Operations on the transfer of funds between the owners of plastic cards - the service is common. Transactions are safe - the sender does not need to wear a wallet with cash. Banks support the implementation of the instant transfer of money between their customers. Some operations commission are not subject to the commission. They are committed between a donor holder - cards, with which free write-off of funds, and plastic, to which money is translated.
How to transfer money to a card without commission
The commission for transferring from the card to the card will usually be charged by banks in most cases. The released plastic may well be an anti-donor - that is, a credit organization prohibits free to transfer funds from it to other accounts / cards. To lead with a bank mutually beneficial cooperation, make transactions without problems and paying high interest, the technical side of the issue should be studied and follow the rules:
- Get acquainted with the contract in which rates for all types of operations should be indicated.
- The Issuer Bank can tie a few cards at the request of the client to one account. You should connect the Internet bank. You can use it through the credit organization site and / or its mobile application. With it, the client is entitled to carry out the movements of the amounts necessary for him between his accounts, to list the means of plastic holders issued by the same financial organization.
- The owners of credit cards in transactions should be attentive to avoid overdraft - recalculation of funds with the involvement of borrowed money of the financial institution.
- Translate from maps to a card without commission money can customers of one bank. You can do this in any convenient way:
- Through an ATM. Need: Recipient card number and your card. Insert it into the receiver, enter the PIN, follow the instructions of the system. Complete the operation process, request a check, check the balance and balance balance.
- Through the Bank's website, using the Card-to-Card form. You will need the numbers of cards of their and recipient of funds, CVC2 or CVV2 may be required - three numbers located on the back of your plastic.
- With the help of the Internet Bank, using a mobile application or through a financial organization portal. You should register a personal account on the website of the credit institution that has released a card. The sender passes authorization, receiving a code on its mobile number, which is entered in the field of login form in the Internet bank.
- Having a visit to the office of the credit institution, which released a card, through the cashier.
- By calling the support service of the support service (if such a service is provided).
Intanbank Translation
Interbank transfer from the card to the card without a fee is a type of operation that is not worth confused with Card-to-Card transactions: their mechanisms are different. The first are committed through the mediator - the Central Bank of the Russian Federation, the second are similar to the purchase of a card - such a monetary exchange is called the account replenishment. It is also not directly produced, but thanks to the work of international payment systems: MasterCard, Visa. To date, they have an alternative. Clients of Russian banks can purchase a product of the national payment card system.
Internal transfers from the card to the card without commission in most cases are carried out by numbers of cards and phone numbers. For more information - bik, OKPO Bank, payment assignment, full of the recipient's account - the sender will not need to be entered: all information that is necessary for processing a transaction request is already available in the system.
Translation of money from the card on the Sberbank card
List cash from one card to another, released by Sberbank, can be traditionally known in the methods. Here are their list:
- Through the Sberbank mobile app online. You will need a smartphone connected to the Internet, and the installed program. Instruction:
- The bottom menu is the option "Payments" -Bemark "Customer Sberbank".
- Enter the surname, name, patronymic of the recipient, the number of his phone / card, the amount you want to list.
- Click the Translate button.
- Via the Internet bank. It will take a computer connected to the Internet, registration in Sberbank online. Instruction:
- Select the menu item "Transfers and payments" - the "Translation of Sberbank Client" tab.
- Decide with the type of operation: by phone number or by the card number.
- Fill in the fields and click "Send".
- Confirm the operation by driven by the code in the field, which will come to your mobile phone.
- SMS command. This will require the easiest cell phone and connect the full SMS service package mobile bank. Send to the number 900 Message: Translation (recipient phone number The amount of operation).
- Via Sberbank ATM. You will need a donor map and a recipient of the money recipient. Insert the card into the device, select "Payments and Translations" in the menu - the option "Transfer of funds". Follow the prompts. In order to monitor the cost control, check the balance of the account by requesting the checkout.
Customers of Sberbank will necessarily pay a commission when transferring money from their card to plastic, which issued the separation of the same credit institution, located in another region. Interestful transactions are possible in the following cases:
- between cards and accounts of one client;
- from plastic on account and back, if they are released / open in the same subdivision of the financial institution;
- from one card to another, if both issued by Sberbank offices located in one region.
