The city of Naberezhnye Chelny is actively involved in the implementation of the Social Mortgage Program. The investor - the State Housing Fund under the President of the Republic of Tatarstan - entrusted DOMKOR LLC (formerly Housing Investment Company LLC), the main customer-developer of residential buildings in the city of Naberezhnye Chelny, to carry out technical supervision of housing construction under this program.
Social mortgage is affordable
The non-profit organization "State Housing Fund under the President of the Republic of Tatarstan" (NO GZHF RT) was founded on March 30, 1995 by the Decree of the President of the Republic of Tatarstan M.Sh. Shaimiev No. 213 "On measures to develop housing in the Republic of Tatarstan" for the development and implementation of non-traditional methods of financing and attracting extra-budgetary funds in housing construction. The Fund has been implementing the Social Mortgage Program since 2005 in accordance with the Law of the Republic of Tatarstan No. 69-ZRT "On State Support for Housing Construction in the Republic of Tatarstan" dated December 27, 2004.
The main activity of the fund is the implementation of housing programs adopted by the Government of the Russian Federation, state authorities of the Republic of Tatarstan and local authorities, as well as the sale of housing to the population of the Republic of Tatarstan on the principles of social mortgage, mortgage lending to citizens and legal entities. The action of the program of social "mortgage" is planned for the long term - until 2019.
Social mortgage is designed specifically for certain categories of the population who need to improve their living conditions, but cannot afford it.
Social mortgage provides an opportunity to purchase housing on privileged terms for certain categories of the population using state financial support and mortgage lending. Social mortgage of the Republic of Tatarstan is regulated by the Law of the Republic of Tatarstan No. 69-ZRT dated December 27, 2004 "On state support for the development of housing construction in the Republic of Tatarstan."
By the Resolutions of the Cabinet of Ministers of the Republic of Tajikistan dated April 15, 2005 No. 188, No. 189, No. 190, No. 233, No. 479, No. 480. It is important to remember that housing conditions are improved only within the established social norms (today this norm is 18 sq. m. per person).
Since 2004, more than 5,000 families have celebrated housewarming under the social mortgage program.
For specific information on social mortgage, please contact the Non-Profit Organization "State Housing Fund under the President of the Republic of Tatarstan".
After amendments were made to the procedure for the distribution of housing on social mortgage, the number of applications to various instances of citizens demanding clarification of the provisions of the Resolution of the Cabinet of Ministers of the Republic of Tatarstan No. 366 of August 2, 2007, has increased significantly.
To answer these and other questions related to the implementation of housing programs in the Republic of Tatarstan, the State Housing Fund under the President of the Republic of Tatarstan has opened a "hot line". More than 180 calls have been received on just one of the indicated telephones over the past days since the opening of the "hot line".
The largest number of calls (more than 90) related to the standards established by the Cabinet of Ministers of the Republic of Tatarstan for the total area of residential premises provided with state support. Recall that housing at a set discounted price is provided based on the calculation of an area that does not exceed 20 percent of the established standards: for a citizen living alone - 33 sq. meters, for a family of 2 people - 42 sq. meters, for a family of 3 or more people - 18 sq. meters per person.
Residents of Kazan, Naberezhnye Chelny, Nizhnekamsk and other cities of the republic, hoping to use the program to solve the housing problem in the future, expressed their disappointment with the innovations. The reaction of the townspeople is explained by the fact that there are simply no one-room apartments, which can be counted on in accordance with the new standards for a "lonely citizen" or two-room apartments, which a family of two (for example, a mother and son) could apply for. The same is the case with three-room apartments: according to the new rules, a family with two children of different sexes does not have enough reasons to choose an apartment with three rooms. The total area of any apartments that are currently being built by the State Housing Fund under the program is slightly larger than the minimum set by the Government for those in need of improvement in housing conditions on social mortgages. It was believed that the times when projects of small-sized residential buildings were most in demand had already sunk into oblivion. But there are families that have the right to additional space, for example, families in which there is a patient with tuberculosis, or persons with an academic degree, etc. How housing issues will be resolved in such cases is not spelled out in the decree.
Interconnected with the first issue were such as the loss of the right to a preferential price for the acquisition of housing in the event of a break within 10 years of labor relations with the organization, work in which allowed the program participant to obtain housing in the social mortgage system, and, consequently, the ban (though , indirect) early purchase of apartments.
The second most urgent question (more than 50) is when the tenders for the choice of apartments will begin. The State Housing Fund is forced to admit that there is indeed a certain delay in holding tenders. It is connected with the lack of the fund at the moment of the necessary instruments for holding competitions. According to the procedure for providing citizens with residential premises for social mortgage, approved by the Resolution of the Cabinet of Ministers of the Republic of Tajikistan No. 366, in order to participate in the competition for choosing an apartment, program participants must fill out a protocol, the form of which (as well as the form of a social mortgage agreement) must be approved by the Cabinet of Ministers of the Republic of Tajikistan.
