Raiffeisenbank individual deposits interest. Deposits in Raiffeisenbank: a good solution for making a profit. Interest rates on deposits "Raiffeisen Bank Aval" in dollars

Raiffeisenbank presents to the attention of potential investors and depositors five programs with different profitability and parameters depending on the term, the deposited amount and the purpose of the investment. It is necessary to consider the key conditions and the nuances of their design.

Current deposit programs

Today, five Raiffeisenbank deposits are available to potential clients for investing personal savings of individuals. They differ among themselves by the term, duration of the contract and the minimum amount of funds deposited.

"Profitable"

This product will allow you to multiply your savings with the greatest benefit.

In this case, there are the following features:

• interest is capitalized monthly;
• additional payments and partial withdrawals are not provided;
• the yield in foreign currency is 0.01%.

For the ruble account, a grid of interest rates is established depending on the amount and term:

The client will be able to receive the maximum percentage if he puts money in the bank in the amount of 2 to 20 million rubles for a period of 91 days (6.1% per year).

"Personal choice"

The Personal Choice program in rubles or US dollars allows you to make additional contributions and independently choose the option of receiving accrued income. Contract parameters:

Peculiarities:

• the account has no restrictions on the limiting value;
• % are capitalized monthly to the balance;
• % grows with an increase in the size of the deposit;
• the yield on dollars is 0.01% per year;

Annual income (%) varies as follows:

"The freedom of action"

Such a product provides for the ability to replenish and withdraw money without losing interest. The terms of registration are as follows:

Partial withdrawals are allowed until the minimum threshold is reached. The interest rate directly depends on the size of the account and the urgency of placing the money:

There is no maximum deposit size.

"Salary"

By registering such a product, the bank's client receives favorable conditions and increased income. Design parameters:

Peculiarities:

• the contribution is only in rubles;
• the maximum amount of the deposit is not limited;
• no prolongation;
• % is set in the range from 2 to 5.1% per year, depending on the urgency of the money and the amount.

"Triple benefit"

The Triple Benefit deposit is multicurrency and can be opened in three currencies: ₽, $ and €. Suitable for clients belonging to the Premium and VIP segments who are ready to place investments in Raiffeisenbank in the amount of over 1 million rubles. Key terms are summarized in the table below.

Design nuances:

• the share of the ruble part must be at least 50% of the total amount of the deposit;
• the annual rate for dollars is 0.5 - 0.7% per year, for euros - 0.1 - 0.2%;
• interest is calculated monthly (added to the account balance in each currency);
• renewal is not provided.

Features of deposits

All deposit products of Raiffeisenbank, which provide for additional payments, have the option of activating the Auto-Top up service. Connection is carried out free of charge through the bank's information center or at any service office. At the same time, it is possible to independently adjust the frequency of the transfer and the amount.

Each deposit can be opened in two ways: remotely via the Internet bank or at a convenient service office upon presentation of a passport. The adult population of the Russian Federation, including residents and non-residents, can invest their savings and use this banking service.

On the official website of Raiffeisenbank in the section of deposits for individuals for 2017, for their convenience, customers can use a simple and intuitive deposit calculator that will help to calculate future profitability and choose the optimal program.

Each client of the bank can manage the deposited money remotely via a mobile application and Internet bank, avoiding visiting a branch and significantly saving his time.

A reliable reputation of the bank, participation in the state insurance system, a variety of products offered and favorable conditions for registration are the determining factors for investment and savings and the receipt of stable additional income by individuals in 2017.

Raiffeisenbank's deposits are targeted at people with different income levels. If you decide to take advantage of the offers, remember: the maximum possible income can be obtained if you make a deposit for a long time and for a large amount without the possibility of partial withdrawal.

What are Raiffeisenbank deposits?

Raiffeisenbank's deposits on our website are presented in 7 variants. Pensioners can open a cash deposit on favorable terms. Higher interest rates are offered for them. The best deals are for payroll clients. You can also take advantage of seasonal promotions, you can get full information about them on the official website of the bank.

Open a deposit at Raiffeisenbank at interest - to secure your savings. The bank is a member of the compulsory deposit insurance system and belongs to the European banking group. Thanks to the latter, it receives additional financial stability.

Raiffeisenbank's deposit terms?

Interest rates on Raiffeisenbank's deposits are different today: from 0.01 to 7%. In order to save and increase funds, you can put an amount from 1 to 10,000,000 rubles. The period can be from a month to 730 months.

Raiffeisenbank proposes to make rates on deposits taking into account:

• the possibility of partial withdrawal of funds;
• timing;
• replenishment.

Review of Raiffeisenbank's deposits for individuals for 2017: description of programs, interest rates (up to 7.10% per annum RUB), how to choose the best deposit, and more.

The bank has a lot of deposit programs, but the value of the interest rate leaves much to be desired. The rates are small, but comfortable conditions for opening, and all kinds of options, in some cases, “smooth out” the overall impression of the “product”.

The bank has programs: with replenishment, with partial withdrawal, multicurrency solution, with monthly withdrawal of interest, with capitalization.

All the bank's deposits are insured, in accordance with all the rules of the State Law (the Bank is part of the “CCV” system of the Russian Federation), with a guaranteed return of 1.4 million rubles. By the way, this circumstance is the most important criterion in choosing a depositor.

1. "Profitable" deposit program - up to 7.10% per annum in rubles

Interest is calculated and paid monthly. The depositor also has the ability to transfer the accrued interest back to the deposit account (capitalization), which contributes to an increase in future income.

The maximum rate can be obtained by investing 2 million rubles for 181 days (by choosing capitalization).

The minimum deposit amount is 50,000 rubles. Choice of term: 31, 91, 181, 366, 730 days.

The deposit can also be opened in dollars and euros. The rate on foreign currency deposits is fixed - 0.01% per annum.

It is possible to open a deposit: through the offices of the bank, or through the "Internet - Bank" - remotely. There is no deposit or partial withdrawal.

2. "Personal choice" deposit program - with replenishment

A deposit for those who like to gradually report a deposit throughout the entire term. By the way, it is allowed to top up with any amount.

Since the deposit rate depends on the amount of the deposit, you can increase it during the term by replenishing it until the next amount graduation (see the table of percentages).

* - rate when choosing interest capitalization.

Interest is calculated every month. You can withdraw them monthly, or transfer them to capitalization. The maximum rate is 6.38% per annum.

Partial withdrawals are prohibited. The term to choose from (there is a dependence of the rate): 31, 91, 181, 366 days.

3. "Triple benefit" deposit program - multicurrency

Due to the sharp fluctuations in the exchange rate of major currencies, many banks have introduced multi-currency programs into their arsenal of deposit products. Such a program allows you to place your savings in the most efficient way, and not to depend on the instability of the financial market.

In Raiffeisenbank, such a program implies a deposit in the amount of 1,000,000 rubles or more. This is the total amount of the deposit in three currencies: ruble, dollar, euro. But there is one condition - in the total amount of the deposit, there must be at least 50% in rubles. The minimum amount of dollars and euros in the total deposit must not be less than 1 $ / €.

Opening period for the depositor's choice: 181 days, or 366 days.

Interest is calculated monthly and sent to capitalization. They can be received at the end of the term, along with the main body of the contribution.

* - rate when choosing interest capitalization.

4. "Freedom of Action" deposit program - with replenishment and partial withdrawal

In the past, this “product” went under the name “Jubilee”. A deposit with a full range of options: replenishment for any amount, and partial withdrawal.

By increasing the amount of the deposit during the term, you can go to the next amount gradation, and increase the percentage.

The minimum deposit opening amount is only 50,000 rubles. The maximum rate is 5.2% per annum in rubles. Interest is paid at the end of the term.

It is possible to choose the term of the deposit at your discretion - from 31 to 366 days.

5. Savings account "Every day"

Analyzing the deposit programs of "Raiffeisenbank", we came to the conclusion that the savings account "For every day" deserves special attention.

The account offers to invest your savings at: 6% per annum - for “salary clients” of the bank, and 5% per annum - for all other categories.

Interest is calculated daily on the balance, and is paid once a month. You can withdraw part of the money at any time, or top up for any amount.

Moreover, the withdrawal is carried out without loss of interest.

You can open it in any way, through: "Internet - bank", bank office, mobile application, or by calling the "Information Center".

Raiffeisen Bank Aval is one of the largest retail banks offering its potential clients the most profitable services - money transfers in foreign and national currencies, lending, deposit placement of funds in rubles and dollars, high reliability plastic payment cards - MasterCard International and Visa International, and much more.

The main advantages of investing in Raiffeisen Bank Aval have always been high interest rates and reliability. Today, in order to open a deposit in Raiffeisen Bank Aval, you need to consider the options offered by the bank, decide on the most favorable form and interest rate of the deposit for you and contact the nearest bank branch in your city.

Types of deposits "Raiffeisen Bank Aval"

Considering the criteria for the packages provided, one cannot fail to note the high interest rates on deposits of Raiffeisen Bank Aval. By opening a deposit, you get the opportunity to profitably place your savings, while receiving maximum guarantees, having formed an optimal investment portfolio for yourself.

Raiffeisen Bank Aval accepts deposits in rubles, dollars and euros. Today, clients are presented with a wide range of deposits:

Deposit "Savings account"

This contribution is valid for the owners of already existing service packages - "Premium", "Premium Direct", "Gold", "Optimal". Interest is calculated on the account balance of the current day. The monthly capitalization of the deposit is also convenient, and the client is informed about this in the form of a message to his mobile phone. Convenience of the deposit lies in the absence of a bank card, which significantly saves the client from fraudulent activities.

Freedom of Action contribution

The new name of the already well-proven deposit "Jubilee". The deposit provides the most favorable interest rate, subject to partial withdrawal. Distinctive advantages are the ability to replenish the account for any amount and partial prolongation of the deposit.

Deposit "Universal"

Another deposit that allows you to withdraw the amount in installments. At the same time, there is a service - the client's choice of the term of the deposit, and the annual interest is paid on the day of the expiration of the term. This is a great opportunity for almost everyone, regardless of their income, to open a deposit at Raiffeisen Bank Aval.

Deposit deposit "R-Connect Money in growth!"

Increased interest rates when using Raiffeisen Connect - internet banking. Among all accounts available today, this is one of those, the initial deposit to which can be the minimum amount.

Deposit "Personal choice" and "Multicurrency"

Deposits that make it possible to replenish the account for any amount. Loyal interest rate payment. Payment is made monthly. This is undoubtedly the most profitable deposit of Raiffeisen Bank Aval. Interest is either added to existing investments or transferred to the client's account.

"Multicurrency" deposit allows you to keep a savings account in three currencies - rubles, euros and dollars.

"Welcome", "Invisational" and "Insurance"

This is the most socially protected system of deposits, which includes a line of additional products and an increased deposit rate. An excellent contribution for people of mature and old age, for having funds at hand for social needs and insurance.

Interest rates on deposits "Raiffeisen Bank Aval" in dollars

Almost all of the above deposit packages have the option of investing in US dollars. Depending on the amount of funds invested and the term, the interest rate varies from 0.6% (with an account of $ 150 in R-Connect Money Growth! "To 2.1% with the Freedom of Action deposit).

Interest rates in rubles

Investments made in national currency have always been among the most profitable in the financial systems of almost all banks. And Raiffeisen Bank Aval is no exception. Clients are offered the maximum interest rates with a minimum investment. Bank deposit « R-Connect Money for growth! " offers up to 6% per year, and the maximum interest rate on the deposit - the package "Multicurrency" - 8% per annum.

Cities where you can put a deposit in Raiffeisen Bank Aval

Russia

In 2019, Raiffeisenbank offers its customers profitable deposits of individuals at high interest rates, we will consider on what conditions it is possible to open a deposit in this bank today.

Raiffeisenbank is a subsidiary bank of the European Raiffeisen Bank International AG. The bank has been operating in Russia since 1996 and provides a full range of services to clients in rubles and foreign currencies. There are Raiffeisen branches not only in Moscow and St. Petersburg, but also in many other large cities of Russia.

Many experts consider Raiffeisenbank one of the most reliable banks in our country. It is not without reason that the Central Bank included it among the systemically important financial organizations of Russia. In addition, Raiffeisenbank's deposits are insured, which means that individual depositors in the event of an insured event will receive compensation in the amount of their deposit in the amount of up to 1.4 million rubles.

But any benefits on deposits for retirees in Raiffeisenbank not provided today. Seniors can issue any of the deposits only on a general basis.

Raiffeisenbank: interest on deposits in 2019

Today, the line of Raiffeisenbank's deposits includes a number of individuals' deposits at favorable interest rates in rubles and foreign currency.

Raiffeisenbank's contribution "Great start"

This is a deposit for new clients of the bank. It opens only at a Raiffeisenbank branch and is available to new customers on the day the first current bank account is opened.

(+) Plus: Increased rate, choice of interest payment: capitalization or withdrawal;

Conditions

• Amount: from 100,000 to 2 million rubles;
• Term: 181, 366, 730 days;
• Replenishment: not provided;
• Partial withdrawal: not provided;
• Receiving interest: monthly on a current account or capitalization.

Interest rates

Without capitalization / with capitalization

Calculate the possible income on the deposit

Doesn't fit? See what interest rates on deposits are offered today

Raiffeisenbank's contribution "Stable growth"

A deposit with an attractive rate and monthly interest payment. It is possible to open a deposit through the Internet bank or at a branch.

(+) Plus: High interest rate, interest capitalization;

(-) Minus: There is no way to replenish the account and withdraw money without losing income.

Conditions

• Amount: from 50,000 rubles / 5,000 dollars;
• Term: 31, 91, 181, 366, 730 days;
• Replenishment: not provided;
• Partial withdrawal: not provided;
• Capitalization: provided;
• Receiving interest: monthly capitalization of interest or payment to the current account.

Interest rates