Credit card finance platinum
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Answered by Olga, economist, Krednal.ru
Hello, Alexander! Thank you for your question! Alexander, you are absolutely right, the Finance Platinum credit card is this is not a real card. We tried to access the site using the link you sent us, but, alas, nothing else opens except the start page. Most likely, this is a one-day site, which is designed to a short time collect information about applicants and send them the long-awaited “ Finance Platinum credit card» with necessity cash on delivery payment. Having received theirs, the scammers very quickly close the site and open a new one with a freshly invented loan offer.
Alexander, for the future, be vigilant, in addition to your money, the attackers have obtained information about you. Even though they don’t have the documents in their hands, your passport data may still be used with not the best intentions.
Let's start our review with the "Plasticine" credit card from Credit-Moscow Bank. It is issued without a visit to the bank, with home delivery. You can safely send your application for a credit card to the bank directly from our website. Maximum limit on the “Plasticine” credit card is 350,000 Russian rubles. The duration of the grace period (interest-free) is 55 days. Monthly minimum payment your obligations must be at least 5% of the debt amount.
You can also receive a “transparent card” from KB Renaissance Credit if you have a passport, with home delivery. The maximum limit on this card is 300,000 Russian rubles. Duration grace period 55 days. In addition, with the help of this credit card you will have the opportunity to receive from the bank 1% -10% of the amount of spent non-cash Money. An application for a “Transparent Card” is completed on our website.
To complete this list credit offers, We cannot ignore the Tinkoff Platinum card from Tinkoff Bank Credit Systems. You also have the opportunity to apply for it remotely, without visiting the bank. The maximum limit of Tinkoff Platinum is 300,000 Russian rubles. The interest-free period lasts 55 days. There is a function of returning money to the card account - 1% for completed non-cash payments operations.
Please note that delivery of all of the above credit cards, free of charge.
We wish you good luck!
Is the answer helpful?
An advertising campaign is gradually gaining momentum on the World Wide Web. new card Finance Platinum. And although there is not much information yet, judging by the promises of advertisers, soon this banking product will be widely known in user circles. Bank clients who apply for this card have the opportunity to take advantage of good credit limit. An additional bonus is also the card delivery service to the address you specify.
Finplat ru credit card - reviews
Unfortunately, many fraudulent schemes, which are used in financial sector, make potential card users doubt its reliability. On the one hand, this is convenient, since the card provides an opportunity to receive credit funds without having to collect and provide various documents. On the other hand, some clients argue that such an approach could very likely lead to deception.
Www.finplatru credit card - official website of the company
It is important to remember that information about any new product that offers its customers this or that financial institution, first of all should be available on its official website. IN in this case this is www.finplat. ru. The credit card in question can be issued by filling out a special application. This can be done from the comfort of your home or office, on the website itself.
Despite the fact that the company is just starting its work, a similar scheme is already known to consumers. This is how, for example, TKS Bank operates, having earned a reputation as a reliable bank, without having a single office. The card ordering scheme is very simple:
- filling out an application on the website;
- verification of information by the bank;
- If the decision is positive, the card will be delivered to the address you specified.
The credit limit may be increased over time. In the case of the Finplat.ru card, the first increase in the limit to 600,000 rubles is possible after 3 months of use.
Of course, this exact amount will not be available to everyone. This is the maximum limit that is available, but the decision to issue a certain amount depends on many circumstances. First of all, we are talking, of course, about the borrower’s income. You need to understand that a person who earns, say, 30,000 rubles a month will not be able to afford a loan of 600,000 rubles, since such a loan will lead him to lose all his funds.
Initially, clients are offered a limit of 200,000 rubles, however, given the circumstances mentioned above, the amount may be higher.
There are also restrictions on age (no more than 65 years) and loan term (no more than 5 years). But in any case, the card will need to be replaced with a new one after three years.
