawal in the bank's office is that it is much higher here a one-time removal limit than in most ATMs and almost always have dollars in stock. Given that the limit of the Payoneer itself is $ 7500 in 24 hours - in most banks in banks, you can remove the entire amount.

The disadvantage is that when removing you, you will definitely require passport data, which later will be brought to the database and theoretically, it can create questions from finance control bodies in the future if you take off frequently and regularly. Also the disadvantage is additional commissionwhich the bank takes for removal from someone else's card. Additional means that in addition to 1.8%, which you pay for the conclusion in dollars - you still pay from 1.5% to 4% of the bank itself. Sometimes it turns out a lot and the Commission will grow up 1.5-2 times in comparison with the one that you would pay removing several times in ATM. Below we will provide information on commissions and limits to remove dollars at the checkout.

UPD October 2018: Retire dollars also became possible to account attached to the account in the bank. To do this, it must be specified either when registering, or in the menu item, the output: on a bank account. Read more in our article:

Removal procedure at the checkout as follows:

• Come to the Bank's Office with a Payoneer card and a passport - it will surely need, as the cashier will ask to rewrite your passport data in order to put them in the database
• Ask the cashier if there is an opportunity to cash out dollars with a foreign mastercard and definitely clarify how the removal commission is.

The table below provides information about the limits and commissions of banks when removing dollars from at the checkout. Despite the fact that we try to update the information - it may not always be relevant. Be sure to specify this data from the cashier.

In Roselkhozbank, everything is quite stable, they do not take an additional commission, in Binbank with this worse, in one branch, the cashier says that there is no commission, he speaks about 2% in another. If you have current information Help others - write in the comments, we will update the article.

Read the same:

In which ATMs can withdraw dollars from the Payoneer card in Russia.

In contrast to the removal at the checkout, a fixed commission for removing in dollars is always here - 1.8% + 3.15$ But smaller limits for one transaction.

Below is a list of ATMs in which you can withdraw dollars in Russia. Criteria considered: a limit for one transaction, the number of currency ATMs and the presence of currency, as well as notes and our subjective assessment for everyone.

UniCredit.

Update from September 2018: On the this moment There are interruptions with the payment of currency on the Payoneer cards of this ATM. Gives a message on the refusal of the card maintenance, the money does not give out.

One transaction limit: 400$.

Note: On the site, currency ATMs are allocated, the number of approaches is unlimited, the amount of 50 $ is multiple.

Our rating: 3/5.

Raiffeisenbank.

Update from September 2018: At the moment, the most stable bank in terms of issuing dollars from Payoneer cards. For a 300 $ transaction, you pay $ 308.55, it's $ 300 + 1.8% + $ 3.15. You can shoot an unlimited number of times.

One transaction limit: 300$.

Number of ATMs and currency availability: ATMs a lot, the stable presence of the currency.

Note: On the site, foreign exchange ATMs are highlighted, issues a multiple $ 100, an unlimited number of approaches.

Our rating: 4/5.

Citibank.

Update from September 2018: At the moment, Citibank has increased limit from $ 400 to $ 500 per transaction, but it is possible to make only two transactions per day, that is, get $ 1000. The Additional Internal Commission of Citibank for a 5 $ transaction is added. Total for the removal of $ 500 at the moment you will spikes $ 517.15 \u003d $ 500 + 1.8% + $ 3.15 + $ 5. In our opinion, it is less profitable than to remove in Raiffeisenbank. There, for this commission, you can make 4 transactions of $ 300, instead of two $ 500.

One transaction limit: 500$.

Number of ATMs and currency availability: ATMs are less than that of previous, stable presence of currency.

Note: On the site, currency ATMs are not highlighted, to look only by the method of tyk, just the bank has a small representation (there is only 10 cities).

Our rating: 4/5.

BINBANK.

One transaction limit: 2000$.

Update from September 2018: At the moment there are few currencies in ATMs in stock, it is difficult to find an ATM in which dollars will be available. At the same time, currency ATMs are only in Moscow and St. Petersburg. In other cities, find them problematic, or they are simply absent.

Number of ATMs and currency availability: ATMs are only in Moscow and St. Petersburg, very often there is no currency. In other cities, find a currency ATM with the presence of currency is problematic.

Note: On the site, currency ATMs are not highlighted, but you can find through the Alphabank website.

Our rating: 3/5.

