Tinkoff Bank installed the first private ATM. Tinkoff: Terminals, ATMs. ATM Tinkoff Bank on Krasnoselskaya

On the opening of the network of branded smart ATMs in Moscow. Earlier, the users had to use ATMs of partners, because of which some people considered the Bank of Oleg Tinkov in unaware, virtual.

Now everything has changed. Currently installed 28 piecesBut over time they will be much more. And these are not simple ATMs, but the coolest and advanced among all competitors. I reached the nearest of them and appreciated the new ATM with his own eyes and hands.

Where to find and what looks like

On the official website of Tinkoff Bank, there is still no information about its own ATMs, but they can be found in the mobile application in the tab ATMs - Tinkoff. They are denoted by yellow.

In my case, the most close to the ATM on the Okhotny Row. For some reason, I thought that the company would put him closer to the street entrance to the shopping center, but he was at the entrance from the subway near the Nike shop and the former jewelry store.

In general, a logical location designed for a large stream of customers coming to the shopping center. It is a pity that so far not all employees of the shopping center and the guards know about him.

Externally, the ATM is not very different from any other ATM, but a large luminous panel with the name of the bank immediately rushes into the eyes. ATMs themselves, as it was possible to guess, yellow color.

What you know

These are the most advanced ATMs on the market, because they support not only contactless payments, but also QR codesAnd very soon can recognize customer faces to improve maintenance.

To use the ATM, it is not necessary to have a map at all Visa, Mastercard. or PEACE with myself. Just leaning a smartphone with support Apple Pay, Android Pay or Samsung Pay., enter a pins on the screen and carry out the necessary operations: cash removal, replenishment, translation and payment of services.

For some reason, the payment of utilities or other services is still possible in cash. It seemed strange to me, because if I put a card or took advantage of Apple Pay, then I most likely have cash with me. And how then to pay bills?

What will happen next

During this and next month, ATM network will unfold to other cities of Russia: St. Petersburg, Voronezh, Ekaterinburg, Kazan, Krasnoyarsk, Krasnodar, Nizhny Novgorod, Novosibirsk, Omsk, Perm, Rostov-on-Don, Samara, Saratov, Sochi, Ufa and Chelyabinsk.

As already written above, in a short time, ATMs will receive a function face recognition based on VisionLabs technology. This will be done for greater safety of operations and improve client service, but what kind of chips are speaking a speech. The company does not report yet.

Ultimately, users will make it easier to work with Tinkoff Bank cards, to make money without commission, replenish accounts without queues in the salons of operators, passports, and so on.

Personally, I will always always search for the proximity of the corporate ATM, if I need to replenish the score or make money from the card.

UPD: You can shoot according to the map limit. When removing less than 3 thousand in branded ATMs of the Bank, the Commission is not charged.

For more than a year, Tinkoff Bank has also continues to place new own terminals (ATMs) in Russia.

Tinkoff's own ATM is convenient because for the owners of Tinkoff cards, he does not take interest and commission for operations.

What do ATMs look like?

They are made in the branded yellow color (color of the bank's branded style). From above the large luminous white panel with the inscription "Tinkoff Bank", on the ATM itself, Tinkoff.ru is written, and under it "all payments in one place." A part of the ATMs without a white luminous panel behind it. The screen from the menu from the 4 main points.

4 squares in the menu:

1. Remove (Rubles, dollars, euro). This item allows you to take cash without percent (no more than a monthly limit on your card).
2. Top up (Rubles, dollars, euro). This item allows you to make money on your own credit or debit card Tinkoff. Moreover, how to shoot and you can enter 3 types of currency. The benefit is now multicurrency cards and allow you to have 3 accounts on one map, between which it is easy to switch to an Internet bank or mobile application. You can also replenish the map without having it on hand and not even knowing the number, but knowing the contract number.
3. TRANSLATE. This item allows you to send a translation from your Tinkoff card to any other bank card.
4. Pay. At this point it is easy to pay for mobile phone, Internet, utilities. You can pay in cash or card.

Tinkoff ATMs work with all kinds of payment systems operating in Russia: Visa, Mastercard and "Peace".

Technology of ATMs (Terminals)

ATMs look modern and intuitively simple and pleasant in management. You will immediately understand this when you start working with it and press the keys.

Paypass.

