In 52-year-old Kogan, who now owns the NeftegopduTustry group (in its composition, in particular, the Afipsky refinery is included in the Krasnodar Territory), rich banking experience. Kogan's fame acquired as a co-owner of the industrial and construction bank of St. Petersburg (in 2004, VTB was sold) and the head of the Banking House "St. Petersburg". Petersburg Promstroybank was the leader in the local market, and Kogan is one of the few private bankers who have received a personal meeting with the President of the country (so, in July 2004, the Kremlin press service reported that Vladimir Putin and Vladimir Kogan discussed the development of the banking system).
Rumors about the possible sanation "URALSIB" or the sale of the Bank new investor went on the market for a long time. Among possible sanators or buyers of the bank were called the largest banks countries. IN last years The bank reduced the business, turned off offices, optimized the staff, reoriented to lending to small and medium-sized businesses, rather than a large corporate.
Nevertheless, the bank's loss in 2014 in the amount of 9.5 billion rubles was 6 times higher than the loss of 2013.
Somebody knows, Is there money from Uralsib? There are no more than a month on OSAGO, serious damage. Already wrote the complaint to the Central Bank of the Russian Federation, do not take action. Does it make sense to submit to court?
Or wait for exclusion from the Agreement on the PVE and go to the culprit company? Tell me
Customers of SG "URALSIB" and a number of insurance companies filed statements on the recognition of a bankrupt company. First of these statements by individual was filed in December 2019 from legal entities The first statement on the recognition of the SR URALSIB bankrupt was submitted on January 31, 2019. Logotrans. All statements were accepted for production, the consideration of the case in court is scheduled for March 6.
Report of the Insurance Group (SG) URALSIB in IFRS for 2019 "in all significant relationships" does not reflect a reliably financial position of the Group, noted in the "BDO UNION" comments: URALSIB commercials proceeds from the assumption of the continuity of its activities, but a number The reasons forcing the auditor in it to doubt it.
Chapter Russian capital"Mikhail Kuzovlev called the decision to convey" Uralsib "to Koganu" Right and Market ". "This confirms the Central Bank's approach that banks should be sanitized commercial investors. Cogans - a good choice. He has a successful experience in the banking industry.
As far as I know, he has long been looking for the opportunity to return to banking market. Including negotiations with the founder of the Bank "Revival" by Dmitry Orlov, but the parties did not come together.
"In such conditions, Uralsib will be able to resume its business and will even continue its full work," the head of the banking association was assured. As Aksakov noted: "The bank has assets that will help him to health and become more sustainable, and the arrival of an experienced investor gives all the hopes that the credit institution does not lose its status of a strong bank."
According to the source, the claims are associated with a loan of 750 million rubles issued by Yulmart in 2019 as of December 2019. Overdue debt on this loan, taking into account interest, was 758 million rubles, but in March "Yulmart "Pay most of the debt, as a result of which overdue debts decreased to 65 million rubles, says the interlocutor.
The total amount of the company's debt to the bank is about 800 million rubles. Last week, Yulmart reported that the company and the Uralsib Bank, which is one of its largest lenders, signed an agreement on the restructuring of a loan in the amount of 750 million rubles issued in 2019.
The Central Bank chose the plan of financial recovery of the Uralsib Bank, proposed by the Kogan, which will soon become the owner of 82 percent of shares credit organization. The CD loans in the opinion of the Central Bank will ensure the continuity of the Bank's activities and bring it out of the crisis.
At the same time, on April 13, the press service of "Yulmart" reported that the company signed a contract with the "Uralsib" on the restructuring of a loan in the amount of 750 million rubles issued in 2019 to replenish current means. In the bank, the fact of restructuring was confirmed. The agreement involves the preservation of the former lending conditions with the assistance of the third company, which is part of the Assets portfolio of the majority shareholder of Yulmart Dmitry Kostygin, who, together with the partner, August Meyer owns 61.5% of the retailer shares.
The company name and other part of the Agreement of the Agreement did not disclose.
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On the this moment This bank still exists. And when they suggest a panic on people and everyone runs to cash out means, then the cans and bury. After all, they have so many cash. People bring deposits, and banks give these money loans.