Finplatru credit card - advantages and disadvantages
First of all, advertisers focus on the simplicity and speed of receiving money. In this company, funds are available to all clients, regardless of their income and credit history. Of course, the company does not provide a 100% guarantee that the application will be approved, but each application is considered quite quickly, almost immediately after the application form has been filled out.
Such conditions in modern financial world are not uncommon. After all, any new company that just enters financial market, tries to do everything possible to attract as many clients as possible. Unfortunately, there are often cases when promises are not fulfilled properly, or even not fulfilled at all.
Finaplat.ru offers its clients absolute transparency of the contract and constant access to information about the funds spent in the form of a table, taking into account the interest accrued on the loan amount.
For now this company works only in the Saratov region and some regions nearby. The card is delivered by a courier to the address specified by the client in the application form. However, the cost of such delivery will need to be paid. At first glance, this is a little unprofessional, but many make allowances for the fact that the company is just developing, and therefore do not pay attention to this fact.
Delivery costs vary from 1,500 to 1,800 rubles depending on the address to which the card needs to be delivered.
Also, one of the unpleasant conditions that should be noted is the need to make an advance payment, which is a kind of guarantee that the card will be accepted. If the client refuses the card, a fine of 500 rubles will be deducted from the prepayment amount.
You can turn a blind eye to all these inconveniences if, of course, you urgently need money.
Finplatru credit card - suspicion of fraud
Unfortunately, given that the company, as mentioned above, is just entering the market, little is known about it. That is why reviews began to appear online that the card was not valid. And although user comments are similar, they are not identical. Briefly, the essence of the reviews is as follows: the client submits an application on the website, which is approved within a short period of time. It is not known whether a real data check actually takes place. Reviews only indicate that the card is issued “just like that,” but it is not yet possible to confirm or refute such information.
After this, the courier delivers the card to the address you specified, for which you need to pay about 1,500 rubles. There are also completely ridiculous reviews that say that the potential borrower paid about 5,000 rubles, but as a result did not receive any loan. This review in itself is questionable, since it is not clear for what services the specified amount was paid.
After receiving the card, of course, you need to activate it. The procedure is standard, and most borrowers did not have any suspicions about the need for it.
However, according to some affected borrowers, after receiving the card and code, they were still unable to reach the phone number provided by the company to activate the card. The code received with the card should also allow you to log in Personal Area on the company’s website, however, unfortunately, not everyone was able to do this.
As a result, it turns out that the client paid the courier for delivering the card, but never received the credit funds.
To be fair, it should be noted that there are very few such reviews, but it should also be taken into account that the organization’s popularity is not high. Therefore, any review can be both reality and the machinations of competitors.
Finplatru credit card interest - what you should pay attention to
- Unfortunately, there is little contact information on the organization's website. Moreover, the picture even looks a little one-sided. Those. the client fills out a form, indicating his contacts, after which a company employee contacts him. At the same time, there is a clear reference to the name of the company - Finance Consulting LLC. However, this combination of words is very common, and therefore search engines provide many links to a query with this name. Among the proposed options there is one that is located directly in Saratov, indicating telephone numbers and addresses. Thus, the company is duly registered. However, in any case, before entrusting your money to anyone, it is advisable to double-check everything carefully, since contact information may be borrowed or even be false.
- Information about the products is not presented clearly and there are contradictions. Although, the basic information is indicated: conditions for obtaining a card, repayment conditions, terms, requirements for the age of the borrower, etc. However, there is no information about the interest rates of the finplat ru credit card, and this is one of the main points.
- Prepayment for card delivery is perhaps the most dubious condition.
Otherwise, there are no complaints about the site, or about the company itself.
Whether to apply for a quick loan is up to you. The risk is, by and large, small - only the cost of delivering the card, since it is impossible to check the availability of funds on it at the time of receipt. More information You can get it again by reading reviews about the finplat ru credit card. Of course, they will not provide a complete guarantee of the integrity of the company, but information is always a valuable tool in any situation.