In ordinary ATMs, the map usually needs to be inserted into the card department. In Tinkoff, it can not be done, you can make it all.

This is possible thanks to PayPass technology for MasterCard or Payware for Visa. Most likely, you have already paid for the checkout, without inserting the card into the terminal, but simply applying to it.

Of course, the card itself must support such technology. Tinkoff cards support, they have an appropriate icon on the front part next to the chip.

PAYPASS icon location on map

Therefore, it is enough to attach a map to the right in the cell for the card. For example, on one ATM yesterday I put the card on top of the right in a square cell for PayPass (it is not difficult to see it). The card is immediately identified, it remains only to enter your PIN code. And proceed to menu operations.

Why do you need it, always inserted into an ATM?

There faster, as it seemed to me. And safer! The ATM is not able to swallow the card and do not give it away, because of the slightest failure.I have several times in my life ATMs of Sberbank and VTB swallowed cards. One just "ate" and that's it. The second swallowed, and went to reboot by, after which the cards were not. And I remember this long and mutual refund process: When you call the bank, then you take cards for 2 weeks, deliver them to one of the offices in the city, then you go there, you are looking for this office, wait there. Real hemorrhoids. I think you have nothing to do.

Also if there is no card, but installed on the smartphone (supported) Apple Pay, Android Pay or Samsung Pay,it is enough to lean the smartphone to the PAYPASS place, enter the pins on the screen and carry out the necessary operations: cash removal, replenishment, translation and payment of services.

QR code

QR code - (English Quick Response Code - quick response code; Soc. QR Code.) - a trademark for the type of matrix barcodes.

Typical QR code

This feature in the Tinkoff ATM allows you to connect to an ATM and identify even without the presence of a plastic card.

Here is a visual example of the location of the place with the QR code at ATM:

How to use this?

Need 2 things:

1. Your smartphone
2. Installed mobile application Tinkoff.Bank.

Then you can set the task in the application itself. For example, to remove 5000 rubles from the account. The task is formed and formed a QR code. This code on the screen of the smartphone must be reduced to the place of QR on an ATM, an ATM person believes and gives you a cash of 5,000 rubles.

This QR code can be sent to your family, relatives and they already on the screen of their smartphone bring it to an ATM and remove the money (receive a translation from you) or any task you formed. It's kind of free money transfer Without intermediaries and third parties, you can be in different cities.

It seems to me that it is quite innovative and technologically, in other ATMs there is no such thing.

Discharge Facial to ATM

It is information that the Tinkoff ATMs will soon be equipped with the recognition function using VisionLabs technology., How to make these top smartphones iPhone or Samsung. The verification process will be held using the installed camcorder. It seems that is a promising technology. So we will wait!

Maximum amount of cash mapping or Tinkoff account

1. If you replenish the card that inserted into an ATM or authorized through the contactless payment application, then up to 1,000,000 R, $ 20,000 and 20 000 € at once.
2. In a day - maximum 5 000 000 r, $ 85,000 and 85,000 €.

Foreign currency can only contribute to the account owner.

If you replenish the QR code, the number of the map, contract or telephone, without authorization on the Tinkoff map, then a maximum of 15,000 rubles at a time. You can only enter rubles. This restriction also applies to replenishment of the contribution, cumulative account, the purchase loan, the collection account in Tinkoff business.

What bills take ATMs?

• Rubles: 100, 200, 500, 1000, 2000, 5000.
• Dollars and Euro: 50, 100.

ATM does not give out - The whole amount will go to the account that you pay.

Card Replenishment Commission

1. For replenishment of Tinkoff card no commission. is free.
2. For the replenishment of the card of another bank, with any amount, take commission 2%. Also, the Commission can take a bank that has released a card - check this from your bank. A map of another bank can be replenished only in rubles.

Strange the ATM Tinkoff

There are a couple of strange moments that I noticed. Perhaps it was only in this ATM, or I understood something wrong.

In which cities are ATMs installed?

The network of ATMs "Tinkoff Bank" has about 500 devices in almost 60 cities of Russia.

Moscow, Saint Petersburg, Tver, Smolensk, Yaroslavl, Ivanovo, Vladimir, Nizhny Novgorod, Vologda, Cherepovets, Bryansk, Ryazan, Tula, Kursk, Voronezh, Lipetsk, Belgorod, Penza, Saratov, Volgograd, Astrakhan, Stavropol, Krasnodar, Sochi , Magnitogorsk, Ufa, Yekaterinburg, Naberezhnye Chelny, Izhevsk, Perm, Orenburg and many others.

