Opening business portal entrance. "Opening-Business Online": a personal account for corporate clients of the bank "Opening. Which bank is best for small business

Almost all banks in Russia provide the opportunity to conduct banking operations 24 hours a day through the Internet Bank. Otkritie Bank is no exception. Thanks to a user-friendly interface, fast processing of a request and registration with minimal requirements, anyone can set up a personal account.

Online registration of a personal account of Otkritie Bank will allow the client to manage finances around the clock, pay utility bills and do other banking operations without leaving home.

Step-by-step registration instructions

A personal account at Otkritie Bank will allow the client to have access to any operations around the clock. To enter your personal account, you first need to conclude an agreement with a banking institution. After that, the person will be able to activate the service. Make it possible:

By receiving SMS with a code on a mobile phone;
By receiving a check with a secret cipher through an ATM;
By calling the support center.

After the initial operations to activate the service, the client can register. The procedure for registering to enter the personal account of Otkritie Bank includes the following algorithm of actions:

Go to the official website of the bank;
In the upper right corner, find the "Internet Banking" section and follow the link.

It is worth noting that the client can enter the personal page using:

systems "Link" (login via login),
"Business Link",
"PKB-online" (remote control),
"Business portal" (service for business people).

It is worth noting that the client can change the password in his personal account. If desired, you can enable the function of one-time SMS keys. There is also a service for setting up login through social networks: VK and Facebook and through the Mobile application.

To log in with a mobile phone, you need to download the iPhone or Android app and make sure you have an internet connection. Next, in the menu, enter the card number and password that Otkritie Bank sent via SMS.

Quick registration in your personal account gives you access to more than 3,000 payments without commission, convenient and opening with a higher interest rate.

Banking operations through the personal account "Opening"

The personal account of Otkritie Bank is one of the convenient cash management services. Thanks to its activation, you can carry out the following procedures:

Transferring money to a card . The transfer of finances is carried out by entering the following data in a special form: the sender's card number (if the card is linked to a personal account, this is not necessary) and the transfer amount. The recipient's card number is also entered.

The maximum transfer amount through the personal account of Otkritie Bank, excluding commission, is 140,000 rubles, the minimum is 50 rubles. The time of receipt of money to the account depends on the bank that owns the plastic of the recipient of the transfer.

If transfers are made between Otkritie cards, money is credited to the account instantly and no commission is charged for the transfer.

Otkritie Bank offers transfers of funds using the Visa (VISA) and MasterCard (Mastercard) card numbers in rubles to the accounts of legal entities and individuals.

Transferring money to a bank account, except for compulsory medical insurance (impersonal metal accounts) . Sending funds is carried out within 15-20 minutes, and the transfer order is valid until 18:30. It is important that the transfer of funds is valid between own accounts. Transfer of finances between different clients at Otkritie Bank is not possible.

Function "Open Online" gives access to checking receipts on the card, information on the loan, payment schedule, account statements and the status of deposits.

Payment of utility services without a commission is possible through a personal account and a mobile application of Otkritie Bank. You can pay for the following types of services: housing and communal services, bills of the HOA, EIRTs and MosenergoSbyt. The person concerned can also pay for mobile and fixed telephony, internet and television. In addition, state taxes and traffic police fines.

Credit card replenishment and repayment of the loan.

Replenishment electronic wallet.

Shopping online on various trading platforms.

Through the personal account of the bank Opening in section "Investments" you can arrange trust management, invest in mutual funds and trust funds to traders.

Also, the list of additional features that opens up access to a personal account for a bank client includes:

Access to a map with addresses of all branches and ATMs of Otkritie Bank in the country,
Information about the exchange rate and currency exchange,
Create templates for frequent payments. For example, with regular operations to transfer money from card to card, you can save the recipient's data and enter only the amount when sending a new one.
On the personal page, the user can block the lost card and unblock it. Also, at the request of a citizen from a personal page, you can order the issuance of a new card.
The reference system of the Otkritie bank's personal account allows you to receive the latest news from a financial institution and correspond with consultants on technical issues.

Commission

There is no commission for transferring funds between cards of FC Otkritie Bank through your personal account.

Commission for transferring money to plastic of another banking institution:

If the transfer is made from a debit card: 0.5% (minimum 27 rubles) of the transfer amount;
With credit: 4.9% regardless of which method of transfer the client has chosen (through a personal account, ATM, mobile application).

