In the modern world, the economic situation is unstable, which provokes consumers to take out a loan for personal needs. The SKB-Bank company provides the opportunity to apply for a loan on a bank card, which is issued at the organization’s branches. To monitor the correct payment of the loan, you should check the account for receipt of funds. The service is available in various options and is easily accessible.
In order to use the “Bank-on-the-couch”, you should go to a branch of the company with an ID card. The office specialist will register the consumer in the service and provide login information to the resource.
The client must go to the official website of the bank http://skbbank.ru/. It is made in light light colors with a clear interface. Even an inexperienced Internet user will be able to understand the rules for using the resource.
There is a tab in the top right corner; you need to select the desired option:
- For a private client;
- For a legal entity.
After this, you will be provided with a form where you enter the data received in advance at the office of the credit institution. After entering the information, the consumer enters his personal account. There it has tabs, clicking on which provides information about the status of the personal bank card account. You can print an account statement for a selected period of time.
Check account balance via SMS
Check your balance through the SKB mobile app - online
This method is suitable for owners of smartphones running on the Android or iOS operating system. The application is downloaded from official sources that distribute programs. The credit institution informs its clients that through this application it is possible to obtain detailed information about the status of existing accounts. You can perform a number of manipulations:
Through the program you can make a transfer from a card to another using only their numbers. There you can also find the addresses of existing branches.
Find out the balance on the card through the hotline
The company has a dedicated telephone number. Calls on it are made free of charge for all citizens of the Russian Federation. The consumer needs to dial
8-800-1000-600
The call center employee will ask you to provide information about the cardholder. Using this number you can not only find out the status of your account, but also ask questions or solve any problems that arise when using a credit card.
View SKB Bank balance at the ATM
To check your balance, it is better to use a Gazenergobank or SKB-Bank ATM. These machines do not have a fee for checking your account. At other ATMs, at least 40 rubles will be additionally withdrawn per transaction. To carry out the manipulation, you need to insert the card into the machine and select the appropriate menu item, after which it will provide an account statement.
- Payment terminal from a credit institution
- The entire operation is carried out free of charge and promptly.
A list of SKB Bank ATMs can be seen at this link http://skbbank.ru/offices
At a bank branch
To do this, the credit institution employee will need to provide a passport and card. Help and complete information on using the account are provided.
The SKB-Bank company is a large organization operating in the financial market. It is actively developing and gaining popularity among consumers. You can get a loan in various forms. The organization provides loans to both individuals and legal entities.
SKB Bank is included in the category of large, actively developing banks. This financial organization was founded in 1990 in Sverdlovsk. The main activity of the bank is retail lending to individuals.
SKB Bank owns a wide network of offices and branches in many Russian cities and the DeloBank Internet bank, which allows entrepreneurs to achieve favorable conditions for the development of small businesses.
For the most convenient use of bank services, clients can use the online platform at any time, which allows them to manage accounts from any city, from any country.
Before starting to manage accounts, the user must go through the procedure of registering a personal account.
Personal account features
After activating your personal account, SKB clients can manage their own funds online, as well as:
- View current information regarding account and card balances;
- Clarify the terms of deposits and loan debt;
- Receive a statement with information on the loan, account and cards;
- Communicate with bank representatives online;
- Pay checks and utility bills;
- Make transfers of funds to cards of any financial organization;
- Create payment templates and personally adjust the schedule for their implementation;
Login to your SKB Bank personal account
How to log into online banking:
- Open the login page on the official website: https://online.skbbank.ru/ru/html/login.html
- Enter your username and password;
- Click the “Login” button and wait for an SMS message with a password to access the bank;
To safely use your personal account, bank clients are recommended to:
- Visit your personal account and make financial transactions through the official website, since third-party resources may store and subsequently misuse user data;
- Store data in a secret place, without disclosing your login and password even to bank representatives;
- End all sessions. When you finish working in your personal account, be sure to click the “Log Out” button.
Registration of a personal account SKB-online
To use the remote banking system, the user must follow simple instructions:
- First of all, the client needs to visit any SKB branch to enter into a written agreement to provide the opportunity to use the “Personal Account” service;
- Next, you should fill out an application, indicating your personal data;
- The last step is to obtain a login and password for authorization in the system.
A private entrepreneur can register only with the help of a bank representative; to do this, it is necessary to visit a branch of this financial organization.
Mobile application for bank
To more conveniently manage their own accounts, bank users can use the mobile application, which IOS and Android users can download for free.
After installation, the application must be activated. To do this, a message with a code will be sent to the phone number specified by the user. Login and password are entered in the appropriate fields. Next, the user must click the “Login” button
Also, SKB Bank clients should check for new versions of the application, because... updates improve the performance of all functions. Moreover, in outdated versions of the program, some functions may not work correctly. You should also always close your account by clicking the “Logout” button, and not just by closing the application.