There shows a map, place and addresses and quantities in the city. Put on the left side of the Tinkoff Bank tick.

In Moscow

In Moscow, ATMs are most and constantly opening new ones. List all the addresses for a very long time. Therefore, look for a link on the map above.

Several Moscow ATMs:

ATM Tinkoff Bank on Earth Shaft

• Kursk railway station 105064, Grounding Val, d.29

ATM Tinkoff Bank at Kazan Station

ATMs Tinkoff Bank on Komsomolskaya Square

• Kazan station 107140, Komsomolskaya pl., D.2
• Leningrad Station 107140, Komsomolskaya Pl., D.3

ATM Tinkoff Bank on Krasnoselskaya

• Shop "Lerua Merlen" 107140, ul.p. Krasnoselskaya, d.3a

In St. Petersburg

In St. Petersburg, there are also many ATMs. Look at the SPb map

Just reduce the map of Russia by a scroll (mouse wheel) or increase, choose St. Petersburg and look for the nearest.

ATMs Tinkoff - comfortable yellow and technically advanced terminals. Use on health! And write your comments and thoughts, what do you think about them, is it convenient for you?

ATMs in a mobile application

If you are on the road, in the city or not at home, you can see the nearest ATM directly on the smartphone. We have informed about it many times, install the application and it will be extremely convenient for you to live.

Where exactly look for ATMs in a mobile application?

• Go to the section more info;
• click on the ATM screen;
• on the right at the top click Tinkoff;
• You can also build a route from your place to the selected ATM. To do this, enable geolocation or mobile Internet.

Payment terminals

From the beginning of 2019, Tinkoff Bank began to establish and payment terminals. They differ from the ATMs with their "trimmed" functions: Used to make payments (to replenish your account in the bank - the maximum amount per operation is 15,000 rubles, or pay a mobile phone).

Money made through terminals is instantly credited to the bank or mobile phone account. To enroll in a bank account, you can specify the number of your phone or card attached to this account. You can also specify the number of the contract, which is given to you on your hands (in electronic form it can also be found in the personal account).

Exterior Terminal

Terminal Tinkoff, as well as ATMs, technological - supports interaction on QR-code. To do this, go to the mobile application, select the desired account and in the section "Details" open the QR code, and then bring it to the reader on the terminal and deposit it. The terminal takes cash to "throw out" money to the phone just enter its number on the screen and insert bills in the bill acceptor.

Why Tinkoff Bank continues to set its ATMs and terminals if earlier used only affiliates (such as Euroset et al.)? The Bank expands its physical presence in the cities of Russia, it goes towards customers and their wishes and until paper (cash) money is used in the country, will establish appropriate technical devices.

The difference between the terminal from the ATM

Terminals Tinkoff - These are the banks of the bank, in which you can replenish the account in Tinkoff and pay for mobile communications.

1. Unlike Tinkoff ATMs in the terminals you can not withdraw money, transfer money from the card to the card, use the card or contactless devices: terminal accepts only cash .
2. At times you can make up to 15 000 r On the accounts of mobile operators or Tinkoff by the number of the contract, maps, phone or by QR-code - money will come to the account at once.
3. Cannot replenish maps of other banks - Only bills in Tinkoff. You can make only cash rubles. The terminal does not give out. All money is transferred according to the specified details.

Commission for replenishment through the terminal

The amount of the Commission depends on the product:

Questions and Answers by Terminals

• Does the terminal give paper checks?

No, checks on paper does not give out.

You can only get an electronic check on the link from SMS. For this:

1. Click on the "Check" button before the operation is confirmed.
2. In the window that appears, enter the mobile phone number on which SMS will be sent.
3. Follow the link to the electronic check in SMS. The check will be all information about the payment.

• What currency is the money accepted?

Only in Russian rubles.

• Does the Card Terminal accept?

No, only cash.

• Is it possible to replenish the map of another bank through the terminal?

No, you can only replenish the bills in Tinkoff.

Addresses Tinkoff Terminals on the map:

Until terminals are installed only in Moscow and the Moscow region. Soon the terminals will appear in St. Petersburg, Kazan, Novosibirsk, Orenburg and Saratov. Perhaps in the future we will install terminals and other cities.