Replenishment of the deposit in this financial institution takes place taking into account the receipt of an increased percentage: +0.20% for deposits in rubles and +0.10% in foreign currency.

Otkritie Bank is a universal commercial bank with quality service and capital management. A wide network of branches in 54 regions makes it accessible to almost all customers. To take cardholder service to a new level, a special Internet banking service and mobile application were created, which provided customers with unhindered access to their accounts.

Opportunities of Otkritie Internet Bank

The automated system of the Otkritie Financial Corporation was created to provide comfortable customer service using the Otkritie Online Internet bank. This gives them the opportunity not only to find out the balance of the card, but also to remotely monitor the status of their account, make various financial transactions, receive an extract, connect useful services without necessarily being tied to the location, time of day, which saves personal resources, primarily time . The service is provided free of charge, all functions are available immediately after registration. A simple procedure opens up new perspectives in the service sector for users.

Opportunities of the Internet bank "Opening Online":

The implementation of many financial transactions through the virtual "Personal Account" (more than 3 thousand payments are not subject to commission, a complete list of them can be found on the official website), transfers to another card. It will not be possible to transfer money only to an impersonal metal account - CHI.
The ability to use useful services for free and at a tariff (remote receipt of a PIN code, free notifications about salary transfer, card expiration, overdue debts, Internet banking, etc.).
Opening deposits with a higher rate.
Conclusion of a loan agreement, repayment of debts, including early.
Crediting the precious metal to the MHI account upon purchase, debiting - upon sale, making transfers between one's MHI accounts, to the account of another bank client.
Transfer from a personal account in Otkritie Broker JSC to participate in trading under the contract, payments to Opora Insurance Company JSC to pay for services.
Round-the-clock access to data on the movement of funds, expenses and incomes, financial transactions for the reporting period, debts, payment schedules, as well as reference information of the bank, sample documents.
Performing service operations (blocking, unblocking the card).

Internet banking "Opening" for legal entities is available without restrictions. Login is carried out on the same page as for individuals, but from a separate tab. Mandatory conditions are the installation of the Internet Explorer browser and the presence of a USB device for authentication of the identifier, secure storage of encryption keys (it is called "Rutoken").

Bank "Opening" - how to register in the "Personal Account"?

Only those individuals who have entered into an agreement for the provision, use of a debit (credit) card can connect to the Otkritie Internet banking system and create a “Personal Account” in it. The exception is customers who ordered the Internet Banking for Individuals service before the launch of the Otkritie Online project.

You can register in the remote banking system and create a virtual "Personal Account" in several ways:

Applying to any branch of the bank with an application for the provision of services (a sample and the procedure for filling out will be shown by employees of a financial institution).
Initial registration on the site independently. The user needs to open the main page of the Otkritie bank website, select the tab "For individuals" - "Register". Then you will need to enter a 16-digit card number, confirm your agreement with the rules for using Internet banking, and click "Continue". The last step is the introduction of an activation code from the bank, a username (login) and a password, which the client comes up with on their own. If necessary, you can go through the initial registration on the site at the bank branch, if the client does not have the technical capabilities, after which a message with the “Opening Online” data will be sent to his mobile phone.

Important: if desired, after the first login, the client can refuse to use one-time passwords for identification. But this will significantly reduce data security and account protection from hacking. In addition, in such a situation, the bank has the right to set a limit on the amount that can be spent during the day, and the number of transactions with the card.

Bank "Opening" - how to enter the "Personal Account"?

The Internet banking system Otkritie combines automated services for remote servicing of several banks that are part of the financial corporation FC Otkritie (the Link system for private clients, the Business Link system for corporate clients), Petrocommerce (Internet, mobile bank "PKB-online" for private clients of the branch), online service for business people "Business Portal". The client can enter the system convenient for him by selecting the "Internet Bank" section and the desired sub-item on the main page of the official website.

To enter the “Personal Account” of the Otkritie Online Internet Bank, the user will need to enter the login and password selected during connection on the start page of the resource. If the secret set of numbers, symbols is forgotten, you need to go through the registration procedure again. You will also be able to enter the system using an already prepaid card, the required link is located at the bottom of the main page of the Internet bank. The user needs to indicate the mobile phone number and enter the code from the SMS message. To activate a new card, you will first need to go through the registration process on the resource.

