The criteria for selecting a debit card for young people are somewhat special. For young people, the main thing is that there are more places where they can pay by card. Instant financial transactions, preferably remotely, also play a significant role. At the same time, the issue of commissions is not at all important to the majority of young debit card holders. The younger generation is ready to overpay just to carry out a transaction instantly and not waste time in queues. The given signs of choosing a card allow you to find the most suitable banking offers for young people today. Based on this, the article presents a special chart that provides young people with information about ten banks offering the most profitable debit cards.*
A few nuances before the start of the “hit parade”
The phrase “debit card for youth” does not always mean that we are talking about “plastic” under the same name. There are quite a few banks that produce the mentioned product and give it a special name indicating the young age of the client. But this does not mean that a young client will be denied access to any other financial institution that has not yet developed its own “youth plastic”. Therefore, the above phrase should be understood in two aspects:
- plastic card with a special name “Youth”;
- any debit card suitable for young people according to the criteria they need.
In this regard, below are the proposals that best meet the requirements of young people. Including those that do not have special markings.
10th place
The list of the best youth financial institutions opens with Rosselkhozbank, which services its debit cards on favorable and attractive terms. The organization’s high position was influenced by the huge selection of card products and the availability of a discount program that is just right for young people.
By visiting Rosselkhozbank, anyone can get one of the following debit cards: 
9th place
Various promotional offers, the presence of its own bonus system and a high percentage of accruals on client funds helped Raiffeisenbank establish itself in the top ten. The establishment’s system is attractive because for making purchases, clients have the opportunity to save on their planned trip. It is in this direction that the bank has developed a whole cumulative system of bonuses. This approach is very attractive to the younger generation who actively travel.
The line of Raiffeisenbank cards suitable for young people looks like this:
- Classic Travel for comfortable and profitable travel;
8th place
For a wide range of choices, Uralsib Bank receives a high mark. The organization offers a choice from classic salary cards to savings, bonus, social, contactless, charity and even Internet cards. Such a huge set perfectly attracts young people, as it helps them choose exactly the card they need.
As for the bank's products, they are presented as follows:
7th place
A wide range of card capabilities, including payment for travel on public transport, is also in high demand among young people. It was the developed and streamlined functioning of the latter option that helped Gazprombank take a strong position in the ranking of the most popular among the younger generation.
The bank offers the following set of cards:
- “Troika”, which makes it possible to pay for travel on the capital’s public transport;
- "Leopardess Bary;
- "Express Card", which also has the function of non-cash payment for travel.
6th place
Equally important for young people is the accumulative ability of their debit card. The point is that some financial institutions, along with issuing a card to the client, open another one. The latter holder can credit a certain amount from any cash accruals on the card (transfers, scholarships, etc.). Thus, every time you top up the card, part of the money will go towards savings. And after a certain period of time, the client will have additional savings. This function is convenient for those who want to purchase the desired product, but cannot pay immediately due to insufficient funds. This is where a savings account comes in handy. This option is available in many banks, but it was this option that allowed Alfa Bank to take an honorable place in the chart. After all, the conditions of the organization are well suited for young people. At the bank branch, clients will be offered to issue the following cards:
5th place
The high percentage of annual accrual on the card balance, as well as the bonus, ensured VTB24 Bank a worthy place in the TOP 5 among youth cards. The institution, in addition to charging additional interest, offers its customers many discounts when purchasing at partner stores. Fans of cashless payments have the opportunity to save up to 40% of the purchase price. Of course, such an offer is very tempting for young people, who generally prefer to pay by card. It is precisely because of these advantages that VTB24 Bank deserves a high position in the rating.
Clients and anyone wishing to obtain a card are offered the following options:
4th place
Remote servicing has always been popular among the growing generation. That is why the introduction of modern technologies in customer service has significantly increased the youth rating of Tinkoff Bank. Due to the lack of its own network of branches, the financial institution offers quite favorable and attractive conditions for servicing cards. Another feature of the bank is that the process of opening and managing an account is carried out through the Tinkoff website. This saves the client from collecting various certificates and personally visiting the branch and, in turn, has significantly simplified the procedure for obtaining a card. This approach is very welcome among the younger generation. Anyone can apply for a card in just a few minutes. At the same time, the bank also provides the opportunity to accrue interest on the card balance, which is also very profitable.
