Hello neighbor vtb insurance. Insurance "Hello neighbor" from VTB Bank. Where does the insurance take place?

If you are worried about your home, and want to protect yourself from accidents, then the program "Hello, neighbor!" Will help you with this. from VTB Insurance. Now we will learn more about this service from VTB Bank.

Why do you need insurance?

Insurance is a service that provides its client with certain payments in the event of an insured event prescribed by the contract. Insurance is often used by people taking out a mortgage, consumer loan, buying cars or new expensive equipment. The insurance is paid on a one-time basis or regularly in certain amounts.

The cost of insurance is determined individually, depending on the set (items included in it) for which insurance is provided.

"Hi, neighbor!" from VTB Insurance is a service that will help insure your property against accidents. If this happens, the insurance company will bear all the costs of compensation for damage.

Insurance policy "Hello, neighbor!" can be purchased for yourself or as a gift to friends.

It is very easy to acquire a policy, since it does not require a large number of papers. It comes into force only after passing through the activation, and therefore, if you have not yet decided to use the policy for yourself personally, you can wait with activation and transfer the insurance to another person.

Insurance program "Hello, neighbor!" from VTB Insurance is in great demand among Russian citizens. This is due to the relatively low cost of insurance, but large payments provided by VTB Bank.

What can be insured?

About the program "Hello, neighbor!" you can insure your home:

An apartment in any house.
A room in an apartment if you only own it entirely.

Such insurance does not apply to a summer cottage or a private house. Not only the apartment itself is subject to insurance, but also the items located in it:

Interior decoration of the house.
Recently acquired equipment.
Various pieces of furniture and textiles of the apartment.
Infrastructure elements.

Also, VTB insurance under the "Hello, neighbor!" also applies to cases where the owner of the insurance has inflicted damage to your neighbors(flooded the apartment, started a fire unintentionally).

Under such circumstances, VTB pays off the debt to its neighbors personally, and the owner of the insurance does not pay for the restoration of the damage caused.

Video:

Policy validity

Insurance policy "Hello, neighbor!" is valid under certain circumstances and does not apply to other, not specified cases. Insurance payment will be made if:

The fire broke out through no fault of the owner.
There was an explosion.
The apartment was flooded.
Affected by the impact of a natural disaster (tsunami, tornado, earthquake) or a man-made disaster.
Property damage was caused by third parties (arson, theft, vandalism).
Lightning strike.
The fall of an object from the outside (comet, asteroid, tree).

Insurance from VTB does not apply to other cases. You can always find out the conditions of insurance from a bank employee or on the official website. Information about insurance is provided in the public domain and a person can always decide whether it is beneficial to him or not.

Policy cost

"Hi, neighbor!" VTB Insurance has three policy options. The risks and cases of paying insurance are the same for them, but the amount of compensation and the amount of the purchase will be different. Therefore, when choosing an insurance policy, you should evaluate the value of your property and understand which of the offered insurance can cover the costs in the event of an insured event.

Insurance policy cost	Maximum payment amount in case of property damage	Maximum amount of payment in case of civil liability
RUB 3,900	600 thousand rubles	300 thousand rubles.
RUB 5,000	700 thousand rubles	400 thousand rubles
RUB 12,000	1 million 250 thousand rubles	750 thousand rubles

The property provided for insurance is not assessed by the company, and therefore the owner of the policy will not bear additional costs when registering it.

The more expensive the pole is purchased, the more compensation will be paid in each specific case.

Purchase of the policy "Hello, neighbor!"

You can buy a policy in several different ways and the person chooses the most convenient for himself:

In any of the branches of VTB - VTB 24, Russian Post, Bank of Moscow.
At the office of an insurance agency from VTB.
At Sovcombank, which is.
In the salons of communication "Rostelecom", "Beeline", "Euroset".
In the shops "Eldorado" and "Know-how", offering insurance directly at the time of purchase of equipment, especially when taking out a loan.

Purchase an insurance policy "Hello, neighbor!" online is not possible. So you have to visit any of the above organizations.

During the purchase of the policy, the buyer is not required to provide a special package of documents, the only thing that is needed is a passport confirming the buyer's Russian citizenship.

The buyer must also be of age and then there will be no problems with the purchase of the policy.

How to activate?

Insurance "Hello, neighbor!" does not take effect immediately after purchase, you first need to activate the policy. The policy is activated via the link https://www.vtbins.ru/ - this is the official website of VTB Insurance.