Removing funds without percent from a map on a Tinkoff card
The bank has no own branches and is engaged in remote service of citizens. The receipt of funds for the transfer of funds from one plastic to another range from a few seconds to two days, depending on the type of payment system, and with / on MASTERSARD money goes even longer - it is possible to increase the period of completion of the operation to 5 days. To transfer to the Tinkoff card without a commission in 3 cases:
- With Tinkoff Black's debit on plastic issued by another credit institution.
- From one card to another between clients Tinkoff.
- On plastic Tinkoff Black. You can transfer money from a card issued by any third-party bank.
The user of the remote bank Tinkoff can make a transfer from the card to the card without commission in the following ways:
- Through personal account:
- Select the "Payments and Translations" tab in the menu - the "Card to Map" option.
- Enter the data of your card and recapiguits in the electronic form field.
- Confirm the operation using the code that will come to your cell phone in SMS message.
- Through an ATM:
- Insert the card into the ATM receiver.
- Enter the PIN code.
- Follow the system prompts.
- Specify the recipient's card number and the amount of money that you want to translate, confirm the operation.
- Take the check and check the balance of funds.
- Through the Tinkoff Bank website using the Card-to-Card electronic form:
- Select the Blue Menu "Payments" - link "Transfers from card to map".
- Fill the empty form fields with the necessary data.
- Specify the phone number / recipient's plastic, the amount you want to translate.
- Confirm your agreement with the terms of the Public Offer - check the box at the bottom of the page.
- Click "Translate.
- Call the Tinkoff Support Operator by clicking Online Call to the Bank and ask him to transfer money by providing the necessary information.
Transfers between maps of different banks without commission
Many banks offer owners of third-party financial institutions. Using the option free C2C replenishment of credit and debit cards issued by them through their official sites. Here are their list:
- BINBANK. The maximum amount of 1 transaction is 85 thousand rubles, a monthly limit of plastic replenishment - 599 thousand rubles.
- Tinkoff Black. Translation cannot exceed 75 thousand rubles. 1 time and 300 thousand rubles. per month.
- Touch Bank. Replenishment limits: 75 thousand p. per day, 0.5 million p. monthly.
- Rocktabank, tariff "Cozy Space". The minimum amount of account replenishment is 5 thousand rubles. Transaction restrictions: no more than 65 thousand rubles. For 1 operation and 600 thousand rubles. For 1 month.
- Payment card "Beeline". The maximum amount of 1 operations is 125 thousand rubles, no more than 550 thousand rubles. monthly. The minimum amount of translation is 3 thousand rubles, the system writes off 50 rubles of the Commission if the sender lists less.
- Payment card "Corn". Transactional restrictions: not more than 125 thousand rubles. For 1 operation and 550 thousand rubles. monthly. The minimum volume of replenishment is 3 thousand rubles. Commission for the transfer of smaller amounts - 50 rubles.
- Moscow Credit Bank (hereinafter referred to as the ICD). Limits: 100 000 r. 1 time, 150 000 r. per day, 1 million p. within a month.
- Raiffeisenbank. Favorable non-cash transfers without a commission through the Mobile application R-Connect and Internet Bank: The amount of 1 operations should not exceed 150,000 rubles, the daily restriction of transactions - 300 000 r., Monthly limit - 0.6 million rubles.
- Sovcombank. Limits: no more than 75 000 r. 1 time and 0.5 million rubles. - Monthly.
- Alfa Bank. Restrictions: Maximum amount of 1 operations - 100 000 r., The monthly transfers should not exceed 1.5 million rubles.
- Baltinvestbank. The maximum amount of day translation - 75 000 r., Monthly - 300 000 r.
- Ural Bank of Reconstruction and Development (hereinafter - Ubrir). Limits: no more than 50,000 rubles per 1 operation, maximum transaction volumes - 300 000 p. per day and 0.6 million rubles. per month.
- Russian Standard Bank. Restrictions: no more than 50 000 r. For 1 transaction, the maximum monthly volume is 0.6 million rubles.
- Promsvyazbank (hereinafter - PSB). Limits: no more than 150,000 rubles / month.
- Bank Zenit. Restrictions: up to 300,000 rubles / month.
- VTB Bank of Moscow. Maximum transfers: daily - 100,000 rubles, monthly - 1 million p.
If the option "Percentages to the residue" is connected, not only the interest-free C2C replenishment, but also a completely free interbank transfer of funds for billing cards "Beeline", "Corn", on plastic released by the following financial organizations.
