On the eve of the February and March holidays, Sberbank decided to give its clients a new seasonal online deposit as a gift. New level» with higher interest rates. The maximum interest rate on this deposit can be 7.7% per annum. Now we will consider in detail all the conditions of the “New Level” deposit.

Deposit opening period

The new deposit is designed for a certain period and is seasonal. Therefore, you can open this deposit with February 21 By March 31, 2017. After this period has expired, opening will no longer be possible.

Terms of deposit

• The deposit term is fixed and is 6 months;
• Monetary currency – rubles;
• Deposit replenishment is not allowed;
• Partial withdrawal of money from the deposit is not allowed;
• The minimum deposit amount is 10 thousand rubles.

Interest rate

The interest rate of a new online deposit depends on the amount you deposit into the account. The larger the deposit amount, the higher the interest rates.

• from 10,000 to 500,000 rubles – 6.6% per annum
• from 500,000 to 1,000,000 – 6.9% per annum
• from 1,000,000 – 7.2% per annum

Interest accrual

Interest is accrued upon expiration of the entire deposit term, that is, 6 months. Interest can be withdrawn or transferred to another bank account or card.

Termination of deposit

You can always terminate any deposit early before its expiration date. However, you should know that if you terminate the deposit ahead of schedule, you will be charged interest at the deposit rate "", the amount of which is 0,01% per annum.

Automatic renewal

After the deposit expires, the bank will automatically renew the agreement for a period of 6 months, but at an interest rate 0,01% by deposit " On demand from Sberbank of Russia" The number of renewals is unlimited.

Where and how can I open an online deposit?

You can open an online deposit in three ways:

• Log in to your personal account;
• Go to the “Deposits and Accounts” section;
• Click on the “Open a deposit” link;
• Select the “New Level” contribution;
• Fill out the application with all the necessary information;
• Read the terms of the deposit and accept their terms;
• Click on the "Confirm" button.

2) At ATMs and self-service terminals

3) In the Sberbank Online mobile application

Special offer for the “New Level” deposit

To the deposit " New level» Sberbank has prepared a special offer that will allow you to increase the interest on your deposit by another 0.5% per annum. To receive a 0.5% bonus, you need to enter a special when opening a deposit promo code. This code can be obtained in the online game IndyCat on the social networks VKontakte and Odnoklassniki.

Interest rates valid using promo code:

• from 10,000 to 500,000 rubles – 7.1% per annum
• from 500,000 to 1,000,000 – 7.4% per annum
• from 1,000,000 – 7.7% per annum

Let's take a closer look at how to get promo code and how to use it.

How to get a promo code?

2) Find the game application " Indie cat» VKontakte or Odnoklassniki and launch it;

3) Immediately after starting the game, information with a promo code will be displayed in front of you. Copy or write down the promo code. The promo code is the same for all users.

Attention— Receiving a promotional code is not available in mobile applications.

How to use a promo code?

1) Enter your personal account in Sberbank Online system ;

2) Go to the “Deposits and Accounts” section;

4) Enter the received promotional code in the window that opens;

5) Select the online deposit “New Level”;

Sberbank of Russia for February and March 2019 launched a new promotional deposit for individuals “Catch the Profit” with the highest interest rates at the moment - up to 7.65% per annum in rubles. Let's take a closer look at the current conditions and deposit rates.

New Sberbank deposit “Catch the Profit”: conditions

The new seasonal promotional deposit of Sberbank of Russia “Catch the Profit” opens only in rubles. The minimum amount is 50 thousand rubles. It can be issued for a period of 5, 12 or 18 months.

Like most seasonal deposits, the terms of the “Catch a Profit” deposit provide very limited options for managing savings in a bank account.

Additional contributions and expense transactions are not provided. In case of early termination of the contract, interest is paid at the demand deposit rate.

“Catch a profit” is not a simple one, but a promotional deposit. This means it should be especially attractive to clients - individuals, including pensioners. What's special about it? Of course, the interest rate is unusually high for Sberbank.

Interest rates of the Sberbank deposit “Catch the Benefit”

Interest rates depend on the deposit term and are:

• 7.10% per annum for a period of 5 months;
• 7.50% per annum for a period of 1 year;
• 7.65% per annum for a period of 1 year and 6 months.

Interest is paid at the end of the term.

It should be noted that the rates of the new “Catch a Profit” deposit are quite high for Sberbank. See for yourself. Correspondents of the site have collected in one table the interest rates of deposits for different terms.

As you can see, the most profitable deposit from the basic line of the Save Online bank can now be issued at only 5.90% per annum in rubles (taking into account capitalization).

