Plastic MasterCard Gold Map: Service, Advantages and Disadvantages. What are the advantages of Visa Gold and MasterCard Gold cards Map Visa Gold BelarusBank for 1 ruble

MasterCard Gold is prestigious premium-class gold maps opening up in front of their owners a lot of opportunities. This is excellent service and facilities to use, regardless of which point of the globe is the owner. Mastercard Gold provides holders a lot of pleasant bonuses in the form of discounts, an enlarged limit for removal of cash and high-quality service in restaurants and hotels around the world. Make a gold map is easy in any bank of the country. Consider the conditions for its preparation and features of use.

About MasterCard and Premium Card Maps

MasterCard is an international billing system that is popular around the world. There are several types of cards that have their own features and are suitable for certain purposes and users. They are distinguished by the cost of annual service, service package and a limit for removing money. Regardless of which type of card, the user has chosen, with MasterCard, it receives many advantages:

• you can pay for purchases in 210 countries of the world;
• the 24-hour support service is always ready to help;
• ease of use of cashless money in any currency;
• high level of security of cash storage on a card account;
• long term service card - from 2 years with further reissue if necessary.

Each of the payment systems has a series of gold or platinum cards. In Europe and the United States, their owners are wealthy and successful people, since the design is carried out only with the confirmation of income of a sufficient level. Maintenance card is really poured into a penny, but at the same time services are provided, which can be used by the businessman. In Russia, to arrange the Debit Mastercard Gold can anyone who wishes a citizen. Purchase this sometimes not only for work or travel, but also to emphasize your status. Any premium card is a kind of image of a successful person.

What makes the "golden" credit cards? The GOLD type of any payment system guarantees high quality service and maximum useful services. The user is waiting for pleasant bonuses and discounts, participation in discount programs, increased funds for removal of funds, free medical insurance in overseas countries. In each bank, the premium card holder will be a privileged client.

Types of plastic cards

Payment systems many, as well as the products they offer, but the main difference between them is the type of bank card: debit, credit or overdraft. Consider each one separately.

Allows the owner to dispose of funds stored in a bank account attached to it. Money can be transferred to him by third-party persons or the holder itself. For example, most organizations list the salary to the bank account. The worker makes a debit card with which the calculation is calculated. Service Commission is removed once a year. Its size depends on the type of map and the bank-issuer. An adult citizen may issue a card upon presentation of a passport. At the same time it is possible to bind to it an existing bank account or create a new one. To dispose of the funds owner can already on the day of filing an application for opening an account / issue of the card. And the receipt of the latter takes about a week or two.

A credit card allows you to use bank funds by loan under certain conditions. It can be stored only to debt money. Get a credit card somewhat more complicated than a debit card. This requires confirm the applicant's solvency by providing relevant references (about income, from the place of work, about pension deductions). This is a very convenient way of lending: you do not need to constantly run into the bank and wait for the design of the contract to one or another purchase. After issuing it once, you can use the means until the end of the limit.

There is also a combined plastic card with overdraft, which is also called credit in Russian banking practice. However, she is debit, but with the possibility of using borrowed funds. Initially, the user is stored on the map. If when making a purchase, the holder does not have enough funds, the missing amount will automatically be removed from the bank account. Overdraft has a limit.

Mastercard Gold Map can be released in any of the species mentioned. Moreover, the cash removal limit and the use of loans for it is much higher than that of other bank products (Maestro, Standard).

MasterCard products

To appreciate Suggestions on the MasterCard Gold map, you should familiarize yourself with other payment system products. Among them are common:

• Maestro, Electronic - the simplest cards, cheap in service (150-300 rubles). At the same time, the surname and the name of the owner are written, but not squeezed on plastic. Such a card can be made any payments except Internet operations. Often they are intended for beginners.
• Standard is one of the most common MasterCard cards. This is the optimal combination of services provided and service costs. Released both debit and credit. Internet payments are provided, the system of bonuses and discounts.
• WORLD - Nakhodka for avid travelers. A special service program provides for the insurance system, bonuses and discounts when paying for various services.
• WORLD Black Edition - provides a special level of comfort. Access to a closed traveler club is available, which will help you organize a trip to any country. Concierge service is available.

Thus, "Mastercard Gold" is a cross between standard and high-class cards.

MasterCard Gold: Benefits

With "Mastercard Gold", the user receives many privileges. For example, a credit limit can be more than 300,000 p. With a grade period (use of the amount without percent) 50 days. The annual interest rate is reduced. For holders "Golden" card, it is 23%. Monthly payment when repaying a loan on a credit card GOLD will be 5% of the total amount.

When using a debit card holder, pleasant bonuses are also waiting. For storage of funds, interest reward is charged. It is worth saying that the "Golden" MasterCard card has a high degree of protection. It supports 3D Secure system that ensures Internet payments. When the card is lost, it is blocked, and the account holder has the right to get its funds for the "Emergency Money" service.

