Dear Clients Bank Dabrabyt OJSC!

We inform you that from 4 July 2017 Republic of Belarus moved to the international structure of the account number (IBAN) and bank identification code (BIC), based on the international standards ISO 13616 IBAN and ISO 9362 BIC, respectively, as part of the phased implementation of the international standard ISO 20022 “Financial services. The Financial Industry's Universal Messaging Scheme.

IBAN - general information

IBAN (International Bank Account Number) is a format for a bank account number that complies with the international standard ISO 13616 “Financial services. International Bank Account Number (IBAN) ”.

IBAN was originally intended to standardize interbank settlements in the territory European Union... IBAN is currently used in over 70 countries around the world.

Payments using an IBAN account are made by: Austria, Azerbaijan Republic, Albania, Andorra, Belgium, Bulgaria, Bosnia and Herzegovina, British Virgin Islands, Great Britain, Hungary, Guatemala, Germany, Gibraltar, Greece, Georgia, Denmark, Dominican Republic, Israel, Ireland , Iceland, Spain, Italy, Kazakhstan, Cyprus, Principality of Liechtenstein, Kingdom of Bahrain, Costa Rica, Kuwait, Latvia, Lebanon, Lithuania, Luxembourg, Mauritius, Mauritania, Macedonia, Malta, Moldova, Monaco, Netherlands, Norway, United United Arab Emirates, Palestinian Authority, Pakistan, Poland, Portugal, Romania, San Marino, Saudi Arabia, Serbia, Slovak Republic, Slovenia, Tunisia, Turkey, Ukraine, Finland, France, Croatia, Montenegro, Czech Republic, Switzerland, Sweden, Estonia.

In accordance with the Resolution of the Board of the National Bank of the Republic of Belarus dated July 27, 2015 No. 440 "On the structure of the account number", the transition to the international structure of the IBAN account number in the Republic of Belarus will be carried out from 04.07.2017... Account number in IBAN format instead of 13-digit personal account from 04.07.2017 will be used both for intra-republican settlements and for international payments.

IBAN structure

In accordance with ISO 13616, the length of the IBAN cannot exceed 34 characters, and each state, in the case of joining the specified standard, independently determines the structure and number of characters.

IBAN account number structure for the Republic of Belarus, registered by the Society for Worldwide Interbank Financial Telecommunications (SWIFT), is a combination of Latin letters and numbers and has a fixed length in 28 digits:

AABBCCCCDDDDEEEEEEEEEEEEEEEE, where

AA- international code of the Republic of Belarus ( BY);

BB- control digital value (calculated according to the standard ISO 7064: 2003 "Information technology. Method of protection of the system of control marks");

SSSS- the first 4 characters of the bank identification code of the bank assigned by SWIFT ( for OJSC "Bank Dabrabyt" - MMBN);

DDDD- balance sheet account according to the Chart of Accounts accounting in banks and non-bank financial institutions The Republic of Belarus;

EEEE EEEE EEEE EEEE- an individual account, the numbering procedure of which is determined by banks independently.

Example: BY00 MMBN3012 0000 0000 0000 0000

Reference for legal entities and individual entrepreneurs:

Account numbers 301X, 302X contain special parameters that determine the characteristics of the client's personal account - account type.

Client account type, opened in OJSC "Bank Dabrabyt" is defined in the form of two digits, which in the structure of the account number in the IBAN format occupy the 19th and 20th positions ( TT).

AABBCCCCDDDDEEEEEE TT EEEEEEEE,

where TT in OJSC "Bank Dabrabyt" - an attribute of the account type:

01 - current (settlement) account;

02 - transit account;

03 - special currency account;

04 - special currency for accumulating foreign exchange earnings;

05 - subaccount;

06 - account for accumulating funds of citizens for housing construction;

55 (56) - a special account for crediting funds received from the provision of living quarters commercial use in accordance with the law;

66 (67) - an account for the accumulation of funds for other purposes in accordance with the law;

77 (78) - current (settlement) account or account for accounting of deposits (deposits) on demand, access to which can be provided using a debit card.

Example: BY00 MMBN3012 0000 00 TT 0000 0000

Benefits of implementing IBAN:

1. unambiguous identification of the settlement participant (allows you to identify the client's account in any bank of any country, if the IBAN standard is applied in that country);
2. the ability to check the correctness of the account number before sending the payment;
3. acceleration of payment processing and compliance with the principle of end-to-end continuous processing of payments (Straight Through Processing - STP);
4. reduction of operational risks associated with incorrect execution of payments, since already at the stage of accepting customer payments for processing, the bank will be able to check the correctness of the recipient's details using check digits;
5. acceleration of integration processes.

New BIK

BIC (bank identification code) is a unique sequence of characters designed to identify settlement participants (banks). This is a kind of electronic name of the bank used in settlement and payment systems, thanks to which it is possible to accurately identify the bank, customer service- the initiator of the bank transfer transferring funds (the sending bank) and the bank serving the client - the beneficiary of the recipient of these funds (the receiving bank).

