The non-state pension fund of Sberbank allows everyone to get acquainted with their work on the official website, which contains detailed information on corporate and individual pension programs. Sberbank of Russia has established itself as a reliable partner, its non-state pension fund is among the top ten NPF ratings in terms of profitability of pension savings to client accounts.
The personal account of the NPF of Sberbank allows you to use ample opportunities in managing pension savings and calculate your future pension.
Main page of the official website of NPF Sberbank
Possibilities of a personal account
The functionality of the personal account of the client of the Sberbank pension fund is quite extensive. Here you can track information on your personal account and manage your pension savings:
- Select (change) an individual pension plan.
- Conclude an agreement on non-state pension provision.
- Pay your individual plan premium online.
- Order a complete statement of the status of an individual (personal) account, which will reflect the movement of the client's funds in the time range specified in the request.
- Calculate an estimated future pension, which can be done with a simple retirement calculator.
- View accruals from the employer, control your pension savings.
Registration and login to your personal account
In order to register online as an NPF client, you need an e-mail, passport and SNILS. If you have any difficulties during registration, you can use the instructions, the active link to which is located next to the "Registration" link on the login page for the personal account of NPF Sberbank. The instruction opens in a separate tab and greatly simplifies the creation of a profile.
Page with a login form to the personal account of NPF Sberbank In the future, when using the account, the login will be the email address declared during registration. It is important to indicate personal data the same as in the passport, and come up with a correct and strong password. In order to receive informational messages from NPFs, it is necessary to put a “tick” in the registration data next to SMS informing.
The non-state pension fund of Sberbank, established in March 1995, today offers its clients a wide range of financial programs. Thanks to the emergence of an Internet resource, now the search query "NPF Sberbank personal account" provides access to various services that allow you to manage your financial future online.
All about NPF Sberbank
The benefits of using the resource and its other possibilities will be discussed below.
The official website of NPF Sberbank provides access to a personal account so that each client can independently determine the size of his future pension.
You can register your personal account using:
- passports;
- SNILS;
- email addresses.
Step-by-step instruction
The procedure itself involves filling in the fields of the registration form.
First step
The first section introduces the basic information. The existing email address will become the login to enter the account. Next, you need to come up with a password consisting of at least 6 characters, and it must contain Latin letters and numbers.
Enter your email and create a password
Then, in accordance with the passport, the columns with the surname, name and patronymic are filled in. A security question and an answer to it are needed in case you forget your password.
Fill in the fields with full name
Second step
In the second section, the date of birth, mobile phone numbers, passports (the series does not need to be indicated) and SNILS are entered. Consent to the processing and transfer of personal data, the desire to receive information by e-mail and via SMS is confirmed.
Fill in the fields on the 2nd step
After filling out the form, you must enter the verification code from the picture and, after confirming the information, complete the registration. An email should be sent to the specified email address containing a link to verify your account. After going through it, you will be able to access your personal account.
All subsequent entrances to the personal account of NPF Sberbank will be carried out by entering a login and password.
Advantages of the personal account of NPF Sberbank on lk.npfsb.ru
Thanks to access to your personal account, each client of the Sberbank pension fund gets an excellent tool for managing their own savings. Being online, you can easily control any movement of funds, including checking the regularity of contributions to the fund by the employer.
And the NPF of Sberbank for individuals and legal entities allows you to choose the most optimal pension program, which, if necessary, can always be adjusted. The user-friendly interface of the service makes it easy to make payments for the maintenance of an individual plan.
Another advantage of a personal account is constant customer support. By sending a message with a topic of interest, you can get a free consultation. At the top of the site is visible. Calls are accepted around the clock.
Control of pension contributions
Details on savings are opened after entering the personal account of NPF Sberbank. The amount of pension savings available in the Pension Fund can be found using the Sberbank-online service.
You will first need to make an application at the nearest branch of the bank, thanks to which the PFR information exchange system will become available. After that, an additional tab “Pension Fund” should appear in your personal account, allowing you to control the amount of funds in the funded and insurance parts of the pension. The site makes it easy to get an account statement.
