Before you start paying for purchases with a card or withdrawing money from it, it is important to make the plastic work. Today, the question of how to activate the Raiffeisenbank card via the Internet and whether it can be done is relevant for many bank customers.
Registration and use of a bank plastic card is a procedure that is familiar to many citizens and does not raise any questions. At the same time, there are nuances that can become a real obstacle to using financial instrument immediately upon receipt. In this article, we will talk about what steps are required to activate the tool and what methods exist today.
The vast majority of banks issue their products: debit and credit cards (including non-branded ones) inactive. This solution allows you to protect customers from the actions of fraudsters and thereby exclude possible withdrawal of money or the use of the card by a non-owner. To remove the lock, you need to activate the plastic. Only after the completion of this procedure, the plastic becomes active and can be used as a payment instrument
and will receive all the originally declared functions. So, let's consider the existing possibilities that allow you to activate a Raiffeisenbank credit card:
- You can wait a day and the card will be activated automatically.
- Contact a bank specialist and he will perform automation through the bank's service.
- Carry out the procedure through an ATM using a special instruction.
- Use the Raiffeisen Teleinfo service.
- Activate via the Internet online, in personal account by visiting the official resource of the banking institution.
The choice of the best method depends on the owner of the plastic. If there is time to wait, and the card is not urgently needed, then the first option is quite suitable, but in case of urgent need, you should visit your personal account on the website or use the existing phones.
How to activate a Raiffeisenbank card via the Internet
If certain conditions are met, you can activate the card on the official website of Raiffeisenbank. To carry out this procedure, you will need to visit the bank's official resource and use a special service that explains how to activate a Raiffeisenbank credit card in your personal account. To do this, you need to go to the "Card activation" tab and enter the necessary details:
- number on the outside of the card;
- the period of action of the plastic;
- codes - CVC2 / CVV2.
After submitting the form, the customer will be taken to the activation page, where a PIN code will be set and they will need to make their first purchase using a card. In the future, it will be necessary in the near future to perform any operation at an ATM, for example, replenishment of an account.
Raiffeisenbank payroll card activation via ATM
Upon receipt of a salary card, activation is also performed in one of the indicated ways. If you do not want to contact a specialist, then you can use the current instructions and activate the plastic through an ATM. To do this, you need to do the following:
- Insert plastic into the ATM receiver.
- Enter the PIN-code received at the bank together with the card.
- Press the "Enter" button and select the "Account balance" section of the menu.
- Information about will appear on the ATM screen, after which you can carry out all the necessary operations.
If the PIN code is entered incorrectly three times, the card will be blocked and you will have to contact the bank branch to remove the ban.
For security reasons, the issued plastic card is not active. To use a credit card, you need to activate it. After that, all operations on the card, provided for by the agreement with the bank, will be available.
Credit card activation methods
There are two ways to activate the Raiffeisenbank card:
- when visiting a bank branch, contact the teller and have a certain amount. You will need to name the PIN-code of the payment carrier, after which the balance replenishment operation will be performed. After replenishment, activation will take place instantly. Passport is required
- through the use of the Raiffeisen Teleinfo (IVR) system. Dial 8 800 700 17 17, then 341 ... Raiffeisen Teleinfo is a bank service that allows you to remotely manage your accounts and perform Bank operations on behalf of the account holder using a call. High confidentiality of the service is ensured by identifying the client by PIK (personal identification key) and requesting the last four digits of the card
Raiffeisen card balance check
It is possible in several ways:
- at an ATM using the service Remaining request
- by phone hotline +7 495 721 91 00 for residents of Moscow and 8 800 700 91 00 in other settlements
- using the Teleinfo system, tel. 8 800 700 17 17 ... After calling this number, follow the prompts by dialing first 1 (map info) and then 2 (balance check)
- using mobile app internet banking
How to top up your balance
To top up your balance, you can use the following methods:
Credit Limit Increase
For increase credit limit you need to contact a Raiffeisenbank branch. Increase borrowed money possible if:
- your official earnings have increased (confirmation of the employer is required)
- your last credit card was issued three months ago
- the increase in the limit was carried out more than six months ago
- you do not have a blocked credit card at the time of application
How can I block the card
If your Raiffeisenbank card is lost or stolen, it is recommended to dial the number immediately 8 800 700 17 17 and, explaining the reason, make a request to block it. You can also block a credit card yourself using Internet banking by going to the section Card blocking and follow the prompts from the system.
Many people have already managed to take advantage of all the benefits that provide users plastic cards from Raiffeisen. In this case, before you start using a similar banking product, it is necessary to activate the Raiffeisen Bank card. Therefore, you need to figure out how to activate a credit and salary card of Raiffeisen Bank.
Raiffeisen Bank card activation instructions
There is a separate function on the Raiffeisen Bank website in the special section of this resource "Cards", with which you can activate plastic via the Internet. To activate a salary, credit or debit card via the Internet, the user needs to go to the "Card Activation" section and specify the following details:
After that, the site will automatically redirect the user to the web page for the final activation of the Raiffeisen Bank card in order to select a PIN code and conduct the first transaction using this payment instrument.
To complete the procedure, you will need to open an envelope with a PIN code issued by a bank employee in order to enter these four numbers in a separate field on the bank's website.
In the next step, the user needs to activate through an ATM payment instrument to complete the authorization process. To do this, you need to carry out any type of transaction through an ATM, where a PIN code is required. After that, the card can be fully used and perform any operations.
