Binbank provides its clients with a convenient service for remote management of their finances. Any user who has received a card or opened an account with the company can register in the Internet banking system. Registration and use of the service is absolutely free, and access is available 24 hours a day.
Advantages of online Internet banking from B&N Bank
Now you do not need to visit the bank office, because all operations can be performed via the Internet:
- Detailed statements of accounts, deposits and loans;
- Instant payment for goods and services;
- Making any money transfers;
- Buying and selling currency online;
- Opening and closing deposits on favorable terms;
- Creation of payment templates;
- Carrying out banking transactions at the most favorable rates;
- Reliable protection of your confidential data and funds in your accounts.
How to register in your B&N Bank personal account: step by step
Registration of new users takes place in several stages according to the instructions:
- If you are not yet a bank client, then you should get a card, open an account, open a deposit or take out a loan.
- At the bank branch, you must sign an agreement to use Internet banking.
- At the phone number you specified in the service agreement, you will receive an SMS with a code to enter your personal account.
- Open the main page of the official website of B&N Bank and go to the Internet banking section.
- Enter your login from the service agreement and password from your personal account. Received via SMS.
How to change the password to your B&N Bank personal account
After you have logged into your account, it is recommended to change the password from SMS to a permanent one:
- Go to the online banking page on the website.
- Log in to the system by entering your username and password.
- In the service menu, select the personal data section and the item to change the password.
- Enter the previously used passcode and enter the new password.
- Save the changes to your account.
How to recover the password from your B&N Bank personal account
If you cannot log into your personal account, you should contact bank employees for help by calling the hotline or directly at the branch. To recover your password, you should provide your login and mobile number, to which you will receive an SMS with a new code. If you lose your login, you should contact the bank branch with your passport, card or account number.
Binbank mobile applications for smartphones
Binbank also offers its clients simple and easy-to-use software for mobile devices. You can download the Binbank mobile application for iPhone and Android directly from the official website or through the application store. After installing mobile banking, you will need to enter your login and password for your personal account.
With mobile software, you can make all the necessary financial transactions from anywhere in the world and at any time as long as you have an Internet connection. You will also have access to account and card statements, and creating templates will simplify payment for services. To confirm payment transactions, one-time codes will be sent to your mobile phone via SMS.
Security when using B&N Bank's personal account
There are certain security measures that will protect your funds from scammers when working online:
- To authorize, you only need to provide your login and password - entering your mobile phone number, card number and its codes is not required;
- If you receive a message with a code to perform a transaction that you did not carry out, immediately notify the bank employees;
- Under no circumstances should you share your secret data for authorization in your personal account with others and do not tell the codes displayed on the back of the card;
- When specifying a secret login and password, pay attention to the type of connection, which must be protected from hacker attacks;
- It is recommended to use only trusted devices and computers for authorization in the system.
After completing all operations, click the exit button from your personal account. If you have lost your card, please report it by calling the bank's hotline. If the card is left in the ATM, it must be blocked by
In the ranking of popular and reliable financial organizations, B&N Bank is in 15th place. To allow clients to work with their accounts at any convenient time, a personal account was created. Logging in for users makes it possible to connect additional useful options and control their own funds.
Using your personal account does not cause any difficulties. To complete the operation, just go to the appropriate section.
Among the main functions are the following:
- Monitor condition current account.
- Track accrued interest by deposit.
- Is there any debt? on a credit account.
- How long does it take to deposit funds? under the loan agreement.
To carry out a transaction, each operation must be confirmed with a one-time code that is sent to a contact phone number. If several operations are expected in one session, there will be one code.
You can also perform the following operations through Internet banking:
- Carrying out housing and communal services payments, pay shopping in online stores
- Replenish mobile phone account
- Transfer funds to cards of other banks
- Pay taxes and fines.
There is no need to go to the bank to make the next loan payment. It is enough to enter funds from your current account for repayment.
How to log into your old personal account?
To log in, you first need to connect to the system. The first time you try, you must provide a username and password. Information is sent to the registered number upon connection. To protect your data as much as possible, when logging in from someone else’s device, you need to check the appropriate box.
