Today in Moscow the number of banks, micro financial institutions, credit and consumer cooperatives and other credit companies and their loan offers are so large that you can spend several months applying daily to different companies for different loan products.
At the same time, in each of them it is necessary to go through a monotonous routine procedure for providing personal data, certificates, filling out a questionnaire and choosing a loan offer. Each company will call the borrower's place of work, relatives and ask credit history at the credit bureau. But at the same time, it is far from the fact that at least someone will approve the loan in the end, since the borrower may simply not even contact the very bank or credit institution that has an offer for the current parameters of the client, namely:
- quality of credit history
- the presence of open delays
- income level
- availability of security
other. Therefore, obtaining a loan or loan, despite the fact that the bank itself is interested in getting a new client, turns into a long, exhausting and ineffective process.
Getting a loan on your own:
- For a long time
- Exhaustingly
- To no avail
Does this mean that there is no other way out? Of course there is - assistance in obtaining a loan from a professional loan broker!
Our company offers each client real assistance in obtaining a loan in Moscow on favorable terms. Our help in a loan, as a broker, is to identify your requirements and parameters and select an appropriate credit company in Moscow and a suitable loan product with a high probability of approval. At the same time, you will not have to fill out questionnaires with the same personal data several times, and basically you will have to communicate with only one person - your personal credit broker.
Cooperation with us:
- Quickly
- Easily
- Guaranteed result
Our partners include both traditional banks, which carefully check all data about the borrower and are ready to issue a loan at a low rate, and other credit companies for which credit history and income are not the main factors in making a decision. Therefore, we can even provide assistance in obtaining a loan with open delays. That is, assistance in obtaining a loan with a bad credit history is not a myth, but a very real and legal service that our credit brokers provide with high quality.
Our services of a loan broker are paid only if the result is positive, that is, we will assist you in obtaining a loan without prepayment, and payment is made only after you actually receive the money. And in frequent cases, when we receive our commission from the lender, and not from the borrower, we will help you with the loan absolutely is free!
Our credit brokers constantly interact with employees of Moscow banks, receiving up-to-date information according to the current offers and conditions, so we clearly understand which bank is suitable for this or that borrower, and provide assistance in obtaining a loan with targeted and effective actions.
Proposals are assistance in the selection of financial services / organizations. Not an offer. The site administration is not responsible for the quality of the services provided.
Credits are here!
You need money? Brokers are ready to help! Below on the page are the ads of credit brokers and their contacts. Contact the specialists directly by choosing the most attractive ad.
Call the phone in the ad to get a loan on the specified conditions. Brokers themselves will collect a package of documents and arrange a loan at the most favorable interest rate!
- Attention! We work WITHOUT REFERENCES! WITHOUT ADVANCE PAYMENT! AND THE MAIN THING IS OFFICIAL AND RELIABLE!
- WITH Open delays we do not work! Allowed up to 1 week! (Hurry up)
- We do not work with citizens of the Crimea and the Caucasus
- Lending term from 6 months to 5 years. Depending on the selected program!
- Interest rate from 11 to 25% per annum based on your Credit history!
- Requirements for the Borrower: Passport and Any second document
- Age from 18 to 69 years old inclusive
- Amounts from 15,000 to 1,000,000 on hand by Express for 1 hour
- We are 5 minutes from the metro! Call from 10 00 to 21 00
- We work remotely with the regions! Write to WhatsApp. Website: www.mskkredit24.com
Name: Michael
Mail: [email protected]
LLC "LESTERKOM"
For citizens of the Russian Federation except (Crimea and the Caucasus). WE WORK STRICTLY WITHOUT ADVANCE PAYMENT, REFERENCES AND COMMODITY CREDIT! Mandatory requirements:
- Age from 18 to 69 years old, passport of a citizen of the Russian Federation
- Absence of open late payments on loans *
- Presence in MOSCOW. Our advantages:
- Term for obtaining a loan in 1 hour
- Amount up to 1 million rubles, loan term up to 60 months!
