License of the Central Bank of the Russian Federation: No. 2766
About the bank
Bank OTP Bank received a license on March 28, 1994. OTP Bank is a participant in the compulsory deposit insurance system. The organization's fund is created from funds of individuals/legal entities and borrowings from the Central Bank of the Russian Federation. The head office in Moscow is located at 125171, Moscow, Leningradskoye sh., 16a, building 1. Bank contact phone number: .
During the operation of the bank, its representative offices were opened in different cities of Russia, 14 branches were opened in Moscow, and 18 ATMs were opened in the region.
Bank OTP Bank provides the following services:
17 deposit offers, the maximum rate of which is 9.00. The most popular offers: Profitable Premium (special conditions), Freedom of management, Anniversary.
OTP Bank provides consumer lending services. There are 9 loan programs in total. The minimum interest rate is 6.00. Among the most popular offers are programs 0-0-36 L (0-0-36) + Euroset, 0-0-10 plus + Euroset, Outerwear + Aleph.
At OTP Bank you can apply for a credit card by choosing the most profitable one among 3. The minimum rate is 24.90. Bank clients often choose the following programs: Clear credit card, Big cashback, Molniya credit card.
You can get a debit card at your bank. Among the 11, the most popular are Deposit + card, MasterCard Standard TP Currency, Molodezhnaya. The maximum bet on the balance is 4.00.
Today, the dollar purchase rate at OTP Bank is 55.50, and the sales rate is 59.50. The euro exchange rate when buying is 62.00, and when selling is 66.00.
OTP Bank was included in a number of ratings:
OTP Bank ranks 38th in the ranking by assets with an amount of RUB 167,976 million.
The bank is in 24th place in the ranking for loans with an amount of 68,456 million rubles. It is in 43rd place in the ranking for deposits with an amount of 45,565 million rubles.
OTP Bank (Russia) is part of the international financial OTP Group, which is one of the leaders in the financial services market in Central and Eastern Europe.
OTP Bank is a universal credit organization that provides a wide range of banking services and products for corporate clients and individuals.
As of July 1, 2014, OTP Bank’s own capital is 27.2 billion rubles, assets as of the same date are 130.1 billion rubles, the deposit portfolio of individuals is 53.4 billion rubles, the retail loan portfolio is 119, 2 billion rubles
OTP Bank provides customer service through its own network, which currently consists of 27,900 consumer lending points, 108 credit and cash offices (CCOs), a branch network of 200 customer service points, an ATM network - 212 ATMs and 275 self-service terminals. In total, OTP Bank is present in more than 3,700 settlements in Russia. More than 3.9 million clients use the bank's services.
OTP Bank is a participant in the Deposit Insurance System, a member of the Association of Russian Banks, the Association of European Businesses, the National Association of Stock Market Participants, the National Stock Association, the RTS Stock Exchange and the MICEX.
OTP Bank is accredited to participate in competitions of the Deposit Insurance Agency, and is also included in the list of banks whose guarantee can be used to secure Bank of Russia loans.
OTP Bankbelongs to the OTP Group financial group and is one of the 50 largest banks in Russia. Has over one and a half million clients.
The key activity of this financial institution is lending and other banking services for individuals.
OTP Bank ranks 2nd in the POS lending market (FrankResearch Group as of April 1, 2018) and 7th place in the credit card market (Frank Research Group as of April 1, 2018). OTP Bank is a participant in the compulsory deposit insurance system.
Part of the OTP Group is an international project Touch Bank- a retail digital bank that provides financial products and services through a personal online account and mobile application.
"OTP-Bank" has repeatedly become the best in various categories of the "Financial Olympus" and "Financial Literacy" competitions.
In addition, the bank is a member of the Association of European Businesses, Banks of Russia, and is a member of the deposit insurance system, the stock market and other non-profit organizations.
OTP Bank plans to partner with three million satisfied customers and build a long-term mutually beneficial partnership with them. Also, one of the main goals of the bank is to include it in the top twenty highest-rated banks in the country.
The bank has developed dynamically occurs in other countries , including in Ukraine.
As of July 2019, there are 18 branches and 18 ATMs of OTP Bank in Moscow.
3 based on 194 votes this month Reviews Deposits News RatingDeposit and lending rates OTP Bank
Min. loan rate - 34.9%
Max. deposit rate - 8%
Main state registration number: 1027739176563 Assets, billion rubles: 218 Issuance and acquiring of bank cards: DINERS CLUB, JCB International, MasterCard Int., VISA International, Zolotaya Korona Official website of OTP Bank: http://www.otpbank.ru/ Single toll-free phone: 8 800 100-55-55
Joint Stock Company "OTP Bank" was established in 1994. At the time of its name, the credit institution was called Hermes Savings Bank, part of the concern of the same name. Later that year, the bank was transformed into Investsberbank (JSCB Bank of Investments and Savings) and received a license to conduct banking operations. OTP Bank became a pioneer among Russian credit institutions that purposefully began to develop retail business. Throughout its existence, the bank intensively developed its branch network and regularly opened new service offices.
In 2005, Investsberbank was merged with Russian General Bank, whose activities were aimed more at developing corporate business. Since the former had a more stable reputation in the private deposit market, the RSL license was canceled and the merger took place on its basis. Thanks to the merger, the bank was able to become one of the largest Russian banks in terms of assets, the client portfolio was significantly diversified, and the number of branches and branches in the capital and regions increased to 20. In 2006, the Novorossiysk Promfinservicebank and the Omsk Omskpromstroybank were merged with the bank, which converted into branches. In 2008, with the approval of the antimonopoly authority of the Russian Federation and the Central Bank of Russia, a controlling stake in the bank was acquired by the Hungarian OTP Group, whose client base included more than 12 million legal entities and individuals in nine countries. From that moment on, the bank acquired its modern name.
The bank is among the 50 largest banks in Russia in terms of key indicators. The bank's branch network includes seven representative offices and more than a hundred credit and cash service offices and almost two hundred additional offices. OTP Bank issues and accepts bank cards in all major international payment systems. BBB More than four million clients use the bank's services.
Over the years of activity, the bank has become a laureate of such awards as “Consumer Rights and Quality of Service”, “Financial Literacy”, “Financial Olympus”, “Retail Bank. Potential and Prospect", Brand of the Year", "Financial Organizations. Insurance. Products & Services".
Third Party Ratings and Rating Agencies
| Expert RA | |
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| Moody's | |
| Fitch | BB |
| S&P | |
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Latest Reviews of OTP Bank
The bank is extremely unscrupulous. Issue incorrect details for a transfer to repay a consumer loan, Reject the transfer, Charge fines (not interest, but fines, and according to their agreement, this is up to 20% of the payment amount - and guess, if up to 20%, then how much do they do? That's right, exactly 20% do), issue an invoice with a fine - like a bushel. So, out of the blue, the bank can earn up to 20% plus for each loan payment.
kmoscow, 30.07.2018 Link
In 2013, I took out a loan from this bank. For 3 years. Towards the end there was a delay of a couple of months, after which the loan was completely closed. In October 2017, it turned out that the account and the card on which the money was issued were not closed. I wrote an application to close the account and card. In response to this, the bank closed the loan with the status “Assignment of rights”, as if it had been sold to collectors. I wrote an application to correct the status of a closed loan. I was assured that the status would be changed. Today I checked my credit history, the loan status remained the same, but my rating dropped to the minimum. Never deal with this bank! They will ruin your credit history like crazy.
markcius, 24.04.2018 Link
I have used the services of different banks many times, from my experience I can say that I have never met anything worse than OTP bank, in the first place their first deception is that they lie, that a commission is charged once for withdrawing cash, 4% in the end, for withdrawing 60,000 rubles you will have to pay 8%. Secondly, for using a plastic card they write on their official website that 26% will be charged, don’t believe it, they will charge 46%, thirdly, everything that the bank supposedly sends by mail does not reach anything like a PIN code and so on. Well, if you want to complain to the bank president. They will simply send you away with an explanation, wait for a letter that will never come! People don't fall for this bank's tricks, it's a complete scam!
Denis, 6.09.2016 Link
It turned out that it was not I who chose the bank, but it chose me. I was looking for a TV on credit and in one store there was an advertisement for a promotion for social workers - a loan without interest, naturally I took advantage of this opportunity, it turned out not to be a loan but an interest-free installment plan. Having paid off the loan, I received a Master Card Gold credit card from OTP Bank. After reading the terms and conditions I was pleasantly surprised. 55 days - grace period! Interest on the loan is 17% on purchases, the service fee is free within the grace period, in case of loan debt - 99 rubles per month. The only thing is that it’s not profitable to cash out at ATMs, but I didn’t intend to. And these are the conditions for a Gold card! Everyone knows that for a gold card you have to pay up to 6,000 rubles for service. As a result, I use the card within the grace period, paying for purchases in stores and not paying anything. Every month I receive account statements by mail and instant SMS after every purchase online or in store. Somehow one store seemed suspicious to me and I decided to play it safe and blocked the card over the phone. But I couldn’t unlock it on the phone, I forgot the code word. I went to the bank, changed the code word and already at home unlocked the card by phone (all free). I have never had any problems with the bank. For all questions, operators answer questions in detail and patiently 24 hours a day. In general, do not believe reviews from people like Denis. If the bank had worked as in his review, it would have been closed long ago for fraud.
Elena, 31.07.2016 Link
Deposits OTP Bank
25.09.2018
The terms of the “Lucky Seven” deposit have been changed OTP Bank has made changes to the terms of the seasonal deposit “Lucky Seven”. Now it can be opened for longer terms - 1.5 and 2 years while maintaining the attractive current rate of 7%... 07/15/2018 The “Lucky Seven” deposit with 7% per annum is your good decision
OTP Bank is pleased to introduce the seasonal deposit “Lucky Seven”, which will allow you to place financial funds for a period of up to 366 days and at 7% per annum... 06/9/2018 OTP Bank launched the “Protective Deposit + Gift” promotion
TP Bank offers a new deposit in rubles “Protective” with a maximum interest rate in rubles of up to 9% per annum, when opening which the client can choose one of two gift options... 10/6/2017 Changes in interest rates on the current line of deposits
Please note that from October 6, 2017, interest rates in rubles on deposits of the current line of deposits and on the “Savings Account” will change... 09/12/2017 OTP Bank offers to open a “Double Benefit Plus” deposit
OTP Bank invites clients to open a new deposit “Double Benefit Plus”, which combines the opportunity to receive high income on the deposit and additional protection of the client’s life and health thanks to an investment life insurance policy...
OTP Bank news
17.07.2018 OTP Bank presents a new product – Individual Investment AccountOTP Bank offers a new product in its branches - the individual investment account (IIA) strategy “World Stock Market” of the management company Alfa Capital... 10/16/2017 OTP Bank offers a unique insurance product – “Work under protection”
On October 16, 2017, OTP Bank launched a unique product in the field of insurance - “Work under protection”, which involves providing support to the client in a difficult situation when losing a job... 09/25/2017 OTP Bank offers the Premium Safe service
OTP Bank offers a joint service with the UniSafe company to protect against the loss of personal belongings and related expenses - “Premium Safe”... 07/31/2017 OTP Bank has studied the needs of a modern user of banking products
OTP Bank, together with the international research center MARC, conducted a study of the needs of a modern user of banking products... 07/24/2017 OTP Bank's research revealed customer interest in new insurance products
OTP Bank conducted a study among a random sample of clients who have deposits or pay loans in cash about their desire to purchase products from third-party companies providing various types of medical services at bank branches...
