Employees of the budget sector began to receive bank cards world. A massive transition of state employees to a national billing card is associated with the execution of the Federal Law of May 1, 2017 No. 88-FZ. According to this Law before July 1, 2018, all citizens who receive payments from the budget - salary, pensions and scholarships should receive the world's bank cards. We propose to deal with the Russian payment card differs from the already familiar Visa and MasterCard. What is its minuses and advantages? What if I received a bank card world?
"Peace" is a Russian bank card, which is conceived as an analogue of Visa and Mastercard. The idea of \u200b\u200bintroducing its own payment system has long been discussed by the leadership of the country. In the period of strengthening "anti-Russian sanctions", it has gained a real embodiment. Now you can not worry, in the event of problems or blocking international Visa and MasterCard. According to the May Law No. 88-FZ from July 1, 2018, the WORLD bank card should be at all students of educational institutions. It is for them that will list the salary and scholarships. The same applies to the pensioners, as the end of the old cards, they will receive the world's national payment cards, where the pension will be accrued.
Full information about these bank cards can be obtained on the official website - Mironline.ru. According to information posted on this portal, as of July 4, 2017, the release of the world's cards exercise 98 banks, and the maps of this type 274 credit institutions are serviced. Undoubtedly, both lists have the largest banks of our country - Sberbank of Russia, VTB 24, Gazprombank and Alfa-Bank.
List of banks serving Maps world on MironLine.ru In general, for most ordinary bank card users, a new payment card world will not differ from the usual Visa and MasterCard. You can money in ATMs and pay shopping in stores. However, some users are waiting for small rates.
Cons of a bank card world
Oddly in the minuses section, we will begin with the advantages. The greatest advantage of the bank card world is that it is not terrible any problems in Russia in the event of an unforeseen blocking of Visa and MasterCard cards. As you remember, several years ago, such news appeared in the formal media.
News - blocking Visa and MasterCard systems of a number of banks in the Russian Federation Now let's move to the cons and unfortunately they are enough enough. The first disadvantage of bank cards The world is that it can only be in national currency - rubles. This means that abroad this card is simply useless. The same applies to foreign online stores. Due to the speed of launch and mass issuance of bank cards, the world, to this day, there are even domestic online stores that are not accepting them. At the end of the review about the shortcomings of bank cards, the world is worth saying about the natural minus - the undeveloped system of loyalty. Let's hope that in the future, if there is a mass distribution, this drawback will be excluded.
Are you satisfied that you now have a world bank card?
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How to do the usual online shopping and ride abroad without cash?
There are two solutions to this problem if all your income goes to a national payment card. The simplest is the opening in a bank where you were given a salary map of the world, the usual debit of Visa or MasterCard. With the help of the Internet bank or mobile application, the money can be translated from the world map to the Visa or MasterCard debit card. For an example in Sberbank, this service is carried out without commissions and additional payments.
The second option is the release of a combined bank card, which is called cobejiggy. A distinctive feature of this card is the combination of two payment systems.
