Map "Svyaznoy-Club" - Product of Tinkoff Bank without a credit limit, a simple and convenient electronic wallet for citizens with an average and high level of income. What is interesting to this service of the innovation bank?
How to get and activate the map
Map "Svyaznoy Club" from Tinkoff Bank.The map will have to do with those who often visit the catering clause and makes purchases who correctly know how to use bonuses provided by the Bank, who pays great attention to large amounts of deposits and removal of funds. The greater the amount on the card, the more profitable the terms of use.
To obtain a "Svyaznoy-Club" map, you need to enter the site tinkoff.ru, leave a request, indicating your contact and passport data.
Fact! Application for receipt will be considered within 5 minutes.
After confirming the application, the Bank's employee will discuss a convenient place for the client and the meeting time for registration of the contract and transfer the map. It should be borne in mind that the card will be invalid without signature owner. The signature is made by a ballpoint handle on the back. In the process, the client receives a PIN code that is needed to withdraw cash.
Card activation is free. You can activate the card in two ways: to make any operation with a confirmation of the PIN code in the terminal (remove the cash, request the residue), call the help desk at the contact number 8 800 555 22 77 and report the bank employee card and passport data.
How to use the card
It is convenient to pay the card in the payment terminals, getting bonuses for purchases. Changing bonuses for using a card from 1% to 14% of the amount of purchases made. You can get additional bonuses or spend them from the partners of the network "Svyaznoy-Club":
- "BURGERKING";
- coffee shop "Chocolate";
- network of pharmacies Rylag and magnolia shops.
Also using a card you can shop online. The map is protected by SecureCode and VerifiedByvisa technologies. Before paying purchases on the cell phone number, the client receives an SMS notification with confirmation code. Such a security system prevents unauthorized payments and purchases if the card was lost or stolen.
Fact! The Tinkoff Bank's website has a personal account for users where you can watch tariff plans and leave your own and quality service.
Advantages and disadvantages of the map "Svyaznoy-Club"
Like any banking product, the map has its advantages and disadvantages. The advantages of the Tinkoff card "Svyaznoy-Club" can be allocated a lot:
- This is a high interest rate - 10% per annum with a residue on the personal account no more than 300,000 rubles.
- Free use if the remainder on the card is more than 30,000 rubles.
- The interest-free receipt of cash from the card when dismissing the amount of at least 3,000 rubles.
- Convenient mobile application to verify the status of the personal account and made payments.
- The monthly fee for using a card in the amount of 99 rubles, if the account is less than 30,000 rubles (will have to do those who do not arrange annual write-offs).
- Comfortable and free mobile bank.
There are disadvantages that hold some people from solving a card:
- Restriction in replenishment of over 300,000 rubles.
- If the cash in the account is more than 300,000 rubles, then the annual interest rate is reduced to 4%.
- When replenishing the amount on the card more than 300,000 rubles, the user will have to pay a commission of 2%.
- Commission 90 rubles (+% of third-party banks) when receiving cash for an amount less than 3,000 rubles.
- Cashback with purchases is returned by bonuses, not money, as is done.
- It is impossible to transfer money to the amount of more than 20,000 rubles on the personal account of other banks without payment of the Commission (1.5%).
How significant there are disadvantages, each client solves independently.
