02.10.2020

How to pay utility services via the Internet - banking (BPS Sberbank). Internet banking BPS Sberbank. Interesting features, extensive Functional BPS Sberbank Internet Banking Entrance to Personal


We are tested by the self-service systems of Belarusian banks. Today I will estimate the work of the Internet - banking from BPS Sberbank.

Registration and data recovery

You can register in the system in two ways. The first - if you are already a bank client and you have some product, such as a card or deposit.

In my case is a map. To register, I needed a passport and a mobile phone on which the SMS code came to confirm.

The second way to use the service BPS Sberbank is to check in the guest room. To pass it, you do not need to be a bank client. For such a form of registration, you will only need an SMS confirmation.

The feature of the guest regime is the ability to pay some services using other banks, but today we will consider the full version of the system.

If you forgot the username or password, then you just have to re-register. However, there is one minus - the former login to leave you can not, the system will say that it is already busy, you will have to invent a new one :(

Functional

Here is what the main page of the Internet bank looks like. On it you will find all your decorated products: maps or deposits.

Now let's get acquainted with "Personal Menu". First service - "Operations history".

Here you can see operations for any period, both on all cards and for some one.

I really liked the opportunity to manage payments, you will also find it in the side menu. Here are your payment, which can be renamed, delete and group by various folders ...

Also, let's not forget that for all services, such as payment of the phone or the Internet, you can configure automatic payment. However, this service is paid.

Perhaps one of the most interesting sections of the system - PF managerwhich can be found in the section "My Finance". Financial assistant will analyze all your income on cards, accounts and even loans :)

"Calculated sheets" - Of course, a useful feature, but it will come in handy only if the organization in which you work will make a special agreement with the bank.

For example, you can change the password to enter or choose a convenient way for you to confirm operations.

A pleasant surprise was the opportunity to adjust the visibility of products. For example, if you do not want to overload the main page, you can only leave one major card, and deposits and loans hide.

Installation of limits is also available on the Internet. However, I was able to establish limitations only by country of operations, limits on amounts and quantity issued me an "error" :(

In the next subsection - "My statements" - You can track references, loans applications, view prisoners for insurance contracts, as well as learn the status of their execution.

And now we will go on the main sections. First - "Payments and translations".

But the most unusual is the opportunity to pay the maps of other banks. Moreover, you can pay for both the services in the system of the ERIP, and replenish deposits, and repay overdraft, and even - to make translations :)

At first glance, it is clear that translations are the strong side of the bank. You are accessible literally any transfers options: by phone number, by map number, between the cards of other banks and even translations in foreign currency beyond Belarus :)

In chapter "Cards" You can order a card to a new account or to the already valid.

But not everything is so smooth - to order a call and personal consultation in our system did not work. Infinite loading :(

In the section called "Deposits and accounts" You can choose a suitable contribution and open it without leaving home ...

In chapter "Credits" Only an application is available, but it seems not to everyone. Apparently, the application for a loan can only be submitted to the user who receives a salary on the BPS Sberbank card.

In chapter "Closed accounts" You will receive information about all the products you have previously made, for example, deposit or card account.


Personal opinion of the correspondent

In addition to basic functions, in the Internet - Bank you can find many interesting features, such as identification of Yandex Wallet or registration of insurance applications.

The functionality is extensive, especially in the transfers section.

Separately, I want to note the presence of a PF manager and the ability to pay for services by cards of other banks.