And when everyone demands to return out of time, where to take them?
It is unlikely that the listed banks will be closed in the near future. Mergers are possible, but these banks probably will not come to the license. It is noteworthy that according to the rating of profit, the list of banks remains the same, with the exception of the National Clearing Center for Rosbank.
According to the Central Bank, on November 3, the Board of Directors of the Regulator approved the ORV participation plan to prevent Uralsiba's bankruptcy. The plan provides for the acquisition by the investor at least 75% of the shares of Uralsiba. QA conducted an investor selection, and the Kogan suggested the most profitable financial conditionsThe message is noted.
Bankruptcy Bank URALSIB
Uralsibins.ru domain name belongs to the company SK URALSIB LLC Insurance included in the FC Uralsib at the end of 2016.
Priority directions for the company are the development of banking equipment, as well as a corporate block. At the moment, the site is updated according to the approved plan of work.
Official website of the company JSC " Insurance Group Uralsib is located at IIC.ru. The company continues to work in absolutely normal mode, on its website clients will be able to find all the necessary information for making changes to the policy or registering an insurance event.
We draw the attention of all the insured in JSC SG URALSIB, which is the current address for all correspondence - 117342, Moscow, ul. Trade union, d. 65 Corp. one
To the attention of the insured
CJSC SG URALSIB
The capital of the SG "URALSIB" at the end of 2016 still remained negative: -2.7 billion p., Follows from the audit report of BDO Unicon. The Insurer notes that there is a dialogue with the Bank of Russia to normalize the financial situation, and after the OSAGO is preparing to abandon OPO and OSGOP.
Loss of SG "Uralsib" before taxation for last year amounted to 2.7 billion p. At the end of 2016, the insurer violated the requirement for the size of the margin of solvency; The composition and structure of the part of assets taken to cover insurance reserves and own fundsdid not meet the requirements of the Central Bank, it is said in the conclusion of UNICON auditors to the reporting of the IFRS insurer.
As part of the restructuring last year, the insurer significantly reduced personnel and optimized the branch network. There is an increase in lawsuits, including according to the recognition of the URALSIB SG bankrupt, "which may, if the plaintiff's success, completed the court decision, not fulfilled for the URALSIB JSC, they declare auditors who also doubted the continuity of the insurer's activities.
According to the representative of the company, the financial sustainability of the Insurer in 2016, the greatest pressure was provided by a permissible motor business, which was 48% of the total portfolio. In general, for 2016, the Loss of the OSAGO, taking into account legal costs amounted to about 1.8 billion rubles, that is, more than 65% of the total loss of the company. The representative of the company believes that the transfer of a motor portfolio (which took place in April 2017) will have a positive effect on the financial situation of the URALSIB SG on the results of II II. 2017
In addition to the Osago SG "URALSIB" also plans to convey to another insurer of portfolios on OPO and OSGOB, "Since these types of insurance are not targeted for the company."
Remove the claims to the assets of SG "URALSIB" plans to transfer them to more liquid instruments. "We are in dialogue mode with a regulator on this issue. We hope that in the medium term this problem will be solved, "Uralsib is believed in the SG.
"We conduct our activities in accordance with the adopted plan of financial recovery, agreed with the Central Bank, on a regular basis, report on the activities carried out," the representative of the insurer comments on the conclusion of auditors. The plan implies the continuity of the company's activities, the normalization of financial indicators and the fulfillment of obligations assumed to customers and partners, approve in the company. The solvency recovery plan provides for phased financing during 2016-2018.
In 2016, as part of financial recovery, the insurer received financial assistance in the amount of 3 billion rubles. The funds went on repayment of obligations to customers and partners in the conditions of planned reduction in the insurance portfolio.
Auditors did not like the reporting of Uralsiba
Insurers and customers SG URALSIB want to recognize bankrupt company | Insurance?
Insurers and Customers SG URALSIB want to recognize the company bankrupt
Now the company serves more than 250,000 policy seats concluded earlier. The volume of payments on the OSAGO for 2017
Almost all of their statements were accepted for production. On March 6, the court will check their validity. Meanwhile, on January 31, the application for entry into the process filed LLC "Logotrans - the first on the list of lenders of Jurliso.