Russian Standard Bank.

One transaction limit: 300$.

Number of ATMs and currency availability: There are few currency ATMs, there are no currency in some cities at all, there is often no currency.

Note: On the site, currency ATMs are allocated, issues a multiple $ 100.

Our rating: 2/5.

Credit Europe Bank.

One transaction limit: 300$.

Number of ATMs and currency availability: There are few ATMs, the currency is often no.

Note: It gives out money after a periodically issuing an error, after 1-2 approaches may cease to issue funds, bills of $ 100, on the site currency ATMs allocated.

Our rating: 2/5.

Alfa Bank.

One transaction limit: 100$.

Number of ATMs and currency availability: ATMs a lot, the stable presence of the currency.

Note: On the site, currency ATMs are allocated, due to the low limit on the transaction becomes unprofitable.

Our rating: 1/5.

The situation is constantly changing. So, even recently, AlfaBank issued $ 1000 for the transaction and was the most in a convenient way, now the limit is changed to $ 100. If you have any more relevant information than the one that is set out in the article - write it in the comments.

Update from September 2018: Given that the ATMs cut the limits on transactions and ATMs, a steadily outstanding currency becomes less and less - we recommend paying attention to the removal method in rubles in VTB24 100 thousand at a time. If you need dollars - you can take off this amount In VTB24 and immediately buy dollars in some exchanger. At the time of updating the article, the total loss will be about 3.5-4%.

Read the same:

How to remove rubles from Payoneer card in Russia. Limits, conversion rate, commission.

If you do not fundamentally withdraw for you, it is dollars that can be removed in rubles at the conmament of conversion. Conversion occurs at the MasterCard rate, although some banks allow you to choose your conversion course.

Also during the withdrawal of funds in a currency other than the currency of the Card - you pay the Commission for Transboundary Payment. It is up to 3.5% and charged instead of 1.8%, which are charged for removing the cards in the currency. For more information about this commission, read the Payoneer in this answer.

Immediately I want to note that in the work of ATMs on the removal of rubles less stability than for the situation we described for removing dollars. Often, users complain that the ATMs of the same banks, then spin the card with the message "Amount is too big", or "exceeded the limit", then normally give to remove funds.

The following is a table in which banks are listed, as well as their limits per transaction when withdrawing from the Payoneer card in rubles. But use these numbers as approximate. In different ATMs, they may differ (depending on the availability of bills of certain denominations), since the ATMs have restrictions on the number of bills rebound.

UPD September 2017: To withdraw rubles from the account just as it became possible to a ruble account tied to the account in the bank. To do this, it must be specified either when registering, or in the menu item, the output: on a bank account. Read more in our article:

Conclusions.

In our opinion, withdraw money from the Payoneer card is still more profitable in dollars. In addition to the fact that the MasterCard course is usually worse than the local course in the country, so you also pay the Commission for a transbound payment, which can be up to 3.5%. This is quite weighty losses. Plus, the removal limit in rubles from most banks is small. When removing a large amount, it will make you make a lot of approaches and pay Payoneer every time $ 3.15 Commission for a transaction.

Regarding the removal in dollars - it seems to us that all the same is more profitable to shoot in ATMs, and not to go to the bank's office. Firstly, the bank will not take an additional commission with you, and secondly, you can avoid preparing your documents and rewriting information about you into the bank database.

The daily limit Payoneer - $ 5000 for removal in ATMs and $ 7500 for removal of the bank (payment on the Internet). Accordingly, if you urgently need to remove a large amount - it makes sense to shoot and there and there.

Write comments if you can add an article actual information. We also remind you that you can register in Payoneer from us. In this case, the registration process according to our link needs to be held. continuous from the beginning to the end. If you for some reason have broken registration, start by passing exactly our link from the very first step.

The article is talking about how to conclude to a local bank money from your Payoneer account. Detailed instructions for connecting a bank account to the account.

The money from the Payoneer account can be displayed on your account at a local bank (the option has recently been available both for Russia and for Ukraine).

Note! The country of the bank, whose account you will withdraw funds, must comply with the country that is specified in the billing address of the Payoneer account.

You can change the country (if you moved) by contacting Payoneer support and confirming them in any way as the fact of your stay in another country (for example, by providing a scan of a copy of paid utility bills). The issue of changing the billing address is solved individually.

