€ 2350 Days: 30
DSK Bank is one of the main Bulgarian banks. The bank was founded in 1951 as a state savings organization, after which in 2003 it was privatized by the Hungarian OTP Bank. The number of bank customers has already exceeded 3 million, almost every Bulgarian family uses the services of DSK Bank. The Bank has repeatedly been awarded high titles, including awards for charity, an innovative approach to business, and an environmental initiative.
DSK Bank is the undisputed leader in retail banking. The bank was repeatedly awarded the title of "Best Bank in Bulgaria", "Most Profitable Bank".
If you decide to register a business in Bulgaria and open an account in Bulgaria, you can open an account with DSK Bank.
In addition to the standard offers to your customers, if you decide to open an account in Bulgaria and choose to open a current account with DSK Bank, according to the opinion of IQ Decision specialists, it is useful for you to know that the DSK banking group also includes several additional financial structures - leasing, insurance , security and transport and even travel companies.
If your goal is to register a company in Bulgaria and open an account in Bulgaria, namely, to open an account with DSK Bank, check out the tariffs:
- Opening a settlement - free of charge;
- Opening a deposit account - free of charge;
- Monthly fee - $7;
- Transaction accounts, annually - min. - 75 dollars;
- Transaction up to 1000 euros - 0.15% (min. 1 euro);
- Transaction from 1000 euros - 0.6%;
- Intrabank - 3 euros;
The bank executes transfers in euros and US dollars ordered within 13 hours with the value date of the current business day. As a direct member of the Target 2 payment settlement system for real-time payments in euros, DSK Bank offers its customers express euro transfers for EEA banks with immediate credit at the beneficiary's bank.
Incoming transfers. The Bank checks the accounts of its customers with the value date of the correspondent account of the Bank immediately after receiving the necessary payment messages.
Note: there is an OTP Express transfer - express payments between your clients and clients of all OTP Group banks without additional payment for an express transfer. The OTP Express service is available for currency transfers in EUR, USD, HUF, RON and PLN, including all incoming and outgoing transfers between OTP banks:
- OTP Bank Hungary, Budapest
- OTP Banka Slovakia, Bratislava
- OTP Banka in Srbija, Novi Sad
- OTP Banka Hrvatska, Zadar
- Krasnogorsk Commercial Bank, Podgorica
- OTP Banka Romania, Bucharest
- OTP Bank Ukraine, Kiev
- Investsberbank, Moscow
Regardless of the amount of payments, transfers with an urgent date in the OTP group are checked on the day they are ordered.
If you intend to register a business in Bulgaria and open a bank account in Bulgaria, IQ Decision experts will help you do it as comfortably as possible.
Open an account in Bulgaria. Advantages of DSK Bank:
- modern, flexible bank;
- the bank has the largest network of branches in Bulgaria;
- offers a high level of service;
- a full range of banking products and services;
- a variety of lending schemes;
- bank payments;
- bank cards;
- funds;
- pension provision;
- insurance;
- investment services;
- concessional financing of small and medium-sized businesses;
- various accounts and deposits;
- electronic banking;
- POS terminals;
- bank guarantees;
- corporate finance;
- project, European financing;
- treasury, etc.
DSK Bank requirements:
- certificate of registration;
- founding documents, charter;
- a copy of the corporate structure of the company;
- documents confirming the appointment of directors of the company, the secretary (if any);
- documents confirming the location of the office;
- documents relating to the issue of shares;
- notarized annual report of the company;
- license (if needed)
- documents about the current state of the company.
Each director, shareholder, secretary with the right to sign must submit the following documents:
- a copy of a notarized passport (the passport must be signed, the signature must match the signature on the application form).
- as a verification of the address of residence, it is necessary to provide a notarized copy of the utility bill (not older than 3 months).
- power of attorney (if necessary).
Documents that are not in English must be accompanied by a notarized translation. The cost of opening an account is 2350 EUR remotely or 1800 EURO in person. The term is 30 days.
Bank DSK EAD was established in 1951 as the State Savings Bank and the only savings and lending institution for the population.In 1998, the state bank was transformed into a universal du commercial bank, joint-stock partnership - Bank DSK JSC.