Test test - 111 points from 125 possible

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Internet Bank Evaluation Criteria BPS Sberbank
connection easy connection (availability) online (immediately after registration) 5/0 max 12. 5
the authorization mechanism (for login enough login or password or need something else) 2/1 2
data recovery, in case of lost login and password (without visiting the bank) 5/0 5
convenience are there any information about the balance on the first page 5/0 max 47. 5
is it possible to browse fast payments to the first page 3/0 3
availability of quick access to frequently used features 2/0 2
Session Passwords (SMS / Cards) 2 / 0 2
connection / Disable 3D Secure there is / no 5/0 5
connection / Disable SMS - inform there is / no 5/0 5
ability to manage limits there is / no 5/0 5
is there information on tariffs and card commission there is / no 5/0 5
List of card operations in "Day per day" mode 5/0 5
power Code Replacement 10/0 0
Functionality payments Ability to create autoplase 1/0 max 42. 1
ability to create a list of your payments 3/0 3
availability of a free payment function 5/0 5
ability to rename your payments (templates) 2/0 2
are there any checks 1/0 1
you can print / send checks 1/0 1
you can make a second payment from the check 2/0 2
translations on the map of his bank (without jerp) 2/0 2
on a map of any bank in Belarus (without jerp) 5/0 5
on a foreign bank card 3/0 3
personal Financial Manager Service there is / no 5/0 5
deposits there is / no 5/0 5
loans online application 1/0 0
online receipt 5/0 0
repayment of credit 1/0 1
additional features Online - Card Reissue Application 2/0 from 12. 0
online - Application for the release of an additional card 2/0 2
search for ATMs and offices (yes / no) 5/0 5
currency exchange rates 3/0 3
plus 2 points per extra opportunity insurance (+2 points), settlement sheet (+2 points) 4
feedback Are there any phone bank (there / no) 2/0 max 12. 2
there is online - real-time support, chat (yes / no) 10/0 10
personal opinion Overall impression without ballot
Maximum number of points 125 111

Operational interaction of the client with Bank No. 1 in Russia promotes the new subsystem of the BPS Sberbank - entrance to Internet banking. Timely document flow is used to make important banking operations with a remote method. These include:

  • tracking cash flow on deposit and card accounts;
  • transfers from one card to another;
  • registration / re-registration of agreements;
  • 24-hour payment of fixed, mobile services, Internet, television;
  • connecting additional services: SMS banking, SMS notification;
  • performing operations with letters of credit;
  • making payments for loans;
  • implementation of depository translations of valuable documents;
  • loans;
  • sale / acquisition of precious metal;
  • blocking card;
  • discovery of deposits;
  • change password to access the system;
  • wage enrollment to employees;
  • transmission of payment requirements;
  • reviews of securities transferred to the financial institution;
  • booking money;
  • receiving statements on current accounts;
  • purchase / sale, converting foreign currency.

Advantages of Internet banking BPS Sberbank personal bank:

  • a convenient documentary interface that is understandable at an intuitive level;
  • modern web technologies contribute to simplicity in use;
  • it is possible to work from any computing device in the presence of electronic media containing electronic digital signature keys with proper software;
  • supports import / exports of documents between the accounting program used and the banking institution;
  • when transferring files over the Internet there is no possibility of their opening, since the cryptographic protocol is used, which ensures the complete confidentiality and integrity of the information;
  • the probability of error assumptions in preparing documents is minimized by software control using various reference books;
  • security of cash settlements ensured due to the use of unique protection technologies.

Connect to system

Each client of the financial institution gets the opportunity to open an entrance to the BPS Sberbank Internet Banking system. To this end, the user is obliged with a package of documents certifying his personality and containing personal data to contact one of the representative offices of the institution. It will be needed to make an application for registration of the service. An employee of the organization will give a login and password to use the system. Additionally, a technical configuration service is provided.

Before this, it is possible on the official Internet resource of the company to familiarize yourself with the provisions of the Agreement on the provision of the necessary services.

It is worth remembering:

  • It is important to get a digital bank certificate in the certifying center
  • Financial operations are possible only in the presence of session keys.
  • At the entrance to the Internet banking BPS Sberbank Card number is prescribed only by large Latin characters
  • Properly entered password helps immediately get to the main page
  • Incorrect password introduction blocks the login for a couple of hours

Using session keys

Entrance to the BPS Sberbank Internet Banking system is carried out using session keys or MobiPass technology. The set of keys is issued in the financial institution division in which the card account is opened. If the number enter incorrectly three times, the key is blocked.