Terminals are indicated on a white icon map, and ATMs are yellow

Moscow

• pl. Ganetsky, d. 1b
• ul. Skhodnenskaya, 37
• prosp. 60th anniversary of October, d. 31/18, k. 1
• Michurinsky prosp., D. 9, k. 1
• ul. Shabolovka, 30/12
• 1st Tverskaya-Yamskaya ul., D. 4
• ul. Pokrovka, d. 14/2
• 2nd Vladimirskaya st., 36
• Novoslobodskaya st., 46
• boulevard Admiral Ushakov, Vl. 1, p. 1
• boulevard Dmitry Donsky, d. 8
• Chongan boulevard., Vl. 2A.
• prosp. Andropova, Vl. 25B, p.2
• ul. Masterkova, d. 3
• Khoroshevskoye sh., D. 20b, p. 1
• Khoroshevskoe sh., D. 35, k. 1
• Golovinskoe sh., D. 5a

Balashikha

• prosp. Lenina, d. 8/5

Mytishchi

• ul. Vera Voloshina, d. 10
• Sharapovsky Pr-d, Vl. eleven

As you know, Tinkoff is a remote bank, moreover, this bank has worked for 10 years without its own network of ATMs. But nothing is forever, "Never say" Never ", and the situation has changed in the summer of 2017, Tinkoff ATM began to appear. From July 4, 2017, Tinkoff Bank began setting his ATMs in Moscow, then in St. Petersburg, and then in other cities of the country. By the way, ATMs of the Cineo C4060 brand are put. For December 2019, the Tinkoff ATM network today has more than 1000 devices throughout Russia, until the end of the first quarter of 2020, it will be replenished with another 500 devices. All Tinkoff ATMs operate on recycling technology, which makes it possible to significantly save on maintenance and collection. Tinkoff also uses 300 payment terminals in service, with the help of which Tinkoff bank accounts can be replenished and pay for mobile operators. What gives bank customers the presence of own ATMs?

news

• 20/12/2019 - ATMs without keyboard with large touch screen Kesha -

Tinkoff has developed and installed in Moscow the first fully digital ATM "Kesha" - with a large screen in 32 "", without keyboard and print checks. This model is a new stage in the development of banking machinery and today is the most innovative in the Russian market.

The main feature of "Kesha" is a record for the Russian market the size of the screen in 32 "with a resolution of 4k. The ATM also does not have a keyboard - to enter a PIN code in an ATM using a PIN-on-Glass technology with a touch screen.

Also, this is the first ATM on the Russian market, which does not print paper checks: if necessary, the client can receive a check on the smartphone.

Digital ATM Tinkoff supports all customers familiar to customers: making and removing cash using contactless cards, phones, QR codes. ATM can also conduct operations based on biometric customer data (this option will be available after the completion of the test period).

This model is a joint development of Tinkoff, GRG Banking and ATM Market. The ATM was created on the basis of a modern recycling module and works on the system of a closed cash circulation cycle. Resicler passed all the necessary tests and received the certification of the Bank of Russia. The model supports PCI DSS security standards and 3DES and RSA encryption technology

• 08/21/2018 - Removed limits on the endless replenishment of tinkoff debit cards in their own ATMs (it was 300000r per month).
• 20/11/2017 - Tinkoff ATMs appeared in Krasnoyarsk: Planet shopping center at the corner of aviators and May 9, and the Siberian town shopping center, Milkova 54. In Kazan - 4 ATMs, Samara - 3 ATM, Ufa - 3 ATMs. By December, all millionic cities received Tinkoff ATMs.
• 03/11/2017 - Appeared the first ATMs Tinkoff in Rostov-on-Don (TC Taler)
• 01/11/2017 - The first Tinkoff ATMs appeared in Nizhny Novgorod
• 10/10/2017 - The first ATMs Tinkoff appeared in St. Petersburg
• 10/10/2017 - added additional limits for replenishment and removal without a commission in their own ATMs. New limits complement the existing amounts of preferential removal and free replenishment. By default, they will quote:
  • 150 000 RUB or 5 000 USD / EUR / GBP per estimated period for removal;
  • 300 000 RUB or 10 000 USD / EUR / GBP per estimated period for replenishment.