How to change the password for the "Personal Account"?

A password is a piece of data required to enter the Internet banking system, which includes a unique set of Latin letters and numbers. It is used an unlimited number of times and can be changed by the user. To change it, you need to go to the "My Account" settings section. If the bank requires you to change your password, this must be done within 24 hours.

Mobile app

The Otkritie Bank mobile application allows you to use remote banking services and get round-the-clock access to accounts using a mobile device based on the Android and iOS operating systems. The program almost completely duplicates the capabilities of an Internet bank: control over accounts via the Web, viewing detailed information on cards, deposits, making transfers, paying for various services, goods, opening deposits with a higher rate, currency conversion, repaying loans, temporarily blocking and unblocking a card, map of offices and ATMs, etc.

To launch a mobile bank, you need to download the installation file in the application store, open and enter or scan the card code. Then you will need to enter the activation pin (one-time password) from the SMS message. After that, the bank assigns a login to the user, the client comes up with an access code for subsequent logins on his own. The activation PIN from a financial institution is blocked, and you will not be able to re-enter the application through it. If desired, you can use an alternative method for identification instead of an access code - by fingerprint. If the user forgets the password for entering the mobile bank, on the main screen, select the "Reset code" functional button and register in the application again (information about personal settings and transactions performed will be saved).

Important: If during the procedure for activating access to the mobile bank until the password is saved, the Internet connection fails, the procedure will need to be completed again, it will not be considered completed.

The security of client data is ensured by special technologies for protecting information, financial transactions, regular audit of data encryption, and the bank also limits the size of transactions conducted through the mobile bank. But it is important to remember that the client is responsible for the safety of personal data (mobile phone number, password and access to it, secret codes). In case of loss of one of them, you must immediately inform the bank about it - call the support service, submit a corresponding application to the office of the institution or send a message through the mobile bank.

Contacts for communication with Otkritie Bank

Otkritie Bank is a universal commercial bank with quality service and capital management. A wide network of branches in 54 regions makes it accessible to almost all customers. To take cardholder service to a new level, a special Internet banking service and mobile application were created, which provided customers with unhindered access to their accounts.

What is the article about:

Opportunities of Otkritie Internet Bank

Opportunities of the Internet bank "Opening Online":

The implementation of many financial transactions through the virtual "Personal Account" (more than 3 thousand payments are not subject to commission, a complete list of them can be found on the official website), transfers to another card. It will not be possible to transfer money only to an impersonal metal account - CHI.
The ability to use useful services for free and at a tariff (remote receipt of a PIN code, free notifications about salary transfer, card expiration, overdue debts, Internet banking, etc.).
Opening deposits with a higher rate.
Conclusion of a loan agreement, repayment of debts, including early.
Crediting the precious metal to the MHI account upon purchase, debiting - upon sale, making transfers between one's MHI accounts, to the account of another bank client.
Transfer from a personal account in Otkritie Broker JSC to participate in trading under the contract, payments to Opora Insurance Company JSC to pay for services.
Round-the-clock access to data on the movement of funds, expenses and incomes, financial transactions for the reporting period, debts, payment schedules, as well as reference information of the bank, sample documents.
Performing service operations (blocking, unblocking the card).

Bank "Opening" - how to register in the "Personal Account"?

You can register in the remote banking system and create a virtual "Personal Account" in several ways:

Applying to any branch of the bank with an application for the provision of services (a sample and the procedure for filling out will be shown by employees of a financial institution).
Initial registration on the site independently. The user needs to open the main page of the Otkritie bank website, select the tab "For individuals" - "Register". Then you will need to enter a 16-digit card number, confirm your agreement with the rules for using Internet banking, and click "Continue". The last step is the introduction of an activation code from the bank, a username (login) and a password, which the client comes up with on their own. If necessary, you can go through the initial registration on the site at the bank branch, if the client does not have the technical capabilities, after which a message with the “Opening Online” data will be sent to his mobile phone.

Important: if desired, after the first login, the client can refuse to use one-time passwords for identification. But this will significantly reduce data security and account protection from hacking. In addition, in such a situation, the bank has the right to set a limit on the amount that can be spent during the day, and the number of transactions with the card.