Using MobiPass technology on a mobile device, you can generate a new session key.

Provides its customers a huge set of services. Among them, and many others. Having become acquainted with them, you can use the services of Sberbank of Russia with great comfort.

Internet banking from BPS Sberbank is a special online service, with which you can track the state of your account in remote mode, to carry out certain banking operations and so on. The Internet Banking BPS Function Model Next - the bank stores all the client data on the server, and the client connects to this datal base using the Internet, enters the personal account and performs all operations that allow the bank.

What advantages gives Internet banking

Internet banking has the following advantages:

  • To implement most operations, you do not need to visit the bank - it is enough to have access to the Internet. After all, in bank departments there may be a large queue, and the Branch of the Bank may be far from home. With the help of Internet banking, you can carry out a large number of operations (transfer of money, payment of utilities and so on) in several clicks.
  • A large number of services with which you can pay for various services. With the help of Internet banking you can pay for electricity, water, gas, telephone, Internet, and so on.
  • Instant Card Lock. If the client has stolen the card, he can quickly go to your personal account and block it so that the attacker could not use the card.
  • Reliable protection against hacking using the SSL protocol. When using this protocol, Internet fraudsters will not be able to hack your computer and translate your money to your account.

Where and how to connect BPS Internet banking

Connecting the BPS Internet banking looks like this:

  • You contact the nearest BPS-Sberbank branch with a passport and write an application for connecting Internet banking.
  • You are offered an agreement for connecting the service; If you agree with him, then you sign it.
  • You are given a login and password, with which you can go to the site.
  • In some cases, you will also have to contact the Digital Certificate Center of the Bank to obtain and install crypto protection products.

How much is online banking

Connect Internet banking for the following fee:

  • Connecting a client to an Internet banking system with the provision of electronic keys - 25 Belarusian rubles, without providing electronic keys - 12 Belarusian rubles.
  • Monthly fee for the use of service - 12 Belarusian rubles.
  • Connecting SMS alerts during operations with a card - 3 Belarusian ruble.
  • Monthly fee for the use of SMS-alerts - 3 Belarusian rubles and 50 kopecks.

Conclusion

With the help of Internet banking, you can carry out banking operations using the Internet. Among the main advantages of Internet banking are simplicity, a large number of additional services, a high degree of protection against unauthorized access. To connect the service, you must contact the BPS-Sberbank branch and sign the contract, as well as install a special program on the computer, which will protect your computer from unauthorized access. Connect Internet banking worth 12 or 25 Belarusian rubles, and the monthly fee is 12 Belarusian rubles.

Internet banking BPS Sberbank is a special service that gives you the ability to monitor your account and conduct various banking operations.

What is the advantage of Internet banking BPS Sberbank?

This service has a number of indisputable benefits:

  • there is no need to apply a personal visit to the banking department and expose queues for most operations, the main thing, to provide access to the Internet. Branches are not always close to the house, so the service considerably saves time;
  • through this service, you can transfer money, paying for a communal, including water, light, links, Internet, etc.;
  • you can instantly block the card at the loss or theft;
  • personal account is securely protected from the SSL online fraudsters.

How to connect the service?

To connect Internet banking, you need to contact the nearest branch of the bank. With me you need to have a passport. An employee of the department will prompt you to write an application for connecting the service. Further actions:

  • meet the contract for connecting the service, if everything suits, and there is no doubt, put your signature under it;
  • an employee of the bank gives you a login and password to log in;
  • if you need to install the means of crypto protection, you will need to contact the Digital Certificate Certificate Certificatory Center.

How to pay services through bps-banking?