How to calculate a pension on the online calculator of NPF Sberbank
On the official website of NPF Sberbank, a curious tool is presented to the attention of users - the "Choose Your Future" calculator. With it, you can approximately calculate the size of your future pension.
Uses the following information, which must be provided to complete the operation:
- age;
- the average level of wages;
- the amount of the monthly contribution (in rubles or as a percentage of salary);
- term of payment of non-state pension;
- amount of pension savings.
The calculation can be done automatically or based on user data. It should be borne in mind that the calculator does not give accurate results and guarantees for the part of the monthly payment amount that can be seen on the screen.
About the individual pension plan
Registration of an individual pension plan, which can be carried out on the official website of the fund, will increase income. A habitual lifestyle and a comfortable retirement will become a reality thanks to a self-made decision on the amount of the monthly contribution according to an individual plan.
Attention! The NPF of Sberbank increases the additional income of its clients by implementing reliable investment projects. In addition, it is possible to get back 13% of the investment thanks to the social tax deduction.
The conditions offered by the fund are very tempting. Firstly, all savings are protected, they cannot be recovered in favor of third parties. Secondly, they can be inherited. Thirdly, the client is given the right to choose the period for making pension payments, but it cannot be less than 5 years. Fourth, savings are available for withdrawal before retirement. Details of early use of the account are indicated on the website.
A convenient and functional personal account of NPF Sberbank offers to receive account details and conduct various kinds of financial transactions while outside the bank. The number of customers, which has passed the mark of 8 million, testifies to the reliability and popularity of the leader in the pensions market.
Attention! Due to recent changes in legislation, the legal information in this article may be out of date!
Our lawyer can advise you free of charge - write a question in the form below.
In Russia, every citizen has the right to a pension. After the pension reform, everyone can transfer the funded part of the pension to non-state pension funds. Sberbank created its fund over 20 years ago.
The official website and access to your personal account are located at: https://npfsberbanka.ru
In this article, we will talk about registering a personal account of the NPF of Sberbank, whether it is profitable to transfer your funds there, and what opportunities open up for the fund's clients.
Briefly about the Fund
All employers in Russia transfer 22% to the pension fund. 16% of which are called the insurance part and are unchanged. And 6% can be transferred at the discretion of the employee to non-state funds. Subsequently, the NPF must invest these funds in various projects in order to constantly increase the amount in the account. NPF Sberbank has a yield of 9.5% in 2017.
Positive aspects of the fund:
- Money is invested in large and proven projects;
- Guarantees for the security of your savings;
- Member of the system of legal guarantees for insured citizens;
- The highest rating among other NPFs.
To start using personal account of NPF Sberbank it is necessary to conclude an agreement at the branch and obtain access data.
Already 4,000,000 people have entrusted their funds to the fund, and most of them went to the site and appreciated the convenience of work.
Registration in NPF Sberbank
After you have drawn up an agreement at a bank branch, you should be given access parameters to the site. First of all, you need to go to the site https://npfsberbanka.ru and register. Go to the site and in the upper right corner look for the "Personal Account" button. After you should open a form for filling in personal data:
- You must enter personal information:
- Email address - the address must contain the @ sign;
- Full name - last name, first name, patronymic of the client. Write down as indicated in your passport. Full name will not be displayed in the personal account, in order to avoid the disclosure of personal data;
- Access password. Create a strong password for your account. The password must be more than six characters long;
- Security question to restore access. This is the question you will be asked when you restore access. Usually they come up with a security question in the form of the mother's maiden name or the pet's nickname.
Attention! If something is not clear to you when filling out the forms, then click on the question icons, there is help opposite each item
- After filling in the data on the first screen, the system should transfer you to the second screen, where you will continue to fill in your personal data:
- Enter a mobile phone - it is entered in the format 7 xxx xxx xxx, without + signs;
- Passport number - in the format (хххх) 111222444. Only the passport number without registration, and without indicating the department that issued the passport;
- SNILS number (green certificate) - enter the number correctly, the system will identify you by it and immediately link the pension account;
- After that, you must check the box to consent to the processing of personal data. Set up an SMS alert. You will receive an SMS message each time funds are received on your account.