Withdrawal Only B is possible local currency bank (Even if you have a currency account). That is, if according to the billing address you live in Ukraine, then money can be removed only in the hryvnia, in Russia - in rubles.

The minimum amount for the conclusions is $ 200 Wholesale Canada Goose Down https://www.canadagoosessale.org Canada Goose Authentic Hologram, a conclusion for a conclusion - 2% of the output amount, conversion - on the average market.

In Ukraine, money can be launched only to the account in PrivatBank.

Registration of services

We go to the display menu - to a bank account.

We get to the page and click the Add button.

Next, you must specify the number of your Payoneer card and its CVV code (three numbers on the back of the card), the date of your birth and the PAYONEER account password.

Confirm the correctness of the data by checkmark and click Next.

On the next page, you must enter information about your account in PrivatBank.
We indicate the type of bank account - an individual. Country and currency - in accordance with the country in the billing address, options are not given. Bank name: In Ukraine, only PrivatBank, in Russia you can withdraw money to AlfaBank, Sberbank and other banks.
In the Count the account name, enter the name and surname of the account holder / Map Latinets exactly as indicated on your card or in bank discharge.
Note! If you want to output money on an account, registered in the name, different from the name of Payoneer's account, the Payoneer support will most likely ask you for additional confirmation documents.
Enter the account number / local bank card.
The account description field is required to fill, but not fundamentally. You can write anything. Essentially for the convenience of tracking transactions.
We agree with the rules and conditions and click Send.
After your camp will be moderated, you will receive an email.

Despite the fact that Payoneer declares the possibility of output on any local bank account This is not quite so. For example, the conclusion in the hryvnia is at the moment it is possible, only becoming a client of PrivatBank. Currency, only US dollars can be sent to the account of any Ukrainian bank.

Works the scheme is very simple: you make output in your personal account on Payoneer. COM and get funds to the account individual In PrivatBank, which must first open. If a payment card is tied to the account (and this is a common practice), then the money received becomes available immediately.

• Use a Payoneer account balance to the output in any currency.
• The account of PrivatBank should be opened in the name of the owner of the Payoneer account.
• You can send an amount of at least 50 and no more than 10 thousand dollars.
• Enrollment takes 2-3 workers (bank) days.
• The conclusion is possible only in national currency – hryvnia and uS dollars.
• The accurate exchange rate is not reported, only information is provided that it is "average", it is possible to find it only in fact. Approximately it will correspond to the course on XE.com for the day of operation. The MasterCard course is involved only when removing funds in ATMs.
• The Translation Commission is 2% of the amount.
• Accrual to the account occurs without commission.
• For the removal of funds from the Card or account of PrivatBank, the Commission may also be charged, everything depends on the type of card. For example, "Universal" provides for a commission of 1%, "for payments" - without commission.
• Judging by the reviews, in fact, taking into account the commission and the conversion, you will receive a course that will differ from the official course of Privatbank at approximately hryvnia. For example, during the course 26.90, count on 25.90 or so.

Why do you need the withdrawal of funds?

Every question everyone answers himself. It all depends on your specific needs. Here are the main pros and cons.

The main advantages

Residents of Ukraine Payoneer allows you to register account without issuing payment card Mastercard. In this case commission for annual service in the amount of $ 29.95 is not charged, and only standard tariffs for incoming amounts are applied (1%). Payoneer card can be released later if necessary. PAYONEER account applicants cash You can bring to the bank account.

Clear Commission in 2% from the amount in the output of funds is significantly lower than the standard rate of Payoneer for removing the ATM, namely $3.15 + 3.5% For conversion (this is the maximum, usually less). ATMs most of them give a maximum of 40 bills, i.e. Remove more than 20 thousand hryvnia for one operation will not work - and even if bills of 500 hryvnia will be available. Behind the subsequent transaction will also have to pay $ 3.15. And considering the "buying question", the procedure for removing large amounts can turn into a lottery, because it is unknown how many bills and what nominal is loaded into an ATM. When withdrawing through an account in PrivatBank, everything will be much easier, especially if you have a map of not providing for the Commission when removing - for example, "for payments" (however, in this case, the bank will decide an additional commission of 0.5% for crediting funds). Simply send the necessary amount to convert to the hryvnia to the account in PrivatBank - and have cash at hand, without extra nerves and overpayments. Comfortable. By the way, the maximum amount that can be removed in ATM with a Payoneer card per day is limited by an equivalent of 2 thousand dollars. The maximum amount for output is 10 thousand dollars a day.