The selection of bank cards is presented as follows:
3rd place
The top three is opened by the youth tariff from OTP Bank. The offer is unique in that it is designed specifically for the needs of young holders and is very profitable. For example, the bank refused to charge young people a fee for servicing a card account. In addition, the success of the product was facilitated by the presence of large limits on cash withdrawals from the card, the absence of commissions for non-cash payments for goods and services (which is very important), the free cash withdrawal procedure at OTP ATMs and other advantages. The product is quite capable of meeting the needs of young cardholders.
2nd place
Well-deserved silver in this competition goes to cards for youth from Rosbank. This financial institution is one of the few that have developed a special line.
Here is the following set of debit cards:
- MasterCard Standard ISIC (or International Student Identification Card);
- MasterCard Standard IYTC (International Youth Travel Card).
Both products offer attractive terms and conditions and are able to meet the needs of today's youth. It is also worth noting the capabilities of the first card from the list. Its peculiarity is that it simultaneously serves as a payment instrument and an international student identification card. This approach is definitely convenient and popular among young people. Only those who receive higher or secondary education can apply for the first card. All other categories of young people have the opportunity to use the IYTC product.
Youth card 14+;
- Among the huge number of offers, choose only the one that is most suitable for you. You should not take a card whose functions are not useful to you. After all, there are many institutions that charge a fee for using the card. Therefore, in order not to overpay in vain, choose only what is necessary.
- When choosing a bank, pay attention to the terms of service of the card and the reputation of the institution. Customer reviews will help you decide on the reliability and service of the bank.
- Choose cards that will help you save. We are talking about accruing interest on your own savings, having savings accounts, as well as cashback.
You can become the owner of a bank account from the age of 14. At this age, Sberbank issues a debit youth card, designed for comfortable management of your money. From the age of 21, the bank allows customers to receive a youth credit card.
Young people have questions about what a credit card for youth is, what the conditions are and how to get it.
This card has three varieties. They depend on the client’s age:
- 14-25 years old;
- 18-25 years old;
- 21-25 years old.
The first two types are debit cards, and the third type is a credit card. Debit cards are not particularly different. It is very convenient to store your personal money on such cards. They have similar terms of registration and use.
Using a debit card it is very convenient to perform the following operations:
- Receive a salary or stipend into your account. To do this, you must provide the organization with an account number.
- Top up your card using any convenient methods: using online transfers from other cards and accounts, through an ATM or self-service device.
- You can top up your mobile phone account without commission. To complete the procedure, you will need a phone on which the bank application is installed. If there is no application, then you can resort to Mobile Banking.
- You can withdraw cash from any Sberbank ATM without paying a commission.
- You can pay for any goods by card. Purchases are also made on the Internet.
- It is possible to control all expenses and income.
From the age of 21, the client has the right to receive a credit card. The grace period for the card lasts up to 50 days. The interest rate is 33%. Card maintenance costs 750 rubles per year. To receive it, you will need to confirm your income. Students can provide a certificate of receipt of a scholarship.
The capabilities of a credit card are similar to those of a debit card, however, when receiving cash from a credit card, you must pay a 3% commission. This percentage is charged if you receive funds from Sberbank ATMs. When using devices from any other bank, you must pay 4%.
How to get a youth card?
A youth debit card can be issued without parental permission. It can be obtained by teenagers and young people aged 14 to 25 years old who have a residence permit in the Russian Federation.
There are 2 application methods:
- Contact the nearest bank office. The card is produced and delivered to the office within two weeks.
- Submit an online request. There is a special form that needs to be filled out. The application can be considered within two days. It takes up to two weeks to issue a card. As soon as the card is ready and delivered to the office, the client will be called and invited to the branch. The card can be obtained at the selected branch or ordered to your home.
To submit an online application you need:
Each client can individually choose the design of their card. It happens online.
A youth card, debit or credit, is very convenient. To register, you just need to be registered in the country. Teenagers usually leave applications online, as it is much more convenient and simpler.
Teenagers from 14 years old, students, young people up to and including 25 years old can become clients of Russia’s leading bank - Sberbank’s youth card is aimed specifically at this age category of individuals. The card has a lot of advantages in service, is endowed with lucrative promotional offers and interesting ideas regarding design.
Until how many years does the youth banking offer last, how much does the annual card service cost, and everything about it that I would like to know is presented in this material.
Types of Sberbank youth cards
Sberbank issues youth cards for three age groups:
- for teenagers from 14 to 17 years old;
- for youth from 18 to 20 years old;
- and for persons over 21 years of age;
A debit youth card is available for minor clients with the ability to manage their own funds without an overdraft service (short-term lending).