Then we move on to the next step registration of a personal account of NPF Sberbank. If everything went well, the system will show the final registration screen. At the same time, an email will be sent to your specified email address. Go into it and find a letter from the service. You will need to follow the link to activate your account. By clicking on the link, you will be taken to your personal account, where you can log in using the previously entered login and password.
Possibilities of the personal account of NPF Sberbank
The online service provides the client with the opportunity to remotely carry out all operations, without visiting the bank branch and standing in queues. Through the NPF personal account, the user can:
- Receive SMS notifications about the accrual of the funded part of the pension;
- Find out about your savings amount;
- Pay contributions to the management company to increase the size of the pension;
- Make a template for auto-replenishment of accounts;
- View the history of accruals;
- View the status of applications and contracts;
- Change the login password;
- Activate the mobile version of the program
Also in your personal account you can find information documents on working with a pension for a pensioner. You can always read all the new terms and conditions and make your own decisions. If you have any questions, please call the 24/7 technical support of Sberbank 8 800 555 00 41
Every year, the service is supplemented and refined for the convenience of users. You can learn about additional features from the online help or go to the office and ask the operators.
What's on the home page
At the top you can see the hotline for customer assistance - 8 800 555 00 41 . Also on the page you can see:
Menu consisting of sections:
- Agreement;
- FAQ;
- Applications from the client;
After logging in, the user will see all the contracts that have been concluded with him. Be sure to check the availability of these contracts, the accuracy of the information entered (passport data).
If the data is incorrect or the system did not show the latest concluded contracts, then call 88005550041 and resolve your issue.
Contracts must be changed when changing the passport data or the name of the client. Be sure to send an application for adjustment of the contract after changing these data.
At the bottom of the page you can see messages from the fund, in which you can see the news of the fund and useful information for accumulating funds in your account.
Login to your personal account
You can log into your account through the website http://www.npfsberbanka.ru/ and click on the menu item "Personal Account" or go to the direct address https://lk.npfsb.ru/login
The Sberbank service can be used by both individuals and insurers - legal entities. To register, you will be asked to enter personal data, data from your passport, SNILS number and email address.
Please enter your email address and correct password to log in.
If you have forgotten the system access parameters, then use the recovery option. Click on the "Forgot password" link, enter a security question and follow the system prompts. The service will send an email to the specified email address. Inside the letter there will be a link, by clicking on which you can specify a new password and enter the personal account of NPF Sberbank. You can also change the password from the "Settings" section in your account.
Profile – account settings.
In order to check your entered data - go to the "Profile". Your full name should be indicated there, you can add a photo to your profile, date of birth.
In the system you can change:
- User photo;
- Change the password to another one. Just enter a new password and confirm in another field. The new password value will take effect after saving the account;
- Change information about the current place of residence. You can change:
- Index;
- District of residence;
- City;
- street;
- Apartment number;
- Change notification methods. Check the box next to the information you would like to receive.
The system provides the ability to delete a profile from the system.
List of treaties and statements
In order to get information about the concluded agreements, you need to go to the "Agreements" section. All contracts in the system are divided into:
- Mandatory;
- customized;
- Corporate;
If some contract has not been concluded or updated with the IR, the system will display this in the tab. In order to conclude a new contract, click on + and enter your details. The system will enter the data filling mode for the selected user. After filling out the questionnaire, you can print and sign the contract.
In order to receive payments from the Mandatory Pension Insurance fund, you need to go to the "Application" section. Click on the "Submit Online" link
The service will transfer you to the application registration tab. You can log in to the service using your account in the State Services.
In this section, you can fill out and print out an application to create a personal account for NPF Sberbnk, and then take it to the nearest branch. After that, you will be given access data. Call the hotline if you have any questions. Competent specialists will answer any of your questions around the clock.
Q&A section
Any questions? Then go to the "Questions and Answers" section. All questions are divided into categories. Choose the right one and get all the information.