Opportunity to get at the bank office cash currency - Dollars. You make output from the dollar account balance to your currency account in PrivatBank or any other bank. This is the only one possible variant receive foreign currencySince its issuance in Ukraine through ATMs is prohibited, as well as at the banks of banks - to remove foreign currency directly from the Payoneer card will not work.

The main minus

Who, from which card, when and how much I shot in an ATM is nowhere is not fixed. It is quite another thing - payments received to your account in PrivatBank. Here they are already can be an object of close attention fiscal bodies. And given the recent nationalization of the bank, this issue has become even more relevant, since it is not necessary for the data, as they say, it is not necessary to go far. It is unlikely that questions arise if the accounts of 5-10 thousand hryvnia per month appear on the balance sheet. Although no one will give guarantees here. After all, while funds are on the Payoneer balance, for tax authorities Information is not available, but it is worth it to enroll on your local account, as the recipient is already worth thinking. All questions regarding the Payoneer service and taxation were considered in detail in the relevant article. In short, the question is this: to declare or not, which arrived at the expense in PrivatBank - to solve you. However, remember that the Sender is Payoneer and the stories about what it is " material aid Parents for treatment "will not pass here. Waiting for invitations to the tax, every time analyzing the mailbox - the occupation is not pleasant. If you do not have the main place of work, it is quite possible to register the 3rd group of SPD FO and translate into account with Payoneer some amounts about which and report to tax inspection. True, in addition to the quarterly fee in pension Fund, I will have to pay 5% tax. As a plus, you get official employment and become a "white man", indicating this data in any visa questionnaire or other document.

How to bring funds to the account in PrivatBank

Getting a map of PrivatBank

If you do not have a Card PrivatBank, you will have to visit the office, having a passport and identification tax number. In the bank it is necessary to choose the optimal tariff plan, open and get a map. Do not forget that the receiving map needs to be activated: it is enough to request an account balance in ATM. The easiest option is the "universal" card in the hryvnia, which is issued immediately.

After the card received makes sense to register with Privat24 and install the appropriate application on the smartphone.

Adding a bank account to Payoneer account

Now we need to add information about the map, or rather tied to a bank account in the Payoneer Account. Authorized on the site Press "Conclusion to a bank account."

If you have added a bank account details when registering, they will be displayed here if not, then add a new time will not take. At the account, you can add two bank accounts to the maximum. Click "Add New".

Require the intention to add a new bank account to the account by clicking "Add a New Bank Account".

Now decide on the "personal" account or "corporate", i.e. Open entity. If you opened an account as a private entrepreneur, then choose the "corporate".

Choose the country's country, in this case Ukraine. In PAYONEER, you can withdraw funds to your own accounts open around the world, so that the list of countries is not offered from the formality.

After the selection of the country, you must select from the available currency in which the bank account is open. This is important, choosing not the currency - you risk that the payment will be returned.

We choose Ukrainian hryvnia "UAH" and press "Next".

The withdrawal of hryvnia is possible only at the expense of PrivatBank, come up with the identifier of this account (we have Privat UAH) and in in the quality of the account number, enter sixteen digits from the front side of the card.

Check in "I confirm the bank account data specified above."

On the next page you will be asked to undergo security check and enter your birth date, as well as a password to Payoneer account.

After that, you will receive a notice that the bank account has been added and check will take up to 3 days.

But in practice, everything goes much faster. On your email will immediately receive a notice of adding an account.

The account will indicate that the account "on consideration" and send funds to it until it is impossible.

However, literally after a few hours, wait a letter that the account is approved.

Sometimes, together with the letter approval letter, a letter can come that the added account is not open in your name (although it is not so) and additional check is needed. If this letter did not come to you - this item is skipping.

Do not be afraid, these are caprises payoneer, press the link in the letter and fill out the questionnaire. Specify the registration data to the Payoneer account. If the form opens in English, then the fill language is also English.

The lower part of the form fill in approximately the way we led by the example. Just specify that this is your bank account and press "Submit".

You will receive a notice that the application is considered. But the withdrawal of funds is already available.

Withdrawal

After the account was added to the account and approved - the execution of an application for the withdrawal of funds will take a literally minute.

