Use of Privat24 by legal entities. Privat24 for legal entities Privatbank 24 for business ultrasonic scanner

18.09.2018 21:03

How to manage the finances of your own company directly on the Internet

How to use Privat24 for business - an overview of online banking. Photo: www.unsplash.com

Now there are more than 80 banks in Ukraine. One of them has remained for many years, PrivatBank. That is why a lot of time and effort is invested in creating new and expanding the capabilities of existing products.

Everyone has heard about Privat24 for individuals, now the service is even, but the financial institution is working hard to gain popularity as an Internet bank for business. For convenient financial management of their own enterprise, the bank created a separate product - Privat24 for business.

Privat24 for business: service overview

The Privat24 service for business, like other bank products, is very popular in Ukraine. Last but not least, thanks to convenient functionality, high security measures and the prevalence of bank products among Ukrainians.

Main page Privat24 for business

Privat24 for business, among others, provides owners with the following opportunities:

• pay off suppliers;
• control income and expenses;
• receive detailed account statements;
• pay wages;
• open deposits;
• receive urgent loans;
• Pay taxes;
• make money transfers.

In addition, customers can manage the finances of their own enterprise even on their smartphones. The privat24 app for business is available for download on Android and iOS operating systems and is designed to always and everywhere have access to the necessary financial information.

The bank also has two additional mobile applications for other needs.

IPAY allows you to pay by bank cards using your gadgets: smartphones or tablets. This service is especially relevant now, when. The commission for accepting payments is 2.75%.

Financial Controller, another mobile product, is designed to access and control the financial activities of your business at any time. Among the main features: viewing the current exchange rate and quotes archive, access to account statements and their balance, information about placed deposits and active overdrafts, with current interest rates.

Both apps are available for both Android and iOS users.

How to use privat24 for business

The question of how to use Privat24 for business is especially relevant now, after the redesign that took place in 2017.

To register in the system, you must either be registered as a legal entity or an entrepreneur (officially).

Even to use the service as a sole trader, you need to get an EDS in Privat24 for private clients and be a bank client: own a card, possibly have an open deposit, use Privat24. This is necessary so that the bank has contact and personal data. You do not need to provide physical documents for this.

The process of registration in the Privat24 service for legal entities is quite simple, although it takes a little more time than registration of an individual. Actually, to register in the system you need:

1. go on the website ;
2. enter the mobile number that will be linked to the account;

   

   Enter your mobile number in Privat24 for business

3. you will receive a password to this number, which must be entered in a special field;

   

   enter password

4. in the form that appears, fill in the data of your enterprise and the head of the enterprise;

   

   Fill in the registration data

5. specify persons with the right of financial signature and click the "next" button;

   

   Specify persons with the right of financial signature

6. select the type of your enterprise from the options offered and indicate the region of service.

After that, a message should appear on your screen confirming the successful completion of the registration.

The main tariffs in Privat24 for business look like this:

We tried to answer questions about what is and how to use Privat24 for business. If you have any questions in the course of work, or related specifically to your enterprise, the service always has the opportunity to ask them to the round-the-clock support service.

Privat 24 is the most popular Internet bank in Ukraine! 24/7 access to the company account. Without days off, holidays and breaks!

More than 1 million people use our services. Every day the number of clients is increasing. We are constantly working to improve the service and increase the number of services.
More than 200,000 corporate clients use the Privat24 Internet Bank.

Privat24 for business, client-bank for corporate clients (legal entities).

Privat24 Internet Bank allows you to access and manage your bank accounts in real time:

• Account and card statements. Round-the-clock access to your accounts and their control.
• Payroll projects, payment and corporate cards. Pay salaries or transfer funds to settlement and corporate cards.
• Currency exchange. Carry out currency exchange transactions at the exchange rate set by the bank without additional fees.
• Services of electronic commerce (e-commerce). An excellent solution for the fast and safe conduct of your business.

Conduct any financial transactions via the Internet from anywhere in the world.

• Settlements with suppliers.
• Control of income and costs.
• Detailed account statements.
• Paying salaries and opening deposits.
• Term loans and money transfers.

Login and registration in the service client-Bank Privat 24 Ukraine

Connecting to Privat 24 is easy! It is enough to register on the website, and then contact the bank's contact center by phone 3700.

You can get acquainted with the Privat24 Internet banking system for legal entities and corporate clients right now, with login: pb and password: privatbank.

Our support team will help you solve any question or problem. At the top of each page you will see an icon, by clicking on which you can ask your question to the operator in the chat mode.

Privat 24 is an excellent online banking that allows its customers a lot of opportunities. This service has been operating since 2001, and is very popular in Ukraine. Privat 24 for business allows users to get round-the-clock access to their accounts and cards online in several languages.

Capabilities

This resource is very useful for businessmen who do not have time to carry financial statements with them every month. With the help of PrivatBank for business, you can create an account statement for the whole year and print it out. The program can retain information for two years. All payments that need to be made are received as a reminder and by e-mail or in an SMS message.

