Map Alpha Bank 100 days without interest - species, conditions, procedure

Important!

Before conclusion of the contract, get acquainted with service tariffs and pre-installed limits for each card.

Classic maps

Golden cards

Platinum maps

Many credit owners are interested in obtaining cash from credit cards. With this card, the owners can withdraw cash without commission in any country of the world.

Important!

Interest-free cashing is possible in the amount of up to 50 thousand rubles per calendar month.

If the cash should be removed more, you will have to pay the percentage of removal. The Commission is calculated from the amount exceeding the limit. For example, the client has already focused 50 thousand rubles this month and wants to remove another 5 thousand rubles. The Commission will make a number of interest in this amount defined by the tariff.

The total cost of the loan is calculated individually for each client and can be from 22.990% per annum to 32.485%. When calculating the full cost of the loan, all payments are taken into account - repayment of the principal debt, interest payments and other fixed in the contract.

Updating interest-free grace period

The ability to use credit money is still a hundred days without% if the client makes all the obligatory payments provided for by the Treaty. Preferential use of funds is formed from the moment of the first payment transaction. Updating the free period of lending takes place the day after the debt is entirely closed.

SMS informing and mobile bank

All owners of Alpha Bank credit cards can connect the service that will always be up to date with the operations on the map - payment of services, making money, etc. The Alfa-Chek SMS bank is connected in ATMs or bank departments, as well as in a mobile application. The cost of the service is 59 rubles per month, starting with the second month of connection.

Important!

The first month of the alpha check costs 0 rubles!

For convenience of customers, a mobile application was developed that can be used on devices with android and iOS operating systems.

Install the program, enter the authorization data and use all the features available in the application. Credit cardholders can at any convenient time to look at the application performed operations, the amount of the required payment and pay for services and goods.

For each type of card "100 days ..." provides the date of the monthly payment, if the client used credit funds. When the client did not make the required amount of money in the specified date, the bank charges a penalty in the amount of 0.1% of the amount of debt. This penalty is valid until the introduction of funds required under the contract.

Limits

For the most profitable use of the card, the cards should be remembered about the limits on operations that are recorded in the credit cards tariff plans. For all plastic cards with credit limit, the maximum available threshold of cash - 300 thousand rubles. per month.

We remind you!

The limit of credit funds is calculated individually with each client.

The owners of the "100 days without interest" credit card have the opportunity to make cash in ATMs, without paying the commission. But it is worth remembering that the Commission is written off for this operation if the limit amount was exceeded.

1. Find the nearest ATM ATM.
2. Insert the card into the terminal.
3. Specify the PIN code.
4. Request cash.
5. Specify the required amount.

Alfa-Bank does not take a fee for cashing on this map, but third-party banking organizations can do this. Carefully read the information on the operation on the screen of banking equipment.

Cash withdrawal:

• free up to 50 thousand rubles. per month;
• from 3.9% to 5.9% when a monthly limit is exceeded - calculated on the difference between the limit and excess.

Card debt

The resulting card debt can be closed in several ways:

• monthly payments whose amount is calculated by the system;
• one-time replenishment.

Important!

If you have time to pay off the debt in an interest-free term, then do not pay extra money. In another case, the monthly payment consists of a part of the principal debt and part of the accrued interest.

You can make money at the expense of the card from accounts in the Alpha Bank and the translation from the cards of other banking organizations. It is possible to replenish the balance of plastic "100 days ..." using terminals and ATMs, as well as with the help of partners.

1. Follow this link.
2. Select a section of lending to individuals and the "100 days without%" card.
3. Click on order Cards.
4. Specify all the necessary information.
5. Mark the documents that attach to the application.
6. Get confirmation of the adoption of the questionnaire for consideration.

Important!

If the requirements for the borrower are not completed, the issuance of the plastic card will not be approved.

Requirements for the borrower

• Citizenship of the Russian Federation.
• Over 18 years old.
• Stable income from 5 to 9 thousand rubles, depending on the region of the circulation.
• There is a contact phone and working.
• Permanent registration, work and place of residence near the settlement, where the office is located.

Required documents

• Passport of a citizen of the Russian Federation.
• To choose from:

And you can also provide a number of other documents, which will increase the chances of approving the issuance of the "100 days ..." card

Important!

The list of documents depends on the category of the applicant: participant of the salary project, a partner company or a new client. With more detailed requirements for documents can be found on the official website.

Pros and cons card 100 days without percent

As a resume, we give a table with the advantages and disadvantages of the card with the grace period from the Alpha Bank.