The third most important issue for participants in social mortgage was the issue of acquiring housing in Kazan by nonresidents. As a rule, everyone who contacted the hotline had been living and working in Kazan for a long time, so they hoped to get housing in Kazan, too, although they were registered as needing to improve their living conditions in accordance with the previously established procedure - at the place of permanent registration. Living in rented housing without registration at the place of residence, such "Kazan residents" acquired a chance to acquire their own housing where they were most in demand at the moment. Now each of them must prove their “exclusivity” in order to obtain the right to choose an apartment in Kazan according to the new rules.
Quite a lot of calls came from employees of enterprises, for whom the requirement for an initial payment of 30 percent of the cost of the future apartment turned out to be an unbearable burden, whereas earlier for this category of social security participants, the initial payment was at least 10 percent of the cost of the apartment. It turned out that not all employees of enterprises are able to make such serious savings at the initial stage.
The rating of the issues of most concern to the population is concluded by the procedure for making changes in the accounting business. The restrictions introduced in August of this year on the distribution of housing on social mortgage are forcing a significant part of the applicants - participants in the program, to look for a way out of this situation. For many, such a solution is to increase the size of the family, which entails a procedure for amending the applicant's records. In such cases, the family applies to the public housing commission, where it was registered as in need of improving housing conditions in the social mortgage system. On the basis of the submitted documents, the housing commission makes changes to the register of families and sends them to the State Housing Fund under the President of the Republic of Tatarstan in accordance with the established procedure, the fund transmits new information to the authorized organization that conducts competitions for the selection of apartments.
Tatarstan residents are also worried about a number of other issues related to the implementation of housing programs. As it turned out, many young families do not yet know that the customer of the program "Provision of housing for young families" is the Ministry of Youth, Sports and Tourism of the Republic of Tatarstan, where lists of future recipients of housing are formed, which are then transferred to the State Housing Fund. Also, many of them, who contributed only 1 thousand rubles to the offset of future housing, expressed their claims about the need to make a 10 percent contribution from August as an initial one. It turns out that they also do not know that they must (in contrast to the participants in the social mortgage program, who are provided with housing in installments) immediately and in full pay for the housing they receive under the program.
The program participants are also interested in such questions, the answers to which, it would seem, have been known for a long time (including to the local self-government bodies that work directly with the population). So, let us recall that the right to subsidies paid in the amount of 200 thousand rubles at the birth of a child belongs to families registered under a social mortgage before the birth of a child; the cost per square meter of housing sold under the program at the moment cannot exceed 19 thousand rubles per 1 sq. meter; you can become a participant in the social mortgage program if the total area per family member is less than 18 square meters, all able-bodied family members work, have permanent registration in Tatarstan, work either in the public sector, or at an enterprise that transfers voluntary payments for the development of housing, or belong to the category of those in need of urgent assistance, according to the press service of the GZF RT.
Comments on the article
Ildar
2016-12-10 13:42:56
Hello! please tell me how it is possible to recover in the queue?
Richat
2016-11-20 19:08:24
Good evening! When will they start to conclude agreements on social mortgage, and the documents were handed over in November 2014 ??? Thanks.
Ksenia
2016-11-06 16:11:51
Hello, if you put 20% of the cost of the apartment, be sure to pay the minimum wage every month !?
Ilmira
2016-10-04 13:31:16
I won an apartment as an emergency driver. I signed the final protocol, but when I went to get the keys, I found out this apartment was registered with another person. Now they are telling me to terminate the contract if I have other options to choose. What to do?
Helena
2016-09-21 13:18:05
Good day! Can you please tell me, I have submitted documents to the administration for social assistance. There was a refusal due to a small salary. In 2017, my salary will increase with the transfer to another position. Will I be able to resubmit my documents? And until what year is the social loan valid?
Yuri
2016-06-21 23:29:28
Hello! I have a question, in July 2014, my wife and I applied for social services. a mortgage from the organization, the registration was successful within 3 months, recently we also entered our daughter successfully in the application, said that all the documents went well, but neither in 2015, nor in 2016, no matter what questions I asked about the priority, or the approximate timing of receipt apartments, they say that we do not have such information, everything is decided by the commission, is there really no reporting on the state of priority?
Alex
2016-06-14 16:01:49
Social mortgage is EVIL, mockery of people, until you get low-quality housing, life will fly by. Killers of hope and dreams. GZF - EVIL
Alexey
2016-06-07 20:31:32
Hello! When will they start to conclude agreements on social mortgage ??? The documents were handed over in January 2013.
Alex
2016-03-10 15:51:04
Tell me, please, when will the incompetent, rude and boorish hotline employee who has been behaving extremely impudently for more than one year and only aggravates the answers will be fired (kicked out in shame)?
Regina
2016-02-15 13:55:51
Hello! I have a question: our family received a social mortgage. After the birth of our second child, in order to use the mat. Capital, we switched to a Loan Agreement. And after the birth of our third child, do we have the right to receive a subsidy in the amount of 200 thousand rubles?