The whole state has reduced and continue to cut.
Now the company employs a little more than 200 people and every day they are smaller and less. No later than the next working day after the entry into force of the decision to revoke the license, the Insurer should notify customers about the revocation of the license and the date of early termination of contracts.
Bankruptcy SG URALSIB 2017
For the operational solution of your problem, we recommend contacting qualified lawyers of our site.
If the first information arises, the probability of excitation of production in relation to the company, and partners have been recommended, as soon as possible, write out their requirements in writing and bring them to the arbitration tribunal.
When initiated by the bankruptcy of the insurance enterprise, the duration of the proceedings should not exceed 4 months.
From the date of acceptance of the application for consideration. During this period, the time allotted to prepare materials and making a solution.
The company filed multiple judicial claims, continues the auditor, and if the tribunal satisfies them, payments can be inappropriate for the insurer (see CU).
URALSIB Insurance Company Bankruptcy
Free consultations are available for all citizens at the specified phone numbers or in chat mode.
This company at the end of 2016 entered the cash company " Uralsib After purchasing a company "Svyaznoy Insurance". RF Bank license at the URALSIB insurance group for the provision of insurance services on the OSAGO follows from the message on the regulator website.
The decision is made in connection with voluntary refusal Companies from incarnation associated with auto insurance. It comes into force with the day of publication.
Insurance Group Accounts Uralsib arrested
To do this, go to the RSA website and find a reference book about the average cost of spare parts. Information can be three variations:
When searching for the average cost for normochas performed repair work The last graph is replaced by the field "Type vehicle", After all, the cost of normocams from different brands and auto different body is different. To calculate the price of the material, three fields are filled: the date, manufacturer and the name of the materials.
- You must be connected to PS Package: Online
- New Document Create an AMTS Evaluation (OSAGO)
- Specify your economic region.
Pricing claims from the relevant RS reference book occurs after the calculation of all costs. That is, the restriction is good?? Behind the restriction should be reviewed, so I hurried a little bit, soon I will call! Case on bankruptcy SG URALSIB A40-243734 / 2016. The meeting on the validity of the validity of the requirements is scheduled for 24.04.2017 at 10.00
- Action insurance by law
- how Get insurance pay?
- Recovery from bankrupt company
- Receiving payments from RSA
- Recovery from the perpetrator of the road accident
On the bankruptcy procedure, bankruptcy is the impossibility of the subject economic activity respond in your property and financial obligations, i.e., pay off the debt is not a legal entity. The bankruptcy of the insurer regulates the Federal Law of October 26, 2002
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Report of the Insurance Group (SG) "URALSIB" under IFRS for 2016 "in all significant relationships" does not reflect a reliably financial position of the Group, noted in the "BDO UNION": URALSIB comment comes from the assumption of continuity of its activities, but a number The reasons forcing the auditor in it to doubt it.
The negative capital of the group at the end of 2016 amounted to 2.7 billion rubles, the loss before taxes - 2.75 billion SG "URALSIB" does not comply with the regulator compliance with the compliance margin, the composition and structure of its assets does not comply with the standards of the Central Bank, Indicated B. audit conclusion. In August, the URALSIB License was suspended in August, this year the group passed the entire automobile portfolio - almost half of their business - the company "Support" and plans to transfer the "Other Insurance" portfolio, reports "BDO Union".
The representative of the insurer confirms only that the company plans to abandon the insurance of dangerous facilities and the carrier's responsibility.
Multiple judicial claims are filed to the company, the auditor continues, and if the court satisfies them, payments can become magnificent for the insurer (see COP).
The group also pointed out unreliable information about their beneficiary owner by violating the requirement to disclose information on related parties, the auditor notes. If you believe the reporting, at the end of last year, 91.7% of the SG shares belonged to the Maternal "Holding of SG URALSIB" and 8.3% of the Financial Corporation (FC) "URALSIB", the final beneficiary of which is Nikolai Flowers (from April 11, 2017. Vladimir Kogan became, noted in the reporting). Corporation also controls 92.7% of the parent holding group - through managing company BFA and the closed PIF "Strategic-1" controlling it. The auditor declares that SG "unreliable" indicated the final beneficiary. The reporting discloses "all information about beneficiaries at the reporting date" is responsible for the representative of the Group. In case of establishing the facts of violation of the legislation of the Central Bank, the supervisory response measures will take, the regulator's representative said, without specifying what punishment is supposed to insurers for distorting consolidated reporting.