Translation from card to map online. The cheapest option
Translation from the map on the map is online - one of the most popular services on the Internet. Millions of network users who are owned bank cards prefer to use similar online translation services than sending money through the bank. It is understandable, because the translation from the map on the map online allows you to send money in seconds with a minimum commission. While interbank transfers from the card on the map are as many money, but are credited within 2-3 days.
How to make a translation from the card on the map online? Everything is simple - make a translation from a map to a friend to a friend, familiar or native, using this opportunity on our website
What sender data need to be filled? Where to take them?
So, the service asks to enter the sender's data, namely:
- The card number that consists of numbers in an amount from 13 to 19. The sender's card number can be viewed on the front side of its plastic. If there is no cards at hand, it can be found by calling the Issuer's hotline for a hot line or looking into documents that were issued with plastic.
- Duration of the map in MM / GG format, where MM- two-digit number of the month, and the GG is the last 2 digits of the year, when the card is over. For example, for plastic with the end of the period in September 2020, the value will be 09/20. The validity of the card is always prescribed on the front side of the plastic.
- CVC / CVV2 code. Three-digit or four-digit code, which is indicated on the back of the map directly on the ribbon, where the owner's signature is.
To translate from the card to the online card, the client must directly have its own bank card or in order to know its details. Because information like CVC / CVV2 code to learn from the hotline of the contact center is impossible. It is known only to the card holder.
What recipient data need to be filled? Where to take them?
From the recipient's data, the service asks to provide only the number of plastic to which the card is transferred to the card online. To find out the card number, the user must contact the addressee and ask to tell him the number of his bank card. After that, the sequence of numbers must be entered into the appropriate field on the translation page.
What will the Commission be? How to calculate it?
On translations between cards, issued third-party banks, the Commission is 1.6% from the amount of transaction, but not less than 50 rubles.
Detailed information about the size of the commission is displayed on the screen in the corresponding graph when filling out the amount of transfer from the card to the online card. It is not necessary to count the size of the commission, it is immediately displayed in the appropriate graph.
At the same time, a total amount is charged from the card, which consists of the sum of the transfer and the amount of the commission.
For comparison, we give the commission of some banks for transfer from the card to the plastic of another bank:
| Banks / Parameters | Commission in% | Commission for the translation of 10,000 rubles. |
|---|---|---|
| Sberbank | 1.5% of the amount, minimum of 30 rubles. | 150 rub. |
| Alfa Bank | 1.6% of the amount, minimum - 50 rubles. | 160 rub. |
| ICD | 1% of the amount, minimum - 50 rubles. | 100 rubles. |
| Raiffeisenbank | 1.5% of the amount minimum 50 rubles. | 150 rub. |
| Tinkoff | 1.5% of the amount, minimum of 30 rubles. After exceeding the limit on transfers in the amount of 20,000 rubles. For the estimated period. Within the limit - free of charge. | 0 rub. |
| Yandex money | 1.95% of the amount, minimum 40 rubles. | 195 rub. |
| QIWI | 1.6% of the amount, not less than 100 rubles. | 160 rub. |
| VTB | 1.25% of the amount, not less than 30 rubles. | 125 rub. |
We recommend opening a Tinkoff card. Then, with small amounts for translation up to 20 thousand. Every month you can translate money for free. Well, if the recipient Client Tinkoff, then he can always send money without commissions
Debit card Tinkoff Black
License Central Bank of the Russian Federation №2673
Yield: 4.5%
Term: 36 months
Kesbek: 1%
How is the translation?
To transfer money from the card to the online card, the client needs to fill all the fields with the data of the sender and the recipient's cards, enter the transfer amount, put a tick, agreeing with the terms of the offer. Next, you need to click the "Translate" button.
In the new window will be presented by the user entered information for rechecking and confirming the correctness of the data. If everything is true, you need to click the "Confirm" button.
Attention! After confirming the parameters, the user does not have the ability to refuse to transfer or cancel it.
It should also be borne in mind that at any stage the service can request additional information to verify the client.
After the transaction, an electronic notification appears on the page of a successful / unsuccessful result of the operation.
Restrictions on translations, transaction limits
The service has restrictions on translations on some types of cards. For example, transfer cannot be transferred to:
- Maps that are tied to the settlement accounts of legal entities
- Cards issued by credit institutions that is not a resident of the Russian Federation. That is, plastic emitted by foreign banks and organizations.