Few? See what the interest rate on deposits is today

Calculation of the “Catch the Profit” deposit

√ If you make a deposit for 1,000,000 rubles, then after 5 months you can receive 1,029,178 rubles. Accordingly, net income will be 29,178 rubles.

√ If you open a deposit of 1,000,000 rubles for 12 months, then after a year you can withdraw 1,075,000 rubles from the bank. The interest amount will be 75,000 rubles.

√ If you make a deposit of 1,000,000 rubles for a year and a half (18 months), then at the end of the term you can receive 1,114,645 rubles. Accordingly, net income will be 114,645 rubles.

Comparison of the new “Catch a Profit” deposit with Sberbank’s basic deposits

We have already found out that the “Catch a Profit” deposit has a higher interest rate than the basic Sberbank deposits: “Save”, “Replenish” and “Manage”. But let's compare how much more profitable it is in ruble terms.

To do this, let’s calculate what benefits you can get if you make each deposit for a period of 1 year and invest the same 1 million rubles. Correspondents for the site used the official Sberbank deposit calculator and this is what happened.

The results are obvious.

How to make a deposit?

A deposit can be made in several ways:

1. At the Sberbank office.
Go to the bank office and take your passport. Open a deposit and deposit money.

2. In the Internet bank Sberbank Online.
Log in to Sberbank Online → Deposits and accounts → Opening a deposit → Select a deposit and specify the conditions → Confirm → The deposit is open!

3. In the Sberbank Online mobile application.
Log in to the application → Deposits and accounts → Select a deposit and specify the conditions → Confirm → The deposit is open!

4. At the ATM.
Insert the card and enter the PIN code → “Cards, deposits and loans” → “+New product” → Open deposit.

IMPORTANT! You can apply for a new seasonal promo deposit from Sberbank of Russia “Catch the Profit” only until March 31, 2019 .

"OREN.RU / site" is one of the most visited information and entertainment sites on the Orenburg Internet. We talk about cultural and social life, entertainment, services and people.

The online publication “OREN.RU / site” was registered with the Federal Service for Supervision of Communications, Information Technologies and Mass Communications (Roskomnadzor) on January 27, 2017. Certificate of registration EL No. FS 77 - 68408.

This resource may contain materials 18+

Orenburg city portal - a convenient information platform

One of the characteristic features of the modern world is the abundance of information that is available to anyone on various online platforms. You can get it almost anywhere there is Internet coverage using modern computer technology. The problem for users is the excessive power and fullness of information flows, which do not allow them to quickly find the necessary data if necessary.

Information portal Oren.Ru

The website of the city of Orenburg Oren.Ru was created with the aim of providing citizens, residents of the region and region, and other interested parties with up-to-date, high-quality information. Each of the 564 thousand citizens can, by visiting this portal, obtain the information they are interested in at any time. Online, users of this Internet resource, regardless of location, can find answers to their questions.

Orenburg is a rapidly developing city with an active cultural life, a rich historical past, and developed infrastructure. Visitors to Oren.Ru can find out at any time about events taking place in the city, current news, and planned events. For those who don’t know what to do in the evening or on weekends, this portal will help you choose entertainment in accordance with preferences, tastes, and financial capabilities. Fans of cooking and good times will be interested in information about permanent and recently opened restaurants, cafes and bars.

Advantages of the Oren.Ru website

Users have access to information about the latest events in Russia and in the world, in politics and business, up to changes in stock exchange quotes. Orenburg news from various fields (sports, tourism, real estate, life, etc.) is presented in an easy-to-read form. The convenient way of arranging materials is attractive: in order or thematically. Visitors to the Internet resource can choose any of the options according to their preferences. The site interface is aesthetic and intuitive. Finding out the weather forecast, studying theater announcements or television programs will not be the slightest difficulty. The undoubted advantage of the city portal is that there is no need for registration.

For residents of Orenburg, as well as those who are simply interested in the events taking place there, the Oren.Ru website is a comfortable information platform with news for every taste and requirement.

The deposit is processed from 02/21/2017 to 03/31/2017.

Today, many large banks in the Russian Federation offer the population various online deposits, stimulating depositors’ interest in this particular type of deposit. The reason for this is quite simple: such proposals allow banking institutions to reduce their own service costs and, at the same time, expand the network of clients who want to issue a payment card. Russians are more willing to connect to online banking, since the interest on online deposits is much higher than that of traditional ones. The largest bank in Russia takes a leading position in providing an extensive package of banking services and products, including attracting deposits through digital channels at increased rates.

Important: deposit acceptance has been discontinued.

A new seasonal offer for individuals, “New Level,” has appeared in Sberbank’s deposit line. Its main difference is the opening online and increased annual interest rates compared to other programs.