In personal account, choose "Conclusion to a bank account."

Choose a balance from which you would like to conclus. Do not forget that the minimum amount to the conclusion is 50 dollars / euro.

Now select an invoice to which you would like to get money, indicate the payment identifier, and then click "Check".

You will immediately show the exchange rate, which is usually slightly different from banking for the worse. And if everything suits you put the appropriate tick and press the "output".

At this stage, the security system may again require you to confirm the person. This time you will need to introduce answers to the secret questions you entered during registration.

After successfully passing the check, you will receive a notification that the output has been successfully implemented, and the funds will go to the account in three or five working days.

In practice, during the next working day, wait for a notice from PrivatBank about the receipt of money transfer.

In our past articles, we told as, as well as in detail the instructions. If everything is simple for residents of Russia, because PayPay since September 2013 was allowed to officially bring money into bank accounts, then in Ukraine the situation is not so rainbow. To all those who live in Ukraine, working in the English-speaking Internet segment, and regularly receives payment on PayPay is difficult. Almost all ways of outputting money are related to mediation, in which a certain percentage is lost. Of course, when withdrawing money through Payoneer, you also lose a certain amount for the commission of banks and conversion, but it is much better than to give a 20% intermediary, or 11% exchange items.

We want to immediately say that Payoneer is only suitable for those who often displays a lot through PayPal. In all other cases, if the amount is not large (up to 1000 dollars), and output once a few months, it is better to use other methods described in ours. Why is that? Read to the end and find out.

Payoneer and PayPay: Detailed instructions for opening a virtual account

In the article on how to withdraw money from PayPay in Ukraine, we have already told a little about Payoneer to familiarize the reader with this opportunity. But today I would like to tell more detail about how to open a virtual account. We will look at the actions algorithm, tell me how the conclusion through the payoneer is best of all other ways, and also briefly tell me what a payoneer is, and is there risks when working with this system.

What is a payoneer

Payoneer is an American company that provides a virtual account in the US bank. In fact, you will not have a real account, you do not sign documents, do not give your originals and copies. You just need to register, order a map, and through time to get it by mail. We'll tell you more about the entire procedure further. But the question may arise, and where will my money be stored if the account is virtual, and not real? How does payoneer provide security? What guarantees give? There is a lot of incomprehensible, and to find answers, you need to read the official website of the company, specialized blogs, user reviews of this system. We do not know all the subtleties of Payoneer, but we can say that with PayPal through their cards you can easily withdraw money.

Payoneer assures that in any ATM that serves map MasterCardYou can take off your money without any restrictions.

With reviews of users of the services of this company, you can find on the Habrahabr website, where Payoneer leads an official blog, and at the time of writing the article there were 207 reviews and comments.

First of all, you need to register in the system. To do this, go to the company's official website, and click the "Registration" button. It is noteworthy that the entire site is translated into Russian, as Payoneer is focused on russian market, and the market of the CIS countries.

With registration there should be no problems, because everything is intuitive. It is very important to specify real data, and all fill out extremely carefully. In confirmation of your registration to the email address will come the letter in which all the data you sent to the system will be indicated. To avoid critical errors during registration, we advise you to use chrome browsers and Mozilla.

ID confirmation

In order to be able to enjoy a virtual bank account, you need to confirm your identity, passport data, and source of income. The confirmation system is a bit strange, but what is it. To do this, the letter will have two links by clicking on which you will get to the page with polls.

On the first link you need to answer questions about your work. From the drop-down menu, choose a deal of activity that exactly as possible characterizes what you do, and then describe (in Russian), what you do. Follow the prompts and perform everything as the system indicates.

Going on the second link, you will be taken to the page where you need to confirm the passport details and identity. Send a photocopy of a passport, or driver's license. It is very important that the copy was colored, high-quality, it is clearly visible the name, surname and date of birth.

Getting a card by mail and activate it

When registering, you specify your mailing address, which for 3 weeks should come bank card Payoneer. Also, with the map there will be a letter in which the process of further activation of the card is described in detail.

The activation process is quite simple. Payoneer offers two ways: Contact phone operators, or activate the card via the Internet. We are more suitable for the second option, because it is faster and much cheaper. Go to the Payoneer website, go under your name and password, and press "Activate the map" (Yellow arrow in the screenshot indicates where this button is located). Next, enter the card number, and invent PIN code that will be needed when removing money from an ATM.