To activate the policy, you need to follow these steps:

Go to the section "Individuals".
In the column "Property" find "Hello, neighbor!".
Having opened "Hello, neighbor!", Find the "Activate policy" section and go to it.

Policy details: number, activation code and policy expiration date.
Information about the buyer: full name, date of birth and gender.
The email address to which the activation confirmation will be sent, so you need to specify a working email.
Buyer's contact phone number.
Full address of the insured property.

After activating the policy, there comes a moment of "waiting" that lasts 1 month... At this time, the insurance is not active. After a month, the insurance becomes effective and lasts for one year.

If insurance is not needed, and the policy has already been activated, return your money and you will not be able to return the policy. Therefore, you should think carefully before purchasing it.

The program "Hello, neighbor!" helps to protect residential property and its constituent components from the influence of extraneous factors beyond the control of the apartment owner. Insurance payments are often very large and fully cover the damage caused, and therefore the presence of a policy will allow you not to worry about your property, in case of problems VTB insurance company will take care of everything.

In order to feel protected in various force majeure situations, the policy "Hello, neighbor!" Was created. VTB Insurance offers this program against the most demanded risks, which has a very affordable price. To purchase it, you will not need to waste time on paperwork, but just visit the department and immediately pick up your purchase after payment.

Features of the policy "Hello, neighbor!" from VTB Insurance

The demanded program provides coverage in the event of the occurrence of standard risks. You can use the insurance yourself or arrange it for another person as a gift. One of the main conditions is to activate the policy on the organization's website and enter the data of the beneficiary.

Study of the VTB 24 Insurance "Hello, Neighbor!" - conditions, reviews confirm that launching the policy is extremely simple.

At the time of purchasing insurance, an information brochure, an agreement and a code for activating the service are issued.
As the main advantage of this program, it should be noted that there is no need for a detailed study of the contract, the choice of insurance risks and overpayment for options that are not required in real life. The service provides for a standard list of options.
The video provides information in which cases property insurance is extremely necessary:

Risks covered by insurance

Objects subject to insurance coverage:

Appliances;
interior decoration of the premises;
furniture, movable property, textile items;
parts of the infrastructure;
civil liability (flooding of residents from below and the need to repair their housing).

Home insurance coverage includes civil liability to neighbors, but until the insurance situation occurs, the policy must be in an active state.
The risks that this program includes are considered to be the most in demand. It is possible to insure an apartment or a room, but not a summer cottage or a private house. The most common option is apartment insurance.
Circumstances for obtaining insurance coverage:

flooding or other damage to property from liquid penetration;
fire, explosion, including gas;
man-made disaster or natural disaster;
falling objects and other influences;
theft, deliberate arson, robbery and other illegal actions of other persons.

The cost of the policy "Hello, Neighbor!"

At the time of purchase, a choice of the price of this policy is provided from three options. All of them include a list of the same risks for which different insurance payments are provided (money that will be provided to the owner of the policy in a situation of an insured event). The price depends on the amount of insurance coverage, and the set of risks is the same. In order to pay large insurance claims, it will be necessary to initially pay a large amount. Under the program "Hello, neighbor!" In the presence of expensive property, it is better to give preference to more expensive insurance.

Where can I get insurance

Insurance policy purchase options:

at the office of an insurance institution;
in VTB Group organizations: Bank of Moscow, Post Bank, VTB 24;
in the salons "MTS", "Euroset", "Rostelecom", "Beeline";
in organizations that are partners of the bank: Sovcombank, Raiffeisenbank;
in the centers of electronics and everyday life. equipment "Know-how!", "Eldorado" (the policy is offered additionally in case of purchasing equipment on credit from a bank).

Purchase insurance "Hello, neighbor!" to protect an apartment is possible in VTB branches, and the procedure for launching it takes place on the VTB Insurance website.

In addition, you can buy insurance at the Russian Post. It is impossible to purchase the policy remotely. A special code is required, which is issued during the period of its purchase at points of sale.

Rules and requirements

At the time of implementation, certain restrictions are envisaged. The owner of the insurance must have Russian citizenship and be of age, and the property must match the price of the policy. Based on the feedback from customers who have used the Hello Neighbor policy, there is no difficulty in purchasing it and paying insurance coverage.

Customer reviews confirm that the policy begins to take effect after the activation procedure, and coverage payments are made without any problems.

Some insurance holders are wondering if the "Hello, neighbor!" Policy can be returned. from VTB Insurance? This is not foreseen, since as a result of activation, an agreement comes into effect, according to which it is impossible to receive the deposited funds back or terminate the contract.
In order to extend the validity period of the insurance, you will need to purchase a new policy.