The currently used BIK are used for settlements only on the territory of the Republic of Belarus. From 4th July 2017 BICs are used, which can be used both for settlements within the country and for international transactions. New BIC correspond BIC SWIFT which is assigned by the Society for Worldwide Interbank Financial Telecommunications (SWIFT).

13:51 28.06.2017

In less than a week, on July 4, Belarusian banks will switch to the international structure of the account number. WhatIBANand BIC? What changes will affect customers? Are there any chances of service disruption?Myfin. bywith the help of Alfa-Bank experts, I prepared simple answers to complex questions.

IBAN (International Bank Account Number) is an international bank account number. It is designed to simplify the processing of international payments and bank transfers. IBAN is currently used in more than 70 countries around the world.

V Belarus IBAN will be used both for settlements between individuals and legal entities within the country, and for international settlements.

The account number of individuals and legal entities, residents of Belarus, in the international format will have a fixed length of 28 digits. This structure is determined taking into account the position of banks and allows you to save the currently used 13-digit account number in the IBAN account number. And with the help of an additional 15 digits, enter other alphanumeric parameters for identifying a client, transaction, banking product etc.

BIC - Bank Identification Code. This is a kind of "electronic bank name". It is used in settlement and payment systems in order to accurately determine the bank that is the initiator money transfer(transferring money) and beneficiary - the bank that is the recipient of the transfer.

The IBAN account structure is as follows: AABB CCCC DDDD EEEE EEEE EEEE EEEE,

AA (first and second letter digits) is the country code where the beneficiary's bank is located (according to ISO 3166-1 alpha-2).

For the Republic of Belarus - BY.

BB (third and fourth digital digits) is a check digit designed to ensure the accuracy of the account number and the correctness of its indication in payment and other documents, calculated according to the ISO / IEC 7064, MOD 97-10 standard.

CCCC (fifth to eighth digits) are the first four characters of the bank identification code assigned to established order in accordance with the Instruction “On the Procedure for Maintaining a Directory of Bank Identification Codes of Settlement Participants in the Territory of the Republic of Belarus”.

DDDD (ninth to twelfth digital digits) is a balance sheet account, the structure of which is regulated for banks and non-bank credit and financial organizations of Belarus by the Chart of accounts in banks and non-bank credit and financial institutions of the Republic of Belarus, for the National Bank - by the Chart of accounts in the National Bank.

EEEE EEEE EEEE EEEE (thirteenth to twenty-eighth alphanumeric digits) is an individual account, the numbering order of which is determined by the National Bank and banks independently.

To find out the new IBAN account number, customers should contact servicing bank... In Alfa-Bank, for example, this information will be provided in any branch, as well as in the Alfa-Consultant contact center around the clock by phone: 198 or 733 33 32 (for all mobile operators).

The transition to the use of an international bank account number will increase the reliability of transactions, speed up the processing of payments and reduce the costs of making them, as well as eliminate the possibility of ambiguous identification of a settlement participant, and reduce operational risks.

Private clients do not need to take special actions related to the transition to the use of an international bank account number. You can find out the IBAN number (for example, for making an international money transfer) at any bank branch. To find out the new IBAN account number, customers should contact the servicing bank

Legal entities, individual entrepreneurs and individuals should take into account that if there is a standing payment order (PDPP) issued before July 4, 2017, its details should be changed. To do this, you need to contact the servicing bank with an application. If the client does not submit to the servicing bank an application for changing the details in the PDPP, then the bank will stop executing such orders starting from July 4, 2017.

To make a transfer within the country or abroad, from July 4, 2017, customer payment instructions must contain new account numbers (IBAN format) and new bank codes (BIC). At the same time, funds on international bank transfers received in the period from July 4 to December 31, 2017, will be credited by the bank to the new account, regardless of whether the recipient's account number is indicated in the interbank payment order in the IBAN format or in the format valid until July 4.

To receive funds by bank transfer, a new account number (IBAN format) and new code BIC bank, the recipient of the funds must inform the sender.

To pay for payment requests (exceptions will be payments to the budget, state budget / extra-budgetary funds and enforcement authorities), the recoverer will need to contact the servicing bank to submit a “application for changing the recoverer's payment details” by July 4, 2017.

The procedure for switching to the international structure of the account number in the IBAN format is the same for all banks.

National Bank approved the terms transition period for the practical implementation of international account numbers (IBAN).

The terms of the transition period and the types of transfers to which the conditions of the transition period apply are determined by the resolution of the Board of the National Bank of May 24, 2017 No. 195.

Transfers in favor of individuals according to the lists (salary, pensions, benefits, etc.), which will be received from July 4 to September 30 inclusively for crediting to old account numbers, will be credited by banks to new IBAN account numbers.

Thus, money through international bank transfers that will be received by customers from July 4 to December 31 of this year inclusively for crediting to old account numbers will be credited to the new recipient's IBAN account numbers.

This rule also applies to individuals.

The plan for the preparation and transition to the use of an international bank account number has been determined in advance and is implemented by all banks in the country in working order with the participation of the National Bank. The work is primarily aimed at ensuring that the technical transition affects customers to a lesser extent and does not affect the solution of their work and day-to-day tasks.