The partner of BDO Uniconta Larisa Efremova only said that "all the main reasons for a negative conclusion are reflected in the audit."
If you believe the reporting, the SG "URALSIB" fees last year decreased to 14.3 billion rubles. (from 15.6 billion a year earlier), payments - up to 7.5 billion rubles. (from 11.4 billion), net loss - up to 2.7 billion rubles. (from 3.2 billion). Assets decreased more than twice as much - to 7.4 billion rubles: in particular, funds in banks decreased at times, investments in securities - hundreds of times.
More than 65% loss, taking into account the court costs, was accomplished on OSAGO, the representative of Uralsiba is indicated, but the company gave portfolio on auto insurance and its financial indicators will improve. The insurer has been working in accordance with the financial recovery agreed with the Central Bank, which "implies the continuity of its activities," and now translates assets to more liquid instruments, he continues. In addition, the SG "URALSIB" closed most of the regional branches, reduced the staff, sold two "daughters" - MSC Uralsib and Uralsib Life, real estate objects are listed in the report. The parent company provides her financial assistance: 3 billion rubles. - In the first half of 2016 and another 3.5 billion - in April 2017
The wording of the auditor is quite rigid, but perhaps too strong, the managing director of the national rating agency Pavel Samiev: The group is located on the "informal retention" and its assets may indeed not meet the requirements of the regulator, the issue on the scale of problems - perhaps certain types of assets came out for the established CB borders or do not comply with the rating requirements. "In the framework of measures to have a reservation, this problem can be solved," he is sure.
Losses "Uralsiba" were predictable financial results This year should be better in connection with the sale of the automotive portfolio, continues Samiev. What was the problem of revealing the new structure of ownership of the group correctly, it is not clear, he is surprised: "Looks like a technical puncture." The main problem of the group is the courts, but it is not directly related to the reporting relationship, I am sure of Sam'ev. However, to make a conclusion about the continuity of the Group's activities, an analysis of the rating agency is needed, he is confident.
It is difficult to spend it: this year the company refused to services agencies. In January, "Expert RA" recalled her rating. The email address Uralsibins.ru, where there were information about URALSIB SG, is now owned by the company "Uralsib Insurance", which at the end of last year I bought the "Uralsib" FC in the "Svyaznoy" group. Documents and details of the SG "URALSIB" were transferred to the page www.iic.ru. In April, Expert RA assigned the "URALSIB insurance" rating A (III) with a "stable" forecast. The representative of the SG "URALSIB" stated that two insurers would work autonomously.
All to court!
On April 7, 75 individualits (some - collectively), 17 companies and several IP were submitted to the Arbitration Court of Moscow in Moscow about the bankruptcy of the SG "URALSIB".
Report of the Insurance Group (SG) "URALSIB" under IFRS for 2016 "in all significant relationships" does not reflect the reliably financial position of the Group, noted in the "BDO Unicon" comments: URALSIB comes from the assumption about the continuity of its activities, but a number The reasons forcing the auditor in it to doubt it.
The negative capital of the group at the end of 2016 amounted to 2.7 billion rubles, the loss before taxes - 2.75 billion SG "URALSIB" does not comply with the regulator compliance with the compliance margin, the composition and structure of its assets does not comply with the standards of the Central Bank, It is indicated in the audit. In August, the Uralsib SG license was suspended, this year, the group passed the entire automobile portfolio - almost half of their business - the company "Support" and plans to transfer the "Other Insurance" portfolio, reports BDO Unicon.
The representative of the insurer confirms only that the company plans to abandon the insurance of dangerous facilities and the carrier's responsibility.
Multiple judicial claims are filed to the company, the auditor continues, and if the court satisfies them, payments can become magnificent for the insurer (see COP).