To pay services via BPS Banking, you need to go to your personal account, in the horizontal menu, select the "Payments and Translations" section, from the proposed list, select the service for which you want to pay. Let us give an example for visibility:

  • choose "Medical Insurance";
  • in a new window, choose the type of payment, let's say "payment of the first part of the insurance premium";
  • now you need to choose a card with which payment will be removed, and to introduce a brief name of the organization that has concluded the DSMR contract;
  • drive the necessary amount in the payer name, click "Next";
  • check the correctness of the entered data, enter an additional password and click "Pay".

The new window is formed a card check, which can be printed, send to email or save in PDF format. If you wish, this payment can be added to the "Quick Payments" section by pressing the corresponding button.

Registration of personal cabinet

To register your personal account, you need to go through the BPS-Sberbank.by address and in the horizontal toolbar press the edge of the Sberbank-online tab. In a new window in the side menu, choose the "Registration" section. In the registration form, make an email address, a mobile phone, full name and press the "Continue" button.

BPS Sberbank Online is one of the types of remote banking services (DBO) from BPS Sberbank OJSC in the Republic of Belarus. In terms of its functionality and organization of services, BPS Sberbank online is, with the storage of data on the bank server, the entrance to the personal account for the operation, etc.

The main purpose of the BPS Sberbank Online is to enable individuals to manage your own card accounts.

How to connect BPS Sberbank online and what is required for this?

Become a user of the BPS Sberbank Service Online can any account of the account in OJSC BPS Sberbank. Most often by the service client, the owners of the BPS Sberbank payment card are becoming. Usually they have a salary card and enjoy it for household payments.

To access the service, the owner of the card must conclude a corresponding contract with the bank In one of the branches of OJSC BPS Sberbank. But it is possible to register without a personal visit, through the site https://i.bps-sberbank.by.

To work with the BPS Sberbank service, it is necessary to have a computer and minimal skills to work with it. Special programs for obtaining services are not required. But the version of the Internet browser must be relevant for the current moment. For example, Internet Explorer is not "older" of the 9th issue.

Functionality BPS-Sberbank Online

With the help of BPS-Sberbank online possible:

Financial operations:

  • Payments in the system - utilities, communication, Internet, etc.;
  • Other payments to the address of individuals and legal entities;
  • Transfer of funds from the BPS Sberbank card to another card;
  • Repayment of loans;

Receive information about cash balances on the account, operations, receipts and payments.

Form bank statements.

Browse reference information (currency rates, the location of ATMs, etc.).

Activate some banking services:

  • Alert for SMS to conduct operations with a card account;
  • "Payment by one button" - committing one click of periodic payments as stored in the BPS Sberbank service online form;
  • "Automatic payment" - permission to make payments without a separate assignment of the client to a specific transaction. The list of such payments and their recipients is predetermined by the client.
  • "Verified by Visa and MasterCard SecureCode" is a way to ensure additional security of payments input of additional, disposable, obtained by SMS password.

Work with deposits:

  • Open bank deposits and replenish them;
  • Translate funds for impersonal metal accounts (exclusive BPS Sberbank service).

Control the security card security system:

  • Change password entry into the personal account;
  • Block and remove blocking from a bank card;
  • Choose the method of additional confirmation of operations by passwords;

Adjust the visibility of certain services.

How much is the BPS-Sberbank service?

You can use the BPS Sberbank service online or free or for 7.5 rubles (BYN) per year.

When choosing free service, the client significantly limits its capabilities. It turns out only:

  • Obtaining reference information;
  • "Automatic payment" service ";
  • SMS alert;
  • Verified by Visa and Mastercard Securecode.

The last two points refer to the security system. Payment options are limited to automatic write-off of funds. This option seems convenient only for periodic payments for utilities, etc.

Customers who have entered into an agreement on comprehensive banking services get access to all the possibilities of the service.

It seems obvious that 7 rubles 50 kopecks acceptable fee for freedom of payments and other operations during the year.

You can learn more about the service of OJSC BPS Sberbank or on the Bank's website, the section "individuals", subsection "Payment for services using remote channels", Item "Sberbank online". On the same page, on the right, you can find the form of the contract, instructions for working with the service and answers to some questions.

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