The following categories currently exist:
- IPP - questions on the contract, service and payments;
- OPS - all general questions, questions on service, pension payments, inheritance;
- Services - questions about your personal account and Internet service;
What is AutoPay for?
After activation and gaining access to your personal account, you can sign an additional agreement with the bank and set up auto payment for pension contributions. This agreement can be signed only upon personal appearance at the bank branch.
Auto payment is necessary in order to replenish the account on time and not to miss mandatory payments. Each client himself must configure the parameters for replenishing his account.
Auto payment is activated only after the first "manual" deposit of funds.
When making an auto payment from a current account, it is necessary that there are funds on the account. Otherwise, the payment will not be made. The bank does not charge any interest for this service. All transfers within the bank are made without commissions. Check with the service specialists if you want to replenish your account with a transfer from Tinkoff Bank or Alfa Bank.
How to become a client of NPF Sberbank?
There is no need to visit the pension fund. The bank employee will transfer your pension to the fund
After that, you will be given a username and password to access your personal account. The procedure is quite long, but you will be 100% sure of the result.
What are the individual plans
In the personal account of NPF Sberbank, it is possible to apply for individual service. To do this, select the pension calculator. It is located in the menu item, next to personal information.
Set different parameters and see what kind of pension you will have if you additionally deposit funds into your account.
After evaluating the profit on your pension deposit, you can create an individual investment plan. On this page, there are different options for pension plans that you can use.
To learn more about each service, click "more details". And from this page you can apply for this service. At the bottom of the page you can find frequently asked questions and their answers.
Call the contact center and ask for a personal consultation with the manager if you have any questions.
Contact Information
On the main page at the top you can find NPF contacts. Click on it and choose the branch that is closest to you. It is not necessary to enter the exact address, just select the city and then select the branch on the map.
After that, you will be shown the address of the branch, the route, how you can get there, the working hours and telephone numbers by which you can get advice.
How to check savings
The entire amount of savings is displayed in the personal account of the NPF of Sberbank. This data is displayed on the main page of the service.
You can get detailed information on transfers, for this, select the amount and click on it. After that, you will be taken to a page with information about income and accrued interest for the last quarter.
You can request a full statement for the entire period of existence of the funded part of the pension. To do this, you need to fill out an application online and then go to the bank branch. You can download the form through your personal account.
The bank employee will ask you for an identity document. Also take the contract with you or write down the number of the contract and the date of registration. This information will help you to get an extract.
Frequently asked questions about NPF Sberbank
What is an Individual Investment Pension Plan and how do I apply for it?
This is a personal pension investment program, which is formed by the client himself. He constantly replenishes his retirement account, so that in 25-30 years, his additional income becomes substantial. The service can be activated through a personal account.
What is the minimum amount of contributions for the Individual Pension Deposit?
The amount of payments should be from 500 rubles. The maximum amount of the deposit is not limited in any way.
Who signs the contract?
Citizens over 18 years of age and who have citizenship of the Russian Federation can use pension savings.
Where can you draw up a contract?
To draw up an additional pension service agreement, you can go to a bank branch, or sign it through the personal account of the NPF. To sign the contract, you will need a passport, bank card number and SNILS.
How and where to get the funded part of the pension?
Once a client reaches retirement age, he or she can apply for early payment of the funded portion of the pension.
The client must write an application at a bank branch or send it via the Russian Post on their own. In this case, the documents must be notarized.
All forms are located inside the personal account.
I hope we were able to cover the work in the personal account of the NPF of Sberbank so that you do not waste your time reading unnecessary information.
Many are interested in whether it is possible to increase the pension, and how to make pension payments larger. The opportunity to receive a non-state pension will come to the rescue here. Everything is simple: it is enough to conclude an agreement and fill out and submit an application to NPF Sberbank for the transfer of the funded part of the pension.
How to apply for transfer to NPF Sberbank
By applying to the NPF of Sberbank, you can choose an individual plan, frequency and amount of transfers. You can return 13% of investments by issuing a social tax deduction, and this is an amount of up to 15,600 rubles per year.
It should be remembered that since 2017 it is possible to transfer funds from fund to fund once every five years. Given this, it is important to choose a reliable NPF that will meet the requirements of depositors.