The unused amount of additional limits for removal and replenishment in Tinkoff ATMs from one period is not transferred to the next one. The Bank has the right to individually change the size of these limits in any direction.

Minuses and advantages of Tinkoff ATMs

1. Cash removal, a lot of cash. As you remember, a month from a debit card can be removed in any ATM to 150000 rubles. without commission. Some were delighted that the bank had their ATMs and ran to remove a lot of cash. But after a couple of days, the commission arrived. The bank explained that there was nothing in the plan of this limit. it minus. However, if you have ended the contribution and the limits do not limit you, the ATM has the opportunity to give you cash with large packs of 200 (two hundred!) Covers. it a plus.
2. Cash removal, little cash. But in ATMs, Tinkoff can now be removed without a commission with debit cards less than 3000r. it a plus.
3. Making cash on the card. As you remember, per month for a debit card you can make a commission through the bank's partners up to 300,000 rubles. without commission. Ha, some clients thought, now Tinkov has their ATMs and this limit does not work, and replenished the map for a larger amount. And after the next day, the Commission arrives. it minus. The bank explained that the tariffs did not change until, and for the first time the commission canceled (then introduced additional limits for replenishment and removal in their ATMs).
4. Fast replenishment of currency card currency. it a plus. You can add Tinkoff to ATM at 50 and 100 USD / EUR, remove - only 100.
5. There is a commission for removing the currency USD and EUR with third-party cards - 2% of the amount of removal - minus.
6. When removing from bank cards, Tinkoff ATM will not give a check! - minus.

Interestingly, the representative of the bank said RBC:

"ATMs are designed for three categories of bank customers - for those who want to make or remove large amounts in rubles for currency deposit holders and accounts, as well as for cash-based cash service users for small businesses; make or shoot large amounts of money.”

As we see, in fact, nothing works, when removing large sums of money, the Commission is taken through the ATM, as before "other people's" ATMs.

However, no less, the pros can be found. "ATM has a huge functionality, almost all the possibilities of a personal account, which will be very convenient for many. Of the most useful: removal of cash on QR code, you can replenish in the currency and remove it. Also, much more points at the expense of them will appear, where you can carry out the addition of + through them when you withdraw the amount of less than 3,000 single operation, the Commission is not charged that it is a small pleasant bonus). Their presence for customers in any case is only in plus. "

But we will be frank until the pros is extremely small and does not meet the goals announced by the bank.

The first ATM is installed in the TC "Water", 1st floor, address: Moscow, Golovinskoye Highway, 5 K1, Metro "Water Stadium".

Other addresses of Tinkoff ATMs in Moscow:

moscow, Bul. Walnut, d. 14, korp. 3, Domodedovo shopping center, M.Domodedovskaya
Moscow, Nab. Presnenskaya, d. 2, TC "Afimoll City", M. Dove Center
Moscow, pl. Komsomolskaya, 2, Kazan Station, M. Komsomolskaya
Moscow, pl. Paveletskaya, d. 1a, Paveletsky station, M.Paaveletskaya
Moscow, pl. Taganskaya, d. 12, p. 5, Supermarket "Alphabet of Taste"
Moscow, pl. Tverskaya outpost, d. 7, M. Belorusskaya
Moscow, Prosp. World, 33, Corp. 1, TC "Olympic Plaza"
Moscow, Prosp. Sevastopolsky, d. 11e, shopping center "Capitol"
Moscow, ul. Upper Krasnoselskaya, 3a, Tzer Troika, M.Krasnoselskaya, Sokolniki
Moscow, ul. Yenisei, d. 19, Corp. 1, TC "Raduzhny", M. Babushkin
Moscow, ul. Red Lighthouse, 2 b, TC "Columbus", M. Prazhskaya
Moscow, ul. Krasnodar, d. 51, korp. 2, shopping center "Lublin Passage", M.Lablino

Use, then remember the tariffs and limits on the replenishment of cards and removing cash, which no one has canceled.

A more complete and actual list of ATMs can be found at https://www.tinkoff.ru/atm/.

Important! At the end of working with an ATM, it is strongly recommended to click on the "Cancel" button on the physical keyboard of an ATM. ATM will immediately complete the session. If this is not done, you can lose your money in the Tinkoff Bank!

List of cases and simplest recommendations when using ATMs with a non-contact module.