To enroll funds from abroad to a Russian international account, you can use SWIFT through Sberbank, the sender must have a Swift code for this. Consider that this company represents the Company's financial communication society and what is required for transfers from abroad and back.
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What it is
System S.W.I.F.T - the ability to make bank transfer and transmitting information in transboundary format. For 2017, more than 10,000 bank institutions around the world enjoy this system. To identify the participants of the Swift system, a special code has been developed. When the financial structure entry into the community of worldwide interbank financial telecommunications, the organization is assigned a code that is an index of numbers and letters.
SWIFT code is required to transfer money from abroad. This cipher is reported to the addressee along with other information necessary for receiving the translation. An alphanumeric combination allows you to specify the place of sending money: country, area, bank. No awareness of the code International translations do not commit.
Requirements
In the Russian Federation, the opportunity to make international transfers through Sberbank SVYFT system appeared in 2014. The system involves cash transfers abroad and domestic financial transactions. The following requirements are required to use it:
- the sender's organization needs to know the Swift Code of Sberbank, the number of the recipient's account, FULL NAME Latin;
- the amount of departure should not exceed the limitations provided by the legislation of Russia;
- cashless money transfer is carried out on bank accounts, debit cards indicating the branch of the recipient, also possible to list the cash;
- payment of the mandatory commission specified by the bank until the payment is fulfilled.
Commission
Commission fees are charged depending on the transfer option, currency and directly from the financial organization. The average indicator of the commission for transferring funds through the SWIFT system is 2% of the amount sent. It is cheaper relatively with instant translations, however, there is a nuance - the Commission is minimal, which makes the money transfers of small amounts extremely unprofitable.
Sberbank determined commission for such operations in foreign currency in 1%, but the minimum amount is $ 15, and the maximum 200 $. In the ruble equivalent SWIFT will be less costly - 2% of the translated money quantity, but not less than 50 rubles, the maximum commission will be 1,500 rubles.
For example, through the money transfer "Hummingbird" in Sberbank charges 1.5% of the amount, but not less than 150 rubles.
SWIFT account in Sberbank: how to get
To open the SWIFT account in Sberbank, you must contact any branch of the bank and consultants will provide all the necessary information. However, before opening an account, it is necessary to decide in advance with the currency, which will come there (euro, dollar, ruble).
When opening an account, the Subscriber will be issued on the IBAN International Standard (International Bank Account Number), bank transfers will be carried out in the future and cash will be held on it.
To use this service, it is necessary to know the Swift branch of Sberbank, to be an adult and get from the tax organization a certificate confirming the opening of an account abroad (to enroll the funds to a Russian citizen outside the country).
The transfer of funds can last for a period of up to five working days, in practice - no more than three.
Branch codes for international transfers
Each bank compartment has its own SWIFT code that has a Sabrumm designation. You can learn it for your branch (branch) on the short free phone 900, on the official website, or download the format below in PDF. The codes of all branches of Sberbank, their name in English, addresses and regions that this branch serves will be prescribed in the table in the table.
Below are Sabrumm-Code for regional offices:
- Sabrrumm - Moscow;
- SabrumMac1 - the Altai Department of Sberbank, Barnaul;
- Sabru66 - Baikal branch, Irkutsk;
- Sabru8K - Far Eastern Bank, Khabarovsk;
- Sabru2P - North-West Branch, St. Petersburg;
- SabrummnH1 - Siberian Bank, Novosibirsk;
- Sabrummra1 - South-West Bank, Rostov-on-Don.
Also, this information can be found by calling the hot line of Sberbank. If it is impossible to learn these details, the local unit code can not be indicated. In this case, the payment will be made through a head office.
Conclusion
Swift translation in Sberbank has a high degree of protection. With this system, it is possible to send money to any domestic or abroad, the main condition is to be a member of the organization.
In order for the recipient to be guaranteed the entire amount, we recommend paying a commission when making a translation, called FullPay.
Translations of SWIFT through the Sberbank branches can also be obtained and transferred to $ 5,000. If the kinship is confirmed between the sender and the recipient, you can send unlimited amounts. Swift supports sending and receiving finance in almost all currencies: dollars, euros, rubles, pounds, Swiss francs, Chinese yuan, yen, taxi bats, etc. The issuance of cash by the Commission is not subject to.
Of the minuses, you can mark large commission fees, which in addition to the system charge and transaction banks. When transferring more than five thousand dollars, it is necessary to confirm the target of money.