The password that comes in the message is valid for a certain time. Therefore, you need to immediately go to the settings and come up with your own combination. In case of three unsuccessful attempts, the entrance is blocked for three minutes.
Creation and registration of a personal account
Registration is the first step to using banking. To do this, you need to arrive at any branch of the organization with a passport. To obtain the necessary information, you can:
- Take advantage with the help of an employee in the department
- Login registration indicating the client's name
- Receiving a password from an SMS message.
Login to online banking for legal entities
Individual entrepreneurs and law firms also have the opportunity to track the status of their accounts. The registration procedure is no different, except for providing information about the company.
If the account has already been opened at a bank, at a branch of the organization, specialists will independently carry out the entire operation.
How to recover or change your password?
- Go to the official page banking institution
- Enter the combination of login and password for authorization
- In the main menu, go to personal data where you can change the password combination
- All that remains is to save the data.
If you need to recover your password, it is recommended to call the bank’s hotline, where employees will remotely tell you what actions to take, or come to any branch of the organization. Employees will need the following information from the client:
- Mobile number registered in the system
- Login.
If you lose your login, you need to take your passport with you and come to the office to restore the data.
Mobile application Binbank Online
The mobile application provides the same capabilities. Thanks to its extensive functionality, the user can track the status of accounts, control their own funds and pay bills. Thanks to the application, urgent operations can be carried out at any time.
Payments and transfers through Binbank 2.0
The Binbank 2.0 personal account makes it possible to pay housing and communal services, taxes, loans, make purchases in online hypermarkets or transfer funds to the accounts of other users.
You can use the mobile version or Binbank Internet banking from your computer. It is also possible to make money transfers through the following systems:
- gold Crown
- Unistream.
How to open a deposit in Internet banking?
To open a deposit via Internet banking, it is recommended to use the following instructions:
- Let's go to finance section
- Select an option opening a deposit
- From the available programs, select the best option and click on the right side
- Determining the amount, on which the deposit will be placed
- Read all terms and conditions
- Click on confirmation.
The main advantage of the system is the ability to open a deposit account online. There is no need to sign documents or travel to the branch.
BeanBonus program
Salary project participants or credit card holders can take part in the bonus program. The accrual system is the same for all bank clients.
The point of the program is to receive cash back monthly in the form of bonus accruals at the rate of 1 bonus = 1 ruble. When paying for services included in the program, cash back is 5%.
The period for crediting bonuses is on average 2-3 days after payment of the invoice. Bonuses can be exchanged for real money to pay for services or cash out at an ATM. The usage limit is 3000, and the minimum bonus amount is 100.
The bonus program works as follows: 50 points are awarded for every 1,000 rubles spent. After purchase, crediting is carried out the next day. Spending can be made within the established monthly limit.
It is important to take into account that the following do not participate in the bonus program:- Payment for housing and communal services
- Insurance premiums
- Mobile account replenishment.
The program applies to the following services:
- Gas station services, including repair work or cleaning
- Pharmacy purchases, dental services
- Visiting cafes, bars and restaurants
- Implementation shopping in online stores.
Beanbonus is a unique offer that gives its clients the opportunity to pay bills with bonus savings.
Video: logging into your B&N Bank personal account online.
PJSC “Binbank” is considered the largest private bank, the main focus of which is lending to clients of various social statuses. And therefore, for greater convenience in managing your finances, Binbank Bank has created the possibility of remote control and regulation of personal funds using a personal online account. Anyone who has an open account of any nature with this bank can register in the system. Registration and further use are absolutely free.
Registration
Registration in your personal account takes place in several stages:
New clients who wish to be serviced in their B&N Bank personal account on their own should open an account, make a deposit or take out a loan.
Each client has the opportunity to create a personal account by registering directly at a bank branch. To do this, you must sign an agreement to use online banking. An SMS with a password to enter your account will be sent to the phone number specified in the service agreement. Having opened the official website of B&N Bank, you should go to the Internet banking section. After this, you need to log in to the system using the specified login from the contract and the password that was sent by SMS.
Login to the account for individuals
Login to your personal account for individuals is carried out on the official website binbank.ru, as well as using the online application. You can open a page for personal login to the Internet bank B&N Bank using your phone number and password.