More detailed activation is told in this video.

ConnectionPaypal account k bank account in USA

We want to immediately warn that all the risks associated with the bank account binding in the United States to their account you take over. And these risks are associated with the fact that the account can block. Why? Yes, because PayPal policies are built on the fact that the inhabitants of a particular country must bind bank accounts working in their state. Therefore, if you are not a citizen of the United States, and do not have a residence permit there, you violate PayPal rules. Of course, in 99% of cases it remains unnoticed, but 1% exists, and you need to know about risks.

If you do not yet have an account in PayPal, we advise you to read our article "". Consider only the fact that you need to specify your real name and surname, but the address of accommodation needs to be inventing. Take any state of the United States, address, house, apartment. Only not write the address of famous companies, or government agencies. See where there are residential areas, and at random, take something.

Confirmation of a bank account

By attaching an account, you need to confirm it yet. This is the standard PayPal procedure at which you will receive 2 pays for several cents to account. After 2-3 days, check your account in Payoneer, and as soon as you see a transfer transaction, you go to PayPal account, and specify the transfers amounts.

After the bank account is confirmed, you can receive and send transfers using Payoneer. But the most important thing is that money can be removed in any ATM, and at any time.

It is also worth noting that the use of the map will cost 30 dollars a year. But there are also various commissions for replenishing and removing money from the card, for transfers and other transactions. More information about this can be read on the official Payoneer website.

And already adding an article, we decided to get acquainted in more detail with the reviews of those who are no longer the first month, or even a year, uses Payoneer. As it turned out, there are many "submarine stones" in the system, and hidden payments, which no one speaks about. That is why at the beginning of the article wrote that this map Only for those who often displays a lot from PayPal. The rest should be looking towards automatic exchange services, or to look for intermediaries who will bring money and PayPal with a minimum commission.

Payoneer service: user feedback

Foreign reviews We will not publish. And so it is clear that the system has a number of advantages and advantages. You always need to read negative, but truthful comments of users who try not to blacken the company, but show its real face. And it is several such reviews that we found on the forums.

Svfoster, Habrahabr site

The Payoneer is just incredible commissions for ... for everything. For each movement, for each siene will be removed (percentage or fixed rate). The absurdity even reaches the fact that the percentage is removed for the rejection of the transaction, or if you have gained an incorrect amount in ATM, and could not withdraw money.

So, in order. Overheaded cards - $ 20, crediting money - the commission $ 2 (and 2-3 days to wait!), For the removal of money in dollars (PayPal) - the Commission is ~ 3% and there is no word anywhere anywhere, and if you need to make a paypal refund now removed commission Do not return. Refusal when removing through an ATM - $ 1 for an incorrect request, removal through an ATM or operator in the bank - $ 2.15 for the request. Map content $ 3 per month! Total to list the amounts of ~ $ 1000 per month Commission will be (year) 20 + 2 * 12 + 2,15 * 12 + 3 * 12 ~ $ 106 in the first year of service + 3% for paying purchases, which will be $ 360 per year! Do not forget that for removing money, especially if they are in the currency of your country, there will also be a commission.

Nikolai, webmasters forum

If you are using Payoneer, and you have a controversial question, or you want to contact the support service, then reserve Valerian and strong nerves. No support is responsible for a long time, nothing does not say anything, the questions are not solved. Okay, if a b is a single case, but so constantly.

I used a payoneer for a while, I endured their robbery, because there was no alternative, but everything is there is a limit. Request a virtual account.

Use Payoneer or not - this is your solution. We only provided detailed instructions how to bring money from PayPal through Payoneer, and published reviews of those who already use their accounts and cards.

Details about Payoneer payment system in Russia

Payoneer review in Russia in 2020 - how to use the payment system. We affect topics: how to bring money to the account in russian bank? Is it possible to get a map of Pionir? How much is the maintenance of card and account: tariffs and commissions. Where is more profitable to remove the funds received? What are the limits on the input of funds and conclusion? What is comfortable by the Painonir?

Than convenient payment system Pionir:

• you can buy goods at any store without commission, besides, at a good rate.
• you will not pay a commission for transferring money between Painonir accounts.
• display funds per dollar or ruble account.