From July 4, 2017, banks will not accept for execution customer payment instructions in which account numbers and bank codes are specified in the format that was in effect before that date. Cash for international bank transfers received between July 4 and December 31, 2017, will be credited to the new account, regardless of whether the beneficiary's account number is indicated in the interbank payment order in the IBAN format or in the format in effect before the transition.

There is no reason to worry. Banking specialists are ready to promptly provide the necessary advice. You can also get the necessary information by contacting bank employees through other official channels.

Your bank information is safe as we do not store or view any data you entered.

To generate IBAN for account number in Belarus, type SWIFT / BIC Code, Branch Code, Account Number in the specified field in the IBAN Calculator below.

Make sure the length and value you enter, follow the format specified on the right of the field. Please omit any blanks or dash.

If your account number length is less than the specified length, insert zeros in front of the account number to get the right length.

The downside of international transfers with your bank

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IBAN Calculator for Belarus

About IBAN Generation Tool

I BAN Generation tool is designed to create a valid International Bank Account Number (IBAN) base on Local Bank Code, Local Branch Code & Local Account Number base on the country the bank is located. The IBAN generator supports all SEPA countries and banks

The tool will check the length of the Local Bank Code, Local Branch Code & Local Account Number to confirm with the standard, calculate mathematical checksum and check IBAN structure in order to determine if the IBAN generated is valid.

Kindly take note that, these tools do not actually check if the IBAN is exist with the bank.

The tool is provided for informational purposes only. Whilst every effort is made to provide accurate data, users must acknowledge that this website accepts no liability whatsoever with respect to its accuracy. Only your bank can confirm the correct bank account information. If you are making an important payment, which is time critical, we recommend to contact your bank first.

UPDATED:
At the moment, the "IBAN Calculator" service is not available on the official website of the National Bank of the Republic of Belarus. Here is a link to all the main documents on migration to IBAN and BIC.

To find out your new account number (IBAN), you need to contact your bank. If you have opened accounts with several banks, then the corresponding account number in the IBAN format can be obtained from the bank where the account is opened. According to the international standard, only the bank of the account holder has the exclusive right to issue an account number in the IBAN format.

The National Bank of the Republic of Belarus has posted on its official website the service "IBAN calculator", BelTA informs with reference to the Information and Public Relations Department of the National Bank.

The service allows you to determine online the number of the counterparty's current (settlement) bank account ( legal entity, individual entrepreneur, notary and individual advocate) in the IBAN format.

To determine the number of the current (settlement) bank account in the IBAN format, in the service menu, you must enter the 9-digit bank code or select its name, select the account currency and indicate the old account number (13 characters). After entering the data, a dialog box will display the corresponding account values ​​in IBAN and BIC format.

The service also provides an opportunity batch processing.

According to the National Bank, the regulator's website also contains actual "questions and answers" for legal and individuals on transferring bank accounts to IBAN and BIC formats. The bank recommends that on all issues related to the transition to IBAN and BIC, as well as the procedure for opening and using them in settlements, contact the servicing bank.

As reported, from July 4, 2017, Belarusian banks will accept for execution only those payment instructions that contain new account numbers (IBAN) and new bank identification codes (BIC). At the same time, IBAN and BIC will be used both for settlements within the country and for international settlements.

The introduction of IBAN and BIC into the practice of non-cash settlements in Belarus and cross-border settlements will increase the reliability of transactions, speed up the processing of payments and reduce the costs of making them, eliminate the possibility of ambiguous identification of a settlement participant.

The decision to switch Belarusian banks to use IBAN and BIC for non-cash payments was made in 2015 as part of the Action Plan for the implementation of the ISO 20022 methodology "Financial services. Universal message scheme for the financial industry" in payment system Of the Republic of Belarus for 2014-2017.

IBAN (International Bank Account Number) Is the bank account number in accordance with international standard ISO 13616: 2007. It is also called the IBAN code (IBAN code).

The IBAN code officially appeared in 2007. Its appearance was originally intended to standardize payments between banks in the European Union (EC).

The IBAN code is used not only in the EU, but also in other countries of the world. The use of recommendations for coding bank accounts speeds up and reduces the cost of interbank payments.

From July 4, 2017, through the efforts of the National Bank of the Republic of Belarus, Belarus joins the international account numbering and abandons its old one.

Each country independently determines the length of the IBAN code. The maximum possible length is 34 characters. In Belarus, the National Bank has set up IBAN accounts with a length of 28 characters.

The IBAN structure looks like this:

• the first two letters indicate the state where the account is located. For Belarus it is BY;
• the next two digits - the IBAN check number for checking the correctness of the account;
• the remaining symbols contain the bank sign and the bank account number.

For example, the Inspectorate for the Ministry of Taxes and Tax Collection in the Zavodskoy District of Minsk had before July 4, 2017 account number 3602911010004 in Belarusbank. Bank code: 153001795.

After switching to the new numbering, the invoice will look like this.