In October 2003, as a result of successful privatization, BANK OTP - Hungary became the owner of 100% of the capital of DSK Bank. OTP Bank is the largest bank in Hungary and the first internationally recognized financial institution in Hungary.
OTP Banking Group is one of the largest and dynamically developing banking groups in Central and Eastern Europe, uniting more than 80 companies specializing in various areas of financial intermediation - banks, insurance companies, pension funds, companies managing funds and real estate, leasing companies , factoring companies. The OTP banking group serves more than 10 million clients in 9 countries - Bulgaria, Hungary, Russia, Ukraine, Romania, Serbia, Slovakia, Croatia and Montenegro.
BANK DSK IN BULGARIA
DSK Bank - the leader in the Bulgarian market of banking services for citizens
DSK Bank has the widest network of branches in Bulgaria - 12% of the total number of all bank branches in the country, more than 370 offices 3 of which actively use the products and services provided by the bank DSK Bank offers the widest range of products and services for the population
DSK Bank works with the largest network of partners and
counterparties
DSK BANK OFFERS SPECIALLY TO ITS PRIVATE CLIENTS FROM RUSSIA
EXCLUSIVELY FUNCTIONAL PACKAGES OF PRODUCTS AND SERVICES FOR DEPOSITS AND MANAGEMENT OF YOUR FUNDS, INCLUDING:
CURRENT ACCOUNTS
TERM DEPOSITS AND DEMAND DEPOSITS
USE THE NEWEST OFFER OF DSK BANK:
HOUSING LOANS FOR RUSSIAN CLIENTS FOR THE PURCHASE OF HOUSING IN BULGARIA (from 14th JUNE 2010)
CURRENT ACCOUNT WITH DSK BANK
DSK Bank offers its customers:
STANDARD CURRENT ACCOUNT in BGN, EUR, USD or
DEPOSIT WITH A DIFFERENTIATED INTEREST RATE in BGN and EUR, guaranteeing you a high income - up to 3.30% for deposits in BGN and up to 2.50% for deposits in EUR For your convenience, use DSK DIRECT - the ability to manage your funds via the Internet and Call Center , and you can absolutely FREE of charge from home or from your office: Keep track of cash and movement on your accounts
Transfer funds between your accounts
Pay utility bills in Bulgaria
Receive income from interest on funds that you can transfer to a deposit and / or term deposit Transfer funds in Bulgaria or abroad using a universal electronic signature.
If you need additional information or assistance,
You can contact the CALL CENTER of DSK Bank at
tel. + 359 700 10 375, 24 hours a day from anywhere in the world
DEMAND DEPOSITS AND TERM DEPOSITS OF DSK BANK
If you have free funds
If you want to receive an additional guaranteed income from interest
If you want to invest your funds for a certain period of time while buying your property in Bulgaria, use our offers to invest and manage your funds:
DEMAND DEPOSIT in BGN, EUR, USD, CHF and GBP
By opening a demand deposit with DSK Bank, you can use your funds at any time and in any branch of the bank and at the same time receive additional interest income, differentiated depending on the amount and currency of the deposit
TERM DEPOSITS FOR 1, 3, 6 and 12 months
Open your term deposit for at least 100 currency units for 1 year in levs, euros or US dollars and you will receive a guaranteed income from interest at the end of this period.
Your income will depend on the amount, term and currency of the deposit and can reach 5.75% in BGN 4.90% in EUR and 2.85% in USD 001 USD).
DSK Bank offers you a wide range of additional options for placing your free funds:
TERM DEPOSITS MORE THAN 1 YEAR (18, 24, 36 and 60 MONTHS)
When opening a term deposit for more than 1 year and investing at least BGN 1000 / EUR 500 / USD 500, you will receive guaranteed interest income, differentiated depending on the amount, deposit currency and term (up to 7.25% for BGN deposits 5.20% for deposits in EUR and 4.00 % on deposits in US dollars when investing more than 15,000 BGN 7,500 EUR/USD for 60 months) 6-MONTH TERM DEPOSIT "DSK PALITRA" IN BGN, EURO and US DOLLARS When opening a term deposit DSK Palitra for a period of 6 months , each month a higher percentage is charged on the invested funds. The minimum amount to open this deposit is 2000 BGN / EUR / USD
ADDITIONAL OFFERS FOR PLACING YOUR FUNDS FROM DSK BANK
TERM DEPOSIT "DSK SPECTRUM"
You can open a "DSK Spektr" deposit in levs, euros and US dollars with a minimum amount of 1,000 currency units for a period of 9, 12 and 15 months. The term of the deposit is divided into 3,4 or 5 periods and higher interest is charged on the deposited funds for each subsequent period - up to 8.50% for deposits in leva, 6.00% for deposits in euros and 3.50% for deposits in dollars USA for the last period.