Payoneer Overview in Russia: how to use

Freelancers, and freelancers, and large companies. You can get a payment in more than 200 countries. The system collaborates with popular stock exchanges: 99 Designs, Upwork, Shutterstock, IStock, FiveRR, AirbnB ...

To start using the account, you need.
* Immediately after registration, it will be possible to receive payments from customers and withdraw money from freelance stock exchange to your account.
** Residents of Russia can register on RUB and USD bank account.

Can I order a map of Payoneer

Updated March 2020: the order of the cards for Russians is not available. Those who previously used the card can reboot a new card.

To order debit card Payoneer Prepaid MasterCard can be in three currencies: dollars, euros and british pounds - After at least $ 30 / € / £ appears in your account. You can remove cash from the card anywhere in the world where there are MasterCard ATMs.

For instance:

• with a dollar map Payoneer in Russia you can rent rubles in a ruble ATM, I. dollars in dollars.
• if you are removing the funds in India with the USD card of the Paisonir - then get rupees.
• in European countries with EUR cards, you can shoot euro directly from an ATM.
• in the UK from a pound card, you can directly shoot pounds.

Shipping maps

There are two ways to get a Pionir card: standard and accelerated. By default, the Pionir card is delivered to the standard free way, through the national post of Russia. Delivery duration from 1 to 2 weeks. In some cases, delivery occupied a month.

Accelerated delivery is carried out by the DHL service within 3-5 days. To order an accelerated delivery, you need to have a $ 40 account on a USD account / EUR - 35 euro / on GBP - 30 pounds, depending on the currency of the card you ordered. Then write a statement to the support service, and indicate that you need an accelerated courier delivery (below the data you want to specify in circulation):

How to replenish Payoneer in Russia

To replenish the account itself, this attempt will be blocked. This is how you can get money on Payoneer *:

1. To withdraw money from freelance stock exchange.
2. Send "Payment Request" to customers around the world.
3. Get paid from the inhabitants of China, Canada, Australia, USA, Europe and Japan to the details of the Global Payment Servi.
4. Get a payment from other users Pyonir.

* The received money on Payoneer account at the same time appears on the map. Additionally, it is not required to translate funds.

Conclusion with Payoneer to a bank account in Russia

You can use the account without ordering the "Pioneer" card. So you save $ 30 for the annual maintenance of plastic. Let me remind you that you don't need to pay for maintenance of an account without a card.

• In Russia, to bring money from the Payoneer account to the bank account in rubles and dollars in any country.

What conditions:

• commission 2% (a commission of intermediary banks is possible);
• minimum limit 300 USD;
• you can add to 3 bank accounts (which must be registered in your name).

Commissions and Payoneer tariffs in 2020

Account maintenance:

• commission - $ 0.

Map maintenance:

• per year - $ 29.95.
• reissue - $ 12,95.
• failure to issue funds / Verification of the balance in ATM - $ 1.

Payment card in rubles and dollars — $0.

Withdrawal to bank account — 2%.

Removal Commission:

• rubles in ATM - 3.5% + $ 3.15.
• dollars in ATM - 1.8% + $ 3.15.

Commission for receipt:

• from the user payoneer - $ 0.
• the details of Global Payment Service (EU countries, Australia, United Kingdom, China, Canada, Japan) - 0%, from the USA - 1%.
• through the "Payment Request" - 3%.

Limits

You can shoot dollars at the bank's office and through an ATM. In the first case, you can get great amount A day, the limit for issuing money more. But there is a big minus - for this procedure you will need to present a passport. When removing in ATMs, the limit will be less, and the Commission is more profitable.

• Removing from the card at the bank's office + payment online - $ 7,500 per day.
• Removal in ATMs - $ 5,000 per day.

Where to rent dollars with Payoneer in Russia

In this chapter you will find information on where it is profitable to rent dollars from the Payoneer card in Russia.

Here are three very profitable bank by level of limits. Each of them takes a commission of 2% for removal in ATM:

1. UniCredit. - Maximum 5000 USD / day. For one removal, you can get 400 USD.
   This bank enters the largest number of positive feedback, the presence of dollars is uninterrupted.
2. Raiffeisen. - 3000 USD per day and 300 per one removal.
   * Regular currency receipt in ATMs.
3. Binbank - Limit 3000 USD per day and 3000 per one removal.
   * irregular currency receipt in ATMs.

It is important to note, the limits may differ from those presented. We advise you to recheck the data from the representatives of the bank.