- Other types of cards that do not support 3D-Secure technology, as well as operations via the Internet
As for the limits on operations, the maximum amount of one-time transfer for customers of third-party banks is 70,000 rubles without taking into account the Commission.
Maximum monthly limit for translation from the card on the map online is 600 thousand rubles. There is restrictions on the number of operations. Thus, the service has set the maximum number of operations within 1 calendar day - no more than 4 and no more than 15 for 4 days in a row.
Who translates? What if the money did not reach the addressee?
The Equiler Bank, which implements the translation from the map on the map online, is Promsvyazbank - one of the most reliable financial institutions in the country.
Transfer of funds from the card to the card today is a very popular way to transfer money. All less often people translate money on someone's account, as enter the number of 16 digits is faster and more convenient. Regardless of whether you want to transfer money between your cards of different banks or send them to someone else, for this it is worth examining possible methods of translation, commission and restrictions.
When it may be necessary to transfer
The method of translating from one card to another there are the following advantages:
- simplicity of the process - in order to translate, you just need to know the card number. No long details or detailed data recipient is required for translation;
- the rate of enrollment - means of translating almost always credited instantly. The exception here is the translation between different banks, in case of delay from the banking system of the recipient of funds;
- the absence of commissions when translating within the city - if you translate funds within one banking system, then the Commission will not be for this operation. If you send money to another city, the commission within the framework of one bank will still be, at least usually insignificant.
Situations when you may need to perform a similar translation:
- if you have two cards of one bank, and you want to move your funds between them;
- in a situation where you need to transfer funds from a card of one banking system, on a card of another banking system;
- to transfer money to your relative or friend;
- when buying or selling anything online, if we are talking about a minor amount.
Transfer of money between maps is not used to pay major transactions.
How to transfer money from one card to another: step-by-step instructions
Regardless of whether you use the bank, the process of sending money from one card to another is approximately the same. Let's figure out what methods can be transferred by the example of the Sberbank card of the Russian Federation, but if necessary, you can easily adapt this instruction under that bank that is required.
Performed translation cannot be canceled independently, be extremely attentive when it is performed.
Manual on the example of Sberbank
There are several ways to transfer money within the same banking system.
Via online application
One of the most convenient methods, this is a translation using the Sberbank online application on your phone:
Via SMS message
The following way will be transferring funds using an SMS message. It is necessary that the "Mobile Bank" service can be connected on the phone as a sender and recipient. To translate funds, you need to perform a number of actions.
Use "Sberbank online"
Translation through Sberbank Online "using the site is also very simple. First you need to access your personal account. Data for login there can be taken in the bank. Log in and follow the following:
Translation through ATM
Translate funds from the card to the card can be both an ATM. This method is less likely to be less likely, because more often people prefer to make cash transactions without leaving home. And the transfer is performed using an ATM as follows:
Regardless of the transfer method when transferring funds from the card of one Sberbank client to another card, the money will be credited instantly.
How to translate funds between different banks
The transfer to the card in another bank is distinguished by the Commission and the increased transfer period. The rest of the translation process is almost no different for each method. When translating through the Sberbank Online website, you need to do the following:
To transfer through an ATM, it is enough to do the following:
Limits and Commissions
Each bank has its own translation restrictions. They are expressed both in the maximum amount of funds that you can translate and in commissions for performing the operation. If you need to translate within the Sberbank system, the conditions will be as follows:
- within one region, no additional fee will be taken with you;
- if you send funds to another city, the Commission will be 1%, but not more than one thousand rubles;
- translation limit per day: When translating via SMS - 8 thousand rubles, through an application 500 thousand rubles, with the help of the site - up to 1 million rubles.
When translating from the Sberbank card on another bank card:
- translation time depends on the recipient's bank;
- the maximum amount of one translation is 30 thousand rubles;
- the amount of translations per day is 50 thousand rubles for Visa Electron / Maestro, 150 thousand for other cards;
- the Commission is one and a half percent, but not less than 30 rubles.