All the details and details of insurance "Hello, neighbor!"

All details and conditions are on the page.

Insurance activation

In order for the service to start operating, it will need to be launched on the website of the insurance company:
Information for activating the policy:

special code;
insurance policy number;
personal information;
validity;
the address of the insured object (room or apartment);
phone number and email address.

Detailed information about "Hello, neighbor!" and its launch are available on the VTB Insurance website.

Information will be sent to the designated e-mail:

the policy in electronic form, which, if necessary, can be printed;
link for registration in your personal account.

The insurance takes effect one month after the activation procedure has been performed (waiting period). The duration of the insurance coverage period is 1 year. The fulfillment of this condition is required so that customers cannot use the policy for their own selfish purposes.

Features of the policy "Hello, neighbor!" from VTB Insurance

Study of the VTB 24 Insurance "Hello, Neighbor!" - conditions, reviews confirm that launching the policy is extremely simple.

Risks covered by insurance

Objects subject to insurance coverage:

Appliances;
interior decoration of the premises;
furniture, movable property, textile items;
parts of the infrastructure;
civil liability (flooding of residents from below and the need to repair their housing).

flooding or other damage to property from liquid penetration;
fire, explosion, including gas;
man-made disaster or natural disaster;
falling objects and other influences;
theft, deliberate arson, robbery and other illegal actions of other persons.

The cost of the policy "Hello, Neighbor!"

Where can I get insurance

Insurance policy purchase options:

at the office of an insurance institution;
in VTB Group organizations: Bank of Moscow, Post Bank, VTB 24;
in the salons "MTS", "Euroset", "Rostelecom", "Beeline";
in organizations that are partners of the bank: Sovcombank, Raiffeisenbank;
in the centers of electronics and everyday life. equipment "Know-how!", "Eldorado" (the policy is offered additionally in case of purchasing equipment on credit from a bank).

Purchase insurance "Hello, neighbor!" to protect an apartment is possible in VTB branches, and the procedure for launching it takes place on the VTB Insurance website.

Rules and requirements

Customer reviews confirm that the policy begins to take effect after the activation procedure, and coverage payments are made without any problems.

All the details and details of insurance "Hello, neighbor!"

All details and conditions are on.

Insurance activation

In order for the service to start operating, the insurance company will need to launch it:
Information for activating the policy:

special code;
insurance policy number;
personal information;
validity;
the address of the insured object (room or apartment);
phone number and email address.

Detailed information about "Hello, neighbor!" and its launch are available on the VTB Insurance website.

Information will be sent to the designated e-mail:

the policy in electronic form, which, if necessary, can be printed;
link for registration in your personal account.

If you need protection from accidental troubles, then the best choice is the policy "Hello, neighbor!" VTB Insurance. This product offers insurance for the most common risks and is relatively inexpensive. The main advantage of the policy is that it does not take a lot of time for registration, it is enough just to come and purchase it as a product in the store.

Features of the product from VTB Insurance

The insurance program “Hello, neighbor!”, Which is being implemented by VTB Insurance, is positioned as a convenient and quick solution if you need insurance against basic risks. No property valuation is done to purchase this policy and no documents are required from the buyer. Maximum - they can ask for a passport to make sure that the purchaser of the policy is a citizen of Russia.

You can take out the insurance for yourself or donate it to someone. The main thing is to activate the policy "Hello, neighbor!" VTB Insurance on the official website of the company and indicate the information of the beneficiary.

When buying a policy, the client will receive a contract, a special code and a brochure that explains the features of the insurance "Hello, neighbor!" VTB, including a description of how to get paid and in what cases.

This policy is convenient in that the client does not need to choose insurance risks, overpay for unnecessary options, and delve into complex legal formulations. The product already offers a basic set of options that are suitable for most of the bank's customers.

The video explains in detail the circumstances in which property insurance can be useful and even necessary.

Risks of damage to housing - apartments or houses

According to the rules "Hello neighbor!" VTB Insurance provides insurance coverage for the following objects:

interior decoration of the house;
infrastructure elements;
Appliances;
textile products, furniture and any movable property;
civil liability (for example, if the owner of the policy accidentally flooded the lower tenants and now has to pay for their repair).