The credit card can be obtained by working young people and students after turning 18 years old.
A student or campus card is designed specifically for university students, is issued as part of salary projects with educational institutions and has a lot of possibilities.
Sberbank youth debit card
The Sberbank youth debit card is intended for paying for purchases, services, and withdrawing cash at cash desks and ATMs as part of residual personal funds. Its characteristic difference– this is the absence of bank lending services; the client uses and manages exclusively his own money.
Properties:
- Commission-free payment for goods online and in stores.
- The accumulative bonus program “Thank you from Sberbank” returns up to 10% of the funds spent in the form of bonuses and allows you to spend them as a discount of up to 99% in the bank’s partner stores.
- Instant contactless payment - no need to take the card out of your wallet, give it to a stranger or enter a security code, just touch it to the reader;
- Free connection to the Android Pay service, which allows you to make payments using your smartphone.
- A youth debit card with an individual design looks original and interesting. A personal photograph or drawings offered by Sberbank can be uploaded to the main back.
- The Sberbank - Online application, downloaded to a mobile device, works around the clock and seven days a week, allowing you to perform banking transactions at any convenient time.
- Youth debit card holders can take part in a photo competition for a chance to be featured in a music video, and the winners will receive a trip to the Youth and Student Festival.
The table provides information on what conditions Sberbank offers for receiving a debit youth Visa Classic/MasterCard Standard.
The youth debit card contains personal funds, so it has the advantage of no commission for cash withdrawals, subject to restrictions on issuance and service at Sberbank branches.
It is possible to order a card with an individual design. | DS issuance limit | |||
|---|---|---|---|
| In subsidiaries and other banks | At Sberbank (terminal, ATM) | Through Sberbank cash desks | |
| Not available | 150 thousand rubles. | 50 thousand rubles. | |
| Cash withdrawal | |||
| Through the cash desk of Sberbank, a subsidiary bank within the limit | Through the Sberbank cash desk, over the limit | Through an ATM of Sberbank, a subsidiary bank | Through a cash desk and ATM of another bank |
| No commission charged | 0.005 | No commission | 0.01 |
| Cashless payment | |||
| No commission is charged when paying for services or purchasing goods. | |||
Sberbank student card
Created specifically for young scientists, the student card is a real find for modern, focused youth.
A Sberbank card for a student has the following capabilities:
- Top up your mobile phone or Internet account without writing off the balance for a commission fee, through the 24-hour Sberbank-Online access application, mobile bank, terminal, or the connected “autopayment” function.
- Free money transfers to friends living in the same city via a mobile application or SMS. The function of general collection of money from friends and relatives for a specific occasion goes through a request in the form of SMS.
- A specially created savings account starting from 0 rubles will allow you to withdraw money in any quantity for a large purchase, travel or other purposes without charging a fee for withdrawing money.
- Such additional income as a contribution can be made by an adult young person if he has 1000 rubles in his current account. Sberbank does not require writing off penalties for withdrawing money; in this case, interest is simply not charged.
- Loans for various purposes are issued to young people from 18 to 21 years old inclusive.
Youth credit card
Youth credit card is limited by age for receipt – from 21 years old. Like all Sberbank credit cards, it has a grace period of fifty days of service, during which payment for goods and services takes place without commission, except for cash withdrawals and only if the debt is paid on time.
What is the difference between a youth card and a classic one?
The youth tariff, for annual card servicing, is five times less than that of classic debit cards. The classic card service will cost the owner 750 rubles for the first year and 450 rubles each. in subsequent years, and for young people the amount of service will be only 150 rubles.
How to apply for a card?
You can apply for a youth card online on the official website of Sberbank. It is enough to fill out the questionnaire forms, an application for a Classic Visa or MasterCard Standard, indicating personal and passport data and the address where it is convenient to pick up the card.
Photo of the application form:
You can also simply go to the nearest Sberbank branch with your passport and order a youth card on the spot.
A potential client must have Russian citizenship, permanent or temporary registration.
Using a call or SMS to a mobile device, Sberbank notifies the owner that the card is ready and can be received; usually the issuance process takes from three days to a couple of weeks.
Sberbank is the largest universal bank in Russia, under the control of the Central Bank of the Russian Federation. The financial institution serves more than 100 million clients and strives to provide them with the most comprehensive range of services. In this regard, some credit institution products are designed for certain social groups: schoolchildren, students, pensioners, working citizens, business representatives, etc.