In addition, the "Golden" MasterCard card has the following advantages:

• the possibility of payment for services and goods worldwide;
• removing cash in ATMs of any country in the required currency;
• medical insurance;
• discounts and bonuses when paying for purchases, booking hotels;
• favorable conditions for renting a car.

You can issue a card in one of the banks of the country. The conditions for its receipt and use can be somewhat different.

Golden Cards Sberbank

Sberbank of Russia is trusted for storage of their money many citizens. The credit and financial institution, in turn, offers clients participating in bonus programs and discounts, and also provides convenience of service. The bank draws up golden cards such as Visa Gold, Gold MasterCard. Of the conditions of receipt - age from 18 to 70 years, the presence of a passport and registration. It is possible to open an additional card for a child with age from 7 years.

MasterCard Gold Sberbank declared on the following conditions:

• annual service cost - 3000 r.;
• daily removal limit - 300 000 r., € 9000, $ 12000;
• credit limit 15-600 thousand rubles. with an annual bid 17.9-23%;
• grace period up to 50 days;
• card action - 3 years;
• commission for removal of Sberbank ATMs - 3%, other - 4%;
• fine when losing cards - 3000 p.

In addition, the users are waiting for bonuses and discounts on MasterCard + programs and "Thank you" from Sberbank. Among the maintenance of service - Mobile Bank and Sberbank Online, the possibility of paying housing and public utilities and creating autoplates, binding to electronic wallets.

"Golden" MasterCard in other banks

In Russia, there is a huge amount of credit and financial organizations that offer payment cards. Alpha Bank, for example, offers special types of insurance and an attractive interest rate on "golden" credit cards - from 17% per annum with a limit of 210,000 p.

"VTB 24" The GOLD card holder provides a free concierge service, buying insurance protection and increased storage safety. According to banknotes, this bank offers special conditions: a bet no more than 18% per annum at a distance of 600,000 p.

Gold Cards in Russian Standard Bank

In the Russian Standard Bank, in addition to the usual plastic cards of MasterCard or Visa payment systems, you can also be obtained and distributed in the United States, Canada and Some European Cards "American Express" and "Dainers Club". These proposals will be interested in avid travelers and businessmen, often happening abroad.

What does MasterCard Gold? The card is released with a contact chip and a magnetic strip. The holder automatically takes part in the program "Club of discounts", with which you can get a bonus to 30%. If Sberbank provides a concierge service only the owners of the "golden" VISA card, then the Gold Standard Bank provides it with all MasterCard owners. With it, it is easy to organize a trip to any country, and the information service will prompt the nearest food institutions.

MasterCard Gold credit card in Russian Standard has an increased limit to 750,000 rubles. But the annual rate is slightly higher than in Sberbank - up to 28%.

Amex Gold.

An alternative to the "golden" map of MasterCard can be American Express Gold. The payment system is very popular in the USA and European countries. Increasingly acquire it in Russia and the CIS countries. Citizens aged 25 to 65 years old can arrange it in providing a passport and an additional document at the discretion of the bank. Annual card maintenance will cost the holder of 4000 rubles.

The user is offered the following package of services:

• insurance against accidents during traveling period (up to $ 2,50000), propagating on the owner of the card, his wife (husband) and children age up to 23 years;
• the opportunity to receive a free advice of a lawyer, a doctor and other specialists;
• insurance of purchases from theft and damage for 90 days (reimbursed $ 1000 per case or $ 50,000 per year);
• insurance with luggage loss (up to $ 1000), cancellation or delay of flight, other road inconveniences (up to $ 250);
• participation in the Membership Rewards program;
• access to travel agency, which will support the holder worldwide;
• benefits when booking a hotel;
• discounts up to 30% and special offers for purchases and payment services;
• free extract for the use of funds for the year;
• 24-hour free service (technical support, "Mobile Bank", "Internet Bank", SMS notifications.

The American Express credit card holder is provided to 55 days, and the interest rate ranges from 19.9%.

Premium Map "Dyainers Club"

Products of this payment system are designed for travel lovers and avid visitors to restaurants. Diners Club (DCI) cards are a high level of service. Club member - welcome guest in all prestigious places in the world. Among the advantages of the DCI card: a low percentage of fraudulent actions, the lack of restrictions on a one-time transaction, privileges from the best hotels, cultural and entertainment complexes and nutrition networks, life insurance.

You can remove the funds in any ATM with the MasterCard Maestro logo (Cirrus), paying 3.9% of the Commission (minimum 200 rubles). However, the use of Diners Club in Russia is inconvenient and obligated: it's easier to purchase a more common payment system Visa or MasterCard. With great success, it takes with you on the journey, since the holder with open hands is waiting for all prestigious institutions.

On a DCI credit card, you can use a loan to 750 000 r. with an annual rate of 29%. A grace period is provided for a duration of 55 days, however, it only acts on purchases.

Visa, MasterCard, Amex or DCI?

