What is bps internet banking. Internet banking of BPS-Sberbank. Interesting features, extensive functionality Bps Sberbank Internet banking personal bank login

What is BPS Internet Banking? BPS Bank provides all citizens who want to manage their finances on their own and carry out transactions at any time of the day.

What is BPS Internet banking: login

The bank's capabilities are as follows:

• Receiving timely reports on the amount of funds in the account, on the operations performed.
• Enjoy up-to-date information without delays, errors and typos.
• Make payment utilities... Moreover, these actions will take a minimum of time.
• It is possible to pay for the services of mobile operators, i.e. replenish the account.
• Pay for the Internet. In BPS Internet Banking, you can create templates that save information about previous payments.
• Work with personal deposits.
• It is possible to block the card if it has been lost.
• Replenish deposits.
• Change the data in your personal account.

The financial institution is expanding the number of partners. Therefore, in your personal account you can order air tickets, pay taxes and much more.

Customers can also insure property online.

Translations

There is a service called " urgent translation". A citizen can send cash instantly.

By systems MONEYGRAM, BLIZKO, KOLIBRI, Western Union transactions in progress individuals not related to entrepreneurial activities stew.

There is a service called “Translate for me”. The card must have 3-D Secure protection. She assumes that all actions will be confirmed using an SMS message. The company sends them every time, or assigns only one.

Internet banking from BPS-Sberbank is a special online service with which you can remotely monitor your account status, carry out certain banking transactions, and so on. The functioning model of the BPS of Internet banking is as follows - the bank stores all data about the client on its server, and the client uses the Internet to connect to this database, enters his personal account and performs all the operations that the bank allows to carry out.

What are the benefits of Internet banking

Internet banking has the following advantages:

• To carry out most of the transactions, you do not need to visit the bank - it is enough to have access to the Internet. After all, there may be a long queue at bank branches, and the bank branch itself may be far from home. With the help of Internet banking, you can carry out a large number of operations (transferring money, paying for utilities, etc.) in a few clicks.
• A large number of services with which you can pay for various services. Using internet banking, you can pay for electricity, water, gas, telephone, internet and so on.
• Instant card blocking. If a customer's card is stolen, then he can quickly enter his personal account and block it so that an attacker cannot use the card.
• Reliable protection against hacking using SSL-protocol. Using this protocol, Internet scammers will not be able to hack into your computer and transfer your money to their account.

Where and how to connect BPS Internet banking

The BPS Internet banking connection looks like this:

• You go to the nearest branch of BPS-Sberbank with a passport and write an application for connecting to Internet banking.
• You are offered a service connection agreement; if you agree with it, then you sign it.
• You will be given a username and password with which you can enter the site.
• In some cases, you will also have to contact the Certification Center for Digital Certificates of the Bank to obtain and install crypto protection tools.

How much does Internet banking cost

You can connect Internet banking for the following fee:

• Connecting a client to the Internet banking system with the provision of an electronic key carrier - 25 Belarusian rubles, without providing the carrier of electronic keys - 12 Belarusian rubles.
• The monthly fee for using the service is 12 Belarusian rubles.
• Activation of the service of SMS-notifications during operations with the card - 3 Belarusian rubles.
• The monthly fee for using the SMS notification service is 3 Belarusian rubles and 50 kopecks.

Conclusion

With the help of Internet banking, you can carry out banking transactions using the Internet. Among the main advantages of Internet banking are simplicity, a large number of additional services, and a high degree of protection against unauthorized access. To activate the service, you need to contact the BPS-Sberbank branch and sign an agreement, as well as install it on your computer special program that will protect your computer from unauthorized access. It costs 12 or 25 Belarusian rubles to connect to Internet banking, and the monthly fee is 12 Belarusian rubles.

With the development of the banking sphere of activity, the Internet banking service has become widespread. Sberbank offers its clients convenient system allowing you to make payments, transfers and many other transactions without leaving your home. Those who want to always have a bank at hand should get internet banking.

What is the Internet banking service from Sberbank? This feature allows the client to carry out most banking operations, which previously could only be performed through a bank branch or ATM. Internet banking is available today to receive login through a personal computer or an application on the phone.

Internet banking BPS Sberbank was transformed in 2015 into Sberbank online, which is operating today.

How to connect Internet banking BPS Sberbank?

To connect the Sberbank Internet banking service, you must contact any bank branch. It is worth having a passport with you, since when filling out an application for connecting the service, you will need to fill out a questionnaire in which the client's data are indicated.

To get access to Internet banking, you must:

1. Show up at the Sberbank branch with a passport.
2. Contact the cashier or the employee responsible for the connection.
3. The bank employee will draw up an application for connecting the Internet banking service to the client. You must sign this statement.
4. After the application is drawn up, an SMS notification will come that the Internet banking service is connected.

To access the Internet banking service, you must have a connected service Mobile bank to receive SMS notifications.