We can voice the preliminary DECISION ON THE PHONE * We guarantee the reliability and quality of service! We accompany clients until the end of the transaction We are in Moscow! Call urgently if you really need help!
Name: Elena
Mail: [email protected]
IE Maksutov B.R.
Our Organization has been providing assistance in obtaining a loan for Citizens of the Russian Federation for more than 10 years
We work in Moscow. WE DO NOT TAKE ADVANCE PAYMENT FOR WORK!
- We will help you get a loan as soon as possible (up to 5,000,000 rubles)
- Adequate Commission on the fact of work performed
- Bank Rate from 10.9 to 13.9%, we issue without Insurance!
- We work with Zero credit history, with Credit load, without confirmation of Income
- We have high-level connections in banks, which will allow us to Really provide Approval
- You need: Passport + second Document, age 18-70 years
- ATTENTION! WE DO NOT HELP WITH BAD CREDIT HISTORY!
Name: Gennady Borisovich
Mail: [email protected]
LLC "CREDIT CONSULTING"
We will help you get Bank loan on favorable terms for you.
Complete advice on the collection and registration required package documents.
We accompany you at all stages of the transaction. We work WITHOUT prepayment.
The offer is valid for citizens of the Russian Federation who have no overdue loans and borrowings.
Before 5.000.000 rub... from 10.9% per annum for up to 7 years.
We know where the desired amount will be approved for you and always contribute to a positive decision.
Name: Andrey
Mail: [email protected]
LLC "SKP"
Guaranteed Approval through personal Bank Links. We are in Moscow
WE WORK WITHOUT PAYMENTS. COMMISSION ONLY AFTER RECEIVING MONEY
- Age from 18 to 70 years old, Passport of a citizen of the Russian Federation
- We help with zero history, credit load, working without 2NDFL
- OFFICIAL REGISTRATION THROUGH THE BANK. EVERYTHING IS LEGAL AND LEGAL!
- Minimum Commission upon completion of work
- Rate of 9-15% per annum, for up to 10 years, No insurance
- Without running around Banks, buying certificates and other unpleasant "Surprises"
- Our Brokers have been providing financial assistance for over 10 years
- ATTENTION! WE DO NOT WORK WITH A BAD CREDIT HISTORY
Name: Maxim
LLC "PREMIUM FINANCE"
We work with all regions of the Russian Federation. OBTAINING IS POSSIBLE IN MOSCOW, SAINT-PETERSBURG AND 25 CITIES OF THE RUSSIAN FEDERATION. WITHOUT ADVANCE PAYMENTS.
- without confirmation of income
- loan amount up to 3,000,000 rubles
- we represent the guarantor
- commission after receiving a loan
- processing time is 1-2 days
- assistance in refinancing a loan
- honest transparent conditions
- age from 18 to 70 years old, we work with a criminal record
Daily from 8.00 to 21.00 (Moscow time).
Name: Alexander
Mail: [email protected]
LLC "SPETSINVEST"
Loan on the same day.
- Amount from 10,000 rubles to 1,000,000 rubles within one working day.
- The amount is up to 3,000,000 rubles within 2 or 3 working days.
- Loan repayment period from 3 months to 7 years.
- Perhaps early repayment credit.
- Age from 18 to 75 years old.
- We work HONESTLY and strictly without collateral, without guarantors and WITHOUT PAYMENT.
- We work from 9-00 to 21-00. Seven days a week.
- We guarantee 100% result in receiving money.
Call us and we will definitely help you! We do not work with blacklists.
Name: Alexander
Mail: Call: 8-985-316-25-85 Alexander
SP Serdechnaya E.V.
Name: Anton
Mail: 89859702213
LLC "MERIDIAN"
Requirement - passport of the Russian Federation and any + any second document
- No open overdue loan payments
- Age from 18 to 70 years old inclusive
- Mandatory presence in Moscow, we do not work remotely
- Registration address any region except (Crimea and the Caucasus)
- Amount from 15,000 - 1 million rubles, depending on the CI and your load
- We are located 5 minutes from the metro throughout Moscow
- Trade time 30 - 40 minutes
- We work seven days a week from 10 00 to 21 00
- 100% Guaranteed to receive a loan if all conditions are met
Name: Vitaly
Mail: [email protected]
SP Stankov S.S.