If the bank's client, when registering at a bank branch, for some reason did not receive an envelope with a PIN code, then activation can be done via the phone. To do this, you must:
- call the free phone number - 8-800-700-17-17;
- then press buttons 3-4-1;
- then an SMS with a special access password will be sent to the user's phone;
- the received password must be entered in tone mode;
- after that it will be possible to assign a PIN code yourself.
If you have any difficulties with self-activation, you can contact the bank branch. At the same time, it is necessary to understand that employees financial structure cannot assign a PIN on their own. The only thing you can find out from them is information about the activation methods. This is due to the fact that in order to ensure the confidentiality of customer information and improve security, employees financial institution cannot participate in the authorization of banking products.
Activation of the "Lenta" card from Raiffeisen Bank
Raiffeisen Bank, together with the Lenta grocery supermarket chain, have created a unique Visa card, which combines the advantages of the Lenta loyalty program and cashback from the bank.
- purchase it in one of the Lenta chain stores for 300 rubles;
- fill out a questionnaire with a bank employee.
After that, you can start to accumulate bonus points to get discounts and cashback.
In case of difficulties, a bank employee will answer any question regarding this banking product, including how to activate the "Lenta" card from Raiffeisen.
The procedure for obtaining a PIN code
The bank is responsible for the safety of using banking products, as well as for the safety of money in the client's account. At the same time, the PIN code is the main means of preventing third parties from accessing the client's funds. This password is assigned by the system automatically, or the user can independently choose the appropriate PIN-code. The bank provides an opportunity for its unlimited change.
Important! The client is solely responsible for all transactions using the PIN code. Therefore, if you make an erroneous transaction, you will not be able to return the funds back. Therefore, no one, except the holder himself, should find out the PIN-code of the Raiffeisen Bank card.
The user will receive a PIN-code in an envelope or create one on their own by calling 8-800-700-17-17. In the event that the code was issued in an envelope, then the card activation procedure should proceed with it as the system will not let another PIN pass. After the banking product is activated, the user will be able to change it on his own.
To change the PIN code, you can use the bank's online website or the phone number - 8-800-700-17-17. Each of these methods is simple and convenient. To change the code through the website, you need to enter the details required by the system, and then indicate the confirmation code received via SMS.
Today cards are gaining popularity as they are simple and convenient to use. You no longer need to think about how much money you need to take with you to the store.
Your cash will always be with you, and most importantly, they are protected and in a safe place. But, it is important to remember that in order to start using Raiffeisenbank cards, you need to activate it. How exactly you can do this, we will tell you in this article.
As mentioned earlier, before you start using a credit card, you need to activate the card and make it active. First you need to figure out what kind of card you have - debit or credit, so the activation methods are slightly different.
To activate a debit card, you must use an ATM, where there is this function, or you can do it manually using the Internet.
How to activate a Raiffeisen credit card?
A credit card, like a debit card, also needs to be activated. There are several ways, namely:
- Through an ATM.
- With the help of an information kiosk.
- On the Internet, on the official website of the bank.
- Through the customer service hotline.
How to activate the Raiffeisen salary card?
Upon receipt salary card, the activation method is performed by the same methods as for other types of cards. You can choose one of the most convenient ways for you or wait for the automatic launch of this function.
What problems can arise when withdrawing money abroad?
When traveling abroad, you may encounter some problems. Therefore, before leaving, you need to inform the bank about your plans. The problem is that in order to strengthen the protection, the bank has put in a protection and it may be impossible to withdraw funds. If several unsuccessful attempts are made, it will be blocked.
Conclusion
In the end, it is worth noting that when using plastic cards, you should be careful and avoid stupid mistakes that can ruin your enjoyment of using them.
The PIN code of the Raiffeisen card is confidential information available exclusively to the cardholder. If the 4-digit secret code received in the bank is too difficult to remember, it is possible to change it.
How to change your PIN if you have forgotten it
You may need to change the combination of numbers that is contained in the received PIN-code of the card in two cases:
- Forgot and want to restore the PIN-code without re-issuing the card;
- Remember the combination, but it seems awkward to you for regular use.
When asked how to find out the PIN code bank card Raiffeisen, if you have forgotten it, there used to be the only answer - to look at the numbers in the envelope issued by the bank to the cardholder. Let us remind you that if you lose the envelope, you will not be able to find out the PIN-code at the bank, employees do not have access to information regarding the PIN-codes of clients.
Today, Raiffeisen cardholders, upon receiving it, create a PIN code on their own using the following methods:
- In the Teleinfo system;
- Through the PIN pad installed in Raiffeisen branches.
If you have forgotten the PIN-code of your Raiffeisen card, you need to contact the bank branch with your card and passport in order to change it through the PIN-pad system.
Rules for using the secret code of the card
To create, use and store the PIN-code of the Raiffeisen card, we recommend using the following rules:
- Do not use a combination of identical or consecutive numbers to create a PIN;
- Change the PIN-code through an ATM or PIN-pad at least once a month;
- Do not store the PIN code with the card or in the phone's memory, as well as never enter it on the Internet;
- Dial the PIN-code in such a way that unauthorized people cannot see it.
Conclusion
The PIN code of the Raiffeisen card is information that must be known exclusively to the owner. If the PIN code is lost and there is no way to find it, change the combination of numbers at the ATM to a more convenient one.