Having considered the proposals of various payment systems, it is easy to make sure that they are all interesting in their own and beneficial to the user. In order not to guess with the choice, it is worth a clearly declaring. For example, for traveling, the American Express or Dainers Club will be suitable for traveling. They have advanced insurance programs and privileges when placing tickets, visits to hotels, restaurants and entertainment complexes. It should be borne in mind that it will be more profitable to use them in the dollar currency zone.

If the map is planned to be used in Russia and the CIS countries, it is rational to use Visa or MasterCard systems, since almost all banks work with them. Find the necessary terminal will not be difficult. "Golden" cards offer services for travelers, including medical insurance, booking hotels and air tickets. MasterCard Gold discounts reach 30%, the bonuses of the issuer bank are complemented.

The "golden" MasterCard system cards are a great option to get the maximum comfort from using cashless money. The owner will be pleased with profitable suggestions, bonus programs and permanent discounts. For business and traveling with the family, life and health insurance is provided, a convenient service for booking hotels and tickets, a privileged attitude in all institutions of international levels. With "Mastercard Gold" you can not only emphasize your status, but also make life more comfortable both at home and abroad.

Visa Gold Belarusbank and Mastercard Gold enter the ranks of prestigious "plastic", combining the highest quality, comfort and reliable service. Choose the maps of this category clients who are accustomed to enjoy the benefits of non-cash service.

How much is it worth it for such a card? It depends on whether the client plans to get in the department or through Internet banking services.

You can use the card with a special status not only in Belarus, but also in other places where the devices serve banking systems Visa, MasterCard.

As additional privileges are offered:

• Connecting to the Loyalty Privilege program.
• Assistance of lawyers or medical care for connecting to a well-known banking system.

This international map plays simultaneously role and savings, and calculated. The benefit of the client increases from favorable purchases in different places that offer loyal maintenance of such a plastic card of Belarusbank. Using your money freely, you can still earn and up to 0.5% per annum.

Tariffs on the map

When using Visa Gold, Belarusbank has a loyalty program, which is limited to specific conditions.

Plastic cards with a gold background to international products - this indicates thatthat not only discounts on the map are provided, but also there is an unlimited payment for services.

Capabilities

The Golden Belabank card differs from standard banking products and has advanced features.

It is possible to use its advantages regardless of the location, so if you often have to travel or to be on business trips, it is worth it.

A map of customers is issued with a validity period:

1. 2 years.
2. 3 years.

Users of such a map special features are available:

• Carrying out car depot.
• Mobile banking.
• Useful SMS notification.

• Getting the necessary discharge by personal account.
• Making Internet payments and translations.

Knowing what kind of visa cards and mastercard, you can contact contactless payment anywhere, where the reading devices act And get along with this additional privileges. The higher the cost of services, the more additional bonuses will be credited to the client's account.

Unlike other calculated products, plastic with a gold reflections from Belarusbank will constantly work on the card holder.

How to arrange?

Mastercard / Visa Gold - It means to open a bank account. Make it can customer from 14 years With such step-by-step actions:

1. Contact the nearest Economic Bancake.
2. Put standard documents.
3. To conclude a valid contract.
4. Fill out the questionnaire in a special form, on the basis of which they give a personal card.

Making cards

Application on the site

To the new Master of Card / Visa Gold can be connected as follows:

• Online banking.
• SMS banking.
• TVBanking.

Useful video:

Advantages of the card

In common cards of a special sample there are noticeable advantagesFor which they are chosen in all cities of the country.

Having such a map with you, you can not only buy what you wish, but also to use other favorable offers.

Contact plates

Pay for purchases by one movement thanks to PayWave technology. 1. The Bank has the right to unilaterally change the rules and / or conditions of the program (the list of trade organizations (service), when performing non-cash expenditure operations in which the bonus is accrued; the size of the bonus; the minimum amount of one non-cash expenditure operation; the maximum amount of the bonus during the period ( month / calendar year, etc.) and / or terminate the program. 2. The Bank is exempt from the obligation and may not be carried out within the framework of the affiliate (bonus) program to pay bonus in the cases provided for by the program rules.

Safety at height

Special Chip protects your finance 1. The Bank has the right to unilaterally change the rules and / or conditions of the program (a list of trade organizations (service) when making non-cash expenditure operations, in which the bonus is accrued; bonus size; the minimum amount of one non-cash expenditure operation; the maximum amount of the bonus during the period ( month / calendar year, etc.), and / or terminate the program. 2. The Bank is exempt from the obligation and may not be carried out within the framework of the affiliate (bonus) program of paying a bonus in cases provided for by the program rules "Your Bonus"

Internet payments

Calculate the map on the Internet by connecting 3-D Secure.

Special offers from Visa

Internet banking

Keep track of account balance, make payments, open deposits from your smartphone, tablet or computer.

Subscribe your card once or twice

2. Take in the department.

Do not forget to take a document certifying passport / Residence permit / refugee certificate

Individuals can issue a map aged 14 years.

Tariffs