As you can see, the risks are quite real and quite common. Under the policy, you can insure a room or apartment, you cannot insure a private house or summer cottage. The most commonly used policy is "Hello, neighbor!" VTB 24 for apartment insurance. Protection is initiated upon the occurrence of the following events:

fire, explosion, including gas;
flooding or other exposure to liquid;
natural disaster or man-made disaster;
robbery, theft, deliberate arson and other illegal actions by third parties;
falling objects and other influences.

The cost of the policy "Hello, Neighbor!"

The client himself can choose what will be the cost of the policy "Hello, neighbor!" VTB Insurance. Three options are offered to choose from, including the same risks, but differing in the insured amount (these are exactly the funds that the owner of the policy will receive upon the occurrence of an event provided for in the contract).

Thus, the higher the initial cost of the policy, the higher the insurance premium will be. Since the property is under the VTB 24 Insurance "Hello, neighbor!" there is no need to evaluate, the client does not bear additional costs. If he has a lot of expensive property, it is better to buy more expensive insurance. Otherwise, the insurance claim will not cover potential costs.

How to purchase a policy

VTB 24, Post Bank and partners

Purchasing the product "Hello Neighbor!" VTB Insurance is available in several retail outlets and banking institutions at once:

at the office of the insurance company;
in all banks of the VTB network: VTB 24, Bank of Moscow, Post Bank;
in partner banks: Raiffeisenbank and Sovcombank;
in the salons of communication "Euroset", "MTS", "Beeline", "Rostelecom";
in the shops of household appliances and electronics "Know-how!"

It is also possible to purchase the policy "Hello, neighbor!" VTB Insurance at the Russian Post and some other partners of the company. The only thing that cannot be done is to buy the policy online. It is imperative to get a special code at the points of sale and activate "Hello, neighbor!" VTB Insurance at the official bank of the company.

Requirements, rules and reviews

As already noted, there are no special requirements for the buyer. However, there are restrictions on the identity of the insured person and on property. So, the user must be an adult citizen of Russia, and the insured property must be suitable for cost restrictions.

Judging by the reviews about VTB Insurance "Hello, neighbor!" there are no special difficulties with the registration of the policy, as well as with the receipt of insurance payments.

However, the owners of the insurance product sometimes have the question of how to return the policy "Hello, neighbor!" VTB Insurance. Unfortunately, this cannot be done, since the policy is a ready-made one-time use product. After activating the code, the agreement between the client and the insurance company comes into force, and it is no longer possible to terminate the agreement, having received the premium paid back.

Subsequently, if the insurance needs to be extended, you need to buy a new policy.

Insurance activation

But buying a policy is not enough, you need to "launch" it. Not everyone knows how to activate Hello Neighbor! VTB Insurance. This is done on the official website of the insurer, namely on this page: https://www.vtbins.ru/individual/property/privet/activateprivet/

The owner of the policy must indicate:

policy number;
activation code;
the validity period of the policy (all this data can be found in the contract);
information about yourself;
email address and telephone;
the address of the apartment or room to be insured.

It is necessary to indicate a real e-mail, since it will receive:

link to activate your personal account;
the policy itself, which can be printed or saved electronically.

One month after activation, the policy will become valid. The insurance cover is valid for 1 year.

After the activation of VTB Insurance “Hello, neighbor!” Comes a month of “waiting”, during which the policy will not be valid. This is done on purpose to prevent abuse of insurance.

conclusions

Thus, the policy "Hello, neighbor!" VTB Insurance is a very convenient tool for those who need affordable and simple protection of property and their own liability. Insurance payments under the policy are fixed, but their size is sufficient for the needs of the average client. You can choose a product that is suitable for the cost. However, the purchase in itself does not provide any protection, since the policy must be activated on the official website of the insurance company. After a month of "waiting", the contract will come into full force.

VTB insurance "Hello, neighbor!" - a policy that will help you insure your own property and real estate. Its advantage is that you can present it to your friends and family. To purchase it, you just need to visit one of the branches of VTB, Bank of Moscow, Post Bank, Raiffeisenbank, Euroset or MTS.

If you register a policy "Hello, neighbor!", You can always count on:

Compensation for losses due to an insured event.
Reimbursement of damages to neighbors if you flood them.
Compensation of funds for renovation of real estate at the bay.
Compensation for the cost of purchasing new equipment in case of its theft.

If you want to take out insurance for an apartment VTB 24 "Hello, neighbor!", You do not need to invite appraisers for an inspection or submit any documents to the bank.

The policy covers damages for:

Household, audio and video equipment.
Indoor clothing and equipment.
Preservation of interior decoration.
Safety of furniture and interior items.
Civil liability to neighbors.