Bank "Opening" - how to enter the "Personal Account"?

How to change the password for the "Personal Account"?

Mobile app

Important: If during the procedure for activating access to the mobile bank until the password is saved, the Internet connection fails, the procedure will need to be completed again, it will not be considered completed.

Contacts for communication with Otkritie Bank

Registration in the Otkritie FC personal account allows customers to manage their finances remotely. With the help of this service, you can have access to any banking services around the clock. The service is provided to FC Otkritie customers who have entered into an agreement with the bank and activated this service in any of the branches.

How to register in the personal account of the Internet bank "FC Otkritie"

Initial registration is possible in several ways:

When activating the online banking service directly at the branch, when an SMS with a code is sent to the client's mobile number.
Through an ATM by receiving a check with a secret code.
Through a telephone call by the client to the support center.

Instructions for activating access to the personal account of FC Otkritie:

Go to the official page of the bank.
Open the section for online banking.
Follow the link to register new users.
In the appropriate field, enter your bank card number indicated on the front side.
In the password field, enter the unique code received when activating the online banking service.

How to enter the personal account of Otkritie Bank

There are several ways to log in to the bank account:

You can use the card number and secret code received when activating the service for subsequent authorization;
Also, the client can change the login and password for logging in and use his login data in the future, and the secret activation password will be blocked;
Additionally, for login security, by default it is proposed to use one-time passwords sent via SMS, which the client may refuse to receive.

If you enter incorrect authorization data three times by mistake, the system blocks your account for an hour, after which you can try to log in again. The number of such attempts should not exceed nine per day. Otherwise, the client's account is blocked and its unblocking is available after a call to the bank's support center or a personal appeal to the branch.

How to change the password for the personal account "FC Otkritie"

Go to the FC Otkritie website.
Open the Internet banking section.
Log in to your personal account by entering the card number and code issued by the bank.
In the personal data settings section, change the login and password to enter the desired ones.
On subsequent attempts to enter your personal account, use the new data.

Password recovery in case of loss is made after calling the bank's hotline or directly at the branch. As soon as the bank's specialists accept your request, an SMS will be sent to your mobile number with a new authorization code. You can also recover your password by filling out a special form on the bank's website, indicating your card number, mobile phone number and the answer to your security question.

Mobile applications of Otkritie Bank

An easy-to-use and beautifully designed application will allow you to always have access to your accounts and manage funds at your discretion right from your smartphone. You just need to install an application for iPhone or Android and start managing your finances. All payments and other transactions can be made in a secure mode if you have an Internet connection.

You can enter the mobile banking "FC Otkritie" according to the following instructions:

Download the app to your device.
Launch the app and make sure your internet connection is active.
Enter your card number on the login page.
Wait for an SMS from the bank with a temporary password.
Enter the password from SMS and log in.

In the future, you will need to create a personal login password. You can change it in the application settings. If you lose your password, you can use the password reset function and register again.

With the help of a personal account for individuals registered on the resource of a banking institution, you can conduct financial transactions and quickly receive data on the state of the account. Otkritie Internet Bank was no exception: in order to simplify cooperation with customers official website of FC Otkritie bank introduced the possibility of opening a LC with a large selection of options.

How to enter the Otkritie Internet Bank

To enter the office of Otkritie Bank, you will need the user's card number. The bank client comes up with an original login and password, then entrance to the personal account of the bank "Opening" using the code sent by SMS. It will be possible to re-enter the LC without confirmation. Registration will be successful even if the client card has not yet been activated.

The personal account of the FC Otkritie bank is beneficial in that, through a special service, Internet banking with wide possibilities is available to the client. This is obtaining up-to-date information about the state of the account, unhindered access to financial transactions, payment for communication services and housing and communal services, making transfers to individuals, etc.

Mobile login app

Taking into account the spread of mobile gadgets, the developers of the site have also created a special mobile application "Bank Otkritie" online, which allows you to use banking services remotely. The application can be downloaded to your gadgets with OS android, iOS. After downloading the application, you will need to enter an activation pin code.

Each client, after logging into the system, will be able to access his personal account at the bank, control the movement of funds, and have detailed information on the card, deposit, and loan payment at hand.

Also, if you lose your password, you can easily restore your access to your account using simple and standard operations.