Internet banking is connected to one Sberbank card, even if the client has several of them. However, he will be able to receive information about all the cards online.

How to register with BPS Sberbank Internet banking?

To register in the BPS Internet banking system of Sberbank, you just need to submit an application for connection at a bank branch. After carrying out all the procedures, the user will be automatically registered in the system and will be able to use the Internet banking service. However, the initial username and password are set automatically and are not considered secure. In order for the use of Internet banking to become completely safe, it is better to change the username and set a new user password when you first enter your personal account.

Internet banking BPS Sberbank: payment for services

Any user can pay for services through the BPS Internet banking system. To do this, you need to enter your personal account by entering your username and password, as well as an SMS code. Since 2015, BPS Internet banking has been transformed into the Sberbank online system with improved protection using SMS notifications. That is why, when paying for each service, SMS confirmation will be sent to the user's phone.

To pay for services using BPS Internet banking, you must:

1. Log in to your personal Internet banking account.
2. Select the Transfers and Payments tab.
3. Go to the item of the type of payment for services that you need.
4. Enter the details of the recipient and the amount of payment.
5. Click the Finish button.
6. Confirm the correctness of the operation by SMS with a password.
7. Receive a receipt for payment online.

It is necessary to correctly and accurately enter the payment details and be sure to check them before sending funds.

Thus, every client of the bank can connect Internet banking BPS Sberbank. All you need to do is have a phone number, a Sberbank card and a passport. Connection is free of charge. Availability personal account in such a system, it allows you to pay for services, transfer funds and perform a lot of banking operations from your own computer or phone.

We are testing self-service systems of Belarusian banks. Today we will evaluate the work of Internet banking from BPS-Sberbank.

Data registration and recovery

There are two ways to register in the system. The first one is if you are already a client of the bank and you have some kind of product, for example, a card or a deposit.

In my case, it's a map. To register, I needed a passport and mobile phone, which received an SMS code for confirmation.

The second way to use the BPS-Sberbank service is to register with guest cabinet... You do not need to be a bank client to complete it. For this form of registration, you only need SMS - confirmation.

A feature of the guest mode is the ability to pay for some services using cards from other banks, but today we will consider full version systems.

If you forgot your username or password, then you just have to register again. However, there is one drawback - you cannot leave the previous login, the system will say that it is already taken, you will have to come up with a new one :(

Functional

This is how the main page of the Internet bank looks like. On it you will find all your issued products: cards or deposits.

Now let's take a closer look at "Personal menu"... The first service is "Operations history".

Here you can view transactions for any period, both for all cards, and for any one.

I really liked the ability to manage payments, you can also find it in the side menu. This is where your payments are stored, which can be renamed, deleted and grouped into various folders ...

Also, let's not forget that for all services, for example, payment for the phone or the Internet, you can set up automatic payment. However, this service is paid.

Perhaps one of the most interesting sections of the system is PF manager which can be found in the section "My finances"... The financial assistant will analyze all your income by cards, accounts and even loans :)

"Payment sheets"- undoubtedly a useful function, but it will only come in handy if the organization in which you work concludes a special agreement with the bank.

For example, you can change your login password or choose a convenient way to confirm transactions.

A pleasant surprise was the ability to customize the visibility of the products. For example, if you do not want to overload the main page, then you can leave only one main card, and hide deposits and loans.

Setting of limits is also available in the Internet bank. However, I was able to set restrictions only on the countries of the transaction, the limits on the amount and quantity gave me an "error" :(

In the next subsection - "My statements"- you can track certificates, loan applications, view concluded insurance contracts, and also find out the status of their execution.

Now let's go through the main sections. First - "Payments and transfers".

But the most unusual thing is the ability to pay with the cards of other banks. Moreover, you can pay for services in the ERIP system, as well as replenish deposits, and repay an overdraft, and even make transfers :)

At first glance, it is clear that translations are strong point jar. Literally any transfer options are available to you: by phone number, by card number, between cards of other banks, and even transfers to foreign currency outside Belarus :)

In chapter "Cards" you can order a card for a new account or for an existing one.

But not everything is so smooth - we did not manage to order a call and personal consultation in the system. Endless loading :(

In the section titled "Deposits and Accounts" you can choose a suitable deposit and open it without leaving your home ...

In chapter "Loans" only the application is available, but it seems not to everyone. Apparently, only the user who receives a salary on a BPS-Sberbank card can apply for a loan.

In chapter "Closed accounts" you will receive information about all the products that you have previously registered, for example, a deposit or a card account.

Personal opinion of the correspondent

In addition to the basic functions, you can find many interesting possibilities in Internet Banking, such as identifying Yandex Wallet or applying for insurance.

The functionality is extensive, especially in the translation section.

I would also like to note the presence of a PF manager and the ability to pay for services with cards from other banks.

Test result - 111 points out of 125 possible

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