In order to make the transition to the NPF of Sberbank, you will need to contact the nearest branch of Sberbank or the non-state pension fund itself and consult with a specialist on the spot, fill out a sample application for the NPF of Sberbank and conclude an agreement. When submitting an application, you need to have a passport and SNILS with you.
You can fill out the form yourself using the application and come with a completed application for transfer to the NPF of Sberbank.
Is it possible to appoint heirs to pension savings
At the time of the conclusion of the OPS agreement, it is possible to add your heirs to it, if this has not been done, then before the start of pension payments, you can write an application for the appointment of new successors or change the list of existing ones. After that, it remains to certify it with a notary and send an application to the NPF of Sberbank. If the application was not submitted, then after the death of the depositor, the funds will be inherited by relatives in the order of priority established by the legislation of the Russian Federation.
You do not need to make a will for retirement savings.
Inheritance and payment
Assignees can apply with the established application to the NPF of Sberbank to receive pension savings in full or in part if the pension has already been paid to the insured person. This must be done within six months from the date of death of the insured person, otherwise you will have to prove your right to receive savings in court.
The savings are divided among the successors based on the share that was indicated in the application, if the application was not submitted or information about the share was not indicated, then it is distributed among the heirs who declared themselves.
Sample application of the successor to NPF Sberbank
In order for assignees to receive pension savings, they will need to contact NPF Sberbank in person, or prepare the required documents and an application filled out according to the model, certify them with a notary and send them by mail.
The list of required documents includes:
- successor's passport;
- a document confirming the relationship with the deceased;
- death certificate;
- SNILS of the deceased.
The Fund is obliged to consider the application no later than 7 months from the date of death of the insured person and send a decision on granting or refusing payment within 5 days after that. The payment will be made no later than the 20th day of the month following the date when the NPF of Sberbank made the decision.
Conclusion
Having decided to transfer your pension savings, it is enough to apply for transfer to the NPF of Sberbank. This will increase your future pension, allow you to return part of the investment and choose a convenient plan that suits a particular person. Moreover, by immediately entering the heirs at the registration stage, it is possible to simplify the receipt of savings by relatives in the future.
It is time to decide who to entrust with the disposal of your pension savings in order to prevent a decrease in cash receipts to your individual personal account. Choosing a non-state pension fund is not an easy task. Be sure to get information about the term of its work in the pension market, the presence of large companies among the founders, the information transparency and activity of the fund, and also evaluate the results in terms of key performance indicators.
One of the main criteria for choosing a non-state pension fund is also its full transparency. You should be able to know at any time how much money you have and how it changes over time. For example, information on the status of a personal pension account with the NPF of Sberbank can be quickly obtained through the Sberbank Online Internet banking system.
Pension contributions under full control
To do this, as well as to perform most other transactions online, you must have a universal banking service agreement (UDBO). In addition, in a Sberbank division convenient for you, you need to issue a special application for registration in the PFR information exchange system, after which the Pension Fund tab will be displayed on the main page of your “Personal Account” in the Sberbank Online system. Then you just have to sit down at the computer, make a few mouse clicks, and the personal account data will appear on your screen.
- Log in to the Sberbank Online system and select the tab mentioned above.
- In the window that appears, click Get statement.
- The page will open Application for an extract with your passport information. Click Submit.
- You will be taken to the transaction confirmation page. If you haven't changed your mind, click the Confirm button.
- The system will display the message “Application successfully sent to the bank!”.
- Now return to the main page. In the list of recent transactions in the "Pension Fund" tab, you will see information about your request and its status. When the request is completed, a link will appear next to the corresponding status View statement.
Click on it and you will see detailed information about the amounts credited to your retirement account. In the future, you will be able to view previous requests and statements generated by them, by searching for a week, month, or a specific period.
Agree, it is much more convenient, reliable and faster to use this service than to wait for a letter from the pension fund to appear in your mailbox. Of course, if you need documentary confirmation of the replenishment of your pension account, you can get it from the Pension Fund of the Russian Federation.