The informative Internet banking service for your personal account is activated absolutely free of charge. The bank's electronic account for individuals is a service that has fairly high requirements for the security system of Russians. In order to protect clients’ personal accounts, the bank uses one-time passwords to log into the online system.
How to recover your password?
If you do not have access to your account, you should contact the hotline staff or directly to the bank branch. To recover your password, you must provide your login and phone number registered to the card. Within 30 minutes a new password will be sent to your phone. And if you lose your login, you should contact the bank with your passport, TIN, plastic card and account number.
Login for legal entities
If there is an agreement between corporate clients, scanned emails are exchanged. Thanks to the 24-hour exchange system, you can easily make and accept payments. To do this, you need to log in to the legal entity system. Their personal account helps to resolve any issues remotely, eliminating the need for an individual to be personally present at a banking institution.
Interface
The updated online service for all clients allows them to use a single system “Binbank online 2.0” with a new design and additional settings. For clients previously registered with MDM online, activation is not required. In addition to the usual functions, customers now have access to activating new cards, changing PIN codes, receiving account statements, and linking cards from third-party banks.
How to create a payment template?
To work with regular payments, the system allows you to save templates with details. At the same time, check the box to save the payment in “My payments and transfers”.
Creating a document using a template
Previously saved templates will automatically appear on the main page of the My payments and transfers block (at the bottom of the page).
Setting up a regular payment
It is important to know that the payment amount remains unchanged in accordance with the parameters specified in the template.
How to find out your card debt?
In your personal account, you need to find the “my finances” section and go to the “cards and accounts” column. In the list that opens, select the desired “debt volume” item. Please note that all information is displayed without a minus sign. The system only indicates the total amount of funds used. The presence of a negative amount in the account indicates the exhaustion of the credit limit and the accrual of interest for the use of funds.
How to transfer finances from card to card?
In your personal account, the “transfers and payments” section will help you make card-to-card transfers in current and foreign currency between your own and other people’s cards. To transfer money between your services, you need to go to the “To my accounts” tab in the “Transfers” column. Having chosen to enter the account/card from which funds need to be debited, select the debit and credit, as well as the transfer amount.
This method allows you to:
- transfer funds from a current account to a credit card, paying off the debt;
- move temporarily free money from the current card to the piggy bank;
- withdraw part or all of the cash from the piggy bank, if this operation is provided for by the banking agreement.
The online service provides the opportunity to perform any financial transactions on personal cards or accounts of other persons opened in other banks.
To make payments to your accounts you must:
- FULL NAME. (name of recipient).
- Card number.
- BIC or name of the recipient financial institution.
To write off funds in favor of another person, you need to go to the “transfer” section and select “to others”. In the window that opens, fill in the required fields:
- write-off account
- transfer amount
- recipient details
- bank details
- purpose of payment
- VAT information.
Upon completion of the operation, the system requests a verification code.
How to find out the B&N Bank exchange rate for today?
The officially current exchange rate can be found out in different ways: through your personal account or at a banking institution. This transaction is an information operation that does not require a personal password. In accordance with the rules of the Central Bank, the financial institution Binbank determines exchange rates for each business day and publishes them on the official website, as well as using an information board in each branch. It is important to know that changing the exchange rate during the working day is strictly prohibited!
How to find out bank details?
BINBANK BIC: 044525117
Bank INN 5408117935
Cor. account: 30101810245250000117
Gearbox 770501001
It is worth remembering that in addition to bank data, the concept of details includes card data (16-digit card number and 20-digit account number).
Features and Benefits
Features of your personal Internet account:
- View your current account balance.
- The amount of interest accrued on the deposit.
- Loan repayment schedule.
- Find out your credit card debt.
- Statements on the movement of funds for any period.
How to activate BinBonus in BinBank?
Beanbonus is an exclusive loyalty program through which you can collect bonuses. You can use your accumulated points to make payments in any store. If desired, the bank client has the right to use the “Auto-spend bonuses” service.