Thanks to such insurance, you can not worry about losses caused by:

Fire or other exposure to high temperatures.
Flooding, flooding, rupture of pipes.
Unlawful actions.
Explosions of communication systems.
Mechanical impact.
Lightning strike or other natural disasters.

When you buy yourself or your loved ones a policy "Hello, neighbor!" from VTB insurance, it is not automatically activated. You must register it yourself. The term of such an agreement will be 12 months from the date of registration. Please note that only one policy can be issued for your real estate.

In order for the insurance policy to take effect, it must be activated. Not all people, especially those to whom it is presented, understand this need. To make it work, you need to visit the official website of VTB Insurance "Hello, neighbor!" , where it is mandatory to indicate the following data:

The validity period of the policy and its number.
Personal data.
Activation code.
Contact details as well as email address.
Real estate address.

It is very important to provide the correct contact details, as any changes will be sent to them. Also, check the correctness of the email address you wrote, because an activation code will be sent to it, as well as an insurance form, which you will have to print.

Usually, the activation of the policy takes place one month after the entry of the data. This is done to minimize the risk of abuse of insurance by the user. The duration of the policy is 1 year.

Features of the program

VTB insurance "Hello, neighbor!" The advantage of such insurance is that there is no need to evaluate the house and provide any documents. You will need one passport. It is necessary for the bank employee to make sure that the buyer is a citizen of Russia.

Insurance policy "Hello, neighbor!" you can buy it not for personal use, you can donate it to your relatives and friends. Activation takes place at any time convenient for you. To do this, you just need to go to the site and enter the data.

When you purchase the policy, you will be given an agreement and a brochure, which will describe in detail any particulars of the “Hello, neighbor!” Insurance. Also, an access code will be generated for you, which must be saved until the expiration of the insurance. Be sure to ask a bank employee in what cases you can receive a payment, as well as what amount of compensation you can expect.

The advantage of such a program is the complete absence of the need to calculate insurance risks. This significantly reduces the cost of the policy. You do not need to delve into all legal terms - the insurance includes a basic set of options, which is enough for any client of the bank.

Price

The cost of the insurance policy "Hello, neighbor!" is determined by the client himself. All packages presented by VTB have the same risks, but differ in the amount of insurance. You determine how much money you receive.

Cost, rub.	Maximum payout amount
Cost, rub.	Property damage, rub.	Civil liability, rub.
3900	600 000	300 000
5000	700 000	400 000
12000	1 250 000	750 000

The higher the cost of insurance, the more money you will receive when an insured event occurs. Keep in mind that when you issue such a policy, you will not have to spend money on assessing your property, that is, there will be no additional costs for you.

You yourself can determine for yourself which policy will be enough for you. However, we strongly recommend that you take the maximum insurance if you have expensive equipment in your house or modern renovations are made.

How can you get insurance?

To purchase an apartment insurance policy from VTB "Hello, neighbor!", You need to visit one of the many points of sale.

At the moment, you can do this:

In the office of the organization.
In the salons of mobile operators.
In banks that have entered into partnership agreements with VTB.
In all branches of VTB.
In Eldorado and Know-How stores.

There you can also ask the employee to activate your policy. If you are not sure of the correctness of your choice, be sure to read the reviews of VTB insurance "Hello, neighbor!" You can do this on the official website. At the moment, the company also sells policies online. This high availability makes the policy truly the best choice for those who value their time. With the help of such insurance, you will be able to fully protect your home from unforeseen risks.

Requirements and rules

Purchase an insurance policy "Hello, neighbor!" from VTB insurance is extremely simple. To do this, you do not have to prepare a package of documents in advance or fill out any applications. The bank does not impose any requirements on buyers; anyone can purchase insurance. The only thing that is put forward to users is the requirement to immediately report the incident. Also, a person is strictly forbidden to independently adjust accidents in order to receive an insurance payment.

It is strictly forbidden to change places, clean up or supplement the picture of the incident until the apartment is inspected by a bank employee. It is important that everything looks the same as in the first time after what happened.

The only exception is if the current situation threatens the life and health of people. If you strongly disagree with the result of the assessment, you have the right to challenge it with the help of an independent examination.

In case of theft of property from an apartment, the bank will reimburse the money as compensation. In cases where the police manage to return it intact, the client undertakes to return the money previously accepted by him in full. The bank has every right to carry out an examination that would check the testimony of its clients. This is also permissible if access to property is required.