Approval of loans in Moscow in 1 hour without certificates and prepayments for all citizens of the Russian Federation.
- We guarantee RELIABILITY, RAPIDITY, QUALITY - we will select the most low interest and the best loan product. WITHOUT REFERENCES AND ADVANCED PAYMENTS.
- low commission upon receipt. low lending rates from 11.3% per annum.
- WE REFUND DEBTS IN MFOs. WE WORK WITH OPEN DEADLINES UP TO 15 days.
- ALL OPERATIONS CEREZ BANKS PARTNERS.
- from 10,000 to 1,500,000 rubles the day of circulation.
- from 18 to 80 years old. Up to 5 years.
Be sure to be present in Moscow. We work with all regions of Russia. Call definitely HELP. Daily From 9 - 22.00. Website: http://creditmsk24.ru
Name: Alexander
Mail: [email protected]
FOR-INVEST LLC
We invite brokers and intermediaries to cooperate (Moscow and all regions)
-We accept any volume of clients. Receiving in Moscow / St. Petersburg
-Sums up to 1,000,000 r (more depending on the client)
-You come already to receive (no running around the banks)
- APPROVAL By phone (100%)
-Quickly. Honestly. Reliable. Unemployed and retired people.
-NO ADVANCE PAYMENTS! NOT A COMMODITY CREDIT. CASH ONLY
- WhatsApp, Viber, Telegram (Online)
* requirements for the borrower STRICTLY WITHOUT OPEN DELAYS!
* we help everyone except the Caucasus and Crimea. Call us - we will be glad to cooperate
Name: Sergey
Mail: [email protected]
IE Sinitsyna O.A.
The main thing is that you don’t make prepayments, don’t buy certificates and, as a result, you get money according to your passport!
Loan processing is fast and convenient, the package of documents is minimal.
From you PASSPORT and SNILS and NO OPEN LATE PAYMENTS ON CREDITS.
Age from 18 to 70 years old. Registration in the Russian Federation.
We work with the unemployed and informally employed population.
Loan amounts from 10,000 to 1,000,000 rubles for a period of up to 5 years.
Received on the day of contact, the registration process is 30 - 40 minutes.
Payment of the commission after you receive the loan.
Registration and delivery from 10 00 to 20 00. We work seven days a week.
Money is urgently needed - Call, write!
Name: Roman
Mail: [email protected]
LLC "SPECTR M"
Amounts from 300,000 to 4,000,000, age from 21 to 67 years. The commission depends on the amount and complexity of your situation! Only upon receipt of funds! Strictly WITHOUT ADVANCE PAYMENTS, call and write only to adequate people, in their right mind !!! I have no business with "Alcoholics" and "Drug Addicts"! Remote application, you come only to receive a specific employee in a specific department! CONSIDERATION FROM A FEW HOURS TO DAYS (depends on the amount)! I WORK WITH ALL REGIONS WHERE THERE ARE OFFICES OF OUR BANK! Terms of 10.9% per annum (fixed rate), loan term up to 5 years. I am not engaged in mailing! I work with a specific bank (I am an employee), in which I have good opportunities at the level
Name: Michael
SIBTEC INVEST LLC
I will provide professional assistance in approving and obtaining a loan.
I work only through my employees in the bank.
Without prepayment and mailings to all banks. Interest rate 14.8% per annum.
My commission upon receipt when leaving the bank.
The decision and receipt of a loan occurs the next day after the application.
I work with clients:
* from 18 to 65 years old
* from any region of Russia (including the Caucasus and Crimea).
* receipt strictly in Moscow
Name: Michael
Mail: [email protected]
LLC "SHILKA"
REGISTRATION ON TWO DOCUMENTS! FREE CONSULTATION AT THE OFFICE OR BY PHONE!
The terms are as fast as possible, the percentage is from 11% to 14% per annum.