The group also pointed out unreliable information about their beneficiary owner by violating the requirement to disclose information on related parties, the auditor notes. If you believe the reporting, at the end of last year, 91.7% of the SG shares belonged to the Maternal "Holding of SG URALSIB" and 8.3% of the Financial Corporation (FC) "URALSIB", the final beneficiary of which is Nikolai Flowers (from April 11, 2017. Vladimir Kogan became, noted in the reporting). The corporation also controls 92.7% of the group's parent holding - through the BTU control company and the closed PIF "Strategic-1" controlling it. The auditor declares that SG "unreliable" indicated the final beneficiary. The reporting discloses "all information about beneficiaries at the reporting date" is responsible for the representative of the Group. In case of establishing the facts of violation of the legislation of the Central Bank, the supervisory response measures will take, the regulator's representative said, without specifying what punishment is supposed to insurers for distorting consolidated reporting.
All to court!
On April 7, 75 individualits (some - collectively), 17 companies and several IP were submitted to the Arbitration Court of Moscow in Moscow about the bankruptcy of the SG "URALSIB".
The partner of BDO Unicon Larisa Efremova only said that "all the main reasons for a negative opinion are reflected in the audit conclusion."
If you believe the reporting, the SG "URALSIB" fees last year decreased to 14.3 billion rubles. (from 15.6 billion a year earlier), payments - up to 7.5 billion rubles. (from 11.4 billion), net loss - up to 2.7 billion rubles. (from 3.2 billion). Assets declined more than double - to 7.4 billion rubles: in particular, funds in banks decreased at times, investments in securities - hundreds of times.
More than 65% loss, taking into account the court costs, was accomplished on OSAGO, the representative of Uralsiba is indicated, but the company gave portfolio on auto insurance and its financial indicators will improve. The insurer has been working in accordance with the financial recovery agreed with the Central Bank, which "implies the continuity of its activities," and now translates assets to more liquid instruments, he continues. In addition, the SG "URALSIB" closed most of the regional branches, reduced the staff, sold two "daughters" - MSC Uralsib and Uralsib Life, real estate objects are listed in the report. The parent company provides her financial assistance: 3 billion rubles. - In the first half of 2016 and another 3.5 billion - in April 2017
The classification of the auditor is quite rigid, but maybe too strong, the managing director of the National Rating Agency Pavel Samiev: The group is located on the "unofficial sanation" and its assets may indeed not meet the requirements of the regulator, the issue of problems - perhaps, individual types of assets have been issued for Installed CB borders either do not meet the rating requirements. "In the framework of measures to have a reservation, this problem can be solved," he is sure.
Losses "Uralsiba" were predictable, the financial result of this year should be better in connection with the sale of the automotive portfolio, continues Samiev. What was the problem of revealing the new structure of ownership of the group correctly, it is not clear, he is surprised: "Looks like a technical puncture." The main problem of the group is the courts, but it is not directly related to the reporting relationship, I am sure of Sam'ev. However, to make a conclusion about the continuity of the Group's activities, an analysis of the rating agency is needed, he is confident.
It is difficult to spend it: this year the company refused to services agencies. In January, "Expert RA" recalled her rating. Email address Uralsibins.ru, where there were information about the SG " Uralsib "The URALSIB insurance company is now owned, which at the end of last year I bought FC Uralsib from the" Svyaznoy "group. Documents and details of the SG "URALSIB" were transferred to the page www.iic.ru. In April, Expert RA assigned the "URALSIB insurance" rating A (III) with a "stable" forecast. The representative of the SG "URALSIB" stated that two insurers would work autonomously.
For lawyer Sergey Moskalenko, lenders of JSC Insurance Group Uralsib (OGRN 1027739022376, TIN 7703032986) on the bankruptcy of the insurance company are actively addressing.
The lawyer is preparing to the Arbitration Court of the city of Moscow statements on behalf of individuals and legal entities against debts of JSC Insurance Group Uralsib, our task is to include the Insurance Debt uralsib companies Before the creditor in the register of the claims of the debtor's creditors.
History and chronology of bankruptcy insurance group of Uralsib.