The resource allows you to make any transfers to suppliers and employees, have control over the profits and expenses of the organization, receive instant loans, and also invest money and investments.

Registration and login

To register on PrivatBank 24 for business, you need to go through several stages. Initially, you should get to the page on the network, then click on the "Registration" link. In the window that opens, the client will see a line where you need to write your cell number. In the next window, you will need to confirm your number using a specially designed code that will be sent via SMS.

Then the user will be taken to a page where you need to specify the following information:

1. Login. As a rule, a mobile number is indicated here, only without the “+” symbol. However, no one forbids specifying a different login name.
2. Mail. It is needed for business communication and correspondence.
3. The code. Here you should write the most complex password in which you need to insert numbers and Latin letters, upper and lower case.
4. Check. Enter the company account on this line.

After all the information is provided, the client creates an account. Next, with the help of support (via online chat), you need to activate the account. After these manipulations, you can log into the Privat 24 system for business.

Additional Applications

After registration and activation are left behind, it is recommended to install some applications from Privat 24 for business for legal entities on your phone for efficient work. Some of the most requested applications include:

• Financial controller - to control the movement of money.
• PrivatVedomosti - to control the salaries of employees.
• Photo cash desk - for scanning receipts and sending them to the bank.
• PrivatTender - for people who take part in the tender. It allows you to follow the tender online, submit bids, register and so on.
• iPay - for accepting payments from Visa and Mastercard cards via phone.

Thus, it can be seen that the client bank for business provides its clients with a huge number of opportunities that greatly facilitate the work.

The Privat24 for Business service maintains its dominant position in the market of banking services for entrepreneurs, however, other banks do not lose hope of “moving” it. TASCOMBANK launched TAS24 Business, its version of banking for sole proprietors, small and medium-sized businesses, as well as its own version of PrivatMarket. All this was created by people from PrivatBank.

The site editor asked the team about what the service is, how it differs from Privat24 for Business, as well as about tariffs, functional features and its place in the ownership structure of TASCOMBANK.

TAS24 Business is positioned as an innovative banking service for micro businesses. Among its advantages are the fact that all services can be obtained online, and the tariffs are more profitable than those of other banks.

The new banking has been operating since January of this year, gradually expanding the range of functions and products. At first, only entrepreneurs could open an account, but since March, the system has become available for legal entities as well. The launch was not advertised much - until the completion of the testing phase of processes and operations.

Around the same time as the launch of the web version, mobile applications for iOS and Android appeared. In the application, you can register in the system and open a bank account without visiting branches. In it, you can view balances and movements on accounts, create and confirm payments, control deposits, etc. Authorization in the application is possible through a code, Touch ID and Face ID.

In TAS24 Business, you can connect to business services from partner companies: virtual mobile PBX, IP telephony, Bitrix24, InCust loyalty system, Kyivstar WebPush system and SkyService POS accounting system. In the near future, we plan to connect printing services, outsourcing of accounting, translation of documents, verification of counterparties, reporting, etc.

They also made an analogue of PrivatMarket, which is called TAS Market. This is an electronic platform where entrepreneurs can expand the sales channels for their goods and services. Services for paying by cards and lending to customers are connected automatically upon registration. The site opened in January, and by the end of May, 75,000 products were available on it. It also announced the launch of a tender block with the provision of online electronic guarantees for tender participants.

A month ago, we also launched the TAS Doc electronic document management service, which allows customers to exchange digital documents with the bank when applying for services and products, for example, when issuing loans for business development. In general, the portal can be used by anyone for free to refuse paper media and organize electronic document management with their counterparties or within the enterprise.

"Ex-privatists" in the service of "TASCOMBANK"

All accounts and products of TAS24 Business are kept on the balance sheet of TASCOMBANK and are integrated into its system, that is, they work in accordance with the bank's business day and in cooperation with its divisions and services. However, the team does the development and promotion of the project autonomously - TAS24 Business has its own IT department, its own operations center, dedicated customer support, etc.

“We work on behalf of TASCOMBANK. At the same time, realizing from the outset that we need new products and processes for their provision, adapted specifically for online, we did not take the bank’s existing product line and service processes, but essentially created them anew, with new properties and requirements,” explained the Deputy Chairman of the Board "TASCOMBANK" Alexander Nikolenko, who manages the projects "TAS24 Business" and "TAS Market".

Alexander Nikolenko until April 2017 led the service of small and medium-sized businesses in PrivatBank (SME Business Department). Accordingly, his team at TAS24 Business consists mainly of “Privat” employees — employees whom he led at PrivatBank over the past 5 years — deputies and representatives of the main product lines, as well as part of the developers of Privat24 for Business.

“We started with only 15 Privat officers, half of whom were IT specialists. This “business / IT” proportion has been preserved to this day, but now there are already 50 of us in the head office - during the year new managers and developers joined us, including those from Privat. The regional sales network, which already has 35 specialists, is also 90% from there..