TERM DEPOSITS OF DSK BANK:
NO COMMISSION for opening a deposit
NO COMMISSION for deposit maintenance
NO COMMISSION for closing a deposit
NO COMMISSION for withdrawing funds from the account on the day the deposit expires
Investments up to BGN 100,000 / EUR 50,000 are guaranteed by the Deposit Guarantee Fund of the Republic of Bulgaria.
USE THE NEWEST OFFER OF DSK BANK
BANK DSK offers especially for you:
if you are over 21 years old and will be no more than 65 years old by the date of full repayment of the loan
if you have Russian citizenship
if you work in Russia under an employment contract
if you can prove a gross annual income of at least 20,000 euros for employees in Moscow and at least 10,000 euros for employees in other cities of Russia, our exclusive offers to purchase your property in Bulgaria together with DSK Bank
USE DSK BANK HOUSING LOAN FOR RUSSIAN CLIENTS
When you need financing for the purchase of residential property in Bulgaria - an apartment, a residential building representing no more than 6 separate independent main objects, or a villa and / or a garage, fully completed and having a Conclusive Certificate of Establishment of the Acceptance of Construction (Model No. 15)
When ownership of real estate is transferred at fair market value
When the amount of the authorized loan is transferred directly to the account of the real estate seller.
USING A DSK BANK HOUSING LOAN
YOU CAN USE EXCLUSIVELY COMPETITIVE CONDITIONS
up to 80% of the property valuation determined by the Bank
DSC, especially for customers who will provide
a certificate from a credit bureau in Russia certifying
credit debt
No restrictions on minimum and
the maximum amount of credit with sufficiency
offered security and proven income.
Possibility to choose a loan term from 5 to 25 years,
for clients who provided a certificate
from a credit bureau in Russia
10.79% on euro loans
12.29% for loans in BGN,
Example: When using a home loan in the amount of 35,000 euros / 70,000 leva, for a period of 25 years, with 10.79% for loans in euros and 12.29% for loans in leva, the annual interest rate on the loan is 12.66% and 14.36 respectively %
HOW YOU CAN USE PRODUCTS AND SERVICES OF DSK BANK:
Visit the nearest DSK Bank office and open your current account, term deposit or demand deposit there, or use the services of DSK Direct. We are always ready to help and refer you to a banking specialist who speaks Russian! At your service office, you will be directed to the nearest and most convenient branch of DSK Bank, where you can get detailed information about a home loan for Russian citizens. If you need assistance and additional information, you can contact the Call Center on 0700 10 375 or +359 700 10 375 if you are calling from abroad
DSK BANK OFFERS THE RICHEST RANGE OF BANKING PRODUCTS AND SERVICES OUR SPECIALISTS WILL OFFER YOU THE MOST SUITABLE SOLUTION THAT MEETS YOUR INTERESTS AND NEEDS If you need additional information on the products and services offered by DSK BANK, you can contact: RealtorBG
Thank you for your attention!
DSK Bank is the oldest bank in Bulgaria and the market leader in retail and private banking, with an established presence in the Corporate and SME segment. Since 2003 it has been part of OTP Group, headquartered in Hungary. Servicing some three million customers, DSK Bank practically reaches every Bulgarian family. Disposing of the largest branch network in Bulgaria, the bank has an incomparable service-provision infrastructure, it is well acquainted with the local potential and offers a high level of servicing through individual approach and full range of bank products and services, which are tailor made to the needs of all customer segments. DSK Bank was established in 1951 as a state savings institution – the only deposit and credit institution in Bulgaria at that time. With the adoption of the Law on DSK Reformation dated April 15, 1998, DSK was transformed into a commercial bank. In January 1999 DSK became a state-owned stock company named DSK Bank. In October of 2003 after a privatization OTP Bank of Hungary became the sole owner of DSK Bank.