In the Arbitration Court of the city of Moscow, 01.12.2016, Morozova's Nikolayevich Roman Nikolayevich was applied about the recognition of the URALSIB insurance team insolvent (bankrupt); Definition of 01/12/2017 The lender's statement was made and initiated by proceedings in case No. A40- 240628 / 16-123-321b.
A court definition of 27.02.2017 appointed the issue of termination of the proceedings.
The definitions of the Arbitration Court of the city of Moscow dated 06.03.2017 Case No. A40-243734 / 16-95-281 on the recognition of the insolvent (bankrupt) AO Insurance Group URALSIB (OGRN 1027739022376, TIN 7703032986) combined for joint consideration with Business No. A40-240628 / 16-123-321 with assignment single number A40-240628 / 16-123-321; Applications Nikolaichuk TS, Bogdan A.A., Ibrahimova R.R., Nefedova A.I., Aliyakbarova A.Z., Gnatyuk I.P. and Dorofeyev A.N., Amiragova V.S., PJSC "Intersirasoral Insurance Center", CJSC "AIG insurance Company", LLC" Logotrans "on the recognition of the SG URALSIB JSC (OGRN 1027739022376, INN 7703032986) insolvent (bankrupt), received within the framework of the case No. A40-243734 / 16-95-281 combined for joint consideration with business No. A40- 240628 / 16-123-321 with the assignment of a single number A40-240628 / 16-123-321.
The definition of the Arbitration Court of the city of Moscow dated April 12, 2017 of the statement of Avto-Khosta LLC, Sakharov B.M., Alsabekova M.M., Avto Business Center LLC, Abakumova M.A. On the recognition of the JSC "SG URALSIB", (OGRN 1027739022376, INN 7703032986) insolvent (bankrupt), received within the framework of case No. A40-243734 / 16-95-281, are combined for joint consideration with case No. A40- 240628 / 16-123 -321 with the assignment of a single number A40-240628 / 16-123-321.
Definition of the Arbitration Court of the city of Moscow dated 04/19/2017 Statements by Shabanova V.V., Teterevkova V.A., Ukrainians I.V., Romiritseva D.A. On the recognition of the JSC "SG URALSIB" (OGRN 1027739022376, INN 7703032986) insolvent (bankrupt), as well as statements by Arslanova D.I. and MEGAPOLIS-INVEST LLC on recognition of the SG URALSIB JSC (OGRN 1027739022376, Inn 7703032986) insolvent (bankrupt) received within the framework of the case No. A40-243734 / 16-95-281, combined for joint consideration with Business No. A40 -240628 / 16-123-321 with the assignment of a single number A40- 240628 / 16-123-321.
By the definition of the Arbitration Court of the city of Moscow dated 04.24.2017 of the statements of Tokareva P.K., Valeeva F.R., IP Reutova A.S., Gubanova S.V., Lukmanova F.V., Joint Statement Doroshenko A.A.; Zykova I.S., Shanginova G.M., Oreshkina O.V., Founded S.A., Tomnarkhood Yu.V., Ghubina A.I., Popova E.V., Medvedeva D.A., PJSC " SAK Energogarat, Sukhorukova A.V., Joint Statement Antipova A.Yu. and Golubuntseva I.V., Berezhnaya S.A., IP Agafonova V.K., Yatsenko D.S., Kudryashova T.N., Premium Auto Trans LLC, Ledpiya LLC, Eliseeva T.A., LLC "Company Alfa", Project office LLC, Luplenko PB On the recognition of JSC "SG URALSIB" (OGRN 1027739022376, INN 7703032986) insolvent (bankrupt), received within the framework of case No. A40-243734 / 16-95-281, combined for joint consideration with case No. A40-240628 / 16-123- 321 with the assignment of a single number A40- 240628 / 16-123-321.
On March 12, 2018, Chairman of the Twelfth Faced Fate Fateeva N.V., considered the issue of replacing the judge Zlobina E.A. Under consideration of the statement Morozova R.N. On recognition insolvent (bankrupt) URALSIB insurance group JSC (OGRN 1027739022376, TIN 7703032986) within case No. A40- 240628 / 16-123-321B about insolvency (bankruptcy) URALSIB insurance group (OGRN 1027739022376, Inn 7703032986), I decided to replace the judge evil E.A. On Judge Marasanova V.M.