"TAS24 business" vs "Privat24 for business"

TAS24 Business looks very similar to Privat24 for Business. The banking interface is made in a flat design, the functionality is also built according to a structure similar to Privat24 for Business in a new, relatively recently launched design.

TAS24 Business differs from Privat24 for Business not in the UX/UI of the system itself, but rather in the way the processes are built.

“No matter how popular Privat24 for Business is, it is still a very old and clumsy development. During the period of my leadership of the SME, we had to “patch” it more than radically redo it - there was almost no time or resource left for this. Nevertheless, a new version was developed in parallel and, probably, after my departure, a new version continues to be developed. But I have not seen significant changes there over the past year. Therefore, everything that we knew about the client experience and the need for rework in existing solutions on the market, we tried to invest in a new Internet banking system here, from scratch,” says Nikolenko.

So in TAS24 Business, as well as in Monobank, the user can independently register in the client-bank and open an account, and only then the bank activates this account: it identifies the client and performs other mandatory procedures. Activation of an account and issuance of a business card linked to it is carried out without the need to visit a branch - all information is collected through an electronic questionnaire in the client bank itself in 5 minutes. And for a one-time signing of documents, a representative of the bank is sent to the client's office or any place convenient for him.

“Absolutely all our products and services are processed electronically — you can become our client from anywhere in Ukraine. In other banks, with rare exceptions, you first need to visit a branch, open an account, and only then do you register with a client bank, which most often also requires an in-person visit to a bank branch. The whole process can take days or even weeks. Need more products? Stomp to the department again, ”Nikolenko comments.

Tariffs

According to TAS24 Business, in comparison with PrivatBank and other banks, service services are on average 20-25% cheaper. This was achieved by simplifying the tariff scale - TAS removed hidden additional fees, such as for cash withdrawals, which competitors may have different depending on the situation.

“If we write 0.75% for withdrawing our own funds in Ukraine, then it’s 0.75% everywhere – even at an ATM, even at the cash desk, even at your own bank, at least in another, regardless of the amount. Other banks still usually separate withdrawal methods, divide them into “friend or foe” and add “minimum” or “+ N UAH / USD”, “from / to” to the percentage, and so on up to a dozen variations,” says Nikolenko.

Budgetary payments, for example, payment of taxes, are carried out by TAS24 Business free of charge (a commission is charged in PrivatBank). They also promise not to charge additional commissions for transactions in the postoperative period (usually in the evening, when banks close until the morning).

In TAS24 Business, each client immediately opens three accounts with one number - hryvnia, dollars and euros without additional commissions. This decision was made after one of the clients complained about the case in another bank.

In Privat24, it is possible for legal entities to make the necessary payments and transfers in various currencies or hryvnia. You can enter online banking through the authorization form on the official resource, it has a number of important functions for doing business:

• Creation of various payment documents in the format of the National Bank of Ukraine and sending them to the bank,
• Work with any documents in SWIFT format and send them on behalf of the client to the bank,
• Control over the process of making payments,
• Displaying information regarding account balances,
• Communication with other registered users via classic text messages,
• Exercising control over enterprises owned by large companies.

In Privat 24, legal entities have the opportunity to carry out the full-fledged work of the company and fully control all the cash flows that pass regularly through its accounts.

Internet browser security

Having gained access to an account in Privat-24, any client can manage the accounts of a company or enterprise, therefore it is very important to protect profile data as much as possible from attacks by unauthorized persons. It is important to set the browser to work securely so that it does not store data in the device’s memory, this will greatly complicate the task of hackers trying to log in and gain access to accounts.

1. Set the browser to prohibit saving system data of clients: find the “Properties” item in the browser menu, where in the security settings disable the automatic filling of “user names and passwords”.
2. Remove web page caching:

In the same “Properties” item, find the “Advanced” and “Security” items, where you can select “Do not save encrypted pages to disk” in the settings.

The names of the items in the system menu may differ slightly from each other depending on the browser used by the client, but the meaning is always approximately the same.

Account security

In Privat 24 for legal entities, entering the system for the first time is possible only after registration on the official website of the bank in Ukraine. At the entrance, the data that the client indicated in the registration form is used. When you succeeded in logging in, you should enter the user settings in order to study the profile settings. In particular, checking the location of the key directory is required.

To do this, after authorization, find the “Service” item on the site and select “User Settings” in it. A page will open where it will be possible to check the desired directory and the path to it. It is noted that by default the path is set as A:\\.keystore, and the settings are always individual for each client of the bank.

In the case of generating keys and writing them to any external media in the bank, when conducting on the site, you should immediately change the password, which requires entry in private 24 for legal entities (Ukraine). To do this, in the “Service” item, you need to find “Password Change”, where you will have to enter the initial password and then enter a new one in the corresponding field twice in a row. After that, the new password will be registered in the system and the old password becomes invalid.
Safe convenient system for legal entities