One of these highly targeted products is the Youth Card. Read below about what it is, how to register it and how much annual plastic maintenance costs.
What is the Sberbank of Russia Youth Card?
A youth card is a debit card intended for private clients of Sberbank of Russia aged 14 to 25 years inclusive. Its distinctive characteristics are lower maintenance costs and a set of useful bonuses designed for young owners.
Card Features:
- currency - rubles;
- payment system - Visa or MasterCard (at the customer's choice);
- possibility of contactless payment;
- cash withdrawal without commission at Sberbank ATMs;
- cashback up to 20% in the form of “Thank you” bonuses when purchasing from youth partners;
- validity period - 3 years.
In addition, plastic card holders have access to special offers: discounts on cinemas, theaters, festivals, additional cashback when paying for train tickets, etc.
Youth card from Sberbank - conditions for receiving
Sberbank sets the only condition for those wishing to get a Youth Card - be no younger than 14 and no older than 25 years old. Since the debit card uses exclusively the client’s own funds, the bank simplifies the registration process as much as possible - all you need is a passport.
After the plastic is manufactured and delivered to the selected branch, the customer is given 3 months to pick it up. When receiving the card, you must provide the document that was used to apply.
Let's sum it up
A youth card belongs to the debit category and is used to pay for purchases, transfer funds, and withdraw cash from ATMs and cash desks. Sberbank has made tariffs more affordable for young clients - annual plastic service costs only 150 rubles. Persons aged 14-25 years can order a card. Registration is possible at the branch of the Security Council of the Russian Federation and online on the website of the financial institution.
If you are planning to order a card from VTB Bank, check out.
A youth card is a debit card of the issuing bank, to which the personal money of the young cardholder (scholarship, salary, simple investment) is credited, and this money is used to make purchases and pay for services in any place where it is possible to pay with the card. The card holder can only use the funds that are on his card. Youth debit card holders can be individuals aged 14 to 25 years or from 18 to 27 years or more who have entered into an agreement with the bank to open a bank account for making payments and paying for various services using a bank card.True, not all Russian issuing banks issue cards for young people. Today, a youth debit card is offered by such Russian banks as:
- Sberbank of Russia (Visa Classic or MasterCard Standard),
- Rosbank (MasterCard Standard ISIC),
- OTP Bank (MasterCard Standard).
- Alfa-Bank (MasterCard - “Next” card)
The youth debit card design offered by Sberbank is divided into:
- Typical standard drawing. The standard version of the card design is shown on the bank’s website, and in my opinion, it has a fairly modern look.
- Your drawing. If a young man doesn’t like the standard design, he can create his own individual drawing for an additional fee.
- Drawing from the bank's gallery. The bank's gallery offers a large selection of designs for youth cards.
- Mandatory presence of an identity document (passport);
- The card holder's age is from 14 to 25 years;
- Citizenship of the Russian Federation;
- Permanent registration in the region where the card is issued.
- in any branch of Sberbank (from a specialist);
- through the website of Sberbank of Russia.
The youth debit card can be used to provide the following Sberbank services:
- scholarship enrollment;
- receiving wages;
- payment for purchases in stores in Russia and abroad;
- withdrawing and depositing money into the account (at bank offices and through ATMs);
- payment for mobile phone, Internet, TV and other services - through terminals and ATMs, Sberbank Online and Mobile Bank;
- to monitor the account status in real time through Mobile Bank and Sberbank Online;
- payment for purchases on the Internet.
- Providing services - “Autopayment”.
- Annual maintenance fee - 150 rubles.
- The initial contribution to the bank card account is at the discretion of the holder.
- Contribution to the reserve account is not provided.
- The next reissue of the card is free.
- Early card reissue is free.
- Reissue in case of loss of the card, loss of the PIN code, change in the personal data of the Cardholder - 150 rubles.
- Custom card design - 500 rubles.
- Contribution to the reserve account is not provided.
bankirsha.com
Sberbank youth card: everything about it
In an effort to increase the comfort of using plastic cards, Sberbank offers individual banking products that best meet the needs of each category of card holders. For a large category of teenagers and students, a card from Sberbank Molodezhnaya has been developed and issued for use. We will talk about this card in the article.
Who can get a Sberbank Youth Card?