Terms of other banks
In other banks, the Commission and the limits are distinguished from the commission and the limits of Sberbank. Since the process of translation itself occurs everywhere in approximately the same, consider only these commissions and limits:
Is it possible to save on commissions
An obvious way to save when translating is the translation between the maps of one bank. Most banking systems will not have any commission with such an operation. Sometimes, when it comes to the need to send a large amount, it is more convenient to simply ask the recipient to start the map of the right bank. Of course, it is advantageous only if the commissions exceed the cost of servicing this card.
If you need to translate funds between your cards of different banks, you can simply remove cash from one card and enroll on another through an ATM. Thus, you do not have to pay the commission. That is, the translation from one card to another is not always the most profitable solution.
Video: Transfer of funds from the card to the card through an ATM
Transfer from the map to the card is perhaps the easiest way to transfer funds. With the development of technologies, everything is most accessible to the possibility of transferring money both within one city and throughout the country. We should not forget about caution when performing any monetary operations and then the transfer of funds will be convenient and secure.
Translate money from one Sberbank card to another can be easily easy, it is enough to know the number only the card number or the mobile phone number of another person.
Many finally understood how convenient it is - do not carry in wallets in wallets in cash. Therefore, the bank cards of Sberbank and other banks today have an increasing number of people. But at the same time, a large number of questions arise about plastic cards. Many ask how translate money from card to Sberbank Card via phoneIn other words - to conduct a cashless translation from the card to the Sberbank card using the mobile bank. Actually make it quite simple.
How to transfer money from one Sberbank card to another SMS to number 900
In order to put money from the card on the map you need to have a phone with a mobile bank of Sberbank and know the recipient's phone number. It is enough to do only two steps:
- To transfer to the Sberbank card, send an SMS to the number 900 with the text: translation of 9xx1234567 500, where 9xx1234567 is the recipient's phone number, 500 is the transfer amount.
- The answer will come SMS with the recipient name and code. Check the specified data and send the received code to the number 900 to confirm the translation.
How to transfer money to your Sberbank card
To transfer between your cards Send an SMS to the number 900 with the text: translation of 1234 4321 10000
Where 1234 is the last 4 digits (for example, 1234) the numbers of your card with which funds will be written off; 4321 - the last 4 digits of the card number to which funds will be credited (for example, 4321); 10,000 - the amount of translation.
How much money can be translated
For security purposes, the following restrictions (limits) are installed on the telephone number:
- no more than 8,000 rubles per day - limit on the amount of transfers (both the sender and the recipient);
- No more than 10 operations per day - limit on the number of translations.
Commission for transferring money from the card to Sberbank Card through number 900
For non-cash transfer of money from a card with one Sberbank card to another through Mobile Bank Commission may be charged.
Free is produced:
- transfer of money between your cards;
- Translation to the customer's debit card within one city:
- Transfer to a credit card.
When transferring to a debit card of another client outside the same city (translated through the mobile bank), the Commission will be 1.0% (Max. 1000 rubles).
Transfer from a map to the card is a simple, convenient and safe service that allows real-time *, anywhere and at any time, if you have access to the Internet, make money transfers between Visa, MasterCard and Maestro bank cards, peace .
Translate money on the website of the Bank "East", via the Internet or Mobile Bank, using self-service devices with sensory input - payment terminals and some ATMs, using self-service devices - payment terminals and ATMs.
How to make translation
To make a translation, you will need to know the recipient's card number and the details of the sender card. The service is provided by cards issued by any credit organization by the resident of the Russian Federation. On the website of East Bank, transfers are available on cards issued by banks registered on the territory of foreign countries.
Full translation security:
- Provided by 3DSecure technology (Verified by Visa / MasterCard Secure Code). The translation is confirmed by entering a one-time password provided by SMS to the sender transfer by the Card Issuer Bank.
- The possibility of transfers from a card that does not support 3DSecure can be limited. To connect 3DSecure Contact the bank that has released your card.
Check your browser!
The service is available for the following browsers:
- Internet Explorer, version not lower than 10
- Mozilla Firefox, version not lower than 27
- Google Chrome, version not lower than 34
- Safari, version not lower than 5.1.7.
- Opera, version not lower than 20.0
Information support:
- Check confirmation of translation will be sent to your e-mail.
- You can get advice on the service of the service you can by call 8 800 100 7 100. Call is free throughout Russia.
The service is provided by LLC Best2Pay, go to the site.
* The deadline for crediting funds depends exclusively from the bank that released the recipient's transfer card, and can be from several minutes to several days.