This deposit is a seasonal offer. For bank clients, funds can be accepted for a limited period - from February 21 to March 31, 2017. The uniqueness of this banking product lies in the maximum amount of profitability for individuals. If previously for online investors the minimum amount was from 700 thousand rubles (the “Save Online” program) for a period of six months to a year, then in the “New Level” the minimum amount starts from 10 thousand rubles. and for a period of up to 6 months. To compare interest rates: “Save online” – maximum 6.74% per annum, and in the new offer – 7.7% (using a promotional code). Previously, only wealthy clients who received services under the Sberbank Premier program or when placing large sums of money in the Leader Save deposit could claim such a size. Thanks to this offer, ordinary customers can benefit from the same interest rates as premium customers.

Sberbank's "New Level" deposit took first place in terms of annual interest among deposits for individuals for identical terms and amounts and "overtook" such popular programs among Russians as "", "Save" and "Manage".

Conditions

The product includes two placement options - without using a promotional code and using a promotional code (on a special offer). The latter is possible only if it is opened in the web version of Sberbank Online.

• Unlike Leader Save, monthly capitalization is not provided (adding accrued interest to the original amount).
• There is no provision for rate increases.
• It is possible to withdraw accrued interest and transfer it to another bank account.

Deposit interest New level

Bets without promo code

Bets with promo code

Special offer to increase interest

Clients are given a unique chance to increase the rate by 0.5% using a promotional code. In this case, the maximum rate can be 7.7% per annum. The client must fulfill the main condition - open a deposit in the online service. It’s quite simple to get a promotional code - become a participant in the popular online game “Indie Cat” on social networks. To do this, you need to register with Odnoklassniki or VKontakte and get authorized in these social networks. According to the terms of the promotion, authorization can only be done on a computer and laptop; in other mobile offers it will not be possible to receive a promotional code. After authorization, you need to open “Indy Cat” and go to “Sberbank World”. To receive a promotional code, you just need to complete the first level of the game.

After receiving the promotional code, you need to activate it. To do this, the user logs into the Internet bank (if the client is not registered, he needs to register). Then select “Deposits and accounts”, open the “I have a promotional code” link and enter it. After this, you need to open a “New Level” with an increased rate.

Conclusion

At the moment, many commercial banks in the Russian Federation have a tendency to reduce interest rates on deposits. In turn, Sberbank makes an attractive offer to Russians and increases their income using new banking products. One of them is the “New Level” deposit for individuals. It allows Russians to receive maximum income and increase their savings. But this offer has a limited validity period - until the end of March 2017.

The deposit can be made in the Internet bank, the Sberbank Online mobile application, as well as self-service devices from February 21 to March 31, 2017 inclusive.

Funds from 10 thousand rubles can be placed in the “New Level” deposit for 6 months with interest accrued at the end of the term. Interest rates on deposits are up to 7.20% per annum. The deposit is opened only in rubles. You can also receive an additional 0.5% per annum bonus on your deposit when opening it in the Sberbank Online Internet bank. To do this, you need to enter a promotional code, which can be obtained in the online game IndyCat on the social networks VKontakte and Odnoklassniki. When making a deposit with a promo code in the Sberbank Online Internet bank, the maximum interest rate will be 7.70% per annum.

In addition to the “New Level” online deposit, Sberbank offers residents of the Volga region other savings opportunities. The “Save” deposit has a rate of up to 6.23%. The “Top up” offer allows you to receive up to 5.72% per annum and deposit additional funds. The rate on the “Manage” deposit reaches 5.41%. This deposit can be replenished or withdrawn without losing interest. These deposits can be opened in the Sberbank-Online service or at the bank office by presenting a passport.

Sberbank also modernized the service to obtain detailed information on deposits. Now clients can receive a statement with information on accrued interest independently in their Sberbank Online personal account. To do this, just select the time period of interest and generate a complete bank statement for the account or deposit. A deposit statement can also be obtained at the Sberbank office.

More information about Sberbank’s services and products can be found on the bank’s website www.sberbank.ru.

PJSC Sberbank is the largest bank in Russia and one of the leading global financial institutions. Sberbank accounts for about a third of the assets of the entire Russian banking sector. Sberbank is a key creditor for the national economy and occupies the largest share in the deposit market. The founder and main shareholder of Sberbank PJSC is the Central Bank of the Russian Federation, owning 50% of the authorized capital plus one voting share. The other 50% of the bank's shares are owned by Russian and international investors. Sberbank services are used by more than 135 million individuals and more than 1 million enterprises in 22 countries. The bank has the most extensive branch network in Russia: about 17 thousand branches and internal structural divisions. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, Turkey and other countries.

General license of the Bank of Russia for banking operations 1481 dated 08/11/2015. Official websites of the Bank –