How to recover the password from SKB Internet banking
If a SKB Bank client has forgotten the password for his personal account, he can always resort to the “Password recovery” service. To confirm the action, the user must click the “Next” button.
Instructions:
- Open the page: https://online.skbbank.ru/ru/html/login.html
- Click “Forgot your password”;
- We enter all the required data: bank card number, etc.
Next, an SMS message with a code will be sent to the specified phone number. This code must be used as a new password to log into your account. After logging into your personal account, it is recommended that you change the password received on your phone to your own.
If, for some reason, the client does not have an Internet connection, to recover the password, he can always contact a bank representative, who will provide the client with access to the system as soon as possible.
How to delete your personal account
If the user decides to refuse the services of SKB Bank, he needs to delete his account. This is done to prevent attackers from using the client’s personal data for fraudulent purposes.
To block your personal account, you should take the following steps:
- call the hotline. During the call, the client must tell the operator the reason why he refuses the “personal account” service and provide his personal data. To confirm your identity, a bank employee can clarify the code word and ask a number of questions;
- visit a bank branch. To more securely block an account, the user can visit an official representative of a financial institution. A bank employee will ask you to provide a written refusal to use your personal account, a copy of your passport, a copy of the agreement and card details. If the client deletes his personal account, but decides to continue using the bank’s services, the cards will not be taken away from him;
- go to the application and delete your account from your mobile device. To do this, you need to open the application, exit it (by clicking the “Exit” button) and delete it from the device. After deleting, you should check all folders and clear the cache.
The application may be deleted from the server for several days. At this time, you should not perform financial transactions either from the full or from the mobile version of the program.
Today, due to the popularity of mobile devices and the Internet, SKB Bank has developed a modernized service system for its clients. This system allows you to manage personal funds or borrowed capital at any time of the day, without leaving your home, without visiting a branch of a financial institution.
SKB Bank online, introducing innovative service services, dividing them into information and payment services, makes them convenient, efficient, and accessible to customers regardless of their geographic location. A financial institution allows clients to secure cash payments and reduce the chance of losing money.
To obtain login information, you need to go to a bank branch with your passport
Individuals who receive a salary, a pension, or who become owners of SKB Bank credit cards have appreciated the benefits of Internet banking. The availability of the mobile service, its functionality, ease of management, security, aesthetic and intuitive interface make it easy to manage your financial assets yourself, saving time and effort on the trip to the ATM.
The universal payment system, acting as an analogue of a cash register, allows you to remotely receive and pay for loans. You can place funds on deposit, carry out various payment transactions and transfers while sitting on the couch. All operations performed do not pose any technical difficulties. An Internet service connected to a mobile device always informs clients in the form of an SMS message about the balance in the account after the next purchase, transfer, or withdrawal of funds from the account.
How to become a user of the service?
How to get the opportunity to use Internet banking at home? To do this, you need to apply with your passport to any office branch of SKB Bank and conclude an agreement. After signing the agreement, holders of the banking product are given a password, login, instructions on the rules for managing the program, and a card with session keys. To log in to the system, you need to go to the bank’s website and register, where you indicate:
- mobile device number;
- passport details;
- plastic card details;
- E-mail address;
- answer security questions.
Having connected to the Internet, going to the official website of ckbbank ru using a computer, enter the received details and begin mastering the system.
Connection and maintenance services are free of charge.
The fiscal institution, taking into account that today the telephone is the most customer-oriented channel, offers to install specially developed applications on the most common mobile platforms Android and IOS. You can install it yourself by downloading the selected version from the bank’s official website. The login details used are the same as for your Personal Account.
The “bank on the couch” system allows you to manage your finances without leaving home
Security of banking services
A fiscal institution, providing remote services online, uses the most reliable systems for protecting customer data and financial transactions. Regularly monitoring the integrity of the anti-virus program, it implements a multi-level security system, providing clients with reliable information protection, these are:
- When logging into your personal account, two passwords are used: dynamic and permanent.
- A limit is set on the amount of transactions carried out during the day or month.
- The system uses the SSL protocol to encrypt data, guaranteeing a secure connection between the user's browser and the server.
In case of illegal or accidental intrusion, it carries out prompt destruction, blocking, copying, and changes the data of a banking instrument. To avoid unlawful disclosure of information when working with the remote service system, specialists have created a special memo for clients, which indicates the rules for remote work.
It is important to know that when working with the system via a laptop, it is prohibited to use the wi-fi network in public places. Check your antivirus program periodically and use only licensed protection software. Do not allow unauthorized persons to enter your personal account.