Conditions for participation in the program
To activate the binbonus autospend in your binbank.ru personal account, you must be the owner of a debit or credit card. After filling out an application to connect to the service, you should select one of the proposed most frequent categories of purchases, for which bonuses are subsequently awarded in the amount of 5% of the amount spent, as well as 1% for expenses on other goods. The initially selected category of service is provided by the bank free of charge, and for subsequent replacements a commission of 250 rubles is charged. for each shift. Bonuses are valid for 12 months, after which they expire.
The program provides payment with bonuses only for those goods that are covered by the promotional offer.
Auto spend bonuses
The operation is connected through your personal account or contact center. When making any purchase, the accumulated bonuses will be debited automatically, and, accordingly, the amount spent will be returned to the client within 3 business days. If there are not enough bonuses, purchases will be made in cash.
You must activate the service every 30 days.
Mobile bank BINBANK online
The application allows you to quickly and comfortably manage your personal funds, while constantly staying updated on completed transactions.
Mobile bank BINBANK allows you to:
- transfer funds to accounts and cards;
- view personal account information;
- repay loan debts and replenish deposits;
- make payments using templates previously created in Internet Banking;
- block the card;
- pay traffic fines;
- make payments for services, including housing and communal services;
- be aware of the current exchange rate, as well as sell or buy foreign currency;
- search for the nearest branch and ATM;
- information about all kinds of discounts in your region.
The mobile application surprises with its simplicity and also significantly saves time.
Registration of loans and deposits in your personal account
Binbank offers favorable interest rates on loans and deposits for individuals in ruble and foreign currency equivalent.
Loans
Regardless of a person’s status, the procedure for applying for a loan is the same for everyone and it begins with filling out an application. The application can be submitted through your personal account, telephone or at a bank branch. The application indicates personal data, the amount of the required loan, place of work and contact information.
Deposits
Frequently occurring errors during operation
To ensure security when working with your personal account, you should follow several recommendations:
- Logging into your account must be done from verified and reliable devices.
- Do not neglect updating the browser you use, while not forgetting about anti-virus protection.
- Enter personal data only if the site address begins with the characters: https://.
- If you receive a password to a contact phone number, to confirm a transaction that the client did not perform, you should immediately notify the bank.
- Never tell anyone your personal password, not excluding bank employees.
Contacts
- Official site: https://www.binbank.ru/
- Personal Area:
- https://i.binbank.ru/ (for individuals)
- https://falcon.binbank.ru/index2.html (for legal entities)
- Email: [email protected]
- Hotline numbers:
Binbank branches are located in 180 cities of Russia; throughout the country, more than 15 thousand ATMs accept cards from this bank. In addition, a special service has been developed for remote management of Binbank bank cards.
Binbank logoThis service is called Binbank Online. Internet banking has a simple and intuitive interface, you can use a phone number as a login and use the services of an online consultant.
Internet banking capabilities of B&N Bank
This service allows you to perform the following operations:
- pay for housing and communal services, replenish mobile and Internet;
- transfer money to cards of any banks;
- manage the bonus program “Beanbonus”;
- change currency;
- change the card PIN code;
- order new bank cards, apply for a loan, open accounts in different currencies and deposits;
- pay fines for traffic violations and taxes;
- open deposits with a higher rate;
- activate new cards and immediately set a new PIN code
Connecting Internet banking Binbank Online
To connect to this service, you can submit an application at any bank branch and receive a temporary password to the number specified in the application. You can also connect to the service via the Internet. To do this, go to i.binbank.ru, in the left vertical menu click the “Connect Binbank online 2.0” button. In the new window you need to fill in the following lines:
- mobile phone number, which was indicated as the main one in the agreement for receiving a bank card or any other product;
- The last 4 digits of the card or bank account number (loan, deposit, current account), first select “Card number/Account number” from the drop-down menu;
- password and its repetition. Consists of at least 8 characters, Latin letters and numbers, there should not be identical characters in a row.
Internet banking tariffs
The new Binbank online 2.0 service is connected free of charge, and no commission is charged when using basic functions, such as connecting cards and accounts, receiving statements, informing about the movement of funds on a card via e-mail, transferring money to Binbank cards, for making transfers to pay for services Housing and communal services, fines and other transfers.
For informing about the movement of money on a special card account using e-mail, a fee of 30 rubles per month or the equivalent in another currency is charged.