This plastic card is conceived and developed exclusively for young people who do not yet receive regular income, whose age ranges from 14 to 25 years. A debit card is available for registration from the age of 14, with parental consent. In order for a Sberbank Molodezhnaya credit card to be issued, the applicant must be 21 years old. A Molodezhnaya credit card can be obtained by both a working person and a student who does not have an official place of work.
Otherwise, the conditions for issuing this bank card are standard and comply with Sberbank’s requirements for issuing other plastic cards - they are issued for citizens of the Russian Federation registered in Russia, permanently or temporarily.
What are the conditions, tariffs and specifics of card servicing?
The banking product Sberbank Youth Card can also be called a student card, for the reason that its main holders are students over the age of 18, and its features take into account the capabilities and needs of young people.
- First of all, which is important for young people who are unemployed or receiving a scholarship, this is an inexpensive annual service. How much does the Sberbank Youth Card cost? The annual cost of servicing this type of debit card is low, amounting to only 150 rubles per year, which is a fairly attractive offer from Sberbank. Considering that the student bonus program for the card allows you to return up to 10% of card payments to your card account in the form of “Thank you” bonuses, and in the future pay for goods and services with bonuses, the costs of annual card maintenance are reimbursed within six months.
- The card is designed for a period of use of three years; re-issuance of the card during a planned replacement will be free for the owner.
- When applying for a card, you have the option of choosing from two payment systems - Visa or MasterCard.
- The card offers a contactless payment method through payment terminals;
- The daily limit for cash withdrawals at bank cash desks or ATMs is 150 thousand rubles
- The service of ordering a card with an individual design is offered; this additional option will cost 500 rubles.
The following conditions apply to the Molodezhnaya credit card:
- The annual cost of card maintenance is 750 rubles;
- the withdrawal limit varies from three to two hundred thousand rubles;
- The loan rate will be 24% per annum;
- There is a grace period of 50 days for interest-free loan repayment. It should be remembered that this period is valid only in case of non-cash payment for goods and services from the card. Withdrawing cash or transferring to another bank card will automatically cancel the grace period and interest will be charged on the withdrawn amount.
How is the Youth Card issued?
An application for a Molodezhnaya debit card can be submitted at one of the Sberbank branches or completed online by sending an application from the official Sberbank website by clicking the “Order card” button. In the field that opens, you will need to enter your passport information, select the card payment system (Visa or MasterCard), and indicate a contact phone number. If you submit an online application, a bank employee will contact you and you will discuss with him the place and timing of receiving the plastic in your hands.
If the card was ordered remotely, when signing the agreement to issue the card and receiving the card in your hands, you will need to provide a passport to a bank employee to confirm the information specified in the application.
The production time for a Youth Card is usually two to three weeks.
How to get a Youth credit card?
There is an age limit for receiving a Sberbank Molodezhnaya credit card. The borrower's age cannot be more than 30 years. 
Sberbank does not provide such a service as issuing a Molodezhnaya credit card online. In order to apply for a credit card, you need to come to a Sberbank branch. To apply for a Molodezhnaya credit card, you must provide the following documents to the branch:
- Passport;
- A certificate of income (for working youth) or a certificate from the dean's office of the educational institution on receipt of a scholarship (for full-time students under the age of 24).
The application is reviewed in a fairly short period of time, two to three days, and a decision is made on approval (or refusal) to issue a credit card. A bank employee will notify you of this by phone. If a positive decision is made, you will be given a day on which you can receive a credit card at a bank branch.
The Youth credit card is a good opportunity for young people to learn how to properly distribute their expenses and use a plastic card, profitably and making full use of all its capabilities. And although the reviews about it are not unambiguous, there are both positive and negative, but mostly negative reviews concern inconvenient little things that quite often arise because before issuing the card, the information regarding this banking product was not carefully studied, but in general , the undoubted advantages of this card are obvious.
urcards.ru
Sberbank youth credit card - online application conditions, limits
Sberbank of Russia is a trusted financial institution that regularly develops new products aimed at meeting the needs of many citizens. At the same time, it tries to provide as many opportunities as possible for people of different ages.
The Molodezhnaya card was issued by Sberbank specifically for its youngest clients. Its main advantage is that every 10% of the amounts in the check will be returned to the card balance as a bonus from the bank. This bonus allows you to pay for any other product at a good discount.