Customers of SG "URALSIB" and a number of insurance companies filed statements on the recognition of a bankrupt company. The first of these statements by the individual was submitted in December 2016. From legal entities, the first statement on the recognition of the URALSIB SG bankrupt was submitted on January 31, 2017. Logotrans. All statements were accepted for production, the consideration of the case in court is scheduled for March 6.
The surveyed "ERG" individual market participants reported that the company's debts before partners reach tens of millions of rubles, while there are no funds on the company's accounts. The former official website of the company SG "URALSIB", which was at www.uralsibins.ru, changed the owner a few weeks ago and now belongs to the Uralsib Insurance company. This company at the end of 2016 became part of the Financial Corporation Uralsib after buying a Corporation "Svyaznoy Insurance". Information about the SG "URALSIB" was transferred to the site at www.iic.ru. As the press service of the insurer told reporters, the company continues to work as usual. Previously, auditors from Deloitte concluded on the results of analyzing the reporting of the company in 2015, that the SG "Uralsib" worked for two years in a row with a negative capital and by the end of 2015 its obligations exceeded assets by 2.9 billion rubles. The insurer also violated by the end of 2015 the standards of the Central Bank for the grade of solvency and on the placement of insurance reserves and their own funds should be reported. Following the results of 2016 is currently missing. The license of the company on the OSAGO was limited to August 11, 2016 in connection with the failure of the prescription of the Bank of Russia. Now the company serves more than 250,000 policy seats concluded earlier. The amount of payments on the CTP in 2016 amounted to about 3.4 billion rubles, the press service was reported, taking into account the losses of the past years in 2016, about 57,500 insurance claims were settled. The press service of the company emphasizes that the insurer continues the procedure for restoring solvency and care from the OSAGO market caused by the desire to concentrate on the profitable segments of the insurance market.
According to experts, the low ranking of the company was associated with non-fulfillment. regulatory requirements In terms of coverage of insurance reserves (the deficit of the assets required for their coverage, amounted to 42.4% on September 30, 2016) and the negative deviation of the actual size of the solvency margin from regulatory value (-69.4% on September 30, 2016). The agency also noted the negative profitability of assets (-1.5% for the first nine months of 2016) and own funds (-28.2% for the first nine months of 2016), negative technical result From insurance operations considered without a growing result, four quarters in a row (-1 billion rubles. for the third quarter of 2016), reducing own funds (-76.2% as of September 30, 2016 compared to September 30, 2015) , reduction of contributions (-36.6% for the first nine months of 2016 compared to nine months of 2015), low values \u200b\u200bof coefficients current liquidity (96.5% on September 30, 2016) and refined insurance liquidity-net (50.9% as of September 30, 2016), low liquidity of investment (as of September 30, 2016, 38.4% of investments accounted for highly liquid investments Companies) and reducing the value of investments, moderately high significance of the net loss-net coefficient (58.9% for the first nine months of 2016), the high relationship of receivables (52.2% on September 30, 2016) and accounts payables To assets (42.5% as of September 30, 2016) and a high proportion of expenses for conducting business contributions (53.9% for the first nine months of 2016).
Rumors about the possible bankruptcy of the SG "URALSIB" go on the market not the first year. The company is part of the assets of the Bank of the same name, which is also not too good, and the bank from the fall of 2015 passed the procedure for financial recovery with the participation of the State Corporation "Deposit Insurance Agency" (QU) and a private investor, head of the NeftegopduTustry Group Vladimir Kogan .
Despite the fact that V. Kogan has repeatedly confirmed interest in continuing the insurance business, it is likely that it was decided to develop this business in the framework of the new Uralsib Insurance company, which does not have such a number of accumulated obligations as SG "URALSIB". In this case, the transfer of a new company "the promoted" site of the SG "Uralsib" looks logical. The new website of the SG "Uralsib" is an order of magnitude smaller functionality than the previous one, and is little adapted to work with customers.