If you make transfers in rubles via Internet banking to accounts that are opened in other banks, then a commission of 0.3% of the amount is charged, a minimum of 19 rubles, and a maximum of 495 rubles.
If funds are converted from client accounts, the Bank's exchange rate is applied at the time of acceptance of the payment document.
Overview of personal account capabilities
Each Binbank client who uses remote account access services in interaction with the bank - Internet banking Binbank Online and Mobile Bank - carries out this interaction through his personal account. Binbank's personal account is a single interface accessible from all devices from which the client connects to the banking system. Thanks to a unified system of settings stored on the bank’s side, when connecting from another computer you do not have to change the program’s appearance settings, re-create payment templates, and so on.
How to log into your B&N Bank personal account
Login to B&N Bank’s personal account is determined by the device from which the client is trying to connect to the banking system, as well as whether he has used the bank’s remote services before. The first thing the client needs to do is activate the Binbank Online service (Binbank Internet bank). The algorithm for this procedure is quite simple:
- Become an account owner at B&N Bank - apply for a loan, bank card or deposit.
- During or after concluding an agreement with the bank, fill out an application to use Binbank Online and receive a password for the first login via SMS.
- Enter in your browser the login address to your Binbank Online personal account - https://online.binbank.ru/lite/app/pub/Login or take advantage of the opportunity provided on the official Binbank website - www.binbank.ru - click on the “Internet” link -bank for individuals" in the main navigation menu of the site.
- Now all that remains is to enter the login received when connecting to the service and enter the password delivered to your phone via SMS, and you are in your personal account.
So, the first thing you need to do is personally contact one of the B&N Bank branches. If for some reason this is not possible for you, then there is only one way to gain access to your Binbank Online personal account - to issue a notarized power of attorney for another person who will activate the service for you and receive a login. It is important that in such a situation your phone is “linked” to the system so that the passwords for logging into the Internet bank are sent to you.
Currently, it is possible to use the new version of Binbank Online (version 2.0, developed in 2017), which is more advanced than the previous version. It is now possible to independently connect to Internet banking from the bank’s website, or using the page i.binbank.ru. To do this, just enter the phone number and the last four digits of the card or account, enter the username and password you set yourself in the appropriate windows. In the new version of Binbank Online 2.0, all information on previously registered cards and accounts will be automatically saved. Clients additionally have the opportunity to:
Activate new cards;
- change PIN code;
- receive extended statements on cards and accounts;
- link cards of other banks.
User capabilities
The user's capabilities in the Binban Online personal account are quite wide, because the main purpose of the system is to create all the conditions so that the client does not have to personally contact a bank branch. Therefore, the creators of the system tried to concentrate maximum capabilities in your personal account, subject to all necessary security measures.
Please note that you can top up your B&N Bank card without going into your B&N Bank personal account, but directly on the bank’s official website using a specialized online service. Each owner of a bank card that uses the 3-D Secure security system (confirmation of transactions with one-time passwords sent via SMS) can use the service. True, you can transfer no more than 15 thousand rubles and there is a commission (the amount of the commission depends on the bank that issued the card from which the transfer is made, on average it is 1-1.5%).
The most popular personal account options by clients are:
- access to the account status 24 hours, ordering a statement for a certain period - the client is always aware of his own financial situation, the presence or absence of available funds, accruals received into the account, the deadline for completing the deposit agreement and the amount of accrued interest, the date of the monthly loan payment and so on;
- fast and convenient payment for services to more than 18 thousand B&N Bank partners;
- quick transfers between the client’s own accounts, to other recipients within B&N Bank or to accounts in other banks, with the ability to create templates for regular transfers and thereby speed up the time for sending money;
- the ability to remotely open and close B&N Bank deposits 24 hours a day, manage accrued interest on deposits with monthly payments;
- purchase and sale of foreign currency 24 hours a day at the most current and favorable rates.
The main advantage of using the Binbank Online personal account for account transactions is reduced tariffs compared to transactions in bank branches. Thus, the bank’s management is trying to encourage clients to use remote operations, thereby reducing the load on department employees in the bank’s offices.
Login to your B&N Bank personal account:
