With something else (for example about Ceylon), which is more difficult or 12-14 nights just a trip to Maldives. And then the question of the price of the issue. There is no desire to sell the apartment and go, I want ... back and forth - it’s clear here, tune in to the average price and don’t hope for miracles, honey insurance- also understandable, hotel (accommodation), food + drink, transfer from the airport to the hotel and back ...
Irina019... there will be a plus on Sanya. In a sense, my post is the answer to your question. Maldives were also an old dream. But the husband is indifferent to snork and seal rest. And so ... I wanted a beautiful beach, gorgeous photos, at least some kind of entertainment, messages like Maldives-it's complete relaxation, silence, solitude, frightened, so in this sense ... fly so far. And we do not really like silence and solitude. We love outdoor activities... but Maldives, what is it that cannot be described in words ... time just flew by ... those who return and return to Maldives. So now we are again waiting for a meeting with this fairy tale, but on a new island))) My dreams of Maldives become a reality, I wish that ...
Which resort to choose
- Veligandu island resort
- Gangehi island resort
- Capital resort of Male
Island holiday features
Calculation results
Buy travel insurance for the Maldives
Travel insurance price
The cheapest offer from 2019.09.04
Flights
Probably, each of us dreamed at least once to be in one of the resorts in the Maldives. The dazzling beauty of the fabulous, snow-white beaches, the incredible flora and fauna of the underwater and terrestrial world, excellent service - all this can make a tourist vacation unforgettable for many years. To leave Russia for the Maldives for a period of less than 30 days, a visa is not required. You can take care of your safety and understand how much it will cost you by yourself by calculating the insurance you need using the travel insurance calculator.
Which resort to choose
There are three types of resorts in the Maldives: for diving, for family vacations and for a luxurious “single” retreat. Here are some of them:
- Veligandu island resort
- "White Beach" on the island of Huvahendhoo
- Island Resort Centara Grand
- Gangehi island resort
- Capital resort of Male
Island holiday features
There are practically no thefts in the Maldives, so you can be completely calm about your property. However, you should be wary of the not always friendly sun and bright red corals. To avoid burns, do not touch unfamiliar aquatic plants with your hands and sunbathe in the afternoon. If you did not manage to stay "in the shadows", then having a medical policy of compulsory insurance for those traveling abroad, you will be able to receive all the necessary treatment efficiently and quickly. It is also worth considering that tours to the Maldives are among the most expensive. To protect yourself from loss of funds in case of cancellation of the trip, you can supplement your insurance with the column "from not leaving".
Calculation results
To clarify the cost of insurance, indicate the number of travelers and travel dates. After that, the calculator will calculate and show travel offers from different insurance companies. Below is a list of partner companies of CompareBuy for travel insurance.
Everyone says that health is the most precious thing; but no one follows it.
Kozma Prutkov
How to choose insurance for the Maldives
But, I didn’t write for nothing that this policy is ideal for a standard traveler.
I am not standard, age and the consequences of a stroke - any sore, except for a runny nose, is recognized as an exacerbation of a chronic disease ... ... and I went to look for other insurance. To the selection service
How to use the service
First, let's filter all offered insurances by assistance.
Of the remaining insurers, Liberty excluded insurance because only the call center phone number was listed on the policy. When I tried to call them, I spent 25 minutes on the phone, waiting for an answer. For the same reason, Renaissance insurance and RESO guarantee were dismissed.
Here's the set for comparison.
Which insurance to choose
For example, I need “Relief of exacerbation of chronic diseases”, allergy sufferers should include “Relief of allergic reactions”, if you are traveling with children, add “Payment for travel home for underage children of the Insured”
If you plan to dive, be sure to check
And there is also "Help as a result of natural disasters (floods, tsunamis, tornadoes, etc.)"
As a result, you will get a choice of 1-2 insurance companies. Take the one you like best after reading the latest reviews.
With all my heart I wish that medical insurance is not useful to you on vacation! But you must have it
The Maldives is a real center of pilgrimage for lovers of exotic beach tours. However, even in this paradise for a careless traveler, dangers and illnesses await, which can not only ruin a long-awaited trip, but also seriously affect health. Medical insurance will not protect against an accident, but only it will help to cope with its consequences so that the vacation does not bring any unpleasant memories.
By agreement of the governments, Russians have the right to stay in the Maldives for up to 30 days without obtaining a visa. This time is quite enough to catch a tropical disease or get injured while diving. Seeking medical help can leave a significant hole in travelers' budgets. The high cost of paid medicine has repeatedly been the cause of cases where patients, after treatment, owe tens of thousands of euros to hospitals.
To avoid such situations, any tourist is obliged to purchase medical insurance, which provides financial support for his treatment, if necessary, for the entire duration of his stay in the country. The presence of insurance is a confirmation of the material solvency of the tourist, thanks to which he will be able to count on the best treatment, without relying on support from the local budget and without shifting the costs to a foreign state. Medical insurance provides a basis for the adoption of a full and high-quality treatment, without being tormented by the choice of what is more important - money or your own health. Timely insurance assistance will allow not only to count on recovery, but in some cases even continue your own vacation with the same comfort.
How much do medical services cost
The level of medicine in the Maldives is often comparable to the European one, which also applies to pricing policy. Hospitals and clinics will provide first-class service and all the necessary assistance to the clients who apply, but will require an appropriate fee for this.
The most requested medical services include:
- appointment with a therapist - from 60 euros
- sampling - from 30 euros per examination
- x-ray - from 40 euros
- surgical operation - from 1400 euros
The cost of services varies depending on the chosen clinic, however, you should not expect to find cheaper specialists. In practice, only accredited institutions provide really effective assistance, medical services from unlicensed doctors, at best, can not worsen the situation. In case of illness, it is necessary to go to the hospital as soon as possible and do not forget that a day in a paid ward will cost 300 euros and more. Health insurance will get rid of such problems. With it, the injured person will be able to devote all the time to his treatment, without worrying about financial difficulties.
How much to insure
The optimal amount for which it is recommended to insure your health while traveling is called 30 thousand euros, but in the case of a holiday in the Maldives, this money may simply not be enough if the disease turns out to be too severe. Receiving emergency assistance also makes its own adjustments to the planned budget, because due to the remoteness of some islands from the capital of the republic, the city of Male, expenses will increase due to the need to pay for a boat or helicopter call. Diving and surfing enthusiasts are especially at risk of sprains and fractures, the treatment of which is included in the list of the most expensive services. That is why for a trip to the Maldives it is worth choosing insurance for an amount not less than 50 thousand euros.
Which one to choose
There are several main types of active policies:
- service - the tourist pays for all services in the hospital on his own. Upon arrival in the country, he provides checks for paid services to the insurance agency, where he is reimbursed for the money spent.
- compensatory - a tourist provides a policy to a medical institution and receives treatment according to a limited amount
- franchise - a tourist purchases a policy for a certain amount, which he pays on his own, and other services that exceed the franchise amount are paid by the insurer company
Each type of insurance has its own benefits. The choice should be made based on the funds available for travel and the convenience of receiving payments. In addition, many companies provide additional bonuses for the purchase of their insurance.
What risks does it cover
The Maldives is a relatively safe place for tourists. A stable favorable climate and a low crime rate instill a feeling of confidence and tranquility in every visitor. But there are many hidden dangers on the islands, and a tourist who is not familiar with them can easily become their victim. It is worth remembering about the most serious threats:
- heavy acclimatization
- water sports injuries
- sunburn and heat stroke
- food poisoning
- tropical fevers
Medical insurance allows you to count on a call and examination by a doctor, being in a clinic, receiving urgent surgical or dental care, as well as transporting the victim to his native country.
online calculator
Buying the right health insurance should be approached responsibly, because having it can possibly save a traveler's life. You can calculate the cost of insurance and make sure that all the necessary services under the policy are available using an online calculator that will help you compare several offers of interest and make the right decision.
Buying insurance online, you can not only save time and money, but also without haste to appreciate all its benefits. To buy insurance online, you only need to fill out a short questionnaire, which is much more convenient than purchasing a policy from insurance agents, who often seek to sell not the most optimal set of services for the client, but only the most expensive one. There are no such problems with buying online - just choose the right health insurance and enjoy a carefree holiday in the sunny Maldives!
Many agree that the Maldives is heaven on earth. Gorgeous white-sand beaches, turquoise lagoons, luxury hotels, rich marine life and exotic fruits attract Russian tourists. The islands attract with a high level of service, low cost of entertainment and a variety of recreation options. However, not everyone knows whether insurance is needed for the Maldives. Let's find out in what cases it can come in handy when traveling.
Do I need insurance and a visa for the Maldives?
Insurance for the Maldives is not a prerequisite for visiting the country, but it is desirable to arrange it. In Russia, Federal Law No. 155-FZ of 2015 is in force. According to it, the insurance contract must have coverage of at least 2 million rubles (the amount in euros will depend on the exchange rate).
As for the obligation to obtain a visa, for citizens of the Russian Federation who plan to stay in the Maldives for 30 days, this formality is not needed. Therefore, it is not necessary to issue insurance for a visa. But an insurance policy is bought to ensure one's own safety. For a trip of 31 days or more, a visa is required. And the insurance policy is included in the list of mandatory documents that are submitted for obtaining an entry permit and visa extension.
Reasons to buy insurance
There are several reasons why you should buy travel health insurance. Thus, the level of medical care in the Maldives has now grown markedly, but its cost is quite high. Seeing a specialist can be very expensive if you don't have an insurance policy. For example, professional medical help is indispensable for food poisoning caused by the use of exotic foods or tap water. Tourists who prefer outdoor activities and sports should especially take care of an insurance policy, which will indicate the planned activities (diving, surfing, etc.).
The Maldives is one of the most expensive resorts in the world. Therefore, it will be doubly annoying if the trip has to be postponed, and insurance with such a risk has not been issued. It is no less disappointing to lose documents or luggage. And often this happens not through the fault of tourists. But if an insurance policy with the corresponding risks is drawn up, then compensation for damage is guaranteed.
How to buy a policy?
To apply for a policy, contact AlfaStrakhovanie. You can come to the office or do it right on the site. Our experts have prepared insurance programs for travelers abroad, which include the main risks. To apply for travel insurance online, you must:
- choose the type of policy (single or multiple);
- enter the start and end date of the trip;
- indicate the dates of birth of all participants in the trip;
- if active recreation or sports are planned, select the appropriate types from the list;
- click "Calculate cost".
You will see a list of insurance programs with risks and the ability to choose the level of insurance coverage. By giving preference to a suitable program and setting the required amount of coverage, you will see the cost of insurance. Click "Buy" to apply for a policy.
When is an insurance policy useful?
Going to the Maldives, you have probably already decided which hotel to stay in, which places to visit and how you will have fun. However, not everything can be planned. Sometimes unforeseen circumstances may arise during a tourist trip, in which an insurance policy will be of great help. This is especially important:
- in case of injury, illness or death (all expenses will be compensated for the risks "Medical expenses", "Medical transportation", "Repatriation" included in the policy);
- acute toothache or injury (assistance will be provided in the near future, and the costs will be reimbursed under the risk "Emergency Dental Care");
- loss of baggage or documents (damage will be compensated under the risk "Lost and theft of documents" and "Luggage insurance");
- trip cancellation (expenses for tickets, hotels, as well as other expenses will be compensated under the risk "Trip Cancellation").
AlfaStrakhovanie is fully responsible for all risks within the insurance coverage chosen and paid by the client. The execution of an insurance policy should be taken responsibly, and then your holiday in the Maldives will be well planned.
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