Amounts from 300,000 to 43,000,000 million
We will help you get a loan even in the most desperate situations
the approach to each client is individual
Any registration. No prepayments. Call us! to the phone number indicated in the announcement. We cooperate with many regions as well as with the CIS. NO PAYMENT! No pledges and guarantors. Personal meetings in the office are also REMOTE !! SCHEDULE OF WORK DAILY FROM 10-22.00. Stop wasting time and nerves! all that is required of you is to CALL! We guarantee fair and transparent conditions. They leave us with money
Name: Dmitry
Mail: [email protected]
LLC "FINANCE O.V.K."
Loan without refusal to citizens of the Russian Federation, 21-65 years old. Registration in Moscow.
NO ADVANCE PAYMENT! PAY AND BUY ANYTHING YOU DO NOT NEED!
We work honestly - the commission is only after receiving the loan.
We will help working and UNEMPLOYED, pensioners and students!
We will issue you with a clean loan, with a credit load, with refusals in banks, etc.
WE WILL NOT BE ABLE TO HELP WITH OPEN DEFERRES!
You can find out the solution by phone, you come already to RECEIVE!
AND ALSO FOR THE FIRST TIME! Up to 240,000 rubles can be obtained remotely on the card!
Call every day from 08.00 to 23.00 We will be happy to help everyone!
Name: Ivan
Mail: [email protected]
LLC "WATERLUX"
- HELP IN OBTAINING A LOAN IN MOSCOW!
- NO ADVANCE PAYMENTS! WITHOUT REFERENCES AND GUARANTEES!
- Requirement Passport and second document upon request
- Age from 18 to 70 inclusive
- We do not work with open delays
- INTEREST RATE FROM 11 TO 29% (REAL INTEREST RATE)
- LOAN AMOUNT (loans) from 20,000 to 1,500,000
- We work from 8:00 to 20:00 Moscow time
- Write and Call we will work with you!
- WE CAN BE TRUSTED! CONFIDENTIAL AND SECURE!
Name Vera
Mail: [email protected]
IP Dzhioev A.T.
Credit in Moscow. Registration is any, except for the Caucasus and Crimea. 100% guaranteed receipt.
Up to 1,000,000 rubles in 30 minutes with a passport, including for the unemployed.
Officially employed up to 2,500,000 rubles without certificates on the day of application!
Up to 5,000,000 rubles in 1-2 days with proof of income (certificates from work, service).
Unemployed and Working. Individual entrepreneurs and general directors. Government employees and pensioners.
Individual entrepreneurs(Individual entrepreneur) and LLC up to 7,000,000 rubles in the shortest possible time.
Special offers for workers State institutions and large companies.
We do not take prepayment for anything! Mandatory stay in Moscow or M.O.
ATTENTION: WE WORK STRICTLY WITHOUT OPEN DELAYS (closed ones are allowed up to 30 days).
Name: Oleg Vladimirovich
Mail: [email protected]
LLC "Marketing Hall"
Our advantages:
- The term of receipt is 1 hour
- We can voice the preliminary DECISION ON THE PHONE
- Amount - up to 1 million rubles.
- Without certificates and other documents, you only need a PASSPORT
- Loan term up to 5 years
- Individual approach
- We are in Moscow, several offices: Tushinskaya, Kuntsevskaya, Barrikadnaya, Myakinino!
* Required condition: no active delays, registration - all regions, except for the Caucasus and Crimea. Contact us, we will be happy to help! NOT A COMMODITY CREDIT. WITHOUT ADVANCE PAYMENTS.
WE INVITE TO COOPERATION intermediaries and brokers from the regions, we will be glad to cooperate.
Name: Sergey
Mail: [email protected]
LLC "F.P.M."
We approve from 20 thousand to 3. million rubles in Moscow with a passport - guaranteed and honest!
Consider any situation - bank refusals, lack of credit history, heavy workload, open delays (no more than 3 months).
Students, unemployed, state employees and pensioners. All citizens of the Russian Federation from 19 to 70 years old, registration does not matter. Interest rates from 7% per annum!
ATTENTION: absence of any kind of prepayment and collateral!
An individual approach to each client, solving any difficult situations.
-Working hours from 8-00 to 23-00 seven days a week! Calls within the Russian Federation are free!
Name: Andrey
Mail: [email protected]
LLC "SANT"
A loan from a bank employee.
From 21 to 65 years old.
The application can be made online. No running around the banks.
You come to the bank only 1 time to receive money.
No prepayment or insurance.
The commission is also only when receiving funds.
The loan is formalized without collateral and guarantors.
Bank rate 14% per annum.
Limited offer.
Name: Ilya
Mail: [email protected]
LLC "MOBILE SERVICE"
While you are coming to us, we are already preparing the ground for receiving money. Only the Bugatti Chiron is faster than us!
The scheme is as follows: you see our announcement - immediately contact us - according to your PASSPORT we are preparing the issuance of a loan in banks - within a couple of hours from the moment of the call you take the money.
Name: Alexey
Mail: [email protected]
LLC "FONT"
Amounts from 100 thousand rubles to 17 million rubles. Money is given in CASH, AT THE OFFICE. It is possible to receive the required amount to a card or bank account, provided that all conditions are met and all required documents... I issue a loan at 12% per annum, for any term convenient for you up to 15 years. WITH THE POSSIBILITY OF EARLY REPAYMENT. Age from 18 to 55 years old. WITHOUT ADVANCE PAYMENT, WITHOUT ANY COMMISSIONS.
Name: Stanislav Samoilovich
Mail: [email protected]
LLC "PREMIUM FINANCE"
We work without prepayment !!!
Any registration of the Russian Federation
Commission after receiving
Work certificates are not required!
Age 18 to 65
The loan is issued through official registration at the bank
We will help to get even the unemployed
You need a passport and any second document
Many offices in Moscow near the metro
We cooperate with the regions !!!
Name: Artem
Mail: [email protected]
LLC "Marketing Hall"
- Receiving money on the day of circulation (up to 5,000,000 rubles)
- Payment for all our services only after receiving the Money in hand
- Help for unemployed and informal workers
- We work with Zero credit history
- No additional fees and charges. Minimum commission!
What is required of you:
- Citizenship of the Russian Federation, LOCATION IN MOSCOW, age from 18 to 70 years
- WE DO NOT WORK WITH A BAD CREDIT HISTORY!
- We have been working with banks for a long time and honestly. All our Clients receive loans!
- If we take it, then we do it! Detailed Consultation by Phone
- We accept calls from 9 to 23. We work seven days a week
Name: Victor Sergeevich
CREDIT EXPERT LLC
A Russian passport is required. From student to pensioner Citizens of the Russian Federation from 18 to 70 years Amounts from 10,000 to 900,000 rubles. - Not working officially and not working at all. REQUIREMENT WITHOUT OPEN DELAYS - Passport required. WITHOUT ADVANCE PAYMENTS Call, we will help. - Payment for all our services only after receiving money in your hands - Mandatory presence in Moscow, we do not work remotely - We are in MOSCOW near the metro. We work from 10 00 to 21 00 every day. Officially! No income certificates. Solution within 15 minutes - WhatsApp, Telegram, Viber available
Name: Denis
Mail: [email protected]
LLC "PROIX"
We work STRICTLY WITHOUT ANY KIND OF ADVANCED PAYMENTS AND ANY OTHER BRIDGE (checking the BCH, certificate, insurance, etc.)
- We work with all regions of the Russian Federation (where there are our branches), strictly with Decent and Adequate people in their right mind!
- We work with only one bank (the level of the Security Service and the Board of the Bank)
- The main thing for us is that you do not have debts in our bank! We will bypass the rest (delays, MFOs, debts, bailiffs)
- We issue only Consumer loans(cash loan)
- Amounts from 300,000 to 4,000,000 rubles (without collateral, guarantors, certificates), interest rate fixed 10.9% per annum
- Consideration from 2 hours to 1 day maximum (depends on the amount)
- Our reputation is important to us! We want to see about
Name: Michael
Mail: [email protected]
SIBTEC INVEST LLC
Amounts from 10,000 ₽ to 3,000,000 ₽. Terms up to 7 years (84 months) with early repayment
No work documents - no advance payments
Remote registration is possible if you are not in Moscow!
Passport and SNILS (insurance certificate) required
Rates from 14.5% per annum - depending on the Bank
We cooperate with all banks in Moscow
We advise everyone without exception - FREE OF CHARGE!
Our contacts: What’s app. Viber. Telegram. The number is listed below.
If it is not possible to call, write and we will call you back!
Write, call from 8:00 to 22:00 Moscow time, seven days a week!
Name: Alexander
A loan broker is an intermediary between a bank or another credit institution and the borrower. The broker works for a fee and provides assistance in obtaining a loan / loan on favorable terms for the client. In the context of the crisis and the tightening of requirements for potential borrowers, banks are more loyal to clients who are "brought" by partner brokers. The borrowers themselves understand this, so the market for intermediary services continues to grow. It is quite difficult to choose a suitable and honest broker in such a variety. We have compiled a selection of brokerage companies in Moscow that are most trusted by clients.
Verified credit brokers in Moscow:
MBK is a brokerage company that provides assistance in obtaining a loan to legal entities and individuals. The main activity of the organization is to advise borrowers and select the best credit products:
- Cash loans
- Refinancing
- Credit cards
- Car loans
- Secured loans
- Mortgage
- Credit history check
The specificity of the organization's work lies in the "rebranding" of the client. That is, the broker fully checks the client (CI, documents, work experience, credit load, employing organization, etc.) % get a loan.
If we talk about the reward, then it varies from 1-3% and depends on the complexity of the task. Commission is paid upon receipt of cash by the client.
Broker Credit laboratory.
Credit Laboratory - the oldest credit broker in the Moscow market. Thanks to its own automated system checking clients, the specialists of the Credit Laboratory can assess the chances of obtaining a loan online, or by phone. If you are planning to get a loan urgently, you should contact this particular credit broker, since this particular credit broker offers a unique lending program: Cash loan from 1,000,000 rubles at 21% per annum in rubles on the day of circulation. The second area of activity is mortgage brokerage, thanks to discounts on the bank's rate, they offer mortgages for the primary at 8% and the secondary at 10% per annum in rubles without proof of income and with a bad credit history.Msk-money
Msk-money is a free service in the selection of financial services in Moscow. On the market brokerage services since 2016. Provides professional assistance in choosing loan products. To do this, first of all, he provides high-quality advice to his clients. Never and under any circumstances does it require prepayment from its clients. Acts strictly in accordance with the law. We are ready to help everyone who applies. The main directions: express lending to individuals, pledges and mortgages.
Finance Credit
Finance Credit is a "seasoned" brokerage company in this market that offers individuals and legal entities assistance in obtaining a loan on favorable terms (mortgage, express loans, consumer loans without certificates and confirmation, car loans, refinancing, collateral loans). The broker is more likely to assist in obtaining a loan, knocking out more profitable terms rather than completely leading the transaction from A to Z.
For its services, the company takes a fee upon receipt of money by the client, minimum cost services starts from 7% of the loan amount and depends on the complexity.
Royal finans
Royal Finance (Royal Finans) - provides consulting services, assistance in the selection of more favorable loan and paperwork. This broker does not have a specific specialization and specialists are ready to help in obtaining any type of loan, from an express loan for 1 document to a mortgage.
The broker's website has an interesting scoring test that determines the credit rating of a potential borrower with detailed explanations. The company also provides consulting services to debtors of banks, assumes the powers of a representative of the borrower in dealing with collectors and SB of the bank, even in court, if required. A kind of anti-collection agency and broker rolled into one. The remuneration is paid by the client only after receiving the loan.
MSK Credit
MSK Credit is a brokerage company that provides consulting services, selection of profitable credit programs, assistance in preparing documents and submitting them to the bank. Individuals and legal entities who want to get a consumer loan, a mortgage, a cash loan without certificates, a secured loan, a car loan, refinancing.
A distinctive feature of this broker is assistance in borrowers with spoiled CI, unemployed people, people in difficult situations. The site has an interesting online questionnaire, by filling out which, you can find out the likelihood of loan approval for each client.
Capital lending center
Capital Lending Center is a relatively new broker on the market, offering its clients assistance in obtaining a loan in the amount of 100 thousand to 50 million rubles. CCS assists in obtaining cash loans, loans for business development, secured loans, mortgages. Collaborates with large regional banks and highly specialized Moscow financial institutions (Alfa-Bank, BZhF, Uralsib, ITB, RosEvroBank, etc.)
The broker's assistance consists in the selection of several programs that correspond to the conditions of the client and his CI, personal data; correct filling of documents, consultations at different stages, transfer of documents to the bank.
The broker's remuneration varies depending on the complexity of the task and starts from 1.5% of the loan amount, but not less than 10,000 rubles.
Proffinance
Proffinans is a financial group that provides consulting services and assistance in obtaining loans of various kinds:
- Commercial, residential mortgage
- Loans for business
- Tender lending, bank guarantees without collateral
- Consumer loans, car loans, pawn loans, collateral, etc.
In addition, Proffinance provides assistance in leasing, factoring, redemption of distressed assets, real estate services, appraisal and insurance, etc.
Premium Finance
Premium Finance is one of the oldest players in the intermediary services market, offering potential borrowers assistance in obtaining the following loan products:
- Large consumer loan up to 3 million rubles.
- Unsecured Small Business Loan and Secured Loans to Medium-Large Businesses
- Overdraft, factoring
The list is not long, but it is enough to meet the needs of its borrowers. The company does not work with clients who have a bad credit history, who are indebted borrowers, or who are unemployed. The specificity of the work lies in the full management of the transaction, from the selection of the optimal loan to the receipt of cash by the borrower. Payment upon approval of the application.
Credit Assistance Service (CCS)
SSK is the largest federal broker in Russia with offices in Moscow, Yekaterinburg, Chelyabinsk, Novosibirsk, Omsk and Krasnoyarsk. The broker provides not only consulting and intermediary services, but also accompanies the entire process of applying for a loan (selection of options, recommendations for raising the borrower's status, contacting the bank, filling out papers, collecting documents, transferring them to the bank).
Help through the SSC can be obtained if you need a consumer loan, an express loan or a cash loan, a card with a limit. The company also provides services for checking credit history.
Credit Center
A loan broker is a person or financial institution that acts as an intermediary between the borrower and the bank. In fact, it is an assistant in obtaining a loan. Credit brokers work with individuals, representatives of small, medium and large businesses, as well as with state corporations.
Why do you need a loan broker
A professional broker provides a client with a whole range of financial services:
- Choosing a bank and credit program. Despite the fact that there are services with the selection of a loan in the public domain, for the most part they contain generalized data on the bank's offers. The broker has complete information and will be able to select the best loan for the client with the most favorable rate. The work of an intermediary consists in studying loan programs and the ability to find a suitable option for the client from dozens of proposals.
- Assistance in preparing documents. Having considerable experience in obtaining loans, the broker knows what documents must be attached to the request. also included in the range of brokerage services. For a successful result, requests can be sent to several banks. When the loan is approved, an experienced intermediary will review the contract and draw the client's attention to the pitfalls in the contract.
- Acceleration of application consideration. Credit brokers enter into partnership agreements with banks. Within the framework of such cooperation, banks consider requests from brokers more quickly. In practice, it has been noticed that banks approve applications sent through brokers 30% more often than requests submitted by a client on their own.
- Escort loan agreement client. You can turn to specialists if you have problems with debt repayment. The broker can agree with the bank on the granting of an extension or refinancing of the loan.
Getting a loan with the help of a professional broker has a number of advantages:
- The broker finds the really optimal option for the client. Sometimes, on the advice of a specialist, the client can refuse the loan agreement in favor of a more profitable leasing contract. Experts know about all new and existing offers on the financial services market.
- The mediator will help you draw up an application according to the bank's requirements. This procedure will save the client's time.
- The broker will calculate in advance all payments under the agreement, including insurance and commissions. Analysis of the information received will help the client make a decision on the advisability of obtaining a loan.
- Using the help of a credit broker, a client can get a loan on preferential terms. Many banks offer discounts to clients of credit brokers.
- If you have unpaid loans, a loan broker with delays will help. Many intermediaries work with banks that are loyal to clients' negative credit history.
There are also negative aspects in cooperation with credit brokers:
- Along with professional companies, incompetent employees and even fraudsters operate in the brokerage market. The client runs the risk of paying money for work done in bad faith.
- Intermediaries do not work for free. The client pays for the services of a credit broker out of his own pocket. The cost of supporting the agreement is calculated as a percentage of the amount of the loan received.
The market for credit brokers is not regulated by law. In this regard, the number of intermediaries between the bank and the borrower is increasing annually. As of the end of 2014, more than 2,000 financial institutions engaged in brokerage were registered in Russia. There are no official statistics for such companies. However, there are popular ratings of credit brokers on the Internet that evaluate intermediary companies according to a number of criteria: quality and efficiency of work, cost of services, percentage of loan approval.
When looking for an assistant for obtaining a loan, the most important thing is not to get to incompetent intermediaries, scammers and black brokers. Unlike regular middlemen, black brokers do not always act within the law. To obtain a loan, they can use fake income certificates, phone numbers of dummies, and knowingly false information in applications. Such operations threaten the client not only with a refusal to receive a loan, but also with more severe administrative and even criminal penalties.
It can be identified by several signs:
- High commission. The cost of services of black brokers is 10-25% of the loan amount. An ordinary broker estimates his work at 1-2% of the loan amount.
- Lack of official company data. Black brokers do not register organizations, do not have a landline phone. Often these intermediaries do not even have their own office.
- Paid tips. The client pays the broker not only a percentage of the loan if the application is approved, but also consultations. Credit brokers estimate such assistance in a loan on average up to 500 rubles. Thus, the black intermediary has income even if the loan to the client is not approved.
- The preparation of fictitious documents is carried out by black brokers for a fee.
Turning to a black broker, the client must clearly understand that the bank will demand immediate repayment of the debt if it turns out that the money was received illegally.
Ivan, 28 years old, Irkutsk:
“I had a 1 month delay on the loan. Since then, the way to the banks has been ordered for me. Seven applications during the year - and for all refusals. The only way out for me is credit brokers. Yes, overpayment. Yes, . But this way I can at least buy something on credit. Yes, and they say that after several successfully paid loans, history is changing for the better. The most important thing is to get to a real credit broker, not a scammer. "
Olga, 25 years old, Krasnodar:
“All stops are covered with numbers of credit brokers and announcements:“ Fast money, 100% loans ”. I called one number. Later it turned out that the company did not have an office, and the broker offered to meet in a cafe. He began to offer some incomprehensible schemes. I barely carried my legs. I don’t go to brokers anymore. ”
Timur 35 years old, Penza:
“When there is no time to go to banks in search of advantageous offer, the help of a credit broker is needed. I came to the office once. Provided a package of documents. Experts sent about 10 applications to banks. Answers came from all credit institutions within 2 days. I had to choose the best option, get a loan and pay for the services of a broker. "
So that getting a loan does not turn into major troubles, you should very carefully choose a loan intermediary:
- Do not hesitate to ask a private loan broker for the incorporation documents. This information is publicly available. You should not trust a company that opened a month ago, even if the intermediary guarantees a loan.
- Ask a specialist at the brokerage company to talk about the process of obtaining a loan. There are no “pitfalls” in obtaining a loan through an intermediary, and a professional broker has nothing to hide.
- Ask your broker for a guaranteed result. A "white" intermediary will not be able to guarantee 100% receipt of a loan. Such a promise, on the contrary, should alert the client.
- Even if you really need a loan broker, do not contact intermediaries who require prepayment for their services. The work of specialists is paid only upon receipt of a loan.