In addition, a person who uses such a card will be able to pay for mobile services. To do this, you just need to send an SMS message to a short number. He will also be able to transfer money to another number and pay for purchases on the Internet. Each user of such a product has many positive emotions about using such a card.
Peculiarities
Features of the card include the following:
- The card can only store rubles. The bank serves only one currency.
- The Molodezhnaya card from Sberbank is valid for three years. And the cost of service is 150 rubles.
- You can use the card to pay for purchases online.
- You will constantly receive bonuses for your purchases.
- The cardholder will be able to easily install the necessary mobile application.
- Within two months from the moment of connection, the free Mobile Bank service is provided.
Conditions of registration
A youth card from Sberbank of Russia will cost 150 rubles per year, and as for a credit card, it will cost 750 rubles. The terms of the credit card include an interest-free period of 50 days. During this period of time, no interest will be accrued on the card.
The credit card limit is from three to two hundred thousand rubles, and the interest rate for the use of borrowed funds will be 24% per annum.
If the borrower decides to withdraw cash from the card, the bank will charge a commission of 3% for this.
Reservations
It is worth taking into account that many banking organizations strive to attract a large number of clients by offering various types of services. For example, many banks have stopped introducing restrictions on the age of the borrower. Now, in order to find out how to apply for a Sberbank Youth Credit Card, you do not have to be over 21 years old.
There is also a process of loyalty of banking products. No one is trying to impose new conditions on their client for using the card. Instead, there is a merging of products that are designed for both adults and young people. The only restriction that is set for clients is a reduced loan limit, due to lower solvency.
The youth credit card can be issued in the following variations: MC Standard and Visa Classic. Any student at a Russian university who is studying full-time has the right to apply for a card.
Visa and MasterCard “Youth” credit tariffs
Tariffs for bank cards
In doing so, it is important to take into account the following information:
The grace period for repayment only applies if you purchase goods and services using the card. This is a typical rule that applies to all banking organizations. Debt repayments can be made every month. However, it must be at least 5% of the loan amount, taking into account interest for using the loan.
Since the card is a credit card, no interest is charged on the balance on it. You can get cash at an ATM and a Sberbank branch, but preferential rules for repayment will not apply.
Variations
| Variations of cards | Peculiarities | Validity | How to get a card? |
| Children's 7+ | This card is opened by parents for their child. It is attached to the parent's main account. Depending on the tariff at which the child’s parents or guardian are served, the cost of issuing the card is determined. The average price is 150 rubles. The service fee is deducted from the parents' account. In this case, the child does not receive access to all funds, since he is limited to the monthly limit set by the parents. You can use the card in stores or on the Internet. | The same as on the parents' card. | Based on your birth certificate. |
| Youth 14+ | The first card that can be issued using a passport. It can be used up to 25 years. Tariffs for this card include the cost of maintenance - 150 rubles per year. The main advantage is the accrual of 10% bonuses for completed purchases. Such a product can be considered full-fledged, since it is excellent for making cashless payments and for transfers in your Sberbank personal account online. | 3 years. | |
| Youth 18+ | The conditions and tariffs are similar to the 14+ card. Payment systems for the card are Visa Classic and MasterCard. Students open this card to receive help from their parents. It doesn’t matter what part of Russia you are in, because transfers within the bank are received immediately and are not subject to additional fees. Such a card can be decorated with an individual design: a cartoon character can be depicted on it, or your own photograph can be used. This design method will allow you to stand out among your peers. | 3 years. | You must have your passport with you. |
| Youth credit card 21+ | This opportunity is unique for people of this age, because other banks begin issuing loans after 24 years. A student who does not have a permanent job can apply for such a card. To confirm your student status, you can use a certificate of receipt of a scholarship. | 3 years. | You must provide a passport and a certificate of income (this could be a certificate of receipt of a scholarship or a document from your place of work for the last 6 months. |
Functional
| Youth debit card | Youth credit card | |
| Peculiarities | This includes Molodezhnaya 14+ and Youth 18+ cards. Cardholders cannot use credit funds, since the bank does not have confirmation of the client’s solvency. The card is issued at a bank branch. To issue a card, you do not need income certificates or other papers. You need to fill out a special form and provide your passport. Card production takes 2 weeks. | This card allows you to go into the red and use credit funds. The card can be issued online or at a bank branch. An application for a card is reviewed within two days. |
| Age | 14-21 | 21-25 |
| Possibility of use online | I have an opportunity. | I have an opportunity. |
| Conditions |
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